ForeclosurePhilippines.com

Getting Started

If you’re a beginner when it comes to investing in foreclosed properties in the Philippines, I’ve got some resources here that can help you get started. Check them out below.

Top 5 tips for getting started with foreclosed property investing

Want to get started? Watch this video…

You may also refer to the featured articles below. More articles will be added as they become available. Enjoy your stay and don’t forget to subscribe to email alerts to get notified of new articles, listings of foreclosed properties, and real estate investing tips !

The goal is financial freedom…

But we also need financial literacy!

Manage your finances to get ready for your first real estate deal!

Manage your finances to get ready for your first real estate deal!

This is Part 1 of a series on Managing Finances. After reading, don’t forget to read Part 2 and Part 3! One …
Personal Equity and Retirement Account (PERA) Act of 2008  (RA 9505)

Personal Equity and Retirement Account (PERA) Act of 2008 (RA 9505)

AN ACT ESTABLISHING A PROVIDENT PERSONAL SAVINGS PLAN, KNOWN AS THE PERSONAL EQUITY AND RETIREMENT ACCOUNT (PERA) SECTION 1. Title …
4 Reasons Why You Need To Be Financially Literate Before Investing in Real Estate (And Avoid Financial Failure)

4 Reasons Why You Need To Be Financially Literate Before Investing in Real Estate (And Avoid Financial Failure)

In an earlier blogpost where I tackled the frequently asked question: “Are foreclosed properties good deals?”, I mentioned that financial …
How I track my expenses and manage my money

How I track my expenses and manage my money

This is the third part of a series on Managing Finances. If you have not read the first 2 parts, head on …
Financial Literacy for Kids Part V: Getting Used To A Simple Lifestyle

Financial Literacy for Kids Part V: Getting Used To A Simple Lifestyle

This post is the fifth of a series. Those who missed past posts may click here – Part I, Part …
cha-ching-money-smart-kids

Financial Literacy for Kids Part VII: Cha-Ching Money Smart Kids

Since we don’t have a TV at home (by choice), my son and I spend time together watching YouTube videos, …

All About Foreclosed Real Estate Investing

How to do due diligence before buying foreclosed properties (video)

How to do due diligence before buying foreclosed properties (video)

If you are interested in a foreclosed property/acquired asset, the first thing you need to do before buying is to …
19 Free Legal Forms And Contracts From Philippine Legal Forms

19 Free Legal Forms And Contracts From Philippine Legal Forms

Update: This list already contains 20 contracts. The latest to be added is a rent-to-own contract I just want to …
Your Dream House: How Ready Are You To Build It?

Your Dream House: How Ready Are You To Build It?

Every Filipino strives hard just to be able to afford their own dream house. After all, shelter is one of …
Watch Out For Floodlines When Inspecting Foreclosed Properties!

Watch Out For Floodlines When Inspecting Foreclosed Properties!

We all want to avoid flood-prone locations, but how do you know if an area has a history of flooding? …
Time To Outsource My Title Transfer

Time To Outsource My Title Transfer

I have been so busy lately with the title transfer of a foreclosed property that I purchased and I realized …
Video: 31 "Must Ask" Questions Before Buying Foreclosed Properties (As part of due diligence)

Video: 31 “Must Ask” Questions Before Buying Foreclosed Properties (As part of due diligence)

Have you ever tried calling up a bank to inquire about a foreclosed property that interests you and actually forgot …

Afraid of taxes? Don’t be! These articles about real estate taxation should help.

VAT Update: Adjacent residential properties are now considered as one under BIR RR 13-2012

VAT Update: Adjacent residential properties are now considered as one under BIR RR 13-2012

If you are thinking of buying adjacent residential properties, you better read this. The Bureau of Internal Revenue (BIR) has …
More On Documentary Stamp Tax (DST) On Real Estate Transactions

More On Documentary Stamp Tax (DST) On Real Estate Transactions

There are different DST rates on different types of transactions like loan agreements, lease agreements, mortgages, and there are also …
Creditable Withholding Tax In Real Estate Transactions

Creditable Withholding Tax In Real Estate Transactions

Creditable withholding tax (CWT) is the tax which is withheld by the buyer/withholding agent from his payment to the seller …
How to get a 20% discount on real property taxes

How to get a 20% discount on real property taxes

As a property owner, one of our obligations is to pay our real property taxes. It’s a given, we really …
Transfer tax is one of those taxes that must be paid when so you can transfer the ownership of real estate

How to Compute Transfer Tax in the Philippines (w/ actual example + tips)

To transfer the ownership of a property title in the Philippines, transfer tax must be paid. In this blog post, …
How To Easily Compute Documentary Stamp Tax (DST) On The Sale Of Real Properties

How To Easily Compute Documentary Stamp Tax (DST) On The Sale Of Real Properties

When buying a foreclosed property, the buyer often shoulders the Documentary Stamp Tax (DST). In the Buena Mano Green Tag …

Philippine Laws that apply to real estate

PRBRES Logo

423 Real Estate Salespersons’ Accreditation Approved By The PRBRES

After more than a year and a half after the guidelines for the accreditation of Real Estate Salespersons was published by …
Updates on CRESAR (or REBSAT) review centers for the 2011 Real Estate Brokers Exam

Updates on CRESAR (or REBSAT) review centers for the 2011 Real Estate Brokers Exam

It’s already 2011 and the upcoming Real Estate Brokers Exam on March 27, 2011 draws nearer. Relax, you still have …
Are You Violating The RESA Law?

Are You Violating The RESA Law?

If you are engaging in the practice of real estate service for properties you do not own, and you are …
PRC March 2012 real estate brokers exam results released!

PRC March 2012 real estate brokers exam results released!

The long wait is over, the PRC March 2012 real estate brokers exam results have just been released. 3,192 of …
Gavel

Procedure for Judicial Foreclosure of Real Estate Mortgage (Rule 68, Rules of Court)

Those who may be interested in the procedure for judicial foreclosure in the Philippines may refer to Rule 68 below …
March 2011 real estate brokers exam results in frustrated examinees

March 2011 real estate brokers exam results in frustrated examinees

*Update – The March 2011 real estate brokers board exam results have already been released: Real estate brokers exam results …

Real Estate Contracts

19 Free Legal Forms And Contracts From Philippine Legal Forms

19 Free Legal Forms And Contracts From Philippine Legal Forms

Update: This list already contains 20 contracts. The latest to be added is a rent-to-own contract I just want to …
Rent Control Act of 2009 Full Text (RA 9653)

Rent Control Act of 2009 Full Text (RA 9653)

*Update: The Rent control Act of 2009 has been extended until December 31, 2015, according to a press release from …
Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

As promised, I am sharing a sample Rent-To-Own contract specifically for use here in the Philippines. A Rent-To-Own contract is …
Rent-To-Own Contract Tips: For The Protection Of The Buyer

Rent-To-Own Contract Tips: For The Protection Of The Buyer

I recently got a comment in my post How To Easily Calculate The Return-On-Investment (ROI) For Rental Properties and as …

“Sharpen the saw” with these upcoming seminars

Get your feet wet with the latest listings of foreclosed properties

January 2026 list of EastWest Bank Foreclosed Properties For Sale (added to database)

214 EastWest Bank Foreclosed Properties: January 2026 Listing (Negotiated Sale)

As of January 3, 2026, a total of 214 EastWest bank foreclosed properties are available in their nationwide list for …
SSS foreclosed properties list for January 2026 available for viewing/download

SSS Foreclosed Properties: January 2026 (Negotiated Sale)

Here’s the January 2026 list of SSS foreclosed properties for negotiated sale. Details below …
BDO Foreclosed Properties List for November 2025 added to database

1,512 BDO Foreclosed Properties in December 2025 List for Negotiated Sale

A total of 1,512 BDO foreclosed properties for negotiated sale are in the updated nationwide list for December 2025. This …
BFS foreclosed properties list for December 2025 released - added to database

2,936 BFS Foreclosed Properties in December 2025 Listings for Negotiated Sale

For December 2025, a total of 2,936 BFS foreclosed properties are available for negotiated sale in their nationwide list. This …
Latest list of Maybank foreclosed properties for sale as of November 2025

500+ Maybank Foreclosed Properties (November 2025) in Nationwide Listings

November 21, 2025 – More than 500 Maybank foreclosed properties are listed in their November 2025 list. This is a …
Cantilan Bank Foreclosed Properties List as of November 2025

Cantilan Bank Foreclosed Properties For Sale (November 2025)

Here’s an updated list of Cantilan Bank’s foreclosed properties for sale. This is updated as of November 17, 2025. Details …

This page is a work in progress…

If you didn’t find what you were looking for, just leave a comment below to suggest a topic.

Thanks!

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97 thoughts on “Getting Started”

    1. Hi Jay, all the prices indicated are the actual selling price (pero siyempre may additional taxes and fees pag bumili ng property).

    1. The two videos on this page are in english, they even have closed captions in english.

      Are you referring to the videos for Pag-IBIG updates? Those are in tagalog, but english closed captions are also available.

  1. Ernesto casas

    Good morning po just asking kng saan pwude malaman kng sino ang nkabili ng lupa galing sa planters bank, kc po sa registry of deeds sa bangko pa rin nka pangalan yng title,pero po ng i verity ko po sa bangko wla na po sa knila,saan ko pa po ba pwude ma trace.tnx po

  2. Mark Edison Lazarte

    Hi po ako po ay nangungupahan since january 30 po dito sa bahay at nalaman ko po na foreclosed na po pala ito ngayon sinabi kopo sa may ari na matagal na po palang foreclosed to bahay nila ei gusto nako paalisin dito ano po dapat ko gawin kase pinapaalis kami ei di na sa kanila tong bahay at halos 10months po kami nagbabayad ng upa ei foreclosed properties napo pala ito ngayon pinapaalis kami ei cla nag lagay samin dito sa bahay nila na foreclosed na gusto po nila umalis na kami nilalakad nadaw po ng anak niya yung bahay salamat po sa mag aadvice ng gagawin ko

  3. Good day po,, itanong ko po sana kung paano aq makakakuha ng assistance ng pag-ibig financing kung married ako, yet separated na kame for 14yrs, but not legally separated po, i can consider it abandonment na kse there is no communication between us na for 14 years. Ano po ang solution sa problem ko. Thanks!

  4. Raffy de la Fuente

    Hi Sir Jay, just want to personally thank you. I have come across your video interview on youtube which you mentioned about the book think rich pinoy. Had I not come across that video, I would not have gained context on how the rich dad poor dad concept can be applied in a filipino setting. Just completed the book tonight and hopefully next step would be to get enrolled in one of your classes. Thank you again Sir Jay.

  5. Hi sir, I have a question, kung may bahay na po ako hinuhulugan sa pagibig, can I still avail foreclose property thru pagibig din po? Thank you and more power po..

  6. Rhezil Beltran

    Helo po Sir JAY Castillo sa tingin ko po matutulungan nyo po ako sa questions ko, Sir pano po pala patakaran ng lupa na 1982 na na award na po ni Marcos may certificate po mismong hawak bilang katunayan, ngaun po may ibang tao po na naglakad pinatitlelan po nila under sa name nila ngayon pinaalis po ang pinakamay ari at lumabas na di sila ang may ari, ngayon po inilaban ng pinqkqmay ari na may hawak ng certification galing kay marc os sa madaling salita natalo po ang taong nameke ng title name naglabas napo ang kataasang hukuman ng sulat at dinala na po sa province dun mismo sa lugar nong lupa. Ang sabi po ng LRA naka pinlock wala n daw maka agaw anu po ang pinlock?na sir ang tanong ko po
    1. anu na po ang susunod na STEP TO STEP process nito sir kc ang may ari ay pabalik m dto sa manila para iprocess na ang pag papa land title under mismo sa name
    2.Anu anu pa po ang pag gagastusan namin mga magkano pa kayaang ihandang pera ngayong sabi ng LRA parelease na ang pinaka title
    3. May kinalaman pa po ang Bir dto?may mga babayran po ba sa kanilang taxes?
    4. At bago marelease sir ang pinakatitle mag kano po ang gagastusin may mga babayaran pabang per square meter?
    Maraming salamat po Sir JAY CASTILLO marami po kayong natutulungan sometimes small things means a lot ❤
    GOD BLESS YOU MORE

  7. Hi Mr. Jay Castillo. Sir paano po kung ayaw umalis ng mga nkatira dun sa nbyran ng 20% down payment saa foreclosed ng bhay?

    1. Jay Castillo

      Hi Glady, sorry sa late reply. Ang una mong pwedeng gawin ay makipagusap sa occupant, pero mag ingat kayo dahil baka hostile sila.

      Pag okay sila makipagusap, tanong niyo kung ano kailangan nila para umalis. Kung pera, dapat kaliwaan, at may kasulatan.

      Siyempre, dapat tulungan kayo nung bank na nagbenta nung foreclosed property sa inyo.

      Last resort, makiusap na lang kayo na magkasolian na lang ng pera

  8. Isaac Ivan Navarra

    Dear Sir Allan and Sir Jay,

    A blessed Holy Week. I, Isaac Navarra an OFW here in UAE. I am aiming to do real estate business in the Philippines for good thus I dont like to be an OFW who worked so long without any ipon/savings and investments.

    May I please ask is it still possible to enroll to Sir Jay’s Training for foreclosure properties? It has been 3 months ago when I attended the webinar. At that time I still have obligations to pay which is the reason i was not able to enroll for the training offered. I would like to inquire if i is still possible to enroll to this course? I would also ask if I still can get the VIP offers which was mentioned on the training of Sir Jay? However my bad I forgot the VIP code which was given by Sir Jay to acquire the benefits and discounts Si Jay offered during the webinar.

    I hope I can still have this training and I hope I can catch up. With this training it would bless me and my family to provide our needs, to be stable, and grow in the long run.

    Thank you and God bless

  9. Rachel Samarita

    Hello Sir,
    I have read Robert Kiyosaki’s books, Rich Dad Poor Dad. It really is inspiring that it changed my mindset, as well as, reading your blog. I am thinking to attend the Think Rich Pinoy seminars but I do not know when the next seminar will be. The website only shows the previous seminars held. Do you have contact or information how and when the next seminars? I am very interested to join. Thanks a lot.

  10. hello sir Jay, your site is amazing. I’m currently living in the U.S. but looking for a small townhouse in Q.C. for my parents. i hope to learn more in your site, and i just came across it now. im reading up on your unbiased views. quick question, since my papers are still processing for my residency and my hubby is a u.s. citizen, do you think it’s not possible for us to avail a bank loan? you see, there’s this agent whom i feel is very hasty in selling and i feel its pretty risky because the requirements are very few (2 IDs only and PDCs)/ whereas the bank would be very thorough in reviewing our requirements for loan. What are your thoughts on this? Your reply would be tremendously appreciated.

    1. Thanks for the kind words! So you are coming home as a Filipino Citizen married to US Citizen? If yes, you should still be able to get a loan. It seems what the agent is offering you is in-house financing, not really a mortgage loan (Yes, you are correct, a mortgage loan has more requirements and are carefully evaluated). My suggestion, ask the agent to setup a meeting with the bank to get the exact details.

  11. HyacinthChoice26

    Interesting piece . I loved the analysis , Does someone know where my assistant can acquire a template Lease To Purchase Option Agreement document to fill in ?

  12. Angel Bantilan

    hi sir jay.. I need house and lot foreclosure in country homes in toril, Davao city, not more than 200,000.00 can you help me? tanx God bless you

    1. Hi Angel, I highly suggest you look at Pag-IBIG’s listings for Davao. I have their list in queue for publishing this week.

  13. Hello, my name is Jeff. my wife is from Manila area, born and rased. we now live in usa (penna.) we whould like to buy a small lot over there, and finance it and pay on it from here how do we go about this?

  14. Hi, just started reading your site about tax delinquent properties. I have a question with regards to ownership.
    If the property goes up for auction and it is still being paid off to a borrower (eg. A bank). Who owns the property. The bank or the person who paid the property taxes.

    Thanks

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