Home » Foreclosed Properties » [4th Update] 4,484 Pag-IBIG Foreclosed Properties in September 2021 Auction/ Negotiated Sale Listings

[4th Update] 4,484 Pag-IBIG Foreclosed Properties in September 2021 Auction/ Negotiated Sale Listings

Updated on September 13, 2021: A total of 4,484 Pag-IBIG foreclosed properties are scheduled for sale this September 2021. Details below.

4th update details: Pag-IBIG added the following schedules/listings:

  • NCR BRANCH – SPB 195 (1st Auction on September 20-24, 2021 – No discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila (300 “UNOCCUPIED” properties)
  • NCR BRANCH – Batch 15087 under negotiated sale on September 20-24, 2021/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila (500 properties)
  • CEBU Housing Hub – 75th (SEP 27 – OCT 01, 2021) and 76th (OCT 04-08, 2021) public auctions with 35 properties each in CEBU PROVINCE.
  • La Union Branch – Batches 28023 and 28025 for negotiated sale on September 15-21, 2021 (292 properties in Ilocos Norte, Ilocos Sur, Abra, La Union, Benguet, and Eastern Pangasinan)
  • Zamboanga Branch – Batch 76038 for negotiated sale on SEP 20-25, 2021 (77 properties in Basilan, Sindangan, Zamboanga Del Norte, Sulu, Tawi-Tawi, Zamboanga City)

I have added the NCR updates above to my Foreclosed Real Estate Database. All updates were added the compilation of schedules/ listings below. ~Jay Castillo

View Pag-IBIG Properties in searchable database

For easy searching/filtering, you may view the list of Pag-ibig acquired assets/foreclosed properties inside our database.

This is way faster than going through a bunch of PDF files. 🙂

==> Click for all Pag-IBIG foreclosed properties inside our database

The source of this compilation of listings is Pag-IBIG’s official website as retrieved on September 6, 2021.

Note: A few listings that have blurred text were not uploaded to the database. To know which listings are inside the database, please refer to the tables below (those with green buttons). For the rest, the listings are in PDF format (those in red buttons).

Pag-IBIG Foreclosed Properties For Public Auction this September 2021

(Swipe left/right to view entire table on mobile – or rotate your phone)

Period of acceptance of BID OFFERS/ Tranche#/ Property locations Property list and details # of properties/
Remarks

SEP 27 – OCT 1, 2021/ NCR BRANCH – SPB 197 (1st Auction – No discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila

⚠️MECQ ANNOUNCEMENT – NEW PROCEDURE UNDER MECQ – CLICK TO VIEW
300

September 20-24, 2021/ NCR BRANCH – SPB 195 (1st Auction – No discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila

⚠️MECQ ANNOUNCEMENT – NEW PROCEDURE UNDER MECQ – CLICK TO VIEW
300 (All “UNOCCUPIED”)

OCT 04-08, 2021/ CEBU Housing Hub – 76th SPB (1st Auction – no discount)/ CEBU PROPERTIES

35 (Uploading to database is ongoing)

SEP 27 – OCT 01, 2021/ CEBU Housing Hub – 75th SPB (1st Auction – no discount)/ CEBU PROPERTIES

35 (Uploading to database is ongoing)

September 13-17, 2021/ NCR BRANCH – SPB 193 (1st Auction – No discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila

⚠️MECQ ANNOUNCEMENT – NEW PROCEDURE UNDER MECQ – CLICK TO VIEW
300 (All “UNOCCUPIED”)

September 16-22, 2021/ CALAMBA HBC – 22nd Tranche (1st Auction – No discount)/ Batangas, Cavite, Laguna, Oriental Mindoro, Palawan, Quezon Province

89

September 16-22, 2021/ DAVAO HBC – 1st and 2nd Auction/ Davao Del Norte, Davao De Oro, Davao Oriental

63

SEP 20-25, 2021/ Bacolod HBC – 2nd Public Auction – no discount)/ ILOILO, NEGROS OCCIDENTAL

14

SEP 20-25, 2021/ Bacolod HBC – 1st Public Auction – no discount)/ ANTIQUE, ILOILO, NEGROS OCCIDENTAL, CAPIZ

25

SEP 20-24, 2021/ CEBU Housing Hub – 74th SPB (2nd Auction – with discount)/ REGION VIII PROPERTIES

44

SEP 10-16, 2021/ La Union HBC – 1st Public Auction – no discount/ Ilocos Norte, La Union, Benguet, Pangasinan

31 (PDF list is hard to read and cannot be encoded for uploading to our foreclosed real estate database)

SEP 06-11, 2021/ CEBU Housing Hub – 73rd SPB (1st Auction – no discount)/ CEBU PROPERTIES

35

September 6-10, 2021/ Naga HBC SPB 8 (1st Auction – No discount)/ Albay, Sorsogon, Camarines Sur

17

September 6-10, 2021/ NCR BRANCH – SPB 191 (1st Auction – No discount)/ Bulacan, Cavite, Laguna, Rizal and Metro Manila

⚠️ECQ ANNOUNCEMENT – NEW PROCEDURE UNDER ECQ – CLICK TO VIEW
300

AUG 31-SEP 03, 2021/ NCR BRANCH – SPB 164 (2nd Auction – With discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila

⚠️ECQ ANNOUNCEMENT – NEW PROCEDURE UNDER ECQ – CLICK TO VIEW
277
Total for September 2021: 1,865

Pag-IBIG Foreclosed Properties Under Negotiated Sale this September 2021

(Swipe left/right to view entire table on on mobile – or rotate your phone )

Reminder: You will need Adobe Acrobat Reader to view PDF files, which is free to download at Adobe.com

Search for more foreclosed properties

Wait, there’s more! You can also search from our database that includes other banks and institutions that have foreclosed properties for sale.

Foreclosed properties database

To quickly search for all available foreclosed properties that include other banks/ institutions, visit our Foreclosed Properties Database linked below:

==> Click for foreclosed properties database

All locations with foreclosed properties by Province/City

You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:

==> Click to browse all foreclosed property locations

Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.

Important updates

For Negotiated Sale: Reservation fee only required for winning offerors/buyers

As stated in Pag-IBIG’s Steps to Purchase Acquired Assets Page:

“Ang nanalong offeror o buyer ay magbabayad ng P1,000.00 Reservation Fee (non transferrable/non refundable) sa loob ng limang (5) araw simula sa pagtanggap ng Notice of Award. (The winning offeror or buyer will pay P1,000 Reservation Fee (non transferrable/non refundable) within five (5) days from receipt of Notice of Award).

Pagibig NO LONGER accepts reservations thru Accredited Brokers effective September 30, 2019

This was announced in Pag-IBIG’s website last September 30, 2019, and I noticed they also removed their list of accredited real estate brokers. They advice interested buyers to coordinate directly with the Acquired Asset Management Group or with the nearest Housing Hubs.

Be very careful with real estate brokers/agents who are selling Pag-IBIG foreclosed properties, they are not authorized and you might end up getting scammed! Refer to article below for more info.

How to avail or participate in the auctions of Pag-IBIG acquired assets

Note: Please take note of changes for submission of bids due to the ECQ. See announcements above

This is just an overview/summary of how to avail/participate in a public auction conducted by Pag-IBIG:

1. View the list of properties included in the auction and identify properties you are interested in.

2. Do your due diligence. When you find a property that you are interested in, you need to do a reasonable amount of due diligence (property inspection to see extent of repairs needed, check if there are any illegal occupants, checking the titles/tax declarations for any problems, etc.). Always keep in mind that foreclosed properties are for sale on an “As-is, where-is” basis.

3. Secure forms so you can participate in the auction. If a property passes your due diligence, and you want to participate in the auction, you need to secure related forms from Pag-IBIG. You will submit these during the auction. (refer to the guidelines for exact forms, and where to secure them)

4. Register for the auction/bidding – Bidders are required to register at the Acquired Asset frontline counter servicing (venue to be specified per auction) prior to dropping of sealed bid offer/s. Only bid offers from registered bidders shall be accepted and a registration stub will be issued as proof of registration.

5. Submit sealed bid/proposal – Bidders are advised to submit their proposals together with a photocopy of their 2 valid Identification (ID) card and latest proof of income only on the scheduled date of batch. No proposals shall be accepted earlier or later than the scheduled date. Please refer to bidding guidelines for more details.

6. Opening of sealed bids shall be done as per schedule. The results of the sealed public auction shall be released and posted at Pag-IBIG’s official website. Winning bidders shall also be notified via email and SMS.

7. Winning Bidders Payment of Bid Bond – As per guidelines: “The winning bidder shall be required to pay his/ her BID BOND equivalent to five percent (5%) of the BID OFFER and shall be paid within 3 working days after the publication of the winning bidders. It shall be in Philippine Currency and may be in the form of cash or manager’s check payable to Pag-IBIG Fund. It shall likewise serve as the down payment of the winning bidder”

Reminder: What you see above is just a quick summary. The exact step-by-step instructions are inside the guidelines as released by Pag-IBIG for each auction, which you can download above.

How to Buy Pag-IBIG Acquired Assets for Negotiated Sale

Note: Please take note of changes for submission of bids due to the ECQ. See announcements above

To explain the details, I uploaded a step-by-step video tutorial in youtube, see below to watch:

Step-by-step tutorial video

Click to watch video ==> How to buy/avail Pag-IBIG acquired assets/foreclosed properties under negotiated sale (2021 Step-by-step tutorial)

Here’s a written summary from Pag-IBIG’s website:

  • The list of the properties for negotiated sale may be viewed at Pag-IBIG Fund website. Please take note of the Publication Batch No., Start/End Time and Date of Acceptance of Offer.
  • Interested buyers are encouraged to inspect their desired property/ies to purchase prior to submission of offer/s.
  • On the scheduled date of submission of offer, buyer shall register at the acquired asset frontline counter servicing at the start of the acceptance period.
  • Buyer must accomplish and submit an Offer to Purchase indicating the preferred mode of sale and payment in a sealed envelope. Then drop in a designated drop box.
  • Dropping of sealed envelope in a drop box is according to scheduled date.
  • Cut off time for submission of offer/s is at 5:00p.m. After cut off time, registration of buyers shall be closed.
  • NO more offers shall be accepted from unregistered buyers after the cut-off time and date.
  • The opening of sealed envelopes shall be done on the date, time and place stated in the Invitation to Submit Offer to Purchase

“RESERVATION FEE SHALL BE ACCEPTED ONCE DECLARED AS THE HIGHEST PURCHASE OFFEROR OR WINNING BUYER.”

For more details kindly call at 8-654-1398/8-654-1032 or visit us at 2nd Flr. Acquired Asset Counter Servicing at JELP Bldg., Shaw Blvd., Mandaluyong City

Important reminders for interested buyers

1. All Pag-IBIG foreclosed properties are all for sale on an “as-is, where-is” basis.

2. A big number of properties on the listings are occupied. We do not recommend buying occupied properties, even if they can have big discounts.

3. Before you make an offer/bid, you should have already done proper due diligence. To guide you with your due diligence, you may refer to our article “31 Questions you need to ask when inquiring about foreclosed properties

4. Check for new Erratum/Announcements

“Interested parties are encouraged to visit Pag-IBIG’s website, https://pagibigfund.gov.ph/acquiredassets.html five (5) days prior the actual opening of bid offers, to check whether there is any erratum posted on the list of properties posted under the sealed public auction/negotiated sale.”

Frequently Asked Questions (FAQ)

You can refer to the video and text summaries above. You can also read the bidding guidelines/invitation to bid for more detailed information, please download a copy from the table above and go through the instructions for bidders.

Note: Each schedule/listing of properties for auction/negotiated sale will have its own guidelines/invitation to bid, which also contains the list of properties for sale.

As a general rule, you can finance the purchase of Pag-IBIG foreclosed properties/acquired assets through a Pag-IBIG loan. This applies to buying via public auction and negotiated sale. Details are included within the guidelines for each tranche/publication batch. If you have questions, contact Pag-IBIG directly through the contact details specified in each of the listings above.

It might be included in an upcoming schedule/listing. It’s also possible that it is not yet for sale (Ex. The property needs to be appraised, the redemption period has not yet lapsed, etc). It is also possible that it is already sold. Please call Pag-IBIG directly to inquire. I highly suggest that you call the designated contact person(s) in other listings/schedules for the same location of the property/ies you are interested in.

We can no longer give assistance as brokers because Pag-IBIG no longer allows brokers/agents to sell their properties effective September 30, 2019.

However, I created a tool so you can find properties easily and “Do It Yourself”.

You can search our foreclosed properties database where you can quickly find properties in your preferred location (search for the city, subdivision, village, condo name, etc). You can even filter to only include properties withing your target price-range/budget, and also exclude properties that have illegal occupants as indicated in the listings from Pag-IBIG.

An “Occupied” status/remark means the foreclosed property has illegal occupants, and the buyer will have to eject the occupants. We also received feedback that some properties that are listed as unoccupied can turn out to be occupied. Here are additional info for your reference:

Bad things can happen if you buy properties with illegal occupants. Don’t believe me? Watch this video to see what can happen: Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap)

How to avoid foreclosed properties that are tagged as “occupied” – This is now easy with our “Foreclosed Properties Database”. Here’s a step-by-step on how to do this: How To Exclude Occupied Foreclosed Properties When Searching Our Foreclosed Real Estate Database

If you find out that a property is occupied, my advice is to forget about that property and move-on to other available properties that are not occupied.

Please contact Pag-IBIG directly through their designated contact person(s) for each schedule/listing of properties for public auction/negotiated sale. The contact person(s)/contact details can be found inside the listing/bidding guidelines above

Yes you may, but you have to check if a property is really still available and was not sold during a previous schedule (you have to contact Pag-IBIG directly to check). To give you an idea, here’s what can happen to properties that are not sold (This is based on Pag-IBIG circular 428):

  1. If a property is not sold sold during the 1st auction, it will be included in a 2nd auction (you have to check each new schedule/listing to see if your target property is included).
  2. If a property is not sold during the 2nd auction, it will be included in another schedule/list of properties under negotiated sale.
  3. If a property is not sold under a schedule/listing via negotiated sale, it will be included in another schedule/listing of properties under negotiated sale. They repeat this until it a property gets sold.

No, Pag-IBIG no longer allows accredited licensed real estate brokers to sell their foreclosed properties as announced on their official website last September 30, 2019.

Only Pag-IBIG has information if a property is still available and was not sold in previous listings/schedules of auctions and negotiated sale. Please contact Pag-IBIG directly to check if a property from an old listing/schedule is still available. I highly suggest that you call the designated contact person as indicated in the old schedule/listing.

To get a complete list of requirements, please refer to the guidelines which you can download above (those in red buttons).

Pag-IBIG can give occupants of their acquired assets a chance to purchase the property. They call this a “Direct Purchase”. Here are the details as quoted from Pag-IBIG circular 428:

“IV. DIRECT PURCHASE FOR OCCUPIED UNITS

1. Direct Purchase shall refer to the purchase of the acquired assets by the present occupant.

2. The Fund shall issue an Invitation to Purchase (ITP) to the present occupant offering him/her the option to purchase outright the acquired asset or to lease the property with option to purchase later.

3. The present occupant shall submit an Offer to Purchase (OTP) indicating his chosen mode of payment, and pay the non-refundable reservation fee. Said reservation fee shall be forfeited in favor of the Fund in case the buyer did not pursue the sale transaction, or his application is denied for reasons attributable to him. The OTP shall be valid for a period of thirty (30) calendar days.

4. The selling price of the subject acquired asset shall be based on its latest appraised value.

5. No discount shall be granted under direct purchase.

6. Once an offer has been made, the buyer must comply with the terms and conditions of the chosen mode of payment under Item VI.1 of this Guidelines within the prescribed period from payment of the reservation fee.

7. If the occupant fails to submit an OTP within the prescribed period from receipt of the Invitation to Purchase, Pag-lBIG Fund may initiate the eviction proceedings.”

Link to Pag-IBIG Circular No. 428 – Omnibus Guidelines on the Sale of Pag-IBIG Fund Real and Other Properties Acquired: https://www.pagibigfund.gov.ph/document/pdf/circulars/housing/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf

When a Pag-IBIG foreclosed property’s title (TCT/CCT) is “FOR CONSOLIDATION”, it means it is still under the name of the former owner/original borrower and Pag-IBIG has not yet finished the transfer of the title to them. The process of transferring the title of a foreclosed property/acquired asset to Pag-IBIG is called “CONSOLIDATION” and it can take a long time depending on the completeness of the documents required for the transfer of the title.

PAG-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES are the same. These properties are also referred to as ROPA (Real and Other Properties Acquired).

*The BIR has an “Abatement Program” where the taxpayer (in this case, it would be HDMF) can apply for the reduction or cancellation of taxes, penalties, and/or interest. This process can take a long time and will affect the consolidation of the title. This is the reason for the following disclosure in the affected listings:

“TCT UNDER DEVELOPER OR UNDER ABATEMENT* MAY TAKE SEVERAL YEARS (MORE OR LESS 5 YEARS) FOR TCT TO BE CONSOLIDATED IN THE NAME OF THE FUND”

Got more questions? Please read:

  1. If you have more questions with regard to the buying process, please read the bidding guidelines first. Most questions already have answers in the files because they have instructions, forms for bidders, and contact details of Pag-IBIG. You may download the guidelines per publication batch from the table above (the red buttons).
  2. If you want to inquire about a property, please contact Pag-IBIG directly as this helps ensure that you get the details you want faster, Pag-IBIG contact info are included in the guidelines for each publication batch.

Pag-IBIG contact details

If you are interested in any of the Pag-IBIG foreclosed properties in the listings above, please contact Pag-IBIG DIRECTLY! You should first contact the person-in-charge as written in the bidding/negotiated sale guidelines.

You may also contact Pag-IBIG Acquired Assets directly through their official contact details as posted on their website:

“For more details kindly call at 8-654-1398/8-654-1032 or visit us at 2nd Flr. Acquired Asset Counter Servicing at JELP Bldg., Shaw Blvd., Mandaluyong City”

Pagibig Website

You may also call Pag-IBIG’s Hotline:

Pag-IBIG FUND HOTLINE:

  • 8-724-4244 (8-Pag-IBIG) – 24/7 Call Center operation

Full disclosure: Nothing to disclose. We are not accredited real estate brokers of Pag-IBIG. We are posting this as a public service announcement for those who have been asking for updated listings of foreclosed properties from Pag-IBIG.

References

  1. Pag-IBIG official website. Pag-IBIG Fund. As retrieved on September 6, 2021
  2. Steps to Purchase Acquired Assets. Pag-IBIG Fund. As retrieved on July 15, 2020
  3. Pag-IBIG official website. Pag-IBIG Fund. As retrieved on September 30, 2019
  4. Jay Castillo. Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap). ForeclosurePhilippines.com. Last retrieved on February 16, 2018
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About the author - Jay Castillo
People encounter problems and make mistakes when buying foreclosed properties, and Jay wants to help people avoid those problems/ mistakes. Jay encountered a lot of those, which is why he started this blog in 2008 to serve as a guide where he shares lessons learned, and how to overcome challenges you may encounter when investing foreclosed properties in the Philippines … [Read more]
FREE CHECKLIST: IDENTIFY AND AVOID PROBLEMATIC FORECLOSED PROPERTIES BY DOING PROPER DUE DILIGENCE!
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Leave a Comment

641 thoughts on “[4th Update] 4,484 Pag-IBIG Foreclosed Properties in September 2021 Auction/ Negotiated Sale Listings”

  1. Hello, sir Jay. Being an online tutor, considered ako as a freelancer and my major challenge is about the requirements for acquiring foreclosed properties. Kaya my first option is to buy a property in cash pero mabigat sa bulsa but we have a house and lot owned by my father in Marikina. I’m also considering that as a collateral. Any advice po for my situation so I can acquire a property much easier and faster?

    Reply
    • Hi Luningning, ganyan din sitwasyon namin nung nag self-employed na kami, hindi kami ma-a-approve sa bank loan. Naghintay pa kami ng 2 years para ma-build ang credit history through declaring all earnings which will reflect sa income tax return… sa awa ng diyos, na approve naman kami sa housing loan nung nag apply kami. 🙂

      With regard to using your father’s house and lot as collateral, the banks will still require proof of income/capacity to pay, so babalik pa rin dun sa ITR, kailangan talaga mag declare ka ng income for two years para yon ang proof mo.

      One last thing you can do is to buy from banks where installment payments are through a Contract-To-Sell or CTS (ex UCPB, UnionBank) , less stringent ang requirements, and baka pwede na yung bank statements as proof of income. Good luck and thanks for the question!

      Reply
  2. FYI. Pwede na mag submit ng Registration Forms at Offer to Bid/Purchase forms via couriers kagaya ng Lalamove, Grab Express, Mr. Speedy, Toktok, etc.

    Para sa schedules na affected ng ECQ under NCR, hindi na kailangan pumunta sa Pag-IBIG branch para mas safe!

    Please refer to announcements sa taas.

    Reply
    • Hi po sir jake…itatanong ko lang po baka sakaling masagot ninyo….kase po nakita namin yung name ng ate qoh sa highest bidder or should i say winning bidder kaso wala pa pong nag tetext or email na nanalo po sya ano po kaya pwede namin gawin..?

      Reply
      • Hi Katrina, congrats sa Ate mo! Suggestion ko, kahit wala pa siyang narecv na email or text, magfollow up na siya sa Pag-IBIG para mas sigurado. Mas maganda kung tumawag kayo during office hours.

        Reply
    • Good day dir Jay. OFW po ako gusto ko pong Somali sa biding para sa ngayun buwan ng August 16 2021
      Kailangan ko po ng SPA. Para sa representative ko na nasa Pilipinas. Pwede po ba ang SPA sign ko at I send via email. At sa Pilipinas na I papa Notaryo ng aking AIF?

      Reply
    • sir ask ko lng po san site malalaman ang bid winner at manonotify po b kmi either winner or lose sa bidding. thank you po sa pag sagot nagapply ksi ako this august 13.

      Reply
  3. Good day Sir Jay! Question lang po, allowed po ba mag-bid on more than one property under the same tranche even though isa lang talaga ang bibilhin once manalo?

    E.G. Bid on 3~4 properties (for more chances of winning) but I won on 2~3 of those properties (although suntok sa buwan but just in case), but 1 lang talaga bibilhin na property in the end. Is that allowed in pag-ibig?

    Reply
  4. Sir Jay, pwede pong malaman kung saan ko makkikita yung list ng foreclosed properties na wala sa website or sa list ng acquired asset?

    Reply
    • Hi Lani, pwede mo check sa bulletin boards sa may hall of justice/city hall na sumasakop sa property. Dun kasi pinapaskil yung mga foreclosure auction before maging acquired asset/foreclosed property.

      Reply
  5. Hi Sir,

    Gusto ko lang po magpasalamat sainyo. Dahil sa guidelines at mga turo ninyo tungkol sa pag sali sa BID, nakuha ko yong gusto kong lote.Maraming Salamat po sana marami pa po kayong matulungan. Mabuhay po kayo and God Bless po sir.

    Reply
  6. sana po magkaroon ng online bidding gaya ko po na nasa ibang bansa nkalagay po kc need pa ng SPA ang problema po Wala npong available slot ng appointment para s SPA dito s consulate gawa po ng pandemic. nkakalungkot

    Reply
    • Oo nga po, sana makagawa sila ng paraan para pwede na ang online bidding. Sana din po matapos na ang pandemic. Ingat po kayo diyan, stay safe!

      Reply
  7. hi sir question ko lang po kasi nanalo ako sa public auction kaso hindi ako nakapunta sa due date ko ng payment ng 5% offer price kasi nagkaroon ng emergency,pwede ko pa po ba e bid ulit ung property kung sakali e post ulit eto ni pagibig?thank you sa sagot…

    Reply
  8. Sana po my sumagot..kelan po ang schedule (date and time) ng public Auction sa mga properties this July po? at anu po ang need dalhin/requirements sa Pagibig po during the auction po?

    Reply
    • Hi Rechelle Ann, nakalagay na sa taas yung list of schedules and period of acceptance of bids. Bale halos isang lingo ka pwede mag register at mag submit ng bid (yung time, depende sa branch kung ano ang office hours nila, tapos ang cut-off 4pm).

      Pakicheck din ang guidelines (yung red download buttons sa taas), andun nakalista na lahat ng requirements, sobrang haba kung i-paste ko pa dito.

      Para may idea ka, i-paste ko na rin dito yung schedules na nacompile ko as of June 30, 2021:

      2 Pag-IBIG Acquired Assets For Sale (July 2021)

      2.1 For Public Auction
      2.1.1 JULY 05 – JULY 09, 2021/ NCR BRANCH – SPB 179 (1st Auction – no discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila
      2.1.2 JUNE 28 – JULY 02, 2021/ NCR BRANCH – SPB 158 (2nd Auction – With discount)/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila
      2.1.3 JULY 19 – JULY 24, 2021/ CEBU HOUSING HUB – SPB 69th (2nd Auction – With Discount)/ CEBU PROPERTIES
      2.1.4 JULY 16 – JULY 24, 2021 / Bacolod HBC (1st and 2nd auction) Iloilo (Pavia, Oton, Pototan, Zarraga), Neg. Occidental (Bacolod, Bago, Cadiz)
      2.1.5 JULY 12 – JULY 16, 2021/ CEBU HOUSING HUB – SPB 68th (2nd Auction – With Discount)/ CEBU PROPERTIES
      2.1.6 JULY 06, 2021/ DAVAO HOUSING HUB (1st Auction – No Discount)/ DAVAO CITY
      2.1.7 JUNE 28 – JULY 02, 2021/ CEBU HOUSING HUB – SPB 66th (1st Auction – No Discount)/ CEBU PROPERTIES
      2.1.8 JUNE 28 – JULY 02, 2021/ NAGA HBC – SPB 4 (2nd Auction – With Discount)/ PACOL, NAGA CITY, CAMARINES SUR
      2.2 Under Negotiated Sale
      2.2.1 JULY 05 – JULY 09, 2021/ NCR BRANCH – 15076/ Bulacan, Cavite, Laguna, Rizal and Metro Manila
      2.2.2 JULY 08 – JULY 17, 2021/ BACOLOD HBC – 59037/ Capiz, Iloilo, Negros Occidental, Aklan, Antique
      2.2.3 JULY 05 – JULY 09, 2021 / CEBU HBC – Batch 64006/ CEBU PROPERTIES
      2.2.4 JUNE 24 – JULY 03, 2021/ BACOLOD HBC – 59036/ Antique, Capiz, Iloilo, Negros Occidental
      2.2.5 JUNE 28 – JULY 02, 2021/ NCR BRANCH – 15075/ Batangas, Bulacan, Cavite, Laguna, Rizal and Metro Manila

      Reply
      • may I ask about sheriff sale? I saw it at the city hall hall of justice. 1. Is the amount in default the minimum value for the bid? in case the amount in default is much bigger than the value of the collateral, can I bid a lower than that amount? Thanks

        Reply
        • Hi Stanley, the minimum bid as stated in the notice is the amount in default plus penalties and surcharges (if any). Unfortunately, no, you cannot bid below the stated minimum bid. Good luck!

          Reply
  9. Hi good day sir jay bukas po ba ang pag ibig office nyo s mandaluyong on april 27 or on weekdays on that month kasi mag papasa na sana kmi ng requirements but due to ecq na pending ang pag submit namin ng requirements,possible po ba n bukas ang inyong tanggapan?

    Reply
    • Hi Juan,

      Based sa mga announcement, yung sa NCR at Laguna lang ang suspended, so mukhang tuloy yung sa ibang lugar. As usual, suggestion ko is tawag muna kayo para sure at hindi masayang ang pagpunta niyo.

      Reply
  10. question lang po ano po ba yung active hotline ng pagibig. tnry ko po kasing twagan wala pong sumasagot. salamat po

    Reply
    • Hi Edlyn, kakacheck ko lang, eto hotline nila:

      Pag-IBIG FUND HOTLINE: 8-724-4244 (8-Pag-IBIG) – 24/7 Call Center operation

      Thanks for asking, sinama ko na din sa article yung hotline nila.

      Reply
  11. Thank you so much. Po sa pag answer sir..
    but I still have question po. I hope po masagot uli
    nag bid po ako sa bahay na ino occupied ko but talo po ako sa bidding. Ano po pwede kong gawin considering na yung may ari ng bahay eh ayaw npo ibalik yung binayad nmin sa kanila . In short niloko po nila kami na aasikasuhin nila yung unit . Nanghihinayang lang po tlga ko sa mga naw samin . Maraming maraming salamat po sa sagot

    Reply
    • You’re welcome, pero nalungkot ako dahil hindi kayo nanalo sa bidding. 🙁

      Yun naman sa binayad niyo sa dating may-ari na ayaw ibalik, yan po ang nakaka-inis. Pwede po magcomplain kayo sa barangay/pulis. Sana may kasulatan/resibo kayo para mapakita na ebidensya para wala silang lusot. Pag ayaw talaga, pwede siguro ipa-tulfo niyo. Good luck po and stay safe.

      Reply
      • Hi sir jay ganyan din. May na icounter din akong ganyan sir jay buti diko pinatulan ma foforeclosed na din sila. Trough pagibig … bali di na nila na tinitirhan ang bahay balak nila ioccupied na namin para pag naoccupied na namin. Ei kami na daw ang priority ni pagibig sa pag ibig buti nalang di ko tinangap heheh. Madami na ponh nag gaganyan sa panahon .. .

        Reply
        • Hi Jerson, yes, ganyan nga yung nabanggit ko sayo na pwede mangyari. Kawawa naman si Ms Julie. Sana ibalik na lang yung pera nila para tapos na.

          Reply
  12. Hi Sir Jay! ask ko lang po dun sa mga kasama sa public auction na bahay, yung nakalagay po na schedule ng auction niya ay February first week pero kapag po binuksan yung link na feb 22- march 1 kasama pa din po yung bahay na yun. ibig sabihin available pa po yun?

    Reply
    • Hi Ms. Pia, yes po, ang mga properties na hindi nabenta ay sinasama sa next schedules. Bale yung hindi nabenta sa 1st public auction ay mapupunta sa 2nd public auction. Pag hindi naman nabenta sa 2nd public auction, mapupunta sa nakaschedule under negotiated sale. Pag hindi pa rin nabenta under negotiated sale, pa-ulit-ulit isasama sa next schedule for under negotiated sale.

      For example, yung hindi nabenta sa 2nd Auction under NCR BRANCH – SPB 146th Tranche last FEB 01-05 2021, pwedeng isama nila sa FEB 22 – FEB 26, 2021 schedule under NCR BRANCH (negotiated sale batch 15066). By the way, napansin ko din, nililimit nila sa 500 properties kada schedule, kaya pwedeng sa iba-ibang schedule mapunta yung ibang properties na hindi nabenta.

      Reply
      • Good day sir!
        Ask ko lng po un bang sumali sealed public auction
        Hnd makaka avail long term payment ?only cash or short lng?

        Reply
        • Good day Ais, siyempre pwede po. Eto po nakalagay sa guidelines (from https://www.pagibigfund.gov.ph/document/pdf/acquiredassets/uploads/publicnodiscount/NCR_Tranche179_062521(ND).pdf):

          20. Payment of the remaining ninety five percent (95%) bid offer balance may either be thru any of the following modes:
          a. Cash Payment – the balance on the net selling price shall be paid not later than thirty (30) calendar days from date of signing of Deed of Conditional Sale (DCS).
          b. Short-Term Installment – the balance on the net selling price shall be paid in equal monthly installment and provided the chosen payment term shall not exceed twelve (12) months subject to an interest based on the Full Risk-Based Pricing Framework for three-year fixing period.
          c. Long-Term Installment – payment shall be in the form of monthly amortization based on the approved term, which may be up to a maximum of thirty (30) years with the following considerations:
          c.1. Approval and term shall be subject to eligibility requirements stipulated under the Circular 428 Omnibus Guidelines on Sale of Pag-IBIG Fund Real and Other Properties Acquired;
          c.2. The amount shall be the bidder’s bid offer, net of 5% downpayment;
          c.3. The bidder shall be required to file his/her Long-Term Installment application and pay the processing fee within thirty (30) calendar days upon receipt of Notice of Award:
          – Incidental expenses and
          – Equity, if applicable;
          c.4. In case the Bid Offer, net of the five percent (5%) bid bond and additional discount, is still higher than the approved amount for Long Term Installment, the amount in excess shall be treated as equity. It shall be paid by the buyer within thirty (30) calendar days from receipt of Notice of Conditional Approval of Sale (NCAS).
          c.5. Original Borrowers who wish to participate on the Sealed Public Auction sale shall not be allowed to avail long term installment as mode of payment. They may only submit offer thru cash or short-term installment basis.
          c.6. In case the application has been disapproved due to buyer’s fault, the 5% bidder’s bond shall be forfeited in favor of the Fund.

          Reply
  13. Good day sir. Gusto po bumili Ng kapatid q Ng foreclosure property. Pwede po b HND n mag bid? Bbyaran Ng buo 30 percent ung TCP? Thank you po s mgging reply

    Reply
  14. Hi po sir,good day po. Ask ko lang po,after po ng auction tapos hindi po sya na-bid,ilang days po bago ulit iauction ng pagibig. Waiting po ako s 165th tranch,auction sya ng jan.25 to jan.29. Hindi ko po kasi alam kung na-bid na po sya or lalabas po ulit sa auction. Thank you sir. More power to you.

    Reply
    • Hi Jem, suggestion ko tumawag ka muna sa Pagibig para matanong kung sold na yung property na gusto mo. Napansin ko every month nasasama sa bagong schedule ang isang property pag hindi nabenta, pero yung mga schedule twice a week sila naglalabas ng update (bale iba ibang schedule for 1st public auction, 2nd public auction, tapos under negotiated sale… i-isa-isahin mo talaga para sure na hindi mo makaligtaan yung gusto mong property, pero i-confirm mo muna kung sold na ba or hindi.

      Reply
      • Thank you sir s reply po. May question pa po ako, kapag po ba senior citizen pede magavail ng foreclosed house,in cash po ang mode of payment. Ask ko din po requirements for senior citizen? Need po ba active member? Thank you sir. God bless you.

        Reply
        • Hi Jem, yes, pwede pa rin mag-avail kahit senior citizen, lalu na kung cash ang mode of payment. Kung long term loan, pwede pa rin pero mas maiksi na yung term dahil hindi dapat lalagpas sa 70 years old at time of loan maturity.

          Yung requirements makikita niyo sa page na ito sa website ng Pagibig: https://www.pagibigfund.gov.ph/acquiredassets_checklist.html

          Ang napansin ko lang na additional requirement pag above 60 years old ay yung para sa insurance:

          Insurance Coverage (if applicable only)

          Health Statement Form (Medical Questionnaire)
          -For borrowers over 60 years old
          -For borrowers up to 60 years old, if loans is over P2.0M to P6.0M

          Health Statement Form (Medical Questionnaire) and Copy of the result of medical examination conducted prior to assignment overseas as required by the employment agency
          -For OFW borrowers over 60 years old

          Reply
  15. Good day po ask ko lang po sana .im pag ibig member po may house po kami na ni rerentahan tas. Lately lang pi namin nalaman na forclosed na sya kasi may mga sumilip sa bahay gusto ko po sana apply yan kasi po matagal na kami dto at dto na rin po malapit ang work nmin thanks po sana po matulungan nyo kami salamat po

    Reply
    • Hi Ms. Julie,

      Baka qualified po kayo, pwede kasi bumili ang occupant ng Pag-IBIG property. Tawag ng Pag-IBIG dito “Direct Purchase”. Eto po yung details na nasa Pag-IBIG circular 428:

      IV. DIRECT PURCHASE FOR OCCUPIED UNITS

      1. Direct Purchase shall refer to the purchase of the acquired assets by the present occupant.
      2. The Fund shall issue an Invitation to Purchase (ITP) to the present occupant offering him/her the option to purchase outright the acquired asset or to lease the property with option to purchase later.
      3. The present occupant shall submit an Offer to Purchase (OTP) indicating his chosen mode of payment, and pay the non-refundable reservation fee. Said reservation fee shall be forfeited in favor of the Fund in case the buyer did not pursue the sale transaction, or his application is denied for reasons attributable to him. The OTP shall be valid for a period of thirty (30) calendar days.
      4. The selling price of the subject acquired asset shall be based on its latest appraised value.
      5. No discount shall be granted under direct purchase.
      6. Once an offer has been made, the buyer must comply with the terms and conditions of the chosen mode of payment under Item Vl.1 of this Guidelines within the prescribed period from payment of the reservation fee.
      7. If the occupant fails to submit an OTP within the prescribed period from receipt of the Invitation to Purchase, Pag-lBIG Fund may initiate the eviction proceedings.

      Link to Pag-IBIG circular 428: https://www.pagibigfund.gov.ph/document/pdf/circulars/housing/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf

      Reply
    • Sa Pag-IBIG po?

      Kung under negotiated sale, inexplain ko na po sa video: https://youtu.be/96Amj0TOklY

      Kung public auction, eto po yung steps na nanggaling sa taas:

      How to avail or participate in the auctions of Pag-IBIG acquired assets

      This is just an overview/summary of how to avail/participate in a public auction conducted by Pag-IBIG:

      1. View the list of properties included in the auction and identify properties you are interested in.

      2. Do your due diligence. When you find a property that you are interested in, you need to do a reasonable amount of due diligence (property inspection to see extent of repairs needed, check if there are any illegal occupants, checking the titles/tax declarations for any problems, etc.). Always keep in mind that foreclosed properties are for sale on an “As-is, where-is” basis.

      3. Secure forms you need to fill-out and submit when you register for the auction. If a property passes your due diligence and you want to participate in the auction, you need to secure and fill-out related forms from Pag-IBIG. You will submit these when you register to submit your bid offers. (refer to the guidelines for exact forms, and where to secure them)

      4. Register for the auction/bidding – Bidders are required to register at the Acquired Asset frontline counter servicing (venue to be specified per auction) prior to dropping of sealed bid offer/s. Only bid offers from registered bidders shall be accepted and a registration stub will be issued as proof of registration.

      5. Submit sealed bid/proposal – Bidders are advised to submit their proposals together with a photocopy of their 2 valid Identification (ID) card and latest proof of income only on the scheduled date of batch. No proposals shall be accepted earlier or later than the scheduled date. Please refer to bidding guidelines for more details.

      6. Opening of sealed bids shall be done as per schedule. The results of the sealed public auction shall be released and posted at Pag-IBIG’s official website. Winning bidders shall also be notified via email and SMS.

      7. Winning Bidders Payment of Bid Bond – As per guidelines: “The winning bidder shall be required to pay his/ her BID BOND equivalent to five percent (5%) of the BID OFFER and shall be paid within 3 working days after the publication of the winning bidders. It shall be in Philippine Currency and may be in the form of cash or manager’s check payable to Pag-IBIG Fund. It shall likewise serve as the down payment of the winning bidder”

      Reminder: What you see above is just a quick summary. The exact step-by-step instructions are inside the guidelines as released by Pag-IBIG for each auction.

      Please refer to the Step-By-Step General Guidelines (pwede niyo download sa taas, yung red buttons) for required forms, requirements for winning bids/offer, applicable discounts, and other information.

      Reply
  16. Good day Sir. Foreclosure po kasi ang bahay na tinitirhan namin under Pag-IBIG. Sa father ko po ito nakapangalan and gusto ko po sana na ma-applyan ito since nakapagmembership na po ako sa Pag-IBIG this year 2020, kaso hindi namin sure kung lumabas o kailan ito lalabas sa Pag-IBIG database. Gusto na po sana namin bayaran ng cash ang halaga ng bahay. Our house location po is Blk. 32 Lot 03 Phase 1C La Poblacion Subdivision, San Jose del Monte, Bulacan.

    Reply
    • Hi Cindy, sorry to hear your situation. Mas okay po na hindi pa siya lumalabas sa listings ng Pag-IBIG, baka may chance pa na ma buy-back niyo. Suggestion ko huwag niyo na hintayin mapunta sa listahan, kontakin niyo na agad ang Pag-IBIG para maverify ang status at tanong niyo kung ano ang proseso para ma buy-back niyo yung property.

      Naisip ko din na baka pwede niyo bilhin yung property as the occupant. Pwede kasi bumili ang occupant ng Pag-IBIG property. Tawag ng Pag-IBIG dito “Direct Purchase”. Eto po yung details na nasa Pag-IBIG circular 428:

      IV. DIRECT PURCHASE FOR OCCUPIED UNITS

      1. Direct Purchase shall refer to the purchase of the acquired assets by the present occupant.
      2. The Fund shall issue an Invitation to Purchase (ITP) to the present occupant offering him/her the option to purchase outright the acquired asset or to lease the property with option to purchase later.
      3. The present occupant shall submit an Offer to Purchase (OTP) indicating his chosen mode of payment, and pay the non-refundable reservation fee. Said reservation fee shall be forfeited in favor of the Fund in case the buyer did not pursue the sale transaction, or his application is denied for reasons attributable to him. The OTP shall be valid for a period of thirty (30) calendar days.
      4. The selling price of the subject acquired asset shall be based on its latest appraised value.
      5. No discount shall be granted under direct purchase.
      6. Once an offer has been made, the buyer must comply with the terms and conditions of the chosen mode of payment under Item Vl.1 of this Guidelines within the prescribed period from payment of the reservation fee.
      7. If the occupant fails to submit an OTP within the prescribed period from receipt of the Invitation to Purchase, Pag-lBIG Fund may initiate the eviction proceedings.

      Link to Pag-IBIG circular 428: https://www.pagibigfund.gov.ph/document/pdf/circulars/housing/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf

      Reply
      • Sir good evening po gusto ko po mag avail forclosed na pabahay sa bandang gentre po pwd po ba yung friend ko ang mag asikaso?

        Reply
        • Good day Genalyn, pwede naman po ang representative na maglakad para sa inyo. Paki-check na lang po yung requirements sa guidelines para pwedeng yung friend niyo ang maging representative niyo.

          Reply
  17. Hi Sir Jay, just want to ask if a Filipino Virtual Assistant(has a foreign employer based in USA), a homebased type of job & already a Pagibig member, is possible to acquire property or enter into auction/ bidding? Thank you.

    Reply
    • Hi Jay-ar, yes, dapat pwede, assuming dinedeclare mo income mo as a VA and makikita ito dapat sa income tax return mo, yung ITR kasi ang magiging basis ni Pag-IBIG for your capacity to pay. Nagawa na namin ito as self-employed pero sa isang local bank (hindi Pag-IBIG), na-approve loan namin, past 2 years na ITR ang sinubmit namin. Nag check/inspect din sila sa office namin sa bahay during their credit investigation. Malamang ganun din para sayo. Suggestion ko, attend ka nung loan counseling seminar ni Pag-IBIG once mag resume (baka walang schedule dahil sa pandemic, paki check na lang kung meron na) para malaman mo kung ano requirements para ma-approve or pumasa ka sa credit investigation ni Pag-IBIG at qualified ka bumili ng acquired asset nila for installment payment.

      Reply
  18. Any idea how long the lines are these days? If there are many people in a pagibig location, I might put off until a covid vaccine is available.

    Reply
  19. Hi po, new lang ako sa ganito. Gusto ko po sana bilhin ung foreclosed Dexterville Legacy sa imus, check namin po sa sunday. paano po ba process nun kung sakali magustuhan namin ung lugar? icash po sana namin

    Reply
  20. good day po! tanong ko lang po sana kung pwede na ipareserve ang unit kapag for negotiated sale na.still 1k parin po ba reservation fee?nalilito parin po kasi ako sa foreclosed at negotiated sale.

    Reply
    • Good day Ms. Mary. Sa bagong process ni Pag-IBIG for negotiated sale, magbabayad lang ng reservation fee na Php1K pag nanalo na yung offer niyo (after niyo makareceive ng Notice of Award). Inexplain ko din po dun sa step-by-step tutorial video: https://youtu.be/96Amj0TOklY

      Reply
  21. pede po rin ba makahingi ng list of public auction within Villa leyson bacayan Cebu City sir? waiting for response to salamat Godbless

    Reply
  22. Hi Sir Jay,
    Good day po sa inyo. May pdf file po ba ng Pag-ibig foreclosed properties. Puedi po ba makahingi. Hanap sana ako residential lot or house and lot na QC at valenzuela City Area po. Salamat sa response. May God bless you more!

    Reply
    • Hi Kris, I update this compilation whenever I see an update from Pag-IBIG on their website. As I write this, the schedules above are updated as of October 2, 2020.

      Reply
  23. Good evening po Sir,pwede po ba makahingi ng lists po ng foreclosed na bahay dito po San Vicente Sta.Maria Bulacan po?Thanks in advance God bless.

    Reply
  24. Good day sir pwede po bang pahelp po sa subdivision ng tradition homes Blk 3 Lot 20A and Blk 3 Lot 19A and B Trece Martires City Cavite po aaplyan po sana namin. Maraming salamat po

    Reply
  25. hi sir,
    good evening po! ask ko lang po sana yung updated list ng foreclosed properties this september 2020, kasi po yung kapit bahay ng friend namin na foreclosed na yung row house unit nila nung 2018 approximately. Pumunta kami sa pag ibig Lamuan Markina hindi nila ma search yung unit.

    Paano po ba malaman kung available paba ang units or hindi na?
    If avail pa paano po ba ang ways na ma update kami kung kailan ibibinta ng Pag Ibig kung wala pa sa system nila?

    Address po ng Unit : Blk 1, Lot 6 and 7, Misty lane street, Monterey Hills Subdivision, Phase 3, Brgy. Silangan, San Mateo Rizal.

    Regards,
    Mark

    Reply
    • Hi Mark, kaka update ko lang, paki check yung table sa taas, thanks!

      Baka mas complete ang records ng Pag-IBIG main (yung sa Jelp bldg. sa Shaw Blvd. Sa tingin ko sila ang makakasabi kung sold na or hindi pa.

      Nag search na rin ako sa mga old listings sa database pero walang lumalabas na nasa Misty street from Monterey Hills Subdivision.

      Reply
  26. Have a blessed day,Sir.Ask ko lng po kung pwd pa po ako mkakuha ng isa pang unit .May dalawa n po akong nakuha sa acquired assets.43 years old n po ako.Ang halaga ng isang ay 177k at ang isa po ay 270k.updated po ang bayad ko.thanks po.sana masagot nyo po ang tanong ko.Godbless

    Reply
    • Good day Ms. Rosalie, kayo din po ba si Ky Le na halos pareho yung tanong sa youtube comments? Mas madali kasi sagutin dun (andali hanapin yung comments na wala pang sagot). Anyway, eto po sagot ko:

      Depende if kaya pa ng “capacity to pay” based sa monthly income. Si Pag-IBIG ba 40% of monthly income ang maximum monthly amortization (kasama dapat yung monthly amortization niyo dun sa na-unang dalawang property)? If lagpas na sa maximum, hindi na pwede, unless siguro tataasan mo downpayment para maliit lang monthly nung pangatlo mong property.

      Reply
    • Naku sayang po, tapos na yung acceptance of offers. Pwede naman po magsubmit ng offer ang representative niyo kung nasa barko pa po kayo, kailangan lang ng authorization or Special Power of Attorney or SPA yung representative niyo.

      Reply
  27. Hello po. good day. ask ko lng kung naka-foreclosed na po ba itong address na to. Mary Cris complex Phase 2 - Blk 7 - Lot 3 Gen.Trias Cavite po. God bless po
    
    Reply
  28. A lot of the good properties listed by PAGIBIG are occupied. What is your recommendation for occupied properties? Should I wait until they become unoccupied in a future listing?

    Reply
  29. Hi sir. 1. Pwede po ba namin i-loan sa bangko kahit nasa list ng Pag ibig? 2. Magkakaroon pa po kaya ng ibang offer ang Pag ibig this month of August, hindi kasi kami nakasali para sa August 3 to 7 dahil kulang pa sa requirements. Salamat po & God bless,

    Reply
    • Hi Khareen,

      1. Hindo ako sure, paki tanong na lang directly with Pag-IBIG. Usually kasi ang gusto ng karamihan, foreclosed ng bank ay ilo-loan sa Pag-IBIG. Ikaw lang nagtanong sakin so far kung pwede ang Pag-IBIG foreclosed ilo-loan sa bank. 🙂
      2. Merong bago for August 2020, update ko lang yung article. Please check back by evening of August 11, 2020…

      Reply
  30. Goo day po pede po bang pa help po ako sa subdivision na silver towne 1V malagasang II-B blk10 lot27 at ska blk9 lot22 imus cavite please po aaplyan kupo yan. Patulong naman po. Old subdivision po yan

    Reply
  31. Sir sa Blk 105 lot 10 at blk 105 lot 6 saint rose deca homes marilao bulacan. .nakapost sya. .kailan ko n pwede aplayan sir..nakapost sya nung july 3 na forclosed na sya.

    Reply
  32. Goodpm po sir ask ko lang po kng available pa po ba etong st joseph village 6 phase 4 blk 3 lot 24 brgy marinig cabuyao laguna,, if available po aaplyan ko po sana.. Salamat po sa sagot….

    Reply
  33. Goodpm po dito po sa sta rosa heights puting kahoy silang cavite and sa meridian meron po b foreclosed thanks

    Reply
  34. Hi po good morning ask ko lang po sana yong sa st joseph 7 phase 1 b8 l32 brgy.marinig cabuyao laguna, kng my nkatira na po ba? Naghahap po kasi ako ng bahay.,, bka po my list pa po kayo bago dto lang po sa st. Joseph pa update nmn po thank you

    Reply
  35. Bka po myron p hnd ako mkapunta wlng masakyan ehhh nag punta m d2 sa amen pag ibig eh sbi dyn dw sa mandaluyong gusto k p ung single detached po kong myron reserve nyo p ako pg my beyahe n punta m dyn dalhn kuna requirments i enteristing po d2 sa olevares homes santo tomas binan laguna salamat po

    Reply
  36. Hi sir good morning po ask ko lang po ang blk.21 lot 47 Ciudad Adelina Conchu Trece Martires City Cavite kasi peso na lang kulang ang sa bid ko gawa ng la decimal point sa foreclose property saan ko po un makita uli if my nakakuha na kasi un pa din ang hinihintay namin last November 5 po kami nag bid.thanks much

    Reply
  37. Hello everyone, as mentioned in the blogpost above, most of the March and April 2020 public auction/negotiated sale schedules from Pag-IBIG were cancelled due to many areas placed under Enhanced Community Quarantine (ECQ). We will resume posting listings once they become available. Stay safe everyone!

    Reply
  38. Question Lang po. Unlike po last year na bastat may 1k Lang dala pwede mo na pong ireserve ung bahay na nasa acquired asset. Ngayon po ba, need mo ng maglabas ng pera once nakipag bidding ka.for example po 400 000 ung bahay. Kaylangan po ba ibigay mo na ung at least 10% dun plus ung reservation? Or ung presyo ng bahay ay papatungan mo ng at least 10% at Kung sakaling manalo ka saka mo pa Lang po ba babayaran ung kabuohan nung bahay?

    Reply
  39. Sir, pasend naman po ng link o site ng Pagibig foreclosed properties for auction this coming March to Dec. 2020. Thank you so much po

    Reply
  40. Hi Jay,

    Is the “bid bond” still part of the requirements? I checked the Pag Ibig site and there is no mention of bid bond anywhere on the steps and requirements.

    Reply
  41. ngyon ko lng po nalaman na nag karoon pala ng selling ng foreclosed properties nung feb..pwede papo ba mag avail?..or meron pa rin po ba?thanks

    Reply
  42. hi po pwede pong magtanong kung sinong nanalo sa bidding last october 28, 2018. meron po bang listahan ng mga kasama dun? isa po kasi ko sa nagtry na offer to bid.

    Reply
  43. Sir, meron po ako gustong bilhing property, kausap ko noon ang may ari, pero halos 20 yrs nang bakante at hindi na makontak ang dating me ari, pero hindi pa din pinapabid, ilan beses nko nagpunta sa Mandaluyong at palaging sagot skin ay “antayin nyo I post”, ilan beses ndin meron nagpuntang taga pag ibig at ganun din ang sagot “ipo post npo yan” Ano po ba dapat kong gawin? Malapit nko magretiro wala pdin akong makitang linaw tungkol dito?

    Reply
  44. Good afternoon po, gusto ko po malaman regarding sa bidding, as almost 3 months na kami nagaantay na magopen for bidding ung prospect naming Bahay sa Bulacan, Phase 6A blk 101 Lot 3, Las Palmas Subd. Caypombo Sta Maria Bulacan. Until now sinasabihan kami ng d pa daw xama s group lists ng ibibidding eh tagal na ung Bahay na foreclosed, then ang nakikinabang lang eh ung mga manok at aso na inaalagaan ng kapitbahay, in short walang nakatira at di napapansin ng PAGIBIG YUN. Kung meron ng clients na interested sa isang lot bakit kelngan pang pag antayin ng matagal. Kelangan pa na magpabalik balik ng client s office nio sa Manila para lang malaman na d pa xa kasali s bididng. Yes, we are always checking it sa online but hanggang kelan magaantay if available n nman yung lot, anu pa po bang proseso ang inaantay. Sa nakikita q ang bagal ng proseso nio. Baka nman po magawan n ng paraan n masama s bididng ngaun December.

    Reply
  45. Sumali po kmi nung nov. 6, 2019 ng bidding sa pag ibig calamba hub at ask nmin kng pwd b 5% lng ang bid bond? Hnd dw pwd. Pro nung sept. 30, 2019 pa my post na binaba na sa 5% ang bid bond…

    Reply
  46. Hello po, ask q lang po sana ung property s villa corazon indang cavite matagal q n po kcng inaantay nd p rin po napapasama s list un po kc ung gusto qng makuha….thankz po

    Reply
  47. Hi, if you join with bidding po ba if you are the winner, are you paying it will with full cash or you can pay it as monthly payment for years ?

    Reply
  48. hello sir! sir paano po ang process ng foreclosed properties?ilang months po for turn over if wala po problem ang property n gusto i acquire?thank you and hoping for an answer.

    Reply
  49. hi sir ask kulang po kung pina pa bidding rin po ba mga Items, nila tulad ng mga Assets IT Systems, aircon lahat po ng mga gamet ng mag mag sara,

    Reply
  50. hi po.. sir jay.. gud pm po. Pwede po bang malaman un foreclosed na house thru pag-ibig within carissa 3a, bgry kaypian, san jose del monte ,bulacan..
    gusto ko po sana gamitin un pag-ibig ko for housing loan… thank u po…

    Reply
  51. Dear sir,
    Nais ko pong malaman kung pwede ba, mag pareserve ng properties under negotiated sale sa list of properties under pag -ibig foreclosed properties for auction?
    thank you.

    Reply
  52. Good day sir, Ask ko lng po kung pede po bang mag pareserve ng property under negotiated sale sa list of pag-ibig foreclosed properties for auction.?
    Thank you..

    Reply
  53. Good eve po ask ko lang po nangungupahan po kase ako ngaun dito somewhere in Rodriguez Rizal. Now ko lang po nalaman na ang inuupahan ko pala matagal na po palang forclose may nagpunta po na Pag-Ibig dito sa bahay. Ang sabi po pumunta po kami ng Pag-Ibig. Actually di ko po kaya magbid ng ganung halaga even 10% ng value ng unit pero gusto ko po itong makuha both me and my husband was a member of Pag-Ibig and is very active for how many years. Parehas po kaming may kakayahang magbayad if ever ng magiging monthly payment. Kindly please help me kung ano po pwde naming gawin para mapasa sa amin na po ng tuluyan itong bahay na aming tinitirhan ngaun. Thanks po!

    Reply
  54. HI Po Sir Jay,

    Avid reader po ako dito and ang dami ko pong natutunan, btw nagsisideline po ako as realty estate agent, ang tanon ko po ay ganto. May client po ako na gusto bumili ng lot somewhere in cebu city, yung ksama ko po sa realty my kakilala po sya na may binibentang lupa bali corporation po, meron 1k+ sqm meron din 4k+ sqm, ngayun po sa 4k+aqm lot may iba pong broker ang may hawak, sa 1k+ naman po ay yun kakilala ng ksama ko ang may hawak. Yung client ko gusto nyang bilhin yun 5k+ na lot, tanong po. May habol ba kame sa broker ng 4k+sqm kung sakaling mabenta, may makukuha ba kame? pano po ang sistema ng hatian sa sale namin, since yun buyer is yung client ko. Sabi ng kasama ko automatic dw na kalahati ang makukuha ng broker na yun give na 3% ng sale ang ibibigay ng owner. swerte naman nya, may batas ba tayo dito?

    Thanks po,
    Yang

    Reply
    • Hi Yang, thank you! Regarding your question, palagi namang depende sa usapan yan, walang automatic. Wala din sa batas kung paano ang hatian comm. Ang meron lang ay ang tinatawag na “standard industry practice”. Based sa details, sa tingin ko dapat mag share kayo at si broker ng 4k na lote, since kayo ang may buyer, siya naman ang broker ng owner/seller. Pag-usapan niyo na lang kung paano ang percentage ng hatian. Usually, depende yan sa share sa trabaho na gagawin for the closing of the sale, payment of taxes,transfer of title, etc.

      Reply
  55. Hi Sir Jay, if our target property location wasn’t posted yet for bidding can we reserve it at PAGIBIG ahead even without its presence sa bidding? We have a constant communication with the original owner kase. Actually, they weren’t living there anymore and at the same time not updated with their payments to PAG-IBIG. And the owner said, that we can get it at PAG-IBIG because they have no interest living there anymore.

    1. Would there be a bigger chance if the original owner will just transfer the ownership to us? So there will be no bidding anymore? Safe na samin talaga mappunta.
    2. Will their pending payments automatically shouldered to us?

    Thanks!

    Reply
    • Hi Rea,

      Based on past similar transactions, the only way to do this is come up with an agreement with Pag-IBIG, the original owner, and you, where all parties agree that you will assume the mortgage loan and make it current. This means you will have to pay for any arrears/pending payments , and you will have to pass Pag-IBIG’s loan application process (unless you will pay in full).

      Reply
    • Ask ko lng po pag nag bid po kailngan may show money na hindi babba sa amount ng i bid ..i mean may show money during ng auction?

      Reply
  56. Hello,may mga documents po ba na dapat dalhin sa auction?at may mga forms din po ba na dapat mafill up? Saan po kukuha ng forms kung sakali?

    Reply
    • Hi Kenna, yes po, nakalista po sa bidding guidelines ang mga forms at show money na dapat dala niyo during the auction. Makikita niyo yung bidding guidelines sa taas (yung red buttons).

      Reply
  57. Good evening sir tanong q lng po regarding s bahay ng asawa q n 2 yrs n po d nahuhulugan anu po b pwd nmin gawin Pr mtuloy ang byad kz nagpunta n po asawa q s pag ibig ang sabi po hintyin n lng po daw s bidding n until now wl nmn po kz lgi q check s pag ibig foreclosed po. Thank u

    Reply
    • Sorry to hear your situation Ms. Imelda, suggestion ko po magtanong din kayo sa legal department nila, baka kasi sila na naghahandle ng account niyo. Mas maganda kung mahabol niyo before the bidding. Pag sa bidding kasi, maraming ibang pwedeng mag bid at baka hindi kayo ang manalo.

      Reply
  58. Hi Sir Jay Castillo. Good day!

    Pag-IBIG Foreclosed Property (Town House) in Loremar Crestview Homes – Blk- 03 Lot-11 – Brgy. San Roque (Pob.), City of Antipolo, Rizal – For Auction on 11-Oct-2018 (801518050818129) No Discount
    Share
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    by Editorial Staff
    Published: September 30, 2018 (4 days ago)
    PHP732,600.00

    CategoryReal Estate / Foreclosed Properties
    LocationRizalAntipolo City
    Property ID801518050818129
    Lot Area (sqm)60.00
    Floor Area (sqm)47.20

    ASk ko lang po sana kung paano ang process kapag bidding? Thank you po.

    Alejo Espina Jr. (from Antipolo)

    Reply
    • Sorry for the late reply, pero yung nasa bidding guidelines na po ang step-by-step. Pwede niyo po i-download sa taas (red buttons)

      Reply
  59. hi Sir, panu po malalaman if sold out n yung units, twice na kasi ng punta yung father ko sa manila pra iverify kaso pgdatin dun sold out ndaw pero d2 sa online hindi nman xa updated… still unoccupied lng yung nklagay

    Reply
    • Hi Jaucee,

      Una, if scheduled for auction, dapat available pa up to the day of the auction.

      Pansin ko masipag si Pagibig magsabi through their notices before the auction if hindi na kasama sa bidding ang isang property.

      If yung pinunta ng tatay niyo ay kasama sa auction, pero biglang sabi eh sold na kahit hindi pa tapos yung auction, hindi naman tama yon.

      Sayang naman pagod at gastos para sa pag followup ni tatay. 🙁

      Baka naman po for negotiated sale na yung property? Tama po ba?

      Pag negotiated sale kasi, sabi sa Pagibig website, weekly sila nag u-update.
      Para po hindi masayang ang pagpunta ng tatay niyo, suggestion ko po ay tumawag muna sa Pagibig para sure (nasa bidding guidelines yung contact number). Again, siguraduhin niyo na hindi pa tapos yung auction.

      Reply
  60. hi po.. nakareciv po ako ng foreclose ng bahay namin.. pero kami pa rin po nakatira hanggang ngayon.. april 27 narecivr ko ang letter may 17 ako pumunta pag ibig para ipareserve sa name ng asawa ko.. hindi na daw pwede kasi lumampas na ako ng 15 calendar days. pano po kaya ito? wait ko nalang daw maipost at mag bid ako.. sino po kaya pwede ko kausapin na direct na tao sa pag ibig about dito.

    Reply
  61. Good day poh sir.. Ask ko lang poh kc nagrent kmi ngaun sa tinirahan nmin ngaun foreclose n pla since 2014 pinunthan kmi ng pag ibig n foreclose na daw.. Ngayon sir gusto bumalik ang may ari pwede bng hndi kmi aalis kc gusto nmin aplyan ung bhay kc sbi ng pag ibig wla n dw syang krpatan nong pumunta kmi ng pag ibig dpat sasaloin nmin sir.. Pero ngayon gusto nya kming paalisi

    Reply
    • Hi Mariah, sa pagkakatanda ko sa orientation dati ni Pagibig for real estate brokers, may chance ang occupants ng property na bumili nito. Makipag ugnayan napo kayo directly sa Pagibig para sigurado.

      Reply
  62. Hi sir ask ko lng po.. San po makikita yung mga forclose n house dito sa calamba laguna? Gusto po sana namin kumuha para hindi n po kami nangugupahan..

    Reply
  63. Ask lang po, 3 na bahay na hinuhulugan ko sa pag ibig, isa sa akin nakapangalan, isa sa misis ko at isa sa anak kong lalaki, ang tanong ko po ay kung pwede kong ibili ang isa ko pang anak na babae na nakapaghulog la siya sa pag ibig contribution for one year only because she just started her work last May 2018 she is 23 years old. thanks

    Reply
    • Bale kung kaya pa po ng inyong capacity to pay ang dalawang property loan (yung unang nakapangalan sa inyo plus yung sa anak ninyong babae), dapat pwede po.

      Reply
  64. can i see the available house in.lot in ..phase 7 extraordinary homes mamatid cabuyao laguna.its so hard to fiend the listing here.thank you.

    Reply
  65. Good day po sir Jay.. Ask ko lang po.. Paanu po malalaman kung available pa po yung property sa pag ibig bidding po.. Paanu din po malalaman kung nakuha na po xa.. Gusto ko po kc mgbidding sa pag ibig hindi ko lang po alam kung available pa po ba yung property na gusto ko.. Slmat po sa sasagot po

    Reply
    • Good day Anjie. Pag bidding, siguradong available pa/wala pang nakakakuha sa isang property na included sa bidding, until matapos yung bidding sa date of bidding, unless may ilabas ang pagibig na erratum na nagsasabi na sold na pala yung isang property.

      Pag tapos na yung bidding, check mo dun sa properties for negotiated sale (visit: http://www.pagibigfund.gov.ph/AA/search.aspx ), at pag nahanap mo dun, tawag ka sa Pagibig para malaman kung may nag submit na ng offer. Goodluck!

      Reply
  66. foreclosed in lucena city
    if there is pwede mo ba kaming bigyan ng contact person:
    thanks a lot

    Reply
  67. May tanong lang po pano po mag avail ng foreclosed properties sa pag ibig ano unang gawin at may babayaran paba ako sana may sasagot salamat po

    Reply
    • Nasa instruction for bidders po ang buong processo at step-by-step, yung downloadable pdf files po sa taas (red buttons)

      Reply
      • hi sir jay

        good morning

        ask lng po ako regarding po sa pagibig housing load sa Mabuhay homes 2000 binangonan rizal
        may isa po kasing property na gusto kung bilhin pero i always call the pagibig bidding section wala pa raw po sa list nila for CI pa raw po pero may nkalagay na po sa front ng property na any concern please call pagibig.

        ask ko lng po pwde ko po kayang mag down na aq para po sa akin na mismo iyong property baka po kasi may ibang mkakuha

        Reply
  68. Anu po dapat kong expect kapag may nakalagay ng “For Title Consolidation”? Lahat kasi ng malapit dito samin puro po ganon. Gusto ko lang po malaman kung magkaka additional problem ba or okay lang kapag may ganon?

    Reply
    • Ibig po sabihin hindi pa nalipat sa pangalan ng pagibig yung titulo. So matatagalan din po ang pagilipat sa pangalan ninyo from Pagibig. Hindi naman po isyu yon kung wala kayong balak na ibenta agad yung property.

      Reply
  69. Hi All you know i want to buy houses from you guys but you make it more difficult for us to buy the house from you and it’s not clean title , like BFS AT THIS MOMENT IN TIME BFS IS THE BEST TO BUY HOUSES FROM ? WE CAN GET CLEAN TITLE WHEN YOU GUYS MAKE IT MORE EASY
    FOR ME TO BUY TI THEN I AM WAITING FOR THAT ITS SO HARD FOR ME AND OTHER TO BUY IT FROM YOU GUYS MAKE IT MORE EASY FOR US . I BUY 5 HOUSES FROM BFS ALL CLEAN TITLES I PAY CASH ALL THE HOUSES I BUY AND WILL CONTINUE TO BUY IT FROM BFS BEST

    Reply
  70. Goodpm. Paano po kinocompute yung minimum bid amount? Yun ba ung amount na nasa letter from court na utang ng previous owner ng bahay or mas lower po dun? Thanks.

    Reply
    • Good pm Ms. Ivy, sa pagkakaalam ko sa Pag-IBIG sa ngayon, ginagamit nila yung latest appraisal para maging basis ng minimum bid, less discounts (if any). Salamat din po for the question.

      Reply
  71. Sir Jay Castillo, just want to express my sincerest and heartfelt gratitude for your kind assistance and support sa lahat ng mga taong humihingi ng assistance for foreclosed property inquiry. Saludo ako sa inyo Sir, nakakabilib ang kabaitan nyo. I might be needing your advised and assistance in the near future if I may find one suitable property with which I am very interested to buy.

    Reply
  72. Nakupo Ms. Gecelyn, pasensiya na ngayon ko lang napansin itong comment niyo.

    Sana po kahit nagkalabuan na kapatid niyo at bayaw niyo, eh maayos pa rin kausap si bayaw.

    Ang maipapayo ko lang po ay sumanguni na kayo (or yung kapatid niyo kung nasa abroad pa kayo) agad sa Pag-IBIG para malaman ang options niyo.

    For sure ang itatanong sa inyo ay kung may ebidensiya kayo na kayo nga ang tunay na may ari at nagbabayad at ginamit niyo lang pangalan ni bayaw…

    Mahirap po kasi ang sitwasyon niyo dahil mukhang legal na sa bayaw niyo nakapangalan yung property, kahit kayo nagbabayad.

    Reply
  73. kung icacash po namin yung appraise value ng tinitirahan namin foreclose na.. intitled po ba ako sa 30% discount? pwede ko na po kayang bilihin kahit wala pa sa auction?

    Reply
  74. sir tanong lang pano po kung my nka tira sa bahay na nkuha nmin s forclosure eh ayaw po umalis pano gagawin nmin

    Reply
  75. sir tanong lang pano po kung my nka tira sa bahay na nkuha nmin s forclosure eh ayaw po umalis pano gagawin nmin…..dumating napo yun notice of approval need napo ba namin yun accept ….nagmamatigas po yun nakatira may laban po ba kami…

    Reply
  76. sir tanong lang pano po kung my nka tira sa bahay na nkuha nmin s forclosure eh ayaw po umalis pano gagawin nmin

    Reply
  77. Sir magandang araw Po. Tanong Ko Lang Po kasi nag hahanap Po Ang anak Ko ng bahay Na naka forclose Na para I applay Nya din Po s pag ibig kaso Po Ang sabi s pag ibig e naka pasok daw Po yon s for bidding kailangan daw Po e sumali sya Sa bid. tanong Ko Lang Po sir pano Po nakakakuha ng bahay s forclose Na ndi Na sasali pa Sa bidding.. Salamat Po sir at more power..

    Reply
  78. Good Day Sir. Pwede po ba na umatend ng bidding kahit hindi naman po ako mag bi-bid? Saka may bayad po ba pag pasok sa auction? Gusto ko po kasi ma experience kung papano nag bi-bid. Salamat

    Reply
    • Hi Cyredge, hindi ako sure sa Pagibig kung pumapayag sila umattend ang observer, hindi pa namin natry. Sa banks sure kami na pwede kasi madalas kaming observer lang, so dapat pwede din sa Pagibig. Pakitawagan na lang sila para sure. Thanks!

      Reply
  79. Good afternoon po, baka pwedeng magkasundo kayo nung nakabili ng rights… mapapakinabangan niyo po ba yung pinagawa niya?

    Reply
  80. Naku, sayang naman po yung punta niyo. Sana pinapunta na nila kayo sa legal department, at hindi niyo na kailangan hintayin yung letter. Malamang notice of foreclosure yon. Ang hirap nga po ng kinakabahan kayo dahil hindi niyo alam status, kaya ang suggestion ko po pakitanong niyo na agad sa legal department, para na din magawan ng paraan para hindi na maforeclose.

    Reply
  81. tungkol sa PAGIBIG acquired asset,
    WAG NA WAG KAYONG maniwala sa pagibig office na sinasabi nilang tutulong sila sa pag aasist para mapa alis ang first owner sa bahay na kinukuha ninyo ( foreclosed— ang binayad ninyo MAPUPUNTA LANG SA WALA!!! KAYO PA ANG SISISIHIN BAKIT BINILI ANG PROPERTY NG MAY TAO PA. “As is, where is”, oo… pero property at hindi ang tao na naroon, para saan ba ang LEGAL OFFICE NA ipinagmamalaki ng pag-ibig fund at kontrata ?? para lang ba iyan sa mga taong hindi updated mag bayad ? sa mga existing owner???!!!
    WALANG KWENTAng ahensya, oo maayos kayo sa salary loans, pero sa aquired assets??? , MABAIT LANG KAPAG MAGLO-LOAN PA LANG KAYO, anadyan ang sinasabi ninyong baranggayan lang, ipakita ang moving-in, etc !
    wala!!!
    ONCE NA NABIGAY NA ANG BAYAD AT kakailanganing TIRHAN NA, WALANG TUTULONG SA INYOng taga pag-ibig fund !!! KAYO PA ANG SISISIHIN BAKIT BINILI !!

    Reply
      • Hi sir good day poh, pasingit poh aq dto d poh kc aq mkapag coment post senyo..
        I really need ur advise so badly..ganito poh kc un sir,
        kumuha aq ng property sa cavite non bumalik aq jan for vacation 5 years aq, kaso poh hindi sqn nkapangalan kc hindi aq member ng Pag-ibig to telling story short na scam aq ng dating qng egency na ang savi cla daw bahala para maging member aq ng pag ibig..pero ng e-check q wala pong record kh8 saan na meron aq.. so ang ginawa q ginamit q un sa bayaw q pero hindi cla kasal ng kapatid q..aq nagbabayad lahat kc nga aqn un dba, kaso theres un expected happend na nagkakalabuan na cla ng kaptid q at super worry na aq ngaun.
        Ano poh ba dpat qng gawin doon sa property na binabayaran q for 5 years na poh, sakanya nkapangalan pero aq ang nagbabayad..aq ang SPA nya dati para malakad q lahat ng kikilanganin para my ryts aq gawin un. pero ngaun poh pano na?
        pwede q poh bang palabasin na bibilhin q nlng un property ng cash para lng mapasapangalan q na un? on time poh ang bayad q doon sir walang payla..5 years na..
        Tulungan nyo nman aq plss ano gagawin q??
        dugut pawis q un para lng mapunta sakanya ng ganun ganun nlng..ni wla nman sya ginastus ni singkong duling doon.. ano po dpat q gawin plss??
        salamat poh in advance and Godbless

        Reply
  82. tungkol sa PAGIBIG acquired asset, WAG NA WAG KAYONG maniwala sa pagibig office na sinasabi nilang tutulong sila sa pag aasist para mapa alis ang first owner sa bahay na kinukuha ninyo ( foreclosed— ang binayad ninyo MAPUPUNTA LANG SA WALA!!! KAYO PA ANG SISISIHIN BAKIT BINILI ANG PROPERTY NG MAY TAO PA. “As is, where is”, oo… property!!! hindi ANG NAKATIRA DUN !!!! WALANG KWENTA, MABAIT LANG KAPAG MAGLO-LOAN PA LANG KAYO, ONCE NA NABIGAY NA ANG BAYAD AT TITIRHAN NA, WALANG TUTULONG SA INYO !!!

    Reply
  83. Sir good day po..ask ko lang..naforclose po yong unit namen..pinuntahan ko po agad sa mandaluyong acquired assets..kaso wala pa daw po sa kanila.on process pa po daw..sabi din po papadalhan pa daw po kami ng letter..gaano po kaya katagal yon..nkakaworrry lang po kasi..eh plano po namen ipaid ng 1 year at yon lang po talaga last option para sa original owner.ano po kaya letter yon..salamat po at god bless po

    Reply
  84. Good evening po sir, tanong lng po anu po gagawin kng yung bahy na nabile namin ayaw ibgay kasi pinapabayaran nia yung mga pinagawa nia sa bahy, actually po dati hnd nmn sya yung tlgang my ari ng bahy bali rights.lng yung sa knya.panu po ang gagawin hnd namin magamit yung bahy tas next mnt mgbabayad na kme ng monthly.kasi sb ng pag ibig labas na daw po sila dun ang sagot lng nila ang ameliar at monthly due..sana po masagot yung tanong ko kng anu po ang dapat gawin. maraming salamat po

    Reply
  85. Hi gud pm po ask ko lang po ka si interesado pa kaming mag asawa sa bidding ng pag ibig . Member po si hubby sa pag ibig at ofw po siya isa syang seaman . Yung nga lang po on board papano po un pwede po ba ako ang mag represent para sa Kanya thanks po

    Reply
    • Good day po, kailangan niyo po ng Special Power of Attorney or SPA. Hingi na lang kayo ng format sa Pag-IBIG para sure.

      Reply
    • Ano po ba ang maitutulong nyo sa buyer kung sakaling ayaw talagang umalis ang nakatira sa unit sa gusto kong bilihin… Masami pong salamat.

      Reply
  86. good day sir jay, tanung ko lng po, ung bhay nmin matagal n kmi nkatira dun at nagbabayad kami sa broker kso bigla nwala n ung broker so mtgal ndin hnd nkakabayad. tpos ngaun bigla nlng meron nagpunta n my letter n authority to move in. nabili ndw nla ung bhay. panu kaya un? pde pdin b nmin bilin un? mas my karapatan kmi dun gawa nkahulog ndin kmi dun ng mtgal ndin

    Reply
  87. Gudpm po sir naghhanap po aqu ng property na acquired units dtu po sa las palmas sta.maria bulacan may mga list na binigay po skin ang office ng pagibig..when i visit may tao po…aykong aplayan ang may tao…marami nman bakante pls give me a list na pwd qung aplayan thnkx and more power po sir

    Reply
  88. Hi jay.
    Can i ask for help.
    Interested ako bumili ng foreclose house ng pag ibig. Nkita ko sa website nila na under negotiated sale yung property.. does it mean na pwede ako tumawad pa dun sa posted price nila?
    Second.. nung nakausap ko yung developer theu told me na meron pa daw ako babayaran na equity sa kanila kasi hindi pa daw bayad yung dating may ari.. is it possible? Kasi sabi ng oag ibig when i called them wala daw ako babayaran na equity unless e housing loan ko yung modes of payment ko sa property..
    Cash ko kasi sana babayaran yun.. kasi may 30% discount sila if cash.. pwede pa din ako tumawad if ever kahit may 30% discount na from the selling price?
    Thanks

    Reply
  89. Sir ask KO Lang Po may lupa Na Po kami nkuha sa Bulacan..7 yrs Na Pero WALA pa din titulo! Ano Po dapat ggawin! I refund nalang ba namin Sir! Thank you!

    Reply
  90. Good day sor jay
    tanung ko lng po,mag 2 years na po kming nkatira pero di na po kmi nagbabayad ng upa sa dating may ari kc po na foreclose na po,may nakapagsbi rin po na ibibidding na raw,pwede ko pa po ba mapareserve ung unit sir?

    Reply
    • Sa pagkakatanda ko po, pwede kayo mag participate sa bidding. Paki tanong na lang po sa Pag-IBIG para sure. Thanks!

      Reply
  91. Hello po what happen sa property na hindi makukuha? pwede pdin bang eloan yun or bilhin ng interested buyer nag hahanap po ako ng good deal planning to get housingloan from pag ibig thanks po

    Reply
  92. Hello po what happen after the auction sa property na d makukuha pwede padin bang e loan yun sa pag ibig halimbawa lang po? nag hahanap po kami ng pwede ma loan and idea po para makakuha ng Good deal salamat po..

    Reply
  93. Good day! i just want to ask, is there a credible website where we can find properties for auction po? thank you so much

    Reply
  94. Good day Sir Jay,

    I just want to ask if in case na hindi kami maka attend sa auction due to busy working schedule, pwde pa rin kaya naming icooperate sa pagibig para makuha namin yung target property na gusto namin. Let’s say available pa sya at hndi pa nabili during the last auction. Your feedback is highly appreciated. Salamat!

    Reply
  95. Hi Sir Jay,

    I want to determine if i am eligible sa housing loan.

    This is what i’ve searched

    “You must be an active Pag-IBIG member for at least 2 years and has contributed a minimum of 24 monthly contributions.”

    Paano po kung naka 24 months na ako pero may putol ng 1-2 months? pero in total atleast 24 months na po. Okay lang po ba yun?

    Thanks

    Reply
    • Alam ko po pwede kayo mag lumpsum contribution para mag total pa rin kayo ng 24 months. Attend din po kayo ng seminar ng Pag-IBIG para sa mga housing loan applicants para ma verify niyo rin contributions niyo, at pwede na kayo magtanong dun about iba niyo pang concerns. Sa main branch po ng Pag-IBIG kayo tumawag, yung sa JELP building sa Mandaluyong.

      Reply
  96. Konting paalala lang po para sa lahat ng nagpapahanap ng property, hindi po namin kayo ma-a-assist dahil hindi na kami nagbrobroker ng properties. Pero ipinagpapatuloy namin na i-post ang listings ng mga foreclosed properties dito kasi website namin ito at alam namin na iyon ang hinihintay ng karamihan ng nagbabasa nito.

    Isipin niyo na lang na para kaming online version ng newspaper na may classified ads (example Manila Bulletin). Siguro naman po hindi niyo tatawagan ang Manila Bulletin para magpatulong sa paghahanap ng property di ba po.

    Alam na po ito ng karamihan na matagal na naming readers/subscribers, at nililinaw ko lang po ito para sa mga bagong visitors. Salamat po ulit sa suporta at pang-unawa.

    Reply
    • Sir ask ko lang po..papanu poba mapapaalis ung nakatira sa bahay na hnd na nila nahuhulugan at close napo sa pag ibig…
      Then nung nag open po ako napo kukuha.

      Reply
  97. hi SIR JAY.. consult lang po. na approve na po kami sa loan for acquired asset sa pag ibig. aware din po kami sa ” as is- where is” condition ng pag ibig pag ng acquire ng foreclosed property. yung nakatira po kasi ayaw umalis, nag sququat lang po sila. anytime po ba pede na namin sila paalisin since may authorization to move in na po kami?

    Reply
    • Mas maganda po kung may “writ of possession” na kayo na galing sa korte para hindi kayo ma “technical”.

      Reply
      • Mr. Jay, sa panong paraan po ang “technical”. Ano ang nature ng technicality? I construe it works against the buyer?

        Reply
    • Sir ask lng po if may Housing Loan na tapoz na delay ang payment anong dapat gawin para sa amin pa rin ang property ,, pwedi pa pong habulin ang payment

      Reply
    • Pwede po if Pag-IBIG din ang may ari nung foreclosed properties. Please refer to one of the guidelines included in the listings above to have an idea. Thanks.

      Reply
  98. Hello Good morning po meron po na sa meycauayan bulacan ng forclosed yung house & lot po . Member po ako ng pag ibig5 years ago na

    Reply
  99. Hi Sir Jay, ask ko lang po interested po kasi ako to bid this coming june 30. nabasa ko kasi na if in case hndi ako ma qualified to loan forfeited yung 10% na cash na idadown ko if ako yung mananalo sa bidding naguluhan lang ako sir, hndi ba pwede malaman agad kung qualified ako.. or forfeited lang in case hndi ko macomplete yung docs. and goverment employee nmn po ang applicant…?

    Reply
    • Suggestion ko po magpa pre-approve muna kayo sa Pag-ibig, bago kayo mag submit ng bid, para sure kayo kung magkano ang loanable amount na pwede sa inyo

      Reply
  100. Sir interested pu aq..panu pu mkpag bidding..mag kanu pu ang down payment, and panu pu ang process ofw pu aq..thank you pu

    Reply
  101. i AM LOOKING FOR A FORCLOSURE PROPERTY (PAG-IBIG) BANDAND DASMA, SILANG AREA PO. PLEASE EMAIL NAMAN PO ANG DETAILS. THANK YOU PO. .

    Reply
  102. Hello sir good day po…4yrs na pong regular employee asawa ko..pwede po kaya kami kumuha ng forclosed house thru pag ibig?

    Reply
    • Pwedeng pwede napo kung 4 years nang regular ang husband niyo. Suggestion ko po attend kayo ng free seminar ng Pag-IBIG for housing loan applicants

      Reply
  103. How much po is the down payment if it’s worth 500,000 – 800,000 is the minimum bid for the property?

    Reply
  104. sir nsa 14k po net salary ko monthly;ilan po ang maximum na amount ang pwidi kong e housing loan.driver po ako sa isang ahensya ng gobyerno

    Reply
  105. Hi THERE, paano po malalaman if ung house na tinitirhan mo ay forclose na? willing naman po kasi ako aplyan

    dito po ang area namin sa Trece Martires Cavite- executive Sbdv II

    Reply
  106. Hi Sir Jay

    Tanung lang po kasi bago lang din po ako , may plano po ako kumuha under bank financing pero kung mas mura itong acquired assets sa pag ibig, Pwede po ba ako kumuha na payable monthly? Yan po bang mga bidding na yan dapat may dala kana agad na pera pambid, Hindi ba pwedeng kumuha lang nang acquired asset na pwede bayaran monthly after paying the processing fee and reservation fee of 3k? (provided na approved na ang loan sa pag ibig) mga less than a million lang po kase kaya ko sana hulugan na bahay at lupa. Salamat po

    Reply
  107. Sir naghahanap po ako ng commercial dita sta.Rosa Laguna.malapit sa rotonda.baka may alam po kayo.kc may nakapagsabi s akin n may n foreclosed po doon sa PDIC nagsara n po un sampaguita loan bank.sa San Pedro Laguna ,ang humawak n po daw PDIC.pwede po bang malaman.thanks.God bless

    Reply
  108. Good day po gusto ko sana mag avail ng house and lot na for close pano po at magkano kelangan na cash out para mkapag avail

    Reply
  109. Hello..gusto ko lang po itanong kung for open na po ito has na tntrhan namen kc nkktanggap na kme ng for closure..blk9 lt 13 crystalville cabuyao laguna..blak po kc namen e apply sa pag ibig..thanks po

    Reply
  110. tanong ko lang po sir jay, san ko po malalaman kung wala pong nag bid sa property na gusto ko, di po kasi kami nakasali sa bidding ng april 20 .. salamat po

    Reply
  111. Good day sir wala po bang foreclosed sa camella springville garden 2 molino 3 po? And my bakanteng bahay po kasi sa tapat namin garden 2 po kami blk 4 lot 1 poinsettia st. Corner petunia. Un tapat namin corner din po..

    Reply
  112. SIR MERON PO SANA AKO IPA KONSULTA. TUMAWAG PO KASI SI PAG-IBIG SABI KAILANGAN DAW BAYARAN YUNG DELAYED PAYMENTS 5MONTHS NAPO SABI KOPO SA MAY 2017 FULL PAYMENT KO SABI NILA DINA DAW PWEDE DAPAT ITONG APRIL DAW DAPAT BAYARAN AT MAY SINASABI CYANG NASA PARANG ATTORNEY DAW ATA YUNG DESISYON. TAMA PO BA YUN? O TALAGANG FORECLOSED NAPO YUNG BAHAY? NAKAPANGALAN LANG PO SAKIN KASI YUNG BAHAY NA KINUHA NG ATE KO AT HINDI NA PALA NYA NABAYARAN MULA NOVEMBER 2016. BABAYARAN KO PARIN DAW PO BA YUNG 5MONTHS? SABI PO NUNG TAGA PAG IBIG NA TUMAWAG KUKUNIN DAW NILA SA PAG-IBIG CONTRIBUTIONS KO YUNG 5MONTHS NA WALANG HULOG KAHIT HINDI NA ITULOY ANG PAG BABAYAD. TAMA PO BA YUN SIR JAY? NAG SABI PO AKO NA BABAYARAN KO LAHAT SANA BY MONTH OF MAY LAHAT HINDI DAW PO PWEDE DAPAT ITONG MONTH LANG DAW PWEDE. THANK YOU PO

    Reply
  113. Hello Sir Jay,
    My friend is interested to bid kaya lang natapos na yung schedule ng bidding sa property na gusto niya, saan po ba naming pwede iinquire if may nanalo na or pwede pa ba siyang makahabol? Salamat

    Reply
  114. GooD pm ask ko lng pwede ko b I monthly ung for closed n house since pag ibig member ako.kumbaga sasaluhin ko ung bayad since for closed n sa pag ibig.sa las palmas po caypombo

    Reply
  115. Hi sir, may foreclosed house pa dito sa southern heights san pedro laguna? Balak ko po kc bumili…if ever po na meron ano po pwede requirements para makabili ng bahay…maraming salamat po

    Reply
  116. Good day sir,

    May balak sana akong kumuwa ng for closure n bahay dito sa marilao kaso wala akong idea or alam kung pano gagawin san ko ba malalaman yung mga kailangang gawin para maka avail ng forclosure na bahay. Saan ko din po malalaman kung saan may available na for closure dito sa villa roma marilao. Paano din po ang pagbabayad nun? Monthly din po ba ito. Salamat po

    Reply
  117. Good day Sir,

    May balak sana ako sumali sa bidding process ng pag ibig to acquire house, but i have no money here in my pocket. I only have salary to be pay monthly as a recommend. What should i do? please advice. thank you.

    Reply
    • Sorry Nicolas but “nothing down” is not possible with Pag-IBIG, you just have to save up for it. I won’t recommend borrowing for the downpayment

      Reply
      • sir jay tanong ko lang po pag sumali po ba ako sa bidding yung 10% ng amount n ibid ko is bbayaran agad pag ikaw yung nakuha?

        Reply
      • Hi Sir, Panu po mag avail ng pag ibig housing loan if andto po ako sa UAE, panu po ang first process na dapat kong gawin, I am hoping for the positive response from your end.

        Reply
  118. Good day po ako po ay taga davao.about po sa lugar namin.yung katabi naming bahay is forclosed napo undwr na po daw siya PDIC.ang location po namin sa Blk22 lot 11 Makar Rosalina 3 Talomo District,Davao City.Gusto ko malaman saan po pwede i apply para makuha nmin yung bakante

    Reply
  119. good day sir tanong ko lang kung possible po bang i transfer namin yong home loan namin under BDO UNIBANK kasi kami tapos nagka problema kami with the bank so yong property namin is running for close na by next year april 2018 gusto sana namin na i avail na lang yong sa pag ibig po possible po kaya yun sir.

    Reply
  120. ask ko po sana kung paano namin makuha itong nasa katabi nmin na unit. na forclose na po pero di pa lumalabas sa pag ibig. worried kmi bka bigla na lng makuha ng iba ng di nmin alam. paano po ba ang maari naming gawin para sure po na kmi mkakuha. ty po

    Reply
  121. mcc wellington place phase12 blk108 lot13 pasong camachile-2 general trias cavite .my nkapaskil forclose confirmation lng if still available?

    Reply
  122. Good afternoon!
    Any tip po, kung merong for bidding na unit sa Solar Townhomes, Bagumbong Caloocan City?
    Salamat po

    Reply
  123. HI GOOD PM PO SIR,

    nakita ko sa Acacia Homes Subd, Dasmarinas city, foreclosed na po iton yong Blk-7 Lot-11 Acacia Homes Subd. burol III Dasmarinas city. Hindi ko ma contact ang acquired asset.. matutulongan nyo po ba ako. Edith Gajo 5314931

    Reply
  124. good day po sir! may unit na po ako. ung katabi ko pong bahay ay my nakalagay na pagibig property na po at more than one year na noong nag start ung auction sa bahay. gusto ko po sana kunin ung unit na nasa tabi ng bahay ko. pero noong nagpunta ako sa pag ibig mandaluyong d pa dw maayos ung turn over ng unit. pero po sa developer po acquired na dw ng pag ibig ung unit.. d naman po nakalagay sa negotiated sale ung unit. maaari po kayang may nakabili na nitong unit

    Reply
  125. good am Mr. Jay, ask ko lan po nakabili po ako ng forclosure yun title po nakatrnsfer n s bank, nun sheneriff na po yun property at binakuran na bigla po may naghabol ang claim po ng oppositon ay mali daw po yun lote n binakuran n banko pr iturnover sa akin pero lumalabas po sa surveyor n issue ng court eh tama po pero may hawak din po sila na plan na nasasabi na d daw po dun kundi sa unahan pa ng property..ipapatransfer n po s akin yun title at naghahabol po yun opposition at dadalhin nya daw po sa korte, ano po ang karapat dapat n surveyor s property na makaksiguro na tama nga ang lote n binakuran natatakot po ako n baka mali kami at sya ang tama,,,at anu po ba makukuha ko n assurance s banko kung mangyari man ang ganun sa pagkakataon n nsalin n sa akin ang title …?please advise

    Reply
  126. hello goodmorning sir jay ask.lng po bgo lng kmi nghuhulog s pagibig ofw kmi magasawa pero gusto nmin kmuha ng lote dto sa mga inooffer paano po kami mkkpagavail salamt po

    Reply
  127. Good day! Sir Jay Castillo, ppano po kung nsa list for auction / acquired assets. tapos pinuntahan po nmin yung location at may nakatira p sa unit. Pag-ibig po b ang magpapaalis s nakatira?

    Reply
  128. Hi Sir Jay! Ask ko lang po opinion ninyo. Nakapag-reserved na po ako at nakapag-submit ng requirements sa PAG-IBIG at nabigyan na ako ng Confirmation Of Sale doc, as per stated sa doc na ito, I was able to meet their requirements sa property na gusto ko (including financial capacity to pay my mortgage), then ang sabi is for me to follow-up after 2 months. May tendency pa po ba na ma-disapproved ang housing loan ko kung sakaling na-meet ko naman ang mga requirements nila? They we’re asking kung gusto ko maglagay ng co-borrower dahil kung sakali nasa P900K ang ilo-loan ko. Pero nagsisimula pa lang mag-work ang mga kapatid ko kaya di pa sila qualified same with my parents na hindi member ng PAG-IBIG. But if ever po we have means to pay naman in advance dahil po sa ipon namin at sa ibang property na kasalukuyang ibinebenta din namin. Thanks!

    Reply
  129. Good day sir tanong klang may binebentang bahay.pero hindi pa cia tapos sa pag ibig.pwede kbang i apply sa pag ibig para ako na ang mag tuloy.kung baga parang ipapasalo ng may ari.

    Reply
  130. Sir tanong klang may binebentang bahay pero hindi pa po tapos sa pag ibig ibig kung baga ipapasalo lang.pwede kbang ipasok sa pag ibig.para ako na ang mag tuloy. Pwede po ba yun

    Reply
  131. Good Day Sir, Magtatanong lang po kung pano at kelan ko pwedeng malaman na available na yung forclosed unit for reservation? Gaano katagal normally ipinopost ng Pag ibig sa website kung na tatakan yun house nung February 8, 2017? Kasi nagpunta ako ng pag ibig, ang sabi, kailangan ko pa daw hintayin ng ma upload sa website ang unit.

    Reply
  132. nicole shane,
    sir ask ko lng po kung pwede na po ba pumunta sa pag ibig kahit wala sked ng auction para maipareserve na po ung naka auction na property?napuntahan ko na po ung property at unoccupied po..thanks

    Reply
  133. I’ve been calling your contact number 422-3000 local 5124 amd 6546566 since 9am today but no answer when ringing but sometime busy! i am interested with one of your foreclosed property in cavite. my contact number is 5313081 or 09088965993
    thank you

    Reply
  134. Sir jay may housinb loan po ako sa pag ibig nakuha ko po eto 2011 pa pero sa ngaun po ay mahigit 1 year ko na po d nuhulugan at nacancel na daw po ang cotract to sell at nasa acquired asset na daw po nung dec 2016 po. Nanghihinayang po ako sa nahulog ko kaya po gusto ko talaga makuha ulit sa ngayon po ay dito pa kami nakatira Pero sabi po ng acquired ay maghintay po ako ng letter. Ask ko po kung gaano po katagal ang pagprocess nun sa acguired at masasama na po ba sa auction ang property. Nais ko po makuha ulit sir jaym ano po gagawin ko. Saka ang inaalala ko po baka po bigla nalng po pumunta dito sa bahay ang pag ibig at paalisin kami, pwede ba yu .please help po. God bless po.

    Reply
    • ang alam ko 3 beses kayong padadalhan ng sulat,medyo matagal may taon pero meron din mabilis lang at bibigyan kayo ng pagkakataon na mabayaran sa loob ng 1 taon last chance yun kumbaga,kapag di ninyo nabayaran saka pa lang ibibidding bahay nyo at wag kang mag alala di yun ora mismo at kung may asawa ka at member ng pag ibig pwede syang lumaban sa bidding,kung kaya ng cash or 1 year to pay mas mainam para walang gaanong requirements,kung tuluyang di nyo makuha ulit bahay nyo ang magpapaalis sa inyo eh yung bagong may ari

      Reply
    • better to go to mandaluyong pag ibig para ma verify mo ung status ng lote and incase bring all the documents para ma owned mo ulit to continue mabayaran ang bahay.

      Reply
  135. Goodpm Sir…I have a question lng po,kpg ntapos napo ba yung auction/bidding day yung property na gusto mo ibid hindi naba pwede ibidd?

    Reply
  136. Ask ko lng po paano po kung ung monthy payment sa pag-ibig is 4k paano po kung hnd mbyarn ng buo every month ano pong mangyayari??

    Reply
    • Sa pagkakaalam ko po mafoforeclose napo yung property pag hindi nakabayad ng 3 consecutive months. Yun po kasi nakalagay sa monthly billing statement ko.

      Reply
  137. Hi sir! Hope you can help us- matagal na po kaming hindi nakakahulog sa pag ibig, more than 12 months na po at nakareceived na po kami ng final deman letter sa pag ibig due this month. Kaya napag desisyonan po namin na ibenta na lng ang unit at ipasalo ang loan para naman kahit papano eh may makabalik sa mga hulog namin. Ang problema po, natatakot po kami na ibenta ang unit kasi sabi nung pinsan namin niloloko lng daw po kami nung agent – nagkukunyari lng daw po yun na may bibili at ang totoo ay inaantay lng nila ma forclose ang properties namin kasi mas mura daw po na maibebenta ng pag ibig ang properties compare po sa dating contract price nito. Tanong ko lng po kng totoo po ba na ibebenta ng pag ibig yung properties sa mas murang halaga, mas mura nung time na nabili namin yung unit? Thank you po!

    Reply
    • Sorry po to hear your situation, kung kinakabahan na kayo sa agente, suggestion ko po hanap na kayo ng ibang agent. Kumuha po kayo ng licensed real estate broker para hindi kayo mangamba at mabenta ang property niyo ng maayos. Depende po ang pricing sa appraisal at sa loan amount na kailangan mabawi ng pag-ibig, so pwede pong mas mura nila mabenta, pwede din na mas mahal kung mataas ang appraisal..

      Reply
    • Depende po sa auction, usually meron pong discount pag cash, paki-check na lang po yung invitation to bid kung saan andun yung gusto niyong property. Salamat!

      Reply
  138. sir. tanong ko lang po pwesi parion po ba ako makakuha ng bahay kahit hindi na ako nakakapaghulog sa pag ibig kasi andito po ako sa abroad?

    Reply
    • Sa pagkakaalam ko po, pwede kayo mag-lumpsum ng contributions. Suggestion ko po pag nagbakasyon kayo at nauwi dito sa Pinas, mag-attend kayo ng seminar ng pagibig para maverify kung ilang contributions ang kailangan niyo.

      Reply
  139. sir, tanong ko lang po gusto ko kumuha ng bahay dito po kasi ako sa abroad member po ako lastyear sa pag ibig now po hindi na po ako nakakapag hulog kasi dito sa po ako sa abroad pwedi parin po ba ako makakuha ng bahay..

    Reply
    • Yes Hawk, punta ka sa tax mapping sa city hall/munisipio, based sa tax dec, mapapakita nila sa inyo location nung property. Sabihin niyo lang na kailangan niyo for due diligence.

      Reply
      • good day sir jayson nalocate ko na exact location and nagrequest ako updated sa RD ctc title lumabas palmera homes inc. pinutahan ko yung address n nkalagay sa tiltle wala na nagpunta ko camella/palmera homes inc marketing para iverify kung nasa kanila record ang sabi wala daw , paano kaya mahahanap kung sino talaga nagavail ng units , occupants na kasi ako may improvements na rin nagbayad ako ng amilyar kahit hindi pko real owner at monthly dues sa homeowners gusto ko lang malaman kung sino may ari …ano po ba magandang gawin ko sir para maayus ko ..sana matulungan moko sir kung anung govt agency ang pwede kong malapitan..thanxs in advance sir ..

        Reply
      • sir nakakuha ko updated sa ctc title sa rd ang sabi sa akin yun na raw may ari ang palmera homes inc. updated wala daw kc annotated wala pa daw nakabili palmera pa rin ang owner ,nagpunta ko sa camella/ palmera office pinakita ko tax dec wala daw record sa kanila, anong govt agency na pwede akong matulungan , gusto ko kc ivail sa pag ibig loan kaya lang hindi ko malocate real owner ..occupants na po ako sir sa property gusto kasi maging legal occupants nako sir pakitulungan ako.. thanks in advance sir jay..

        Reply
        • Good evening Hawk, kung sa tax dec. at title ay nakaindicate na Palmera Homes ang owner, malamang sila nga ang owner. Ano po sabi nila sa camella/palmera office? Hindi nila alam kung sila ang owner?

          Reply
          • Sir good day
            Ask ko lang po if i want to sell my unit na nasa gen trias cavite pero may balance pa cya sa pagibig amounting to 100k as of today(updated po ang monthly amortization). Paano po ang proseso if in case ibebenta ko na ang unit? Posible po ba mabenta ko un then babayaran ko ang natitirang balance then ililipat na sa bumili ng unit ang name ng title?

            Reply
  140. Hi Mr. Jay.
    May gusto po kaming bahay kaya itinawag namin to last december 2016 sa pag ibig.sabi nila hindi pa daw po pwede bilhin dahil inaantay pa ma total forclosed at ipopost sa auction to.. kahapon january 31 nag check ako sa bid list.Yung bahay po na nagustuhan namin ay nasa list ng January 11,2017 bid.Pwede papo ba kami mag pasa ng bid ngayon.. pano po ba malalaman kung may nanalo na sa bahay na yun.. salamat po

    Reply
  141. Sir medyo naguguluhan lang po ako. Ano po and difference ng properties na kasama sa public auctions than properties under negotiated sale. Ano po ang mas advantageous between sa kanila. For negotiated sale po ba pwede na ko di umattend ng auction and will coordinate with pag-ibig thru phone? I’m working po kasi and medyo mahirap um-absent to attend the auction. Thank you

    Reply
    • Hy Lyreen, usually po kasi pag hindi nabenta sa auction, tsaka nila isasama sa list ng under negotiated sale. Mas malaki po ang chance na available pa ang property sa public auction, yung unsold lang ang natitira para sa under negotiated sale.

      Reply
    • Hindi ko po marerecommend na bumili kayo ng property na hindi niyo mismo nakikita. Suggestion ko po bumili na lang kayo pag uwi niyo

      Reply
  142. Sir very useful yung website nyo. Minor comment lang – kung possible paki-lagay na lang sa gilid lahat ng ads or paki-ayos yung layout kasi nakakalito, medyo makalat tignan, pag first time viewer nakakalito kung alin yung ads at alin yung totoong contents, ang sakit sa mata. Thank you! More power!

    Reply
    • Thank you Jun for the feedback, tinanggal ko na po yung malaking advertisement na minsan biglang sinasakop yung buong page. Salamat uli!

      Reply
  143. SIR JAY KMI NMN PO KC NGYON ANG NKA TIRA DUN EH….KYA PO GUSTO PO SANA NMIN MAG ASAWA NA MAG PA TULOY NG PAG BAYAD NG BHAY KAHIT MALIIT LANG PO ANG MONTHLY OK LANG PO SMIN

    Reply
  144. GOOD MORNING
    ASK LANG PO KUNG PAANO ANG GAGAWIN NMIN SA BHAY NG BYANAN KO KC 1YR NA SILANG D NKA BAYAD..KC PO MY SAKIT PO UNG BYANAN KONG BABAE KYA PO HNDI N CLA MAKAHULOG ANAK PO NILA ANG ASAWA KO PWEDE PO BA KMI NLANG ANG MAG PATULOY NG MONTHLY NILA PANO PO ANG PROCESS NUN

    Reply
    • Pwede naman po yon, pero usapan niyo na lang po yon, hindi kasama ang pag-ibig. Suggestion ko po siguraduhin niyo na hindi pa na foreclose ng pagibig yung property. Tapos dapat may kasulatan din kayo ng biyenan niyo para malinaw na kayo nagbabayad, etc.

      Reply
  145. Hi, paano po kung foreclosed na un bahay. Matagal na walang communication kay PAG-IBIG tapos, just this January, may pumuntang taga PAG-IBIG at kinuhaan ng mga picture ang bahay. ibig sabihin po ba nun, kasama na sa ibibenta un unit?

    Kaya pa bang magawan ng current owner na di tuluyang maforeclose ang bahay niya?

    kung mabili ang unit, papadalhan ba ng notice of eviction ang mga nakatira doon?

    pasensya na po sa mga tanong, at salamat na din po sa inyong magiging tugon.

    Reply
  146. caretaker po ako sa tinirhan ko, sa bahay ng kapatid ng bayaw ko at itoy naging foreclose, tapos nakareceived ako ng mga letters ng pag-ibig at aking pinuntahan ito sa pag-ibig, nagfile ako ng reservation fee at umabot ng cancellation dahil hindi ako makakuha ng coe and compensation dahil finish contract sa work sumabay, at ngayon may work na ako pwede bang ituloy o panibagong proseso sa pag- avail na ako ang occupant dito na meron pumunta sa bahay na sabi nya nakuha na daw nya itong bahay at ipapaayos after 1month sa pagpunta nya sa bahay na isang verbal notice nya, tubig at ilaw ay napaayos ko at napagastos na po ako dito sa bahay na ito. god bless me & u !

    Reply
  147. Sir ask ko lng po. Ang status po ng house nmin ngun s pag ibig ay acquire asset npo. Pero upon cheking its not yet posted..
    Is there any option for us to pay partial. Or can we pay in rent to pagibig. Just to maintain living

    Reply
  148. Hello po, nasa negotiated asset na po yng bibilhin namin unit at we’re planning to pay this installment payable in 12 months. Ang question ko po dito, meron po kaming existing housing loan na mag asawa sa pag ibig din, possibly po ba na ma approved kmi ulit? Ang 2nd n question ko po, allowed po ba ang hindi member ng pag ibig na bumili ng unit under negotiated asset? Thank you in advance for your reply. God bless…

    Reply
  149. Hello

    not possible to find any listing for properties in negros oriental in any of the listing or indeed drop down menus on the pag-ibig site ???????????

    so where to find listings in Neg or

    thanks

    Reply
  150. Hello po, nasa negotiated asset na po yng bibilhin namin unit at we’re planning to pay this installment payable in 12 months. Ang question ko po dito, meron po kaming existing housing loan na mag asawa sa pag ibig din, possibly po ba na ma approved kmi ulit? Ang 2nd n question ko po, allowed po ba ang hindi member ng pag ibig na bumili ng unit under negotiated asset? Thank you in advance for your reply. God bless…

    Reply
  151. Hi good evening ask ko lng po kung anu ang proceedure ng pgbili ng house and lot..dahil may gusto akong kunin n house and lot s laguna.tanx

    Reply
  152. Hi Mr.Jay ask ko lang po kung ano po ibig sabihin nito: In case the Bid Offer, net of the ten percent (10%) bid bond, is still higher than theappraisal value of the property, the amount in excess of the appraisal value shall betreated as equity. It shall be paid by the buyer within thirty (30) calendar days uponreceipt of Notice of Loan Approval. Thank you po 🙂

    pati po ung for title consolidation …

    Reply
  153. Hi Mr Jay, tanong ko lang po, may katabi po kaming bahay na foreclosed na. ano po pwede ko gawin para po mabili po yung property? kc kakapadala pa lang po ng notice ng pag ibig na foreclosed na po ang bahay. thank you po

    Reply
  154. Hello, Im newbie here an I was advised by my co-worker that I could purchase an acquired asset. from pag ibig. Is there
    chance that I could see the actual photos of the lot? thanks.

    Reply
  155. Good Day sir jay
    I am Bryan Colina from Cebu…
    Few months ago I have read in an article of your blog regarding rent to own scheme and as far as I could remember,you mentioned that you stop such scheme.Can you please enlighten me with this one because I am planning to apply this scheme on a property I will buy from pagibig foreclosed properties
    Thanks a lot

    Reply
  156. Hi sir Jay, gusto q sana kumuha nang na foreclosed na property here in cebu, pwd po ba ako pumunta xa pag ibig branch at magtanong regarding xa mga availlable property or kailangan ba talaga na nasa public auction? ano pong proceso xa foreclosed property? thanks po.

    Reply
  157. Hi Mr Jay, I am an employed government employee and a pag ibig member, ask ko lang po gusto ko pong kumuha ng house and lot na foreclosed and babayaran ko po through loan sa pag ibig, pwede po ba un? at saan po ako makakaita ng available foreclosed property at bacoor cavite area. thanks po and good day.

    Reply
  158. Sir Jay, good day!

    Nanalo po ako sa sealed bidding ng Pag-ibig foreclosed properties dito sa Cebu..Salamat po kasi sayo nanggaling yong information regarding sa bidding schedules..Gusto ko po sana ipa rent to own ang property ko once matapos namin ma renovate.Mayron po ba kayong sample ng contract sa rent to own between buyer and seller? pwede po ba ako maka hingi ng soft copy thru email? eto po ung email ad ko (md_manayaga@yahoo.com)…

    Reply
  159. Hi Mr. Jay, tanong ko lang po, kung may foreclosed property po sa Pag-ibig na gusto naming bilhin, pwede po ba kaming directly magrequest ng copy ng title from Register of Deeds as part of due diligence, o kailangan pa po ba ng permission from Pag-ibig? And regarding the bid price, advisable po ba na magstick na ko sa minimum bid price, if not, ano po ang pwedeng gawing basis kung ilang percent ang idadagdag ko sa minimum bid price? Thanks po.

    Reply
    • Hi Marie, regarding sa title, pakicheck yung answer ko dun sa other question mo, thanks.

      Pagdating sa bid, pwede ka lang mag stick sa bid price kung walang kalaban pero mahirap malaman yon pag sealed bidding. Pwede na siguro dagdagan mo lang ng konti (around 5%) unless gustong gusto mo yung property (pwede mo pang taasan.

      Kung balak mo mag buy and sell, compute mo muna siyempre kung ano ang pwede mong idagdag pero kikitain mo pa rin yung target profit mo.

      Reply
      • Thanks po Mr. Jay, malaking tulong po itong website na ginawa mo para sa mga pinoy na tulad ko na walang experience sa foreclosed property investing. Pasensya na po nagpaulit-ulit ung questions ko sa ibang page. More power to you!

        Reply
  160. Hi. Sir jayson. Pwede po bang tumawag sa pagibig. Para inquire kung pwede pang mag bid sa last posting ng july. Aug. -oct 2016?

    and para po di masayang ung time, pag punta ss office nyo. Kasi po the last time na nag try po mag bid ung friend ko sabi sa kanya, naunahan po xa sa gusto nyang bilihin na bahay.
    TIA ☺

    Reply
  161. hi sir, tanong lang po, ano ang mangyayari kung me occupant ang property na open for bidding? sasagutin ba ng nanalong bidder ang relocation ng occupant? thank Q

    Reply
  162. Hi Sir Jay,
    meron kasi akong gustong property na matagal na wala nakatira pero hindi pa sya kasama sa list na negotiated sale at sa list ng for auction, pwede ko po ba ma inquire sa Pag-ibig ang status nitong property? possible po kaya na foreclosed na ito?

    Reply
  163. hello po.di na po b pwedeng umapela ang owner ng bahay n naforeclose?di po kc nag warning ang pagibig.basta ngpadala lng ng letter n for auction n ung property.I hope u can help me with this.thanks

    Reply
  164. Hi Sir Jay, Question po
    1. May nakita kasi ako na foreclosed dun sa location na gusto ko. Included sya sa bidding on Nov.25. Pero sinisearch ko sya ngaun,di ko na Makita .. possible ba na tinanggal na sya sa list?
    2.Yung bid price mo ba, yun na din ung TCP mo?
    Thanks

    Reply
    • Baka po sa ibang file niyo nakita, apat na auction po kasi ang naka-schedule sa November 25, paki-doublecheck na lang po.

      Yes po, yung winning bid price ang magiging TCP.

      Reply
      • nahanapan ko na po ata lahat ng mga auction on the said date kaso wala po talaga. kahit po sa updated list dated 11.7.16
        Sir pwede nyo po ba ako maasist sa link ng mag schedule for Nov. 25 – Cavite area po.
        Salamat po

        Reply
  165. GOOD AFTER NOON SIR JAY ASK KO LNG WHAT IF YUNG PROPERTY NA GUSTO KO IS NAPUNTA SA NEGOTIATED PROPERTY NEED KO PA BA MAG DOWN NG 10% NG TOTAL PRICE NG HOUSE OR YUNG RESERVATION NLNG AT ADVANCE PAYMENT SA INSURANCE

    Reply
  166. Hi Sir, need po ng advise nyo. First time ko po and i have no idea kn purchasing some property thru pagibig though nagbabasa po ako ng steps. May gusto po akong property na included po this coming Nov 25. it means po ba na sa Nov 25 lang po kylngan mag pasa ng bidding application? and may discount po ba pag ang payment is housing loan? regarding po sa bidding price which is 10% ng total contract price, un na po ba ung actual downpayment ng unit. or may equity pa na tinatawag nila and may babayaran pa after ng 10% or start na ung housing load kf maaaprove? thanks po in advance. god bless

    Reply
    • Hi Ms. Evelyn, based po sa guidelines, pwede lang po kayo magsubmit on the day of the auction.

      Regarding discounts, depende po sa listing kung may available discounts.

      Yung sa downpayment, depende po pag na-approve yung loan niyo for the 90%, so pag a-approve po yung housing loan niyo sa 90%, yung 10% napo ang downpayment niyo. Good luck po!

      Reply
  167. Good afternoon po sir Jay… Ask lng po ako.. Sir may nakita po akong house na na pad locked n po ng pag ibig at natatakan na po ng acquired asset ba un.. Tiningnan ko po sa mga listahan ng foreclosed ay wala nmn doon ung bahay na yun? Gusto ko po sana kunin ang house na yun. Kz sa tingin ko ay foreclosed na po… Paano ko po malalaman na ito ay pwedi nf bilhin gayung wala nmn po xa sa for sale po?

    Reply
    • Dapat po may resulta agad, nakalagay kasi sa bidding guidelines na opening of bids will follow immediately after the deadline of submission.

      Reply
  168. sir ask ko lang po yung invitation to bid last sept.23 ng pagibig whereas ang auction date nya was last October 27, pwedi pa po ba kaya kami makahabol sa pag pasa ng para sa bidding na yun or dapat pumunta lang kami sa stated date of auction, kasi yung gusto kasi naming lot is si na available for the month of November, meron na po kaya nakakuha ng lot na gusto namin? paano po kaya machecheck if available pa yung lot?

    Reply
          • sir gaano po ba katagal ang approval ng pag-ibig? magkano po ba yung babayaran na 1yr advance insurance premium? may nabasa kc ako na dapat bayaran yun at yung 1month amortization? so incase nasa 300k ang total contract price nya, mga magkano po kaya ang magagastos namin sa pagprocess na lahat bago namin makuha ang title? anong document po ba ang dapat naming ipakita para makapag move in kami, para mapaalis ang kasalukuyang nakatira dun? totoo bang buwan din ang bibilangin bago kami makalipat? naipasa na po kasi namin ang requirements last Nov.22 at binigyan kami ng 2mos time, mukhang napakatagal naman po ata nito. Sa ngayon po ano po ba ang mga dapat naming iprepare na documents?

            Reply
      • sir nakita ko na po sa website young property at nandun po sya, ano po ang ibig sabihin ng status at remarks nya na may “OCCUPIED AVAILABLE – NEGO SALE FOR TITLE CONSOLIDATION” ? pwedi pa po ba sya makuha at iaapply po sana namin sa pagibig? ask ko na rin po kung to too po ba na pwedi na po 3members ang mag apply para kumuha ng property, kasi maliban sa aming mag asawa gusto ko sana na iadd ang hipag ko para medyo malaki din ang makuha namin?

        Reply
        • Bale pag “occupied” ibig sabihin may nakatira po dun sa property na pwedeng former owner or illegal occupant. Buyer na po ang magpapa-eject.

          “Negotiated sale” – Ibig sabihin po hindi na dadaan ng auction, mag submit na lang po kayo ng offer sa Pag-IBIG based on their standard procedure.

          “Title for consolidation” – Ongoing po ang paglipat ng titulo dahil nakapangalan pa po sa former owner, ongoing ang paglipat sa pangalan ng Pag-IBIG.

          Nabalitaan ko din po na pwede na ang 3 family members as co-borrowers, pero paki tanong po sa Pag-IBIG ang details or attend po kayo ng seminar nila for member na mag-a-apply for a housing loan.

          Reply
      • sir nakita ko na po sa link yung property na gusto ko Kaya lang may remarks sya na ganito, “OCCUPIED AVAILABLE – NEGOTIATED SALE FOR TITLE CONSOLIDATION”, ano po ang ibig sabihin nun, available pa po ba sya o may nakakuha na, at totoo po ba na pwedi na po ang 3members sa pagibig kung kukuha ng house and lot, balak kasi naming mag asawa na isama ang hipag ko para makuha namin yung lot medyo malaki rin po kasi ang TCP nya, sana po ay matulungan nyo ako, salamat po.

        Reply
          • sir salamat sa advise nyo, sa ngayon naireserved na po namin sa pagibig yung foreclosed property na gusto naming kunin. kasalukuyan po ay inaasikaso naming mag asawa ang mga requirements. kung sakasakali po na matapos namin ng mas maaga ang pag kompleto at maapprove naman ito agad ng pagibig, paano pp ang sunod naming gagawin kasalukuyan po kasing may nangungupahan dun sa property at yung dating may ari ay pumupunta lang dun para maningil, paano po kaya namin sila mapapaalis?

            Reply
          • sir gaano po ba katagal ang approval ng pag-ibig? magkano po ba yung babayaran na 1yr advance insurance premium? may nabasa kc ako na dapat bayaran yun at yung 1month amortization? so incase nasa 300k ang total contract price nya, mga magkano po kaya ang magagastos namin sa pagprocess na lahat bago namin makuha ang title? anong document po ba ang dapat naming ipakita para makapag move in kami, para mapaalis ang kasalukuyang nakatira dun? totoo bang buwan din ang bibilangin bago kami makalipat?

            Reply
  169. sir tanung lng po meron po don samin abandon house pero dko po makita sa pag ibig ung list kung ano status ng bahay saan po ba pwede malaman status ng bahay,

    Reply
    • Check niyo po muna kung sino may-ari, punta kayo sa city assessors office na nakakasakop sa property, sa tax-mapping section. Sabihin niyo gusto niyo mag due diligence sa isang property, tapos bigay niyo address. Sasabihin nila kung sino may-ari based on the tax declaration, pati na rin title number. Tapos punta kayo sa registry of deeds para makita kung sino may-ari based sa title, at kung kanino naka-mortgage (kung totoo nga na naka mortgage). Kung sa Pag-IBIG nga naka mortgage, pwede niyo check, tawag kayosa Pag-IBIG.

      Reply
  170. Sir jay, tanung lang po what if hindi po kame yung former owner ng bahay pero willing po kame n i-apply sa pagibig yung bahay kaso my nauna na po sa amin na nakakuha ng bahay thru bidding. What if ibabalik po namin sakanila ang binayad nila? What will happen po kaya?

    Reply
    • Bale kayo po yung naca-occupy? Try niyo rin po kahit hindi kayo yung former owner. Malay natin pumayag yung nauna magapply na tanggapin yung pera nila pag binalik niyo. Yun nga lang, hindi pa rin sigurado kung i-a-allow kayo ng Pag-IBIG, so tanong niyo na rin po para sure.

      Reply
        • Ms. Yen, Isang bigayan lang po sa Pag-IBIG. Unionbank lang po ang alam ko na up to 6 months installment para sa down payment.

          Reply
          • Hello sir Jay tanong lang po,pag na fireclosed ba property mo ng banco house and lot tapos nakabayad kana ng 5 years my makukuha kapa ba? Thanks

            Reply
          • Hello sir Jay tanong lang po,kung sakali ba na ma foreclosed ng bank ang property na house and lot tapos nakapagbayad kana ng 5 years my makukuha paba po ba yong owner o yong borrower?thanks

            Reply
      • What if po kung mkipag matigasan kame sknila? Kc gsto tlga namin mkuha itong bahay kme narin po kc ang ang nagpaayos nito as in lahat kme ang gumastos even ung tubig sa amin nakapangalan.. kuryente kc tlgang aapplayan namin ito.. nagkataon lng po na wla kme dito nung nagpa dala ng sulat yung pagibig.. anu pong maaari nilang gawin at wla na bang chance na makuha namin itong bahay?

        Reply
        • Sa pagkakaintindi ko po nung last time nagbigay ng orientation ang Pag-IBIG sa brokers, binibigyan naman nila ng chance na makabili yung current occupant. Hindi ko lang po sure kung ano ang procedure, kaya ang suggestion ko po paki check sa Pag-IBIG directly.

          Regarding kung makipagtigasan, kung ako po ang tatanungin ay mas maganda na try niyo muna makipag-usap ng mahinahon sa kanila at pati na rin sa Pag-IBIG, tapos banggitin niyo na na pinaayos niyo na ang bahay, yung sa tubig, kuryente, etc.

          Reply
    • Hi Roxanne, please refer to the invitation to bid (included with the listings that you can download above) for detailed instructions for interested buyers.

      Reply
  171. Hi! sir, Jay Castillo, Pwede ko po e story ko saYo kong papaano mo ako matututlongan sa problema in behalf of my pamangkin.Tungkol po ito sa property na napanalo sa bidding noon Oct.12,2016 ..Ganito po yon,last july/2016 dumating po yong Invitation to purchase sa kapaitbahay ,Tierra Nova royale Phase 2 block 6 lot 14 Bagumbong Caloocan City…yong nakatira na sia umuupa di po nakapag completo pasa ng docs for certain schedule…at binigay sa amin ,at pinuntahan po namin sa pagibig office Mandaluyong at binigyan kami ng form schedule of bidding Oct.12, 2016..interesado po kami. dahil sa location na ito ay corner lot at lot area of 103 sq.mtr.. total cash price 851.333.33… Nag bid BOND po kami sa halagang Php.90,000.00…nang pagkayari ng bidding na Notice po namin na ang address na naka lagay ay TIERRA NOVA ROYALE PHASE 1, BLOCK 6 LOT 14, sia po kami nagpaiwan at vrify kong bakit Phase 1 , last sept.15 na VALIDETED NA PO DAW SABE NILA, at PINUNTAHAN po namin agad, naku po!! kaharap ay creek at isa pa po ang mga nakatira doon umalis na at ala ng kapitbahay isa pa po madaming magnanakaw at addict……Sir,isa ito sa kadahilanan kong bakit hindi talaga magugustuhan…..In short we are asking to change the property na masatisfied naman kami dahil life time investment po ito…..OFW PO, AT INUTANG LANG ANG PERA SA KANYANG EMPLOYER..KAWAWA NAMAN… NAME: DAISY CANDOR CAMINA… SI MS. ROCIEL BRIONES po ang kausap dito pero ala pa pong responce…gusto ko nang lumapit sa 8888 o kaya direct to the office of the President duterte tungkol sa problema na ito…maraming acquired assest sila sana pagbigyan naman kami para mapapalitan ng hindi MASAYANG ANG PERA NA PINAGHIRAPAN…WE ARE ASKING YOUR HELP …THANK YOU AT MABUHAY PO KAYO…

    Reply
    • Naku po Ms. Melinda, hindi naman tama na ibang property pala yung gusto ng pamangkin niyo, pero iba bigla ang naipanalo niyo sa bidding.

      I-akyat niyo na po agad sa mas nakakataas sa Pag-IBIG. Dapat palitan yung property para yung makuha ng pamangkin niyo ay katulad nung nauna at talagang magugustuhan niya. Kung ayaw nila palita, dapat ibalik na lang yung Php90K.

      Reply
  172. Good day po sir jay. pwede po bang bayaran ng cash basis ang isang auction housing kung saan pag ibig branch gaganapin ang araw ng bidding nito? kailan pa po namin makipag bidding kung cash basis mo na yung property? pls advise. thank you sir in advance

    Reply
    • Yes, pwede po ng cash-basis. Depende po sa list, may discount pag cash-basis. Paki-check na lang po yung “Invitation to bid” kung saan kasama yung gusto niyong property para sa details. Salamat!

      Reply
    • Based on the guidelines, dapat po dun sa branch kung saan gagawin yung bidding, pero itawag niyo na lang po sa Pag-IBIG para sure.

      Reply
  173. good am sir!ask ko lang po what if ako lang yung nag bid dun sa property na napili ko,pwede po bang yung bid price ko lang ay kung ano mismo yung bid price ng pag ibig fund na nakalagay kasi wala naman ako ka compete…thank you and godbless

    Reply
  174. sir ask lang po pano kung yun may ari ng bahay pinaupahan yun bahay nila na niloan nila sa pag ibig tapos kami monthly nagbabayad sa kanila,eh nalaman namin matagal na pala sila ndi naghuhulog sa pag ibig.pwede ba namin yun sabihin sa pag ibig.

    Reply
    • “Rent to own” po ba yan? Pwede niyo po sabihin sa Pag-IBIG, pero malamang sabihin nila na labas sila sa usapan niyo (kayo at ang may-ari), at ang kausap lang ng Pag-IBIG ay yung may-ari na nag loan sa kanila. Medyo dehado po kayo.

      Pero itanong niyo na rin sa Pag-IBIG kung ano status nung property, baka naman po nag ne-negotiate yung may-ari.

      Worst case eh baka po malapit nang ma-foreclose, or naforeclose na po yung bahay. Pag ganun eh lugi po kayo kasi baka hindi napo mabalik sa inyo yung binabayad niyo sa may-ari.

      Reply
      • Thank you sa reply, maasahan po talaga kayo at nakaka tulong …actually po, i talk to Ms. Rociel Briones, who is encharge to bidding Dept yesterday thru phone ..sabe po na e akyat na daw nya yong letter at nasa table na po ni Bondador and she is waiting for it…only thing syempre worried pa din kami..upon tracing the phase 2 nasa clean title na pala yon..and it is now naka sangla in the bank …..we are asking the Pagibig to change the property if the cannot refund the money…before i ask Ms. Briones if ever if we are going to refund the money how much sabe out of 90k only 14thou… i replied WHAT??? you got the money easily as that??? my Godness….!!! sabe ko so change the property….we are thinking to go thru ask , last course ha!!! to call 8888….if might they can help us … Ang hirap naman pala kausap ang pag ibig with it comes to this kind of problems di sila agad nila binibigyan ng attention saman tala ang daming tao nila…in this matter kailangan pa ba magkaroon ng ganitong paguusap bago nila bigyan ng action???? issues and concerned ito pero bali ala nila.. Now i know i would advise the people to have Loan in the Bank not in the Pagibig it is more safe … kaya the Pagibig mas maraming forclosed properties than Bank its because of long range of payment seems become too expensive compare to the bank…correct me if i am wrong… Thank you so much..Mabuhay po kayo Sir.

        Reply
  175. QUESTION LANG ..ME CASE KASI NA YUN NAKABILI SINABI NILA SA PAG IBIG WALA NA DAW NAKATIRA DUN MATAGAL NA ,SILA NA YUN TUMIRA TAS INAPLYAN DAW KUNO NILA SA PAG IBIG KAYA NA-APPROVED SILA AGAD DAHIL SA DECLARATION NILA .MERON BA TALAGANG GANYAN KALAKARAN SA PAG IBIG?NI WALANG NOTICE NA BININIGAY?

    Reply
    • Bale abandoned house na Pag-IBIG p ang may-ari, tapos may tumira dun, nag-offer sa Pag-IBIG, tapos na-approve ng Pag-IBIG?

      Reply
  176. Sir paano po kung ung gusto mong bilhing property is occupied? Hinid po b medyo hussle un? mhirap kcng mgpaalis ng mga tenant minsan cla pa ang matapang

    Reply