Privacy Policy

Last Modification Date: September 6, 2018 | Effective Date: September 7, 2018

We care about the use of personal information online, which is why we are providing you with detailed information with regard to privacy practices employed here at ForeclosurePhilippines.com. Particular areas of the world now require different privacy disclosures, so please read the entire policy to make sure you understand our practices fully.

I. If You are Located In the European Union (EU)

A. What Personal Data Do We Collect From You?

Personal data is information that can be used to identify you such as your name, IP address, and email address. As a business, we collect personal data from you in a number of ways including:

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: Your email address and IP address.

(2.) Waiting List: Your name, email address, and IP address.

(3.) Transaction: You name, email address, billing information and payment source.

B. What Is The Purpose of Processing Your Personal Data?

We collect the information above for the following purposes.

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: To provide you with updated real estate listings, blogposts, training schedules, relevant news and information, and the complimentary due diligence checklist via email.

(2.) Waiting List: To let you know when a training course opens or is closing.

(3.) Transaction: To process a purchase you make with us in relation to our paid training courses, which also includes providing information on how to access the training course purchased and relevant updates.

C. What Legal Basis Do We Have For Collecting and Processing Your Information?

Websites must have a legal basis for collecting information from individuals located in the European Union. Our legal basis for each of the ways we collect information from you is as follows. Please note where consent forms the basis, you can withdraw consent at any time by contacting Jay Castillo through [email protected], or opting out of any email message using the “unsubscribe” link at the bottom of ALL our emails.

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: We will ask for your consent first through a double-optin process.

(2.) Waiting List: We will ask for your consent first through a double-optin process.

(3.) Transaction: We will collect your information as part of a legal contractual transaction.

“Legitimate interests” for processing your personal information exist where you submit the information with an expectation that it will be processed and there is no undue impact on you. If you disagree or have questions, please contact Jay Castillo at [email protected] and we will cease the processing of your data under this legal basis.

D. Who Has Access To The Data We Collect?

We process and have access to the data we collect from you. However, we use third parties to assist us with processing your personal data including the following categories of recipients (links to respective privacy policies of said third parties can be found below):

  • Financial transaction processors (for processing of payments for paid training courses handled by Teachable)
  • Customer service communication platform (helpdesk system handled by Helpscout)
  • Email service providers (Feedblitz and Convertkit)
  • Learning management system (handled by Teachable)

These third parties are prohibited from utilizing, sharing or retaining your personal data for any purpose other than allowed by us.

E. Cookies and Similar Technologies

This site uses cookies and similar technologies to track particular aspects of you and other people who visit us. This tracking is done to provide us with information on how people move about the site, what is of interest to them and what is not, how our marketing is performing, and incidental items such as what percentage of users access the site from a personal computer versus a mobile phone.

You may block most cookies by adjusting your browser settings as well as responding to the cookie consent notice that appears when you visit this site. To learn more about this technology, please visit our Cookie Policy below under section II-H.

F. How Long Do We Keep Your Data?

We keep your personal data for different periods of time depending on the reason it was gathered in the first place.

(1.) Opt-In To Email Updates with complimentary Due Diligence Checklist: As long as you remain subscribed, and will be deleted when you unsubscribe.

(2.) Waiting List: As long as you remain to be subscribed, and will be deleted when you unsubscribe.

(3.) Transaction: Five years for tax audit purposes.

If a legal claim arises involving your data, we will store and disclose that data until the matter has resolved.

G. Your Right To Ask For Corrections, Erasure, And Export Of Your Data

You have the right to control your personal data. Specifically, you have the following rights:

  • The right to be informed: We are informing you now with this policy.
  • The right of access: We’ll provide you with the data we have about you.
  • The right to rectification: Request we fix incorrect data about you.
  • The right to erasure: Request we erase certain data about you.
  • The right to restrict processing: Ask us to restrict certain type of processing of your personal information.
  • The right to data portability: Ask us to provide your personal data we have for export.
  • The right to object: Object to how we use your data.
  • Rights in relation to automated decision making and profiling: We don’t profile you, but keep in mind that you have this right with other sites.

To exercise any of these rights, please contact Jay Castillo at [email protected] with your request.

H. Your Right To Withdraw Consent

Although this is mentioned above, we want to emphasize that wherever we’ve asked for your consent to collect or process your personal data, you have the right to withdraw that consent. If you receive email messages from us, you can use the “unsubscribe” link near the bottom of ALL email messages to withdraw consent and stop the mailings. Alternatively, you can contact Jay Castillo at [email protected] with your request.

I. Do We Transfer Your Data To Third Countries?

No. We are located in the Philippines. Your data is collected and held here.

J. Privacy Concerns, Contacting Us, Complaints.

You can contact Jay Castillo at [email protected] with your request with any questions or requests you have about these policies or your personal data. If, after contacting us, you feel a privacy issue has not be resolved, you have the right to file a complaint with a Supervisory Authority that covers the Philippines.

Data Controller

Representative: Jose Dionisio R. Castillo

ForeclosurePhilippines.com | True North Online Marketing Services

1 Dollar Street, Camella 3-B, Pamplona Tres, Las Pinas City, Metro Manila, Philippines

You can also send correspondence by traditional mail to ForeclosurePhilippines.com | True North Online Marketing Services c/o Jose Dionisio R. Castillo – 1 Dollar Street, Camella 3-B, Pamplona Tres, Las Pinas City, Metro Manila, Philippines

II. For All Our Valued Friends Regardless of Location

A. Privacy Policy Modifications and Updates.

We may update and modify this Privacy Policy at any time. In doing so, we will post a notice on the site before the change goes into effect and forward an email message to you, should we have your email address and your consent to receive our emails.

B. Legal Disclosures of Personal Information.

We may process, store, and disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the edicts of the law or comply with legal process served on us, (2) protect and defend our rights or property or (3) act under exigent circumstances to protect the safety of the public or users of the site.

C. DMCA Disclosures

We comply with the Digital Millennium Copyright Act of 1998. As part of the compliance process, we may be required to disclose whatever information we have for you to a copyright holder who has submitted a complaint to us.

D. Public Comments.

You may leave comments on blogposts. Please remember that any information you provide is not private. The information can be viewed by anyone online including family, friends, the media, investigators, and potential employers conducting background checks. Public comments functionality are provided through Disqus, and you may find their privacy policy on the following link: https://help.disqus.com/terms-and-policies/disqus-privacy-policy.

E. Third Party Websites.

We link to other sites, but please keep in mind that we do not control the privacy policies of those sites. Make sure to review the policies of any such sites before providing your personal information.

F. Sale of Business

Should we sell this site or our business, your personal information will be an asset transferred to the new owner.

G. Log Files

Like many other Web sites, Foreclosurephilippines.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

H. Cookies Policy

Foreclosurephilippines.com uses cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie:

  • Google, as a third party vendor, uses cookies to serve ads on our site.
  • Google’s use of the DART cookie enables it to serve ads to users like you, based on your visit to our site, and other sites on the Internet.

Users may learn more by visiting the Google ad and content network privacy policy at the following URL:

Our advertising partners may use cookies and web beacons on our site. Our current list of advertising partners include:

  • Google Adsense

These third-party ad servers or ad networks use technology to show the advertisements and links that appear on foreclosurephilippines.com which are sent directly to your browsers. They automatically receive your IP address when you interact with these advertisements and links.

Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

Foreclosurephilippines.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices.

Foreclosurephilippines.com’s privacy policy does not apply to, and cannot control the activities of, such other third-party advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

You can also opt-out of this kind of advertising anytime through the following URLs:


CLICK HERE TO CHANGE YOUR PRIVACY CONSENT SETTINGS


EZOIC SERVICE PRIVACY POLICY
foreclosurephilippines.com ("Website") uses a third party technology called Ezoic.

INFORMATION ABOUT OUR ORGANIZATION AND WEBSITE

Ezoic is committed to protecting your privacy. We will only use the information that we collect lawfully in accordance with the General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679).

Ezoic's principal activities are:

  • Website analytics
  • Website personalization
  • Website hosting

Our privacy policy covers Ezoic Inc., Ezoic Limited and this Website:

Ezoic Inc.

6023 Innovation Way, Carlsbad, California, United States

Ezoic Limited

Northern Design Centre, Abbott's Hill, Gateshead, NE8 3DF United Kingdom

DATA

In order to provide our products and services and related support, it is necessary for Ezoic to transfer your personal data outside of the European Union.  In such case, the data controller for this data for EU residents is Ezoic Inc. having it’s registered offices at 6023 Innovation Way, Carlsbad, California, United States.  All questions of requests regarding the processing of data may be addresses to [email protected]

PROVIDING VISITORS WITH ANONYMOUS ACCESS

If you do not consent to such collection, you can access this website without disclosing your personal data.

AUTOMATIC COLLECTION OF INFORMATION

Ezoic records data about the individuals and the traffic to this website. Ezoic is this website's limited agent (and data controller in the EU context) for the purpose of providing Internet data and optimization services. Ezoic may use this data to improve its service or enable other services (e.g., using visitor traffic logs or data posted through the service to improve the optimization of other websites).

Personal Information

Ezoic may collect personal information as defined in GDPR (such as IP address and a unique id in a cookie) about visitors to your website for the purposes of statistics, analytics and personalization. In addition, Ezoic works with numerous third parties for the collection and storage of data and the providing of analytics and advertising services.

Use of Personal Information

Purpose/Activity Type(s) of Data Lawful basis for processing
 To improve user experience
  •  Identity
  • Technical
  • Usage
 Your information helps us to provide you with a more pleasant, efficient experience on this website that may be customized to how you or others respond to content and ads on this or other websites.
 To improve ad performance
  •  Identity
  • Technical
  • Usage
 Your information helps us to optimize the placement, size, timing and number of ads displayed to you. It enables us to make smart decision that help this website owner earn money but reduce the disruption of ads on your experience.
 To improve content creation
  •  Identity
  • Technical
  • Usage
 Your information helps us learn what content you care about and enjoy and, the style of content you like and what you engage the most with. This helps us produce more content and features that you might like.
 To improve website performance
  •  Identity
  • Technical
  • Usage
 Your information helps us measure various performance metrics about our site, such as site speed, so that we can improve the performance of this site.

 

PROCESSING OF DATA AND CONSENT

We will process the data we collect about you to improve the operation of this and other websites. This information helps us make decisions about what content to show, how it should be formatted, the number, size and placement of advertisements and how content should be delivered to individuals. THis information is also used for analysis of performance and reporting.

USE OF APPLICATION LOGS

Our servers automatically record information (“Application Log Data”) created by your use of this website. Application Log Data may include information such as your IP address, browser type, operating system, the referring web page, pages visited, location, your mobile carrier, device and application IDs, search terms, and cookie information. We use this information to diagnose and improve our services. Except as stated in section (Data Retention), we will either delete the Application Log Data or remove any account identifiers, such as your username, full IP address, or email address, after 48 months.

DATA RETENTION

The personal information we collect is retained for no longer than necessary to fulfil the stated purposes in section “PROCESSING OF DATA AND CONSENT” above or for a period specifically required by law or regulation that Ezoic is obligated to follow. Personal data used to fulfil verification of certain types of services such as SSL certificate, payments, and billing will be retained for a minimum of 5 years depending on the class of product or service and may be retained in either a physical or electronic format. Even if you request deletion or erasure of your data, we may retain your personal data to the extent necessary and for so long as necessary for our legitimate business interests or performance of contractual obligations. After the retention period is over, Ezoic securely disposes or anonymizes your personal information in order to prevent loss, theft, misuse, or unauthorized access.

CONFIDENTIALITY / SECURITY

We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from: unauthorized access improper use or disclosure unauthorized modification unlawful destruction or accidental loss. All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors’ personal data. We ensure that your personal data will not be disclosed to State institutions and authorities except if required by law or other regulation

DATA ACCESS & DELETION

You have the right to view information that we have collected about you and to request deletion of any personal information we may have. You can use this data lookup tool to complete these actions.

 

Below is a list of cookies that are commonly set on this website.

 

Below is a list of usage, technical and identify metrics that are commonly stored and processed when you use this website

Your location information, including country, state, city, metro and postal code
The webpage your were at before this website
The type of browser you use and the version
The brand and operating system of your device
What time zone you're in and what time it is there
What pages on this site you visit
How you interact with this website, including time spent, how much you scroll and your mouse movements
The size of your devices screen and the size of the browser on that screen
What content you share on the page
If you copy and paste content on this website
What ad or link you clicked on to arrive at this website
The type of internet connection you use and your ISP or service provider
How long it takes for this website's content to get transfered to your browser, load in your browser and render
The weather where you are currently located
Your age and gender
Your ip address
A unique id so that we can recognize you
What ads you click on

Cookies

A list of Vendors that may be used on this website


Data Usage Purposes

Necessary
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Preferences
Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

Statistics
Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

Marketing
Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.

Contacting Us

If there are any questions regarding this privacy policy or you wish to unsubscribe from our site and services you may contact us using the information below or by writing to us at:


Las Pinas, Metro Manila 1740
Philippines

Summary of Requests

If you'd like to see a summary of the requests to know user information, requests to delete user information and requests to opt-out of ccpa compliance that this business has received:

https://g.ezoic.net/privacy/foreclosurephilippines.com/annualRequestSummary


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