Thinking Of Buying That Property? 3 Things You Should Know To Protect Yourself From Getting Scammed

Finally, you stumbled upon your dream house and it’s perfectly located near everything!  Your heart is racing with the thought that you got to have it.  Why not?  You can afford it and it is exactly what you are looking for.

Stumbled upon your dream house?
Stumbled upon your dream house?

Wait!  There are important things that you should know to protect yourself from getting victimized in a real estate scam.

Here are 3 of them…

1. Who are the real owners of the property?

Are the ones selling you the property the actual and legitimate owners, or just a representative of the owners, or worse…posing as the real owners?  You have to make sure that you are dealing with the rightful owners of the property before making the purchase as you may find yourself caught up in the middle of a legal battle for ownership dispute later on.

There are also cases of double sale, wherein the owner has already sold the property to another buyer, and the that buyer failed to register the sale and transfer the title to his name, and the owner sold it again to someone else.

A classic example is the on-going investigation on the Globe Asiatique scam wherein a lot of the property buyers allegedly became victims of a double sale. You don’t want to end up crying like the victims shown in this video:

2. Is the Land Title authentic?

Here in the Philippines, there are number of ways to detect fake land titles.

According to the Land Registration Authority (LRA), you have to thoroughly inspect both the Owner’s Duplicate Copy which is given by the actual owner and the original copy at the Register of Deeds.  Data indicated in the Owner’s Duplicate Copy and the Register of Deeds copy should exactly be the same.

You can also check if the serial numbers of judicial forms used for a title is really for a particular registry, and if the various security features (watermarks, etc.) and characteristics(materials used, etc.) of an authentic title are present.

You also need to check the “trace-back” of the title to ascertain its authenticity.

Check out the complete guide from the LRA through this link: LRA’s Guidelines on how to detect fake titles.

3. Is the Land Title clean?

You have to be aware if the property has encumbrances, be it financial (if it is mortgaged) or legal (like easements, private restrictions, etc.) as these burdens will also be transferred to you.

You also need to check if there are problems with the technical description on the title such as: the boundaries do not close, the actual area of the property is different from the area indicated on the title and the location of the property is not the same with the location described on the title.

In order to know all of these, you have to conduct a due diligence before buying a property.  A proper due diligence could save you a lot of money and potential headaches in the future.

Do you have the time and expertise for all of these?

OMI Land Title Services is here to help you.  With a proven track record and expertise in the field of land titling services, you can rely on us to do the job.  We have been servicing both corporate and individual clients for several years now and we have handled a lot of due diligence cases from simple title verification to a more comprehensive research and due diligence which involve traceback of ownership history, technical description verification, determination of actual location,  etc.

Our expertise covers the full range of land titling services from Title Verification and Due diligence, to Title Transfer, to Reconstitution or Re-issuance of lost land titles and payment of unpaid real property taxes.

So, before you buy that property, do your homework, or better yet ask a professional company such as OMI Land Title Services do it for you.  You may call us through 884-11-06 or visit our office at the 20/F LKG Tower, Ayala Avenue, Makati City. You can also inquire thru our website at

Check out this video of Home Base which features OMI Land Title Services, specifically at the 1:32 to 5:32 mark.

To know more about OMI Land Title Services and the services they render, you may also read this article and watch the videos inside: Need Help With Title Transfers, Title Verification, and Reconstitution Of Lost Titles?

Before you buy a property, keep these in mind

By taking time to ensure you are dealing with the real owner of a property, and verifying if the title is authentic and clean, you will not only save your precious time, but also your hard-earned money as well… and that dream property of yours will truly be worth the wait!

Full disclosure: This is a sponsored post from our partner OMI Land Title Services.

Avoid losing money, wasted time and effort caused by buying foreclosed properties that have too many problems, with our free 60-item Property Due Diligence Checklist. Grab your free copy now.

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13 thoughts on “Thinking Of Buying That Property? 3 Things You Should Know To Protect Yourself From Getting Scammed”

  1. Hi jay,
    I bought a property from BFS 4 years ago and they told me na I can’t transfer the land title on my own as it is compulsory that they do all the processing. They even ask me 20k for the processing fee but up until now the title hasn’t been transferred. Is 4 years a reasonable time to wait for transfering title? Thanks in advance.


    1. Hi Amado, pinakamadaling way para malaman ay sa titulo na nasa Registry of Deeds. Dun mo makikita kung kanino nakapangalan ang property.

      Kung hindi mo alam yung title number, punta ka sa Assessors office, tax mapping section. Based on the address, malalaman mo ang tax declaration number, tapos nakasulat dun ang title number.

  2. Hi Sir Jay!

    My mother recently registered a real property under her name and as advised by her lawyer, its already available at the RD. However, she’s still asking for 8k just to get the copy of OCT/TCT. I really wonder how much it should be since land is less than 50sqm. All i wanna know is, can we get or secure a copy of OCT/TCT on our own and what are the usual requirements to get in the RD?

    Thank you so much and more power to you.


  3. Hi Jay,

    Just today while visiting this site, I got this message. I am a reader of your blog and I am just not sure why opening your pages in google chrome pops this message. Not related to this post but just thinking that it may ruin the usefulness of this site.

    Danger: Malware Ahead!

    Google Chrome has blocked access to this page on

    Content from, a known malware distributor, has been inserted into this web page. Visiting this page now is very likely to infect your computer with malware.

    Malware is malicious software that causes things like identity theft, financial loss, and permanent file deletion.

    1. Hi Nel,

      Thanks a lot for the heads-up. I already removed the widget of, it seems they got infected and I hope they can fix it soon. You should now be able to access the blog with Google Chrome without the warning. Please let me know if you still get that error message.

      Thanks again for letting me know, Chrome was blocking the site just because of the link to topblogs. Thank you also for reading our blog, my wife and I really appreciate it!

  4. Sir Jay, if we are to get OMI’s service, can you tell us the range of how much would it cost us? Like, if the property is in the Visayas or maybe in Bulacan area. Thank you.

    1. Hi Shinel,

      I believe Bulacan area would cost around 15K to 20K, but for Visayas, I’m not sure. I highly suggest you get a free quote from them.

      Good luck!

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