3,969 BSP Foreclosed Properties in October 2025 List For Negotiated Sale

Almost 4,000 BSP foreclosed properties are available for for negotiated sale, according to their latest list updated as of October 9, 2025. This updated list is from the Bangko Sentral ng Pilipinas (BSP) website. Details below.

After more than 4 years of not sharing any updates from the BSP, I am finally able to share this update, and I have also uploaded it to my very own foreclosed properties database for easy searching/filtering, see below.

BSP foreclosed properties 2025 Database

For easy searching and filtering, you may view the entire list of BSP foreclosed properties below (Note: Each property in my database has a link to the original listing on BSP’s website with more details)

==> Click for all BSP foreclosed properties for negotiated sale

How to buy BSP foreclosed properties

To learn how to buy BSP foreclosed properties via negotiated sale, you may refer to BSP’s Negotiated Sale Rules and Procedure:

Negotiated Sale Rules and Procedure

Download a copy from BSP’s website: https://www.bsp.gov.ph/Pages/AboutTheBank/AcquiredPropertiesForSale/neg_procedure.pdf

Video: How To Buy Foreclosed House And Lots From Bangko Sentral ng Pilipinas (Tagalog)

Here’s a very detailed video from Sir Abug where he shared his experience with buying a house and lot from the BSP with a very small monthly amortization.

Requirements When Submitting Offers

To list down all the BSP foreclosed properties requirements, I have quoted Sections V and VI of the Rules and Procedure from the BSP below:

V. SUBMISSION OF OFFER

1. The offeror shall pay a deposit of at least 20% of the offer price, and submit the following accomplished documents:
   • a. Buyer’s Information Sheet;
   • b. Negotiated Offer to Purchase Form; and
   • c. Negotiated Sale Rules and Procedures, signed on all pages, together with the documents listed in the Checklist of Documentary Requirements Form, as follows:
     • c.1. For individual offerors –
       • i. Photocopy of the Certificate of Employment or current employment contract or proof/s of other income or source of funds, if offer price is not fully paid;
       • ii. Photocopy of any Government Issued ID & Bureau of Internal Revenue (BIR) Tax Identification Number; and,
       • iii. Special Power of Attorney (SPA) executed by the offeror if represented by another individual.
     • c.2. For duly registered corporations and other juridical entities –
       • i. Photocopy of the Securities & Exchange Commission registration;
       • ii. Photocopy of Mayor’s Business Permit for the current year or photocopy of Official Receipt evidencing application/renewal;
       • iii. Photocopy of Articles of Partnership or Incorporation, as the case may be;
       • iv. Photocopy of Latest Income/Corporate Tax Return;
       • v. Photocopy of latest Audited Financial Statements and proof/s of other income or source of funds, if deposit is less than the offer price;
       • vi. Secretary’s Certificate or its equivalent on Authority to Purchase; and
       • vii. Secretary’s Certificate or its equivalent on Authorized Signatory.

2. If the property is subject of a pending court case, the offeror may be required to submit a notarized acknowledgment that he is fully aware of the pending court case/s and that he shall assume the risks/consequences attendant thereto.
3. Multiple buyers for a sale transaction shall be required to submit an Undertaking that the obligation to pay the purchase price is contracted in their joint and solidary capacities. All requirements for evaluation of the capacity to pay shall be submitted by all the buyers.

VI. OFFERS COURSED THROUGH BROKERS

1. Offers coursed through a broker shall be accepted, provided the broker named and so designated in the submitted Negotiated Offer to Purchase Form, has a valid Authority to Sell issued by the BSP, as of the date of submission of offer.

Source: BSP Negotiated Sale Rules and Procedure

BSP Forms/procedures for download

To view a list of downloadable forms and procedures from the BSP in relation to the sale/disposal of their acquired assets/foreclosed properties, see link below:

>> Click to view list of forms/procedures

For more details, please contact BSP directly:

• Complete description of BSP properties are available at:
  • The Asset Management Department, Room No. 211, 2nd Floor, Five-Storey Bldg.
• Telephone (Direct lines): 5306-3417, 5306-2911, 5306-2912, 5306-3415
• Email: acquiredassets@bsp.gov.ph

Terms and Conditions

“The sale of the properties shall be on an “As is, Where is” basis and the buyer as may be approved by the Committee on Disposal of Real Properties or the Monetary Board shall undertake the responsibility to acquire and maintain peaceful possession and enjoyment of the property at his expense and without seeking the assistance of the BSP. Prices are subject to change without prior notice.”

Source: BSP website

Reminders for interested bidders

• Properties shall be sold on an “AS IS, WHERE IS” basis.
• Availability of units and prices are subject to change without prior notice.
• Misprints should not be construed as misrepresentation of the property.
• Interested parties are reminded to conduct proper due diligence before joining the bidding/auction or submitting offers.

BSP knows how to sell properties the proper way!

I just want to give credit where it’s due, the BSP has a very good process in place when it comes to selling foreclosed properties.

Let me enumerate what they are doing right.

1. They only maintain 1 list of properties for negotiated sale. No need to wait for the next batches that have unreasonable deadlines to submit offers. As long as a property is available, you can submit an offer. This simplifies the whole process and gives interested buyers enough time to do proper due diligence (no need to hurry because of unrealistic deadlines like what Pag-IBIG does).
2. Each property on their list has a dedicated page with details. This means it is so easy to link back to the original listing to verify if a property is still available and to check other details.
3. They still conduct auctions but on a reasonable time schedule. Unlike Pag-IBIG, the schedules for BSP’s auctions are announced a month in advance and this gives interested buyers a reasonable amount of time to do proper due diligence. For properties not sold, you can expect it to get included in the list for negotiated sale (again, no need to wait for batches with crazy deadlines).

One area for improvement

1. No keyword search on BSP’s website. I guess the only thing missing is for them to have a way to search via “keyword” on their website. Currently, you can only search via TCT number.

Looking for BSP foreclosed properties for bidding?

They actually have a separate list and I will also feature it here as soon as possible.

Make sure to subscribe to get notified when the BSP list for bidding becomes available.

Disclosure: Nothing to disclose, since we currently do not broker foreclosed properties, you should contact BSP directly through their contact details above. We are just sharing this list as a public service announcement for the benefit of the general public who are looking for foreclosed properties.