3,959 PDIC Foreclosed Properties in October 2025 List (Negotiated Sale)

3,959 PDIC foreclosed properties for negotiated are currently available for sale as of October 16, 2025.  This list is from the Philippine Deposit Insurance Corporation. See complete list below.

PDIC foreclosed properties list (Negotiated Sale)

This list of properties have already been uploaded in our database for easy searching, and you can view them all through the button/link below:

• Click to view PDIC and various closed banks’ properties in database for easy sorting/filtering

As usual, all foreclosed properties included in the listings below are for sale on an “as-is, where-is” basis, and interested parties should have already done their due diligence prior to submitting offers.

How to submit offers to buy properties for negotiated sale

Here are the complete guidelines for buying through negotiated sale from PDIC’s official website:

“Guidelines in Buying Real Properties Thru Negotiated Sale

1. Accomplish the PDIC Offer to Buy (OTB) form together with the Buyer information Sheet (BIS). The OTB and BIS may be downloaded for free in the PDIC website, www.pdic.gov.ph.
2. If offer is done thru/referred by a Professional Regulations Commission (PRC) licensed Real Estate Broker (REB), the OTB shall be signed by the REB with the Client’s conformity and shall be submitted together with:
   1. PRC Certificate of Registration as REB (certified true copy) and valid PRC Professional Identification card (ID) (photocopy),
   2. Valid government issued ID other than the PRC ID (e.g. SSS, Passport, Driver’s License, Voter’s ID) (photocopy), and
   3. BIR Form 2303 (BIR Certificate of Registration of RE activities) or BIR Form 1701 (Income Tax Return)
   Subject to the terms and conditions for entitlement to a commission.
3. Make sure that all the required fields in the OTB & BIS are completely filled out and duly signed. The OTB & BIS may be sent thru any of the following modes:
   1. drop in a sealed envelope at the PDIC Offer Box located at the PDIC Public Assistance Center, Ground Floor, PDIC Chino Bldg., 2228 Chino Roces Avenue, Makati City 1231;
   2. mail to the ROPA Disposal Committee (RDC) thru its Secretariat, 5th Floor, PDIC Chino Bldg., 2228 Chino Roces Avenue, Makati City 1231;
   3. email scanned original OTB & BIS and send to the following email address: rdcsec@pdic.gov.ph.
4. All offers will be opened and processed every Monday, 9:00 AM by the RDC Secretariat and transmitted to the Asset Management and Disposal Group (AMDG) the next working day (Tuesday). All offers will also be acknowledged by the RDC Secretariat.
5. AMDG will evaluate the offers within fifteen (15) days to determine whether the offers are complying or non-complying based on the PDIC policy.
6. Thereafter, the AMDG will inform you in writing of the result of its evaluation, or RDC’s action concerning your offer.
7. If offer is approved, payment must be made within fifteen (15) calendar days from receipt of the Notice of Award (NOA). In case of failure to pay on the due date, the approval shall be automatically cancelled.
8. Payment may be made thru either of the following:
   1. the Cashier at the Treasury Department (TD) located at the PDIC-PAC, Ground Floor, PDIC Chino Bldg., 2228 Chino Roces Avenue, Makati City 1231; or
   2. any PNB branch (for closed banks) using the Bills Payment Slip (see attached sample):

PNB Account No. : (leave blank)
Account/Merchant’s Name: PDIC BURL – (name of closed bank)
Policy/Plan Reference No.: (to be provided by AMDG)
Policy/Planholder’s Name: (indicate the name of BUYER)

9. Please provide a copy of the Official Receipt / duly validated PNB Bills Payment Slip to AMDG as soon as payment is made for confirmation.
10. The Deed of Absolute Sale / Contract to Sell will be prepared within fifteen (15) days from confirmation of payment.”

Source: PDIC Guidelines in buying real properties through negotiated sale

How about PDIC Foreclosed Properties For Public Auction?

This will be updated when I finish compiling the latest auction schedules/listings.

PDIC Contact Info

• Official Website: https://assetsforsale.pdic.gov.ph/
• Telephone:
  • Trunkline.: (632) 8841-4000
  • Hotline: (632) 8841-4141
• Fax No.: (632) 8841-4085
• Email: pad@pdic.gov.ph
• Client outside Metro Manila may call:
  • Toll Free: 1-800-1-888-7342 or 1-800-1-888-PDIC
• Office Address: PDIC Chino Bldg., 2228 Chino Roces Avenue, Makati City 1231
• Facebook: https://www.facebook.com/OfficialPDIC/
• X (Formerly Twitter): https://twitter.com/OfficialPDIC
• LinkedIn: https://www.linkedin.com/company/philippine-deposit-insurance-corporation-2022/about/

Source: PDIC Acquired Assets website

Disclosures applicable to properties with issues

Before submitting an offer for a property, please check the issues pertaining to each property under “Disclosures” included with the details. Here’s a table that explains what the disclosures mean:

00 – As an interested buyer, you are responsible to conduct due diligence or verify the property details and status with the concerned registries or government agencies.

1 – Title and/or TD registered in the name of the former owner/mortgagor/borrower/third party

2 – Title transferred in the name of the bank/PDIC but TD declared in the name of the former owner/mortgagor/borrower/third party

4 – Covered with TD only declared in the name of the bank/PDIC

5 – Covered with TD only declared in the name of the former owner/mortgagor/borrower

6 – TD for improvement declared in the name of the former owner/mortgagor/borrower

7 – Improvement without tax declaration

8 – Title missing — reissuance for buyer’s account

9 – RD´s copy of title missing/burnt — reconstitution for buyer´s account

10 – With annotation of encumbrance

10.1 – With annotation of encumbrance on the reconstitution of title

11 – With notice of lis pendens or subject of a case

12 – With cancellation of mortgage but not annotated in the title/can no longer be reproduced, cancellation of CM/REM for buyer’s account

13 – With unpaid taxes and/or dues

14 – With informal dwellers

15 – With existing contract of lease / with lessee

16 – Reportedly subject of encroachment

17 – Relocation survey is recommended

18 – No Right-of-Way

19 – With Right-of-Way or With claim for Right-of-Way

20 – Used as Right-of-Way or With annotation of right-of-way

21 – With water and/or road easement

22 – Property eroded by river and/or traversed by road/transmission line/creek/lahar course

23 – Inconsistencies in data found in any of the following documents: title (old and new) and TD (old and new), COS, Dacion document and Deed of Assignments – correction for buyer´s account

24 – Inconsistencies in data found between the title/TD and subdivision/survey plan/tax map/lot data computation — correction for buyer´s account

25 – Only a portion of area indicated in the title/TD for sale

26 – Property is co-owned/with annotation of co-ownership

27 – With subdivision restrictions and/or subject to special conditions

28 – COS stamped registered by RD but not annotated in the Tax Declaration/Title

29 – With notarized Memorandum of Agreement/ Deed of Sale/Dacion en Pago/Deed of Assignment but not annotated in the title

30 – Subject to Condominium Master Deed of Declaration with Restrictions

31 – Properties to be sold as a whole

32 – The property is prone to flooding

33 – The property is prone to landslide/erosion

34 – The property is located within a partially developed subdivision

35 – The property is located within an undeveloped subdivision

36 – Properties consist of more than one lot covered by one (1) title

43 – Technical descriptions appearing on the title do not form a closed polygon when plotted.

44 – Typographical error on the technical description, correction for buyer´s account

46 – TD for improvement declared in the name of a third party

47 – COS annotated on the owner´s duplicate original copy of title, but not annotated on the copy on file with Registry of Deeds; registration for buyer´s account.

48 – With annotation of Affidavit of Loss, but Title in the custody of PDIC.

49 – The property is subject of a case that was already terminated

50 – The title is with annotation of Notice of Lis Pendens tha has been decided in favor of PDIC/Bank for which the decision is already final and executory. Cancellation of the annotation for the account of the buyer.

53 – Tax Map does not conform to the subject lot as plotted based on the technical description appearing on the title

54 – Title and/or TD with annotation of encumbrance but Notice of Cancellation on file or issuance of Notice of cancellation in process. Annotation of the Notice of Cancellation for the account of the buyer

55 – Part of the property is a riverbed

56 – Typographical error in the cadastral lot no. reflected on TD/cadastral map, correction for buyer´s account

59 – With discrepancy on the location of the subject property in the Tax map against the approved subdivision plan, correction for the account of the buyer.

61 – Title registered in the name of the bank/former owner but still undeclared, cost for issuance of TD for the buyer´s account

62 – Title registered under the name of the former owner/mortgagor/borrower and TD still declared under the name of the developer, correction for buyer´s account

63 – Case filed against PDIC subject of Lis Pendens dismissed with finality. Cancellation of the annotation of Lis Pendens for the buyer´s account.

66 – With annotation of Deed of Assignment in favor of BSP. Partial Cancellation of Deed of Assignment not annotated on the title. Cancellation of the annotation for the account of the buyer.

68 – Portion of the property is being used as cemetery

69 – The lot is with appurtenant golf share

B2-Agricultural properties with area of more than 5 hectares and up to 10 hectares – at least two (2) bidders must jointly submit a bid

B3 – Agricultural properties with area of more than 10 hectares and up to 15 hectares – at least 3 bidders must submit a bid together

B4 – Agricultural properties with area of more than 15 hectares and up to 20 hectares – at least 4 bidders must submit a bid together

B5 – Agricultural properties with area of more than 20 hectares and up to 25 hectares – at least 5 bidders must submit a bid together

B7 – Agricultural properties with area of more than 30 hectares and up to 35 hectares – at least 7 bidders must submit a bid together

B8 – Agricultural properties with area of more than 35 hectares but less than 40 hectares – at least eight (8) bidders must jointly submit a bid

C – All taxes, fees, broker´s commission, unpaid dues, if any, other expenses and costs of transfer shall be for the account of the buyer.

D – Approval/acceptance of the membership to the Club is buyer´s responsibility.

m – MDP is exclusive of 12% Value added-tax (VAT). The property may be subject to VAT, payment for the account of the buyer.

m1 – The property is subject to 12% Value-added tax (VAT). Payment for the account of the buyer.

m2 – MDP is exclusive of 12% Value-added tax (VAT). The property may be subject to VAT, payment for the account of the buyer

n – With court order dated 20 April 1994 relative to the satisfaction of obligation under civil case no 20, 402-90

r – The property is subject to one (1) year redemption period

s – With annotations carried over from previous/mother title relating to easements

t – Title does not indicate lot area nor technical description. Thus, lot area used was based on the area indicated on the TD.

Disclaimer and Reminders

• All foreclosed properties are for sale on an “AS IS, WHERE IS” basis. Interested parties are reminded to conduct proper due diligence prior to the purchase of any foreclosed property.
• Availability, prices, and property status are subject to change without prior notice.
• Misprints should not be construed as misrepresentation of the property.

Full disclosure: Nothing to disclose. We are posting this listing as a public service announcement for everyone who have been asking for updated listings of foreclosed properties for sale.

If you have any questions/inquiries regarding a property included in the list, please contact PDIC directly through the contact info included with the details of each property, and also in the article above. Thank you for understanding!