SSS Foreclosed Properties (October 2025) For Negotiated Sale

Here’s the October 2025 list of SSS foreclosed properties for negotiated sale. Details below.

Update Summary

• Only 69 foreclosed properties from the SSS are available in this update, located nationwide
• 14 properties are NEWLY LISTED for October 2025. I was able to identify the newly listed properties by comparing the previous list with the new list, and tagged them as #newlylisted. To view only the newly listed foreclosed properties, click here.
• 8 properties that are no longer available were removed from the list.

View list of SSS foreclosed properties (Database)

To view all SSS foreclosed properties with easy searching and filtering, access them all through our “Foreclosed Properties Database” below:

==> Click here to view searchable list of SSS Foreclosed Properties (Database)

View/Download the list of SSS foreclosed properties (PDF)

PDF listings are here to stay for now, and you can view a copy of the searchable file online on the page linked below (downloading is optional).

==> Click here to view/download the SSS foreclosed properties list in PDF format

Links to Google Maps

Except for a handful of foreclosed properties, the SSS now includes a link to goes to the Google Map for the vicinity for each property.

Kudos to the SSS for adding these.

But wait, before you go to the properties to inspect them, you really have to call and verify if the property is occupied or not!

Visiting an occupied foreclosed property can be dangerous if the occupants are hostile (and this is based on our actual experiences).

Picture this, the occupant is putting various cutting instruments on the table like different sized knives, a jungle bolo or itak, machete, etc… Yes, this was exactly what I saw when I inspected a property that turned out to be occupied. Up to this day I thank God we were able to escape that location unharmed.

Reminder: This list has no occupancy status

I just want to remind everyone that the list of SSS foreclosed properties does not have any occupancy status.

To find out if a property has illegal occupants (or not), you will have to call the SSS contact person and ask.

Remember, If you decide to buy an occupied property, you will have to eject the illegal occupants and shoulder all related expenses. 🙁

As usual, we do not recommend buying occupied properties even if SSS offers a 10% discount on the purchase price for the successful eviction of illegal occupants (more on this below).

SSS contact info

Each geographic location will have different contact info, and these are all included in the listings above.

Please contact SSS directly.

For easy reference, here is a list of all contact person per region:

Are SSS Acquired Assets and foreclosed properties the same?

Yes, foreclosed properties and acquired assets are the same. Government institutions like the SSS and Pag-IBIG often refer to their foreclosed properties as “Acquired Assets”.

To be exact, the SSS refer to them as their HAA or Housing Acquired Assets.

How to buy SSS Foreclosed Properties / Acquired Assets

Here’s a short overview on how to avail SSS acquired assets or foreclosed properties:

1. Contact SSS directly for property availability and other details/requirements
2. Do your due diligence (inspect property, check documents, etc.)
3. Choose your preferred payment terms
4. Submit offer and requirements as instructed by SSS

(* The above is just a summary, please contact SSS directly for more details. Contact info can be found below)

Payment Mode/ Terms/ Requirements

Who can buy an SSS foreclosed property/ Acquired Asset?

• The buyer must be a Filipino citizen of legal age.
• Any person authorized by law to acquire, own, or hold properties in the Philippines. 
• Employed and self-employed individuals, informal sector workers, and overseas Filipino workers (OFW) who have the financial capacity to purchase the property.
• Former owner/successor-in-interest (legal spouse, children, and parents) who is presently the lawful occupant of the property, who has a valid lease contract with the SSS, and is updated in the payment of monthly rent or willing to capitalize back rentals if purchased thru installment.

Terms and conditions

SSS foreclosed properties/acquired assets are sold on an “AS-IS, WHERE-IS” basis. The selling price (SP) will be mainly based on the fair market value of the property. The mode of payment is either through cash or on installment basis.

The application to purchase must be accompanied by a downpayment paid in either cash or manager’s check in the amount not less than:

• 5% of the selling price if up to P500,000;
• or 10% of the selling price if over P500,000

Mode of disposal

• A. Repurchase
• B. Negotiated Sale

Mode of payment

A. CASH SALE

• The balance of the SP must be settled in full within thirty (30) days upon receipt of the notice of approval of the cash sale.
• Buyers are entitled to a discount equivalent to ten percent (10%) of the fair market value.

B. INSTALLMENT SALE

• Buyer/s who shall pay on installment must settle the balance within a maximum of fifteen (15) years, or the difference between sixty-five (65) years and their age on the date of submission of requirements, whichever is lower.
• Purchase on installment shall be subject to an interest rate of:

• The buyer, upon approval of installment sale, is required to issue post-dated checks (PDCS) covering the amortization payments.
• The buyer shall shoulder payment of the annual Fire Insurance premium.

Documentary requirements

• Birth Certificate issued by Philippine Statistics Authority(PSA)
• Marriage Certificate issued by PSA, if applicable
• Proof of residence acceptable to SSS such as recent billing statements or barangay certificate issued ” within the last six (6) months prior to filing the application to purchase
• Photocopy/ies of any two (2) valid Philippine Government-issued identification cards with picture and signature (present the original for authentication)
• Valid Lease Contract with SSS (if buyer is the existing occupant)
• Proof of financial capacity (only for installment sales)

A. For Employed

• Certificate of Employment and Compensation issued by the buyer’s employer within the last six (6) months
• Latest Income Tax Return with stamp received by the Bureau of Internal Revenue or proof of e-filing tax return, if filed online
• Pay Slip (latest two (2) months)
• Such other documents as may be required

B. For Self-Employed

• Latest Income Tax Return with stamp received by the Bureau of Internal Revenue or proof of e-filing tax return, if filed online or Affidavit of Income
• Other documents that may be required

C. For OFWs

• Valid Employment Contract or Certificate of Employment
• Pay Slip (latest two (2) months) or any supporting documents issued by the employer stating monthly income with all the deductions.
• Proof of remittance
• Other documents that may be required

Source:

Frequently Asked Questions

Got more questions? Let me know in the comments below.

Reminders

All foreclosed properties are for sale on an “as is where is basis”. Property availability and prices are subject to change without prior notice. All offers are subject to approval by management. Misprints shall not be construed as misrepresentation of the property.

Full disclosure

Nothing to disclose, we are not accredited real estate brokers of SSS, and we are just sharing this to everyone who might be interested in SSS foreclosed properties.

Source: SSS Official website