May 12, 2026 – Just added 362 properties for 1st bidding, 252 for 2nd bidding, and 2,016 for negotiated sale. Bids/offers acceptance on May 18-22, 2026. They now have 4,767 properties in ongoing/upcoming schedules. Get all the listings and other details below.
Summary of updates
- First seen on May 12, 2026 (Click on the blue links to view the listings)
- ✅ Added 252 listings from Tranche OPA1520089 (2nd Public Auction) – Acceptance of bids on May 18-22, 2026
- ⚠️ Buyers only have 11 days to do proper due diligence.
- Running total this list added: 4,767 Pag-IBIG properties for sale.
- First seen on May 11, 2026 (Click on the blue links to view the listings)
- ✅ Added 362 listings from Tranche OPA1510094 (1st Public Auction) – Acceptance of bids on May 18-22, 2026.
- ✅ Added 2,016 listings from Batch 15307 (Negotiated Sale) – Acceptance of offers on May 18-22, 2026
- ⚠️ Buyers only have 12 days to do proper due diligence.
- ❌ I deleted ALL past schedules (those that ended last week) so you won’t waste time looking at listings you cannot buy.
- Running total with all updates above: 4,515 Pag-IBIG properties for sale.
~Jay Castillo~
Search ALL Pag-IBIG Foreclosed Properties Database (May 2026 listings)
To search ALL batches/tranches of Pag-IBIG foreclosed properties in my database (with easy keyword search, sorting, and filtering), access them all through our “Foreclosed Properties Database” below:
==> Click here to search ALL tranches/batches of Pag-IBIG Foreclosed Properties (Database)
More listings from new tranches/batches will be added as they become available (refer to summary of updates above).
Listings from schedules that are over are also deleted so you won’t waste time with properties you cannot buy.
Locations of Pag-IBIG foreclosed properties
Here’s a summary of locations with total number of properties per province, city, and subdivision:
Click to view list (Warning: This is a long list with over 1000 rows)
Legend:
— Cities/Municipalities
— Subdivisions
AGUSAN DEL NORTE: 8
— BUTUAN CITY: 4
— CASA RIVERA: 1
— NON SUBDIVISION: 1
— PRINCESS HOMES V SUBDIVISION: 1
— VCDU HORIZON II SUBDIVISION: 1
— BUENAVISTA: 2
— INDIVIDUAL: 1
— MARCONVILLE SUBD: 1
— CARMEN: 1
— NON SUBDIVISION: 1
— TUBAY: 1
— NON SUBDIVISION: 1
AGUSAN DEL SUR: 6
— SAN FRANCISCO: 6
— TROPICAL HEIGHTS: 4
— TROPICAL HEIGHTS SUBD.: 2
BASILAN: 3
— LAMITAN CITY: 2
— SANDS SUBDIVISION 4 – LAMITAN: 2
— ISABELA CITY: 1
— NON-SUBDIVISION: 1
BATANGAS: 582
— CITY OF STO. TOMAS: 202
— VIA VERDE VILLAGE: 35
— CASA ISABEL: 26
— VALLE PIO: 23
— PRIMERAROSA RESIDENCES: 20
— LUMINA HOMES: 14
— IMPERIAL SOUTH MEADOWS: 14
— SOUTHGROVE POINTE: 9
— MERCEDES HOMES: 9
— LA ALDEA DEL MONTE SUBD: 7
— VALLE SANTANA: 5
— TOWNSVILLE STO TOMAS: 4
— PRIMERA: 3
— LE MOUBREZA: 3
— PRIMERA SUBDIVISION: 3
— BELA ROSA RESIDENCES: 2
— BLUE ISLE I: 2
— BLUE ISLE: 2
— HIGHLAND RESIDENCES: 2
— TENNESSEE HOMES: 2
— REGINAROSA RESIDENCES: 2
— MY HOMES SUBDIVISION: 1
— LUMINA HOMES PHASE 2: 1
— LUMINA CLASSIC: 1
— LE MOUBREZA 3 PHASE B: 1
— BLUE ISLE II: 1
— IMPERIAL SOUTH MEADOWS SUBDIVISION: 1
— LAS PALMAS SUBDIVISION: 1
— CASA ISABEL EXTENSION: 1
— MERCEDES HOMES EXPANSION: 1
— NMPERIAL SOUTH MEADOWS SUBDIVISION: 1
— SOUTH SPRING HEIGHTS: 1
— SUMMER BREEZE PHASE II: 1
— TERRAZZA DE STO. TOMAS: 1
— VALLE PIO PHASE 2: 1
— VALLE PIO 3: 1
— CITY OF LIPA: 155
— SAMPAGUITA WEST: 38
— FIRST WORLD HOMES: 25
— STO. NINO VILLA DE LIPA II: 12
— BON GIORNO HOMES: 11
— LUMINA LIPA: 9
— MABINI HEIGHTS SUBDIVISION: 9
— MONTE CLARO HOMES: 7
— SAN ANTONIO HOMES: 5
— NUVISTA HOMES: 4
— NUVISTA LIPA (LA BELLE): 3
— TRANSVILLE HOMES: 2
— VILLA STO. NINO TOWNHOMES: 2
— SOUTHBROOKE VILLAGE: 2
— LYNVILLE RESIDENCES LIPA 2: 2
— ROYALE HOMES: 2
— QUEZON RESIDENCES: 2
— NUVISTA LIPA: 2
— ADELINA HOMES SUBDIVISION: 1
— AZALEA VISTA: 1
— BLOOMFIELD HOMES LIPA: 1
— MONTE CARLO HOMES: 1
— MABINI HEIGHTS II: 1
— CASA FELIZ: 1
— CITA VILLE: 1
— CASA GUADALUPE HOMES: 1
— LYNAR HOMES: 1
— LYNVILLE RESIDENCES LIPA: 1
— NON SUBDIVISION: 1
— SAMPAGUITA HOMES: 1
— RL CARMEL HEIGHTS: 1
— ROSEWOOD II: 1
— STO NINO VILLA DE LIPA – III: 1
— ST JOSEPH HOMES: 1
— SAN CARLOS HOMES: 1
— WOODBERRY SUBD: 1
— CITY OF TANAUAN: 115
— DECA HOMES TANAUAN: 58
— ECOVERDE ESPACIO TANAUAN: 21
— LUMINA TANAUAN: 5
— TANAUAN PARK PLACE PHASE 2: 3
— DECA HOMES: 3
— REAVILLE SUBD. II: 2
— TANAUAN PARK PLACE PHASE 1: 2
— NON SUBDIVISION: 2
— GRANDVIEW HEIGHTS SUBDIVISION: 2
— PLANTACION DEL SOL: 2
— PILAR VILLE SUBDIVISION: 2
— PRIMAVERA HOMES: 2
— CIUDAD VICTORIA SUBD: 1
— ECOVERDE HOMES: 1
— PLANTACION DEL SOL 1B: 1
— GRANDVIEW HEIGHTS: 1
— PLAIN CREST SUBDIVISION: 1
— SAN SEBASTIAN VILLAGE: 1
— RAMONITA COUNTY HOMES: 1
— TIERRA VERDE PARKHOMES PHASE I: 1
— VICTORIA HOMES: 1
— BATANGAS CITY: 39
— MERCEDES HOMES: 24
— VISTA DE ORO SUBDIVISION: 4
— VILLA JEM SUBDIVISION: 2
— MERCEDES HOMES SOROSORO: 2
— MEGA HEIGHTS SUBDIVISION: 2
— NON SUBDIVISION: 2
— BETZAIDA VILLAGE: 1
— EL SITIO SUBDIVISION: 1
— STO. NINO VILLAGE: 1
— SAN JOSE: 37
— GREEN MEADOWS RESIDENCES: 36
— GREEN MEADOWS SUBDIVISION: 1
— SAN PASCUAL: 7
— ECOVERDE HOMES SAN PASCUAL: 3
— BLOOMFIELD HOMES SAN PASCUAL: 2
— BLOOMFIELDS HOMES: 1
— CAMELLA HOMES: 1
— MALVAR: 7
— KASSEL VISTA: 3
— CAMPO VERDE SUBDIVISION: 1
— KASSEL PACIFIC: 1
— LYNVILLE RESIDENCES MALVAR: 1
— TSARINA GRAND VILLAS: 1
— ROSARIO: 5
— ECOVERDE HOMES ROSARIO: 4
— BALAYAN: 2
— MEDIATRIXVILLE SUBD: 1
— VILLA ESPERANZA: 1
— LEMERY: 2
— LYNVILLE RESIDENCES LEMERY: 2
— TAAL: 2
— HACIENDA VILLAS: 1
— HACIENDA VILLAS SUBDIVISION: 1
— NASUGBU: 2
— VICTORIAVILLE SUBDIVISION: 1
— VILLA MARIQUITA SUBDIVISION: 1
— BAUAN: 2
— LYNVILLE RESIDENCES BAUAN: 1
— CALACA: 1
— ALEGRIA HOMES SUBDIVISION: 1
— LIAN: 1
— BELLAVITA LIAN: 1
— MATAAS NA KAHOY: 1
— CRISANTA HOMES: 1
— PADRE GARCIA: 1
— MARMAINE VILLAGE II: 1
— TALISAY: 1
— NON SUBDIVISION: 1
BOHOL: 23
— TRINIDAD: 19
— AGRIPINA SUBDIVISION: 19
— UBAY: 3
— CLARAVILLE SUBDIVISION: 3
— DAUIS: 1
— LA PRISCILLA HOMES: 1
BUKIDNON: 3
— MALAYBALAY CITY: 2
— LUMINA MALAYBALAY: 2
— MANOLO FORTICH: 1
— BRIA HOMES MANOLO FORTICH: 1
BULACAN: 200
— MARILAO: 127
— HARMONY HILLS 2 SUBDIVISION: 69
— DECA HOMES: 54
— HERITAGE HOMES MARILAO: 1
— J P HEILBRONN VILLAGE: 1
— KARLA VILLE NORTH SUBDIVISION: 1
— MARILAO GRAND VILLAS: 1
— SANTA MARIA: 56
— BELMONT PARC VILLAGE: 16
— LAS PALMAS SUBDIVISION: 16
— CALIFORNIA HILLS SUBDIVISION: 4
— PASINAYA HOMES – STA MARIA: 3
— PAGSIBOL VILLAGE WEST: 3
— PASINAYA HOMES PHASE 4 – SOCIALIZED: 3
— BURGUNDY HOMES: 2
— BRIA STA MARIA PHASE 1-A: 2
— PAGSINAG PLACE – ECONOMIC: 2
— SONOMA RESIDENCES: 2
— PAGSIBOL VILLAGE SOUTH: 1
— PAGSIBOL VILLAGE CENTRAL: 1
— REDWOOD RESIDENCES: 1
— CITY OF SAN JOSE DEL MONTE: 9
— CARISSA HOMES NORTH IVB: 2
— CARISSA HOMES NORTH IIIB: 1
— LA POBLACION: 1
— NORTHRIDGE: 1
— NORTHRIDGE DRIVE SUBD: 1
— NORTHWINDS CITY: 1
— VILLA ANNAPOLIS SUBD PH1: 1
— VILLA ANNAPOLIS SUBD PHASE 2: 1
— CITY OF MALOLOS: 2
— MAC ARTHUR VILLAGE: 2
— PANDI: 2
— WILLOWBEND: 1
— WOODBRIDGE: 1
— CITY OF MEYCAUAYAN: 2
— CIUDAD GRANDE II: 1
— VILLA SAMANTHA: 1
— BOCAUE: 1
— VILLA ZARAGOSA PHASE 1: 1
— NORZAGARAY: 1
— BRIA HOMES NORZAGARAY: 1
CAPIZ: 52
— ROXAS CITY: 51
— TIERRA VERDE: 41
— NON SUBDIVISION: 2
— OLANO SUBDIVISION: 1
— TIERRA VERDE HOMES SUBD.: 1
— VERDANT MEADOWS: 1
— PONTEVEDRA: 1
CAVITE: 989
— NAIC: 526
— NORTHDALE ESTATES: 70
— PASINAYA HOMES WEST: 50
— PAGSIBOL VILLAGE SOUTH: 48
— PAGSIBOL VILLAGE EAST: 44
— PASINAYA HOMES PRIME NORTH: 42
— CIUDAD NUEVO: 40
— HILLSVIEW ROYALE: 38
— PASINAYA HOMES NORTH EAST: 38
— PAGSINAG PLACE NORTHEAST: 23
— PAGSIBOL VILLAGE SOUTHWEST: 19
— PAGSINAG PLACE EAST: 14
— PASINAYA HOMES PRIME SOUTH: 14
— PASINAYA HOMES NORTH PHASE 2: 11
— ASENSA SUBDIVISION: 10
— PAGSINAG PLACE WEST: 9
— PAGSINAG PLACE SOUTH: 9
— VILLA APOLONIA: 6
— PAGSIBOL VILLAGE 2: 5
— NUEVA ESPERANZA PUEBLO: 5
— KAIA HOMES: 5
— PASINAYA HOMES SOUTHERN NAIC: 5
— NORTHDALE ESTATES 2: 3
— PAGSIKAT PLACE SOUTHERN NAIC: 3
— PASINAYA HOMES HILAGA: 3
— PASINAYA HOMES NORTH PHASE 1: 2
— PAGSIBOL VILLAGE SOUTHERN NAIC: 2
— PACIFICTOWN NAIC: 1
— NORTHDALE VILLAS: 1
— PAGSIBOL VILLAGE: 1
— LATRIA HOMES PHASE 2: 1
— KAIA HOMES NAIC PHASE 1: 1
— JUNTO DEL MAR VILLAGE: 1
— LIORA HOMES NAIC PHASE 1: 1
— PASINAYA HOMES NORTH: 1
— TANZA: 224
— THE ISTANA TANZA SUBDIVISION: 63
— SPRINGTOWN VILLAS: 18
— PEARL RESIDENCES SUBDIVISION: 16
— CASA AMAYA: 16
— SPRINGTOWN NORTHGATE 2 SUBDIVISION: 14
— SPRINGTOWN SOUTHGATE SUBDIVISION: 14
— CARISSA HOMES TANZA-BAGTAS: 10
— SUNRISE PLACE: 8
— BELVEDERE TOWNE II: 4
— WESTDALE VILLAS SUBDIVISION: 4
— THE PALM RESIDENCES: 4
— WELLINGTON TANZA RESIDENCES PHASE 2: 4
— DECA HOMES TANZA: 4
— LUMINA TANZA: 4
— WESTDALE VILLAS 2: 3
— LYNVILLE RESIDENCES TANZA: 3
— BELVEDERE TOWNE I: 2
— TANZA GARDEN PREMIER PH 2: 2
— THE ROYAL PARKS AT GROSVENOR PLACE: 2
— WELLINGTON TANZA RESIDENCES PHASE 3: 2
— CARISSA HOMES TANZA – BAGTAS: 2
— BONITA DEL MAR ESTATE: 2
— TANZA GARDEN ENCLAVE (HIBISCUS): 2
— TANZA GARDEN HEIGHTS: 2
— TANZA GARDEN PREMIER PHASE 6: 2
— THE ISTANA TANZA PHASE B SUBDIVISION: 2
— CIUDAD VERDE HOMES: 1
— BLOOMING GROVE: 1
— BRISAS DE TANZA: 1
— KALLISTE TANZA SUBDIVISION: 1
— GREENVILLE HOMES: 1
— ONE TANZA RESIDENCES: 1
— ONE TANZA RESIDENCES PHASE 2(FORMERLY ARVEEMAR HOMES – TANZA 2): 1
— SPRINGTOWN SOUTHGATE SUBDIVISION PHASE 1 ANNEX: 1
— SPRINGTOWN SOUTHGATE SUBDIVISION PHASE 2: 1
— ROYAL PARKS @ GROSVENORSPLACE: 1
— EMERALD RESIDENCES SUBDIVISION: 1
— TANZA GARDEN PREMIER PHASE 3: 1
— SUNRISE PLACE SUBD: 1
— TANZA GARDEN ENCLAVE (BROMELIADS): 1
— WELLINGTON TANZA RESIDENCES PHASE 1: 1
— CITY OF TRECE MARTIRES: 86
— LA PAZ HOMES II: 21
— PACIFICTOWN CONCHU: 9
— PACIFICTOWN EXECUTIVE VILLAGE: 5
— WEST PLAINS SUBDIVISION: 5
— CAPITOL HILLS EXECUTIVE SUBDIVISION: 5
— SATELLITEVILLE TRECE: 4
— KARLAVILLE PARKHOMES: 3
— VIA VERDE VILLAGE: 3
— WEST GOVERNOR HEIGHTS: 2
— PARAGON VILLAGE PHASE 4: 2
— PACIFICTOWN EXECUTIVE HOMES: 2
— LA TRINIDAD SUBDIVISION: 2
— HENERAL DOS: 2
— PACIFICTOWN CABUCO: 2
— WOODLANDS AT TRECE MARTIRES PHASE 2: 2
— WEST PLAINS TOWNHOMES: 2
— VILLAS AT GOLDEN HORIZON PHASE 3: 2
— BRIA HOMES TRECE: 1
— CIUDAD ADELINA: 1
— COURTYARDS AT GOLDEN HORIZON: 1
— GOLDEN HORIZON COURTYARDS: 1
— GOLDEN HORIZON VILLAS: 1
— NON-SUBDIVISION: 1
— KAIA HOMES: 1
— GRAND KRAUSEVILLE I: 1
— PARAGON VILLAGE PHASE 3: 1
— SATELLITEVILLE: 1
— PARAGON VILLAGE PHASE I: 1
— SUMMERFIELD SUBDIVISION: 1
— WOODLANDS AT TRECE MARTIRES PHASE 1: 1
— CITY OF GENERAL TRIAS: 75
— GENTREE VILLAS: 17
— WINTER BREEZE HOMES: 8
— PARKLANE COUNTRY HOMES: 7
— BELVEDERE TOWNE III: 6
— DECA HOMES – BELLA VISTA: 3
— PAMAYANANG MALIKSI: 3
— HENERAL UNO: 2
— WELLINGTON PLACE @ MARY CRIS COMPLEX: 2
— SUNNY BROOKE II: 2
— HOLIDAY HOMES: 2
— CAMACHILE SUBD: 2
— ACM PARAMOUNT HOMES: 2
— COUNTRY MEADOWS: 2
— MARY CRIS COMPLEX: 2
— GRAND RIVERSIDE: 1
— HENERAL DOS: 1
— BELMONT HILLS I: 1
— BELLAVITA-GENERAL TRIAS: 1
— BEA ALDEA SUBDIVISION: 1
— ELLISTON PLACE MARY CRIS COMPLEX PHASE 7B: 1
— LESSANDRA GEN TRIAS: 1
— RICHWOOD TOWNHOMES: 1
— PARKLANE GREENVIEW: 1
— KENSINGTON PHASE 15: 1
— SOUTH SQUARE VILLAGE: 1
— TAHANANG YAMAN HOMES: 1
— SUNNY BROOKE I: 1
— TIERRA VISTA GENERAL TRIAS PHASE 2: 1
— WOODCRESS PHASE 3: 1
— CITY OF IMUS : 37
— URBAN DECA HOMES HAMPTON: 20
— JADE RESIDENCES: 2
— URBAN DECA HOMES MAHOGANY: 2
— ALFONSO VILLAGE: 1
— GREEN ESTATE: 1
— GREENGATE HOMES: 1
— GOLDEN CITY-IMUS: 1
— CITIHOMES IMUS: 1
— GREENPLACE HOMES 2: 1
— GREENPLACE HOMES 1: 1
— NON-SUBDIVISION: 1
— ONE LANCASTER LANE: 1
— THE LEGIAN IMUS TWO: 1
— SAVANNA VILLE: 1
— THE LEGIAN SOUTH SUBD: 1
— VILLA HERMOSA SUBDIVISION: 1
— CITY OF DASMARIÃAS: 21
— MABUHAY CITY-PALIPARAN: 4
— SOLAR HOMES DASMARINAS: 2
— CITY HOMES RESORTVILLE: 2
— VILLAGE PARK SUBDIVISION: 2
— CH SAN MARINO SOUTH 2: 1
— GREENWOODS VILLAGE: 1
— CH SAN MARINO NORTH: 1
— MABUHAY HOMES 2000-PALIPARAN: 1
— SOUTH DASMA GARDEN VILLAS: 1
— TIERRA VISTA AYANA: 1
— ST JOSEPH RIDGEVIEW: 1
— VALLE VERDE – DASMARINAS: 1
— VILLA LUISA HOMES II: 1
— WINDSOR HOMES: 1
— WINDWARD HILLS: 1
— CITY OF BACOOR: 7
— CASA JESSICA CONDOMINIUM: 2
— CAMELLA HOMES SORRENTO I: 1
— CAMELLA HOMES SPRINGVILLE GARDEN 4: 1
— CH-SPRINGVILLE HEIGHTS: 1
— CHERRY HOMES SUBDIVISION: 1
— LAS COLINAS TOWNHOUSES: 1
— SILANG: 6
— RANCHO IMPERIAL DE SILANG: 6
— GEN. MARIANO ALVAREZ: 5
— ALTA TIERRA HOMES: 4
— SUNSHINE HOMES: 1
— CITY OF CARMONA: 1
— SUNSHINE HOMES: 1
— KAWIT: 1
— ACACIA TOWNHOMES: 1
CEBU: 130
— LAPU-LAPU CITY (OPON): 57
— SAEKYUNG VILLAGE I: 17
— SAEKYUNG 956: 7
— SAEKYUNG VILLAGE ONE PHASE III: 6
— BAYANIHAN FLATS MACTAN: 4
— ASTANA SUBDIVISION: 4
— BAYANIHAN FLATS – MACTAN 2: 3
— GENESIS HOMES SUBDIVISION: 2
— EVISSA SUBDIVISION: 1
— BF TOWNHOMES-PH. 2 SUBD.: 1
— LA ALDEA BUENA MACTAN: 1
— FOREVER HOMES OLANGO 1: 1
— GERTRUDEVILLE: 1
— HAPPY HOMES SUBDIVISION: 1
— PACIFIC GRAND VILLAS PHASE 4-A: 1
— NAVONA SUBDIVISION: 1
— LA ALDEA DEL MAR: 1
— PACIFIC GRANDE RESIDENCES: 1
— PORTVILLE PRIME SUBDIVISION: 1
— PLUMERA: 1
— SAEKYUNG VILLAGE 1 PHASE 2: 1
— SUNBERRY HOMES SUBDIVISION: 1
— CEBU CITY: 22
— URBAN DECA HOMES TISA: 7
— BAYANIHAN FLATS – ORCHARD DRIVE: 6
— UNIPLACE @ SWU VILLAGE: 3
— URBAN DECA HOMES TISA 2: 2
— NHA HOUSING PROJECT: 2
— MOUNTAIN VIEW VILLAGE: 1
— VILLA LEYSON SUBDIVISION: 1
— MANDAUE CITY: 19
— URBAN DECA HOMES BANILAD: 16
— THE MIDPOINT RESIDENCES: 3
— CONSOLACION: 8
— DEO RESIDENCES: 4
— D` PEARL CONDOMINIUM BLDG. 1: 4
— BOGO CITY: 7
— FATEHILLS SUBDIVISION: 6
— VILLA CASITA – BOGO: 1
— LILOAN: 7
— AMADA CONDOMINIUM: 1
— VILLA AZALEA: 1
— VILLA AZALEA SUBDIVISION: 1
— VILLA AZALEA SUBDIVISION PHASE 2C: 1
— VILLA ELENA SUBDIVISION: 1
— VILLA LARA 2A SUBD: 1
— VILLA MELISSA SUBD: 1
— MINGLANILLA: 3
— VILLA PURITA HILLS SUBDIVISION: 2
— DECA HOMES – TUNGKIL: 1
— CARCAR CITY: 3
— LUMINA CARCAR: 2
— TIERRA NAVA SUBDIVISION: 1
— BALAMBAN: 1
— SAN JOSEMARIA VILLAGE – BALAMBAN: 1
— MEDELLIN: 1
— CKL HOMES – MEDELLIN: 1
— NAGA CITY: 1
— CASA MIRA SOUTH: 1
— TALISAY CITY: 1
— CAMELLA HOMES-TIERRA GRANDE: 1
COMPOSTELA VALLEY: 5
— MONTEVISTA: 5
— KNEW WAY HOMES SUBDIVISION: 5
COTABATO CITY (Not A Province): 1
— COTABATO CITY: 1
— NON SUBDIVISION: 1
DAVAO DEL NORTE: 64
— KAPALONG: 34
— VILLA CLEMENTA SUBDIVISION: 22
— STANFILCO SUBDIVISION: 10
— VILLA CLEMENTA: 2
— ISLAND GARDEN CITY OF SAMAL: 12
— ISLAND HILLS VILLAGE RESORT – STO NINO: 12
— TAGUM CITY: 9
— ANGELIA HOMES: 2
— BRIA HOMES TAGUM: 1
— DARA VILLAGE: 1
— ESMERALDA RESIDENCES PHASE 1 & 2: 1
— NORTH EAGLE HOMES 4: 1
— RENZO VILLAGE: 1
— ST. THERESE SUBDIVISION: 1
— VILLA APURA SUBDIVISION: 1
— SANTO TOMAS: 8
— STO TOMAS COUNTRY HOMES: 3
— STANFILCO HOUSING: 2
— STO. TOMAS COUNTRY HOMES: 2
— EMILY HOMES SUBD – STO TOMAS: 1
— NEW CORELLA: 1
— NON SUBDIVISION: 1
DAVAO DEL SUR: 49
— DAVAO CITY: 37
— SEAWIND: 7
— DECA HOMES RESORT RESIDENCE SUBD: 6
— AREZZO PLACE DAVAO: 6
— DECA HOMES ESPERANZA: 4
— DECA HOMES: 2
— DECA HOMES SUBDIVISION: 2
— DECA HOMES RESORT RESIDENCES: 2
— DECA HOMES INDANGAN: 1
— DECA HOMES RESORT & RESIDENCES SUBDIVISION: 1
— ELENITA HEIGHTS SUBD: 1
— DECA HOMES RESORT RESIDENCES SUBDIVISION: 1
— EMILY HOMES SUBDIVISION – CABANTIAN: 1
— SKYLINE SUBDIVISION: 1
— VILLA CONCHITA: 1
— VILLA MERCEDES SUBDIVISION: 1
— DIGOS CITY: 12
— BRIA HOMES DIGOS: 9
— EMILY HOMES SUBDIVISION – DIGOS: 2
— TENNESSEE HOMES SUBDIVISION: 1
DAVAO ORIENTAL: 2
— MATI CITY: 2
— NON SUBDIVISION: 1
GUIMARAS: 1
— JORDAN (CAPITAL): 1
— CAPITOL VIEW SUBDIVISION: 1
ILOILO: 257
— SANTA BARBARA: 185
— DECA HOMES STA BARBARA RESIDENCES- SOCIALIZED PHASE 2: 151
— DECA HOMES STA BARBARA RESIDENCES- SOCIALIZED PHASE 3: 28
— DECA HOMES STA BARBARA RESIDENCES- SOCIALIZED PHASE 1: 4
— DECA HOMES: 1
— DECA HOMES STA BARBARA RESIDENCES- ECONOMIC: 1
— LEGANES: 38
— DECA HOMES LEGANES RESIDENCES: 19
— DECA HOMES LEGANES RESIDENCES – SITE 3: 18
— DECA HOMES LEGANES RESIDENCES SITE 5: 1
— PAVIA: 21
— DECA HOMES PAVIA: 5
— DECA HOMES PAVIA RESORT RESIDENCES: 5
— DECA HOMES PAVIA PHASE 2: 4
— DECA HOMES PAVIA(DECA HOMES SUBD): 4
— DECA HOMES PAVIA RESORT RESIDENCES 2: 1
— DECA HOMES SUBDIVISION: 1
— EON CENTENNIAL HOMES: 1
— OTON: 11
— LUMINA HOMES: 3
— LUMINA ILOILO: 3
— LUMINA ILOILO PH 4: 2
— KAUSWAGAN VILLAGE: 1
— LUMINA ILOILO PH 2 CLASSIC: 1
— LUMINA ILOILO PH 3: 1
— AJUY: 1
— SAN MIGUEL: 1
— BELLAVITA – ILOILO: 1
LAGUNA: 720
— CITY OF CABUYAO: 527
— MABUHAY CITY-CABUYAO: 259
— LAKESIDE NEST SUBD: 112
— EXTRAORDINARY HOMES: 76
— ST JOSEPH VILLAGE 7: 47
— CELESTINE HOMES: 13
— MABUHAY CITY VALUE HOMES: 4
— ST JOSEPH VILLAGE 4: 2
— SAN ISIDRO HEIGHTS SUBD: 2
— CRYSTAL VILLE: 1
— BRILLIANZ RESIDENCES: 1
— ARABELLA HOMES: 1
— LYNVILLE ENCLAVE CABUYAO: 1
— LYNVILLE RESIDENCES CABUYAO: 1
— MABUHAY CITY SUBD: 1
— EXTRA ORDINARY HOMES EXECUTIVE SERIES: 1
— SAN ISIDRO HOMES: 1
— ST JOSEPH HOMES 1: 1
— SHINELAND VILLAGE: 1
— ST JOSEPH VILLAGE 5: 1
— ST JOSEPH VILLAGE 6: 1
— CITY OF SAN PABLO: 46
— SANNERA SAN PABLO: 9
— LUMINA HOMES SAN PABLO: 7
— BELLAVITA SAN PABLO: 6
— NEXT ASIA SAN PABLO: 4
— BRIA SAN PABLO: 3
— SANTEVI: 3
— SAVANA: 2
— LUMINA HOMES: 2
— LYNVILLE HOMES – STA MONICA: 2
— LYNVILLE RESIDENCES DEL REMEDIO: 1
— LYNVILLE HOMES SAN MARCOS: 1
— LYNVILLE HOMES: 1
— BRIA HOMES: 1
— NONE: 1
— NHA HOUSING PROJECT: 1
— LYNVILLE RESIDENCES SAN NICOLAS 2: 1
— TEOMORA VILLAGE: 1
— CITY OF CALAMBA: 36
— XDE VILLAGE: 4
— CITADEL RESIDENCES: 3
— MAHOGANY VILLAS: 3
— ACACIA PARK HOMES: 2
— HACIENDA HILL: 2
— MARESCO DREAM HOMES: 2
— BRIA CALAMBA PH 1: 2
— VALLE ALEGRE: 2
— CRESCENT KNOLL RESIDENCES: 1
— CENTENNIAL DE CALAMBA SUBD: 1
— CALAMBA HEIGHTS: 1
— BRIA CALAMBA PHASE 2: 1
— AZTEC HOMES SUBDIVISION: 1
— LAGUNA BUENAVISTA EXEC HOMES: 1
— LAKEVIEW HOMES: 1
— LA MESA RIDGE SUBDIVISION: 1
— PACIFIC HILL SUBDIVISION: 1
— NON SUBDIVISION: 1
— PALM HILL: 1
— SOUTHWYND RESIDENCES: 1
— ST JOSEPH HOMES: 1
— SPRING HOMES SUBDIVISION: 1
— ST. JOSEPH HOMES CALAMBA ANNEX: 1
— ST. JOSEPH HOMES: 1
— CITY OF SAN PEDRO: 35
— SOUTH FAIRWAY HOMES CLASSIC: 26
— ST JOSEPH VILLAGE 10: 2
— ELNOR HOMES: 1
— HOLIDAY PARK SUBD: 1
— NON-SUBDIVISION: 1
— SAMPAGUITA VILLAGE: 1
— PACITA COMPLEX 1: 1
— SOUTHERN HEIGHTS II: 1
— ST JOSEPH VILLAGE 9: 1
— CITY OF SANTA ROSA: 34
— GOLDEN CITY-STA ROSA: 16
— GOLDEN CITY STA ROSA: 2
— CELINA PLAINS SUBDIVISION: 2
— SAN JOSE RESIDENCES-LAST ASTURIAS(BLDG 6): 2
— STA ROSA GARDEN VILLAS I: 2
— AMAR VILLAGE: 1
— ALFONSO HOMES II: 1
— GOLDEN CITY SUBDIVISION: 1
— GOLDEN CITY STA. ROSA: 1
— GOLDEN CITY STA ROSA (MABUHAY HOMES 2000): 1
— HOWARD VILLAGE PH. 1: 1
— PROGRESSIVE VILLAGE: 1
— SAN JOSE RESIDENCIAS LAS PALMAS(BLDG 5): 1
— SAN JOSE RESIDENCIAS – EL MONTALVO BUILDING 9: 1
— SAN JOSE RESIDENCIAS – LAS FALLAS (Bldg 7): 1
— SANTA CRUZ (CAPITAL): 23
— BRIA HOMES STA CRUZ: 9
— RESIDENZA DE STA. CRUZ: 4
— LYNVILLE HOMES: 3
— CARMENCHU HEIGHTS: 2
— LYNVILLE SUBD: 2
— JRJ COUNTRY HOMES SUBDIVISION: 1
— LYNVILLE DIAMOND STA CRUZ: 1
— VILLA ROSALINA HOMES: 1
— CITY OF BIÃAN: 7
— ADELINA COMPLEX III: 1
— CELINA HOMES TECHNOPARK SUBD: 1
— FAMILLE INTERNATIONAL VILLAGE: 1
— METROVILLE COMPLEX: 1
— PACITA COMPLEX I: 1
— SAINT ROSE VILLAGE II: 1
— WELMANVILLE BINAN SUBDIVISION: 1
— VICTORIA: 4
— FLORENCE HOMES: 3
— MCKINLEYVILLE SUBDIVISION: 1
— ALAMINOS: 4
— BRIA HOMES ALAMINOS: 3
— BELLAVITA-ALAMINOS: 1
— BAY: 2
— BAY GARDEN HOMES: 2
— PILA: 2
— BELLAVITA – PILA: 2
LANAO DEL NORTE: 14
— LALA: 7
— BASIAO SUBDIVISION: 4
— LA VIRGINIA HOMES SUBDIVISION: 3
— TUBOD (CAPITAL): 4
— SANZ SUBDIVISION: 4
— ILIGAN CITY: 3
— ERLINDAVILLE: 3
LEYTE: 23
— TACLOBAN CITY: 11
— NON SUBDIVISION: 2
— PEERLESS VILLAGE: 2
— KASSEL HOMES SUBDIVISION: 1
— KASSEL CITY SUBD: 1
— MONTVIEW RESIDENCES: 1
— REGINA HEIGHTS SUBDIVISION: 1
— V & G SUBDIVISION: 1
— VILLA LOLITA SUBDIVISION: 1
— BARUGO: 6
— RUDLIN HOMES SUBDIVISION: 6
— PALO: 4
— ST. SCHOLASTICAS VILLAGE: 3
— ST. SCHOLASTICA SUBDIVISION: 1
— ORMOC CITY: 2
— DECA HOMES GREGORIA RESIDENCES ORMOC: 2
MAGUINDANAO: 13
— TALAYAN: 5
— NON-SUBDIVISION: 3
— NON SUBDIVISION: 2
— SULTAN KUDARAT: 3
— NON-SUBDIVISION: 2
— CHIO SUBDIVISION: 1
— COTABATO: 2
— NON-SUBDIVISION: 2
— GUINDULUNGAN: 2
— NON SUBDIVISION: 1
— NON-SUBDIVISION: 1
— SHARIFF AGUAK (MAGANOY) (CAPITAL): 1
— NON SUBDIVISION: 1
MISAMIS ORIENTAL: 14
— CAGAYAN DE ORO CITY: 10
— FATIMA WEST PLAIN: 3
— FAMILIA APARTMENTS AT BAMBOOLANE: 2
— BLOOMINGDALE HOMES SUBDIVISION: 1
— ECOVERDE KAIYO CAMAMAN-AN: 1
— INDIVIDUAL: 1
— TIERRA NAVA LUMBIA: 1
— WESTGATE HIGHLAND: 1
— OPOL: 4
— VAMENTA ESTATE SUBDIVISION: 2
— PAG-IBIG CITIHOMES: 1
— TIERRA NAVA SUBDIVISION: 1
NCR, CITY OF MANILA, FIRST DISTRICT: 139
— TONDO I/II: 122
— URBAN DECA HOMES MANILA: 116
— THE ORCHARD TOWER: 5
— NON-SUBDIVISION: 1
— QUIAPO: 10
— ISABELLE DE HIDALGO CONDOMINIUM: 10
— STA. MESA: 3
— COLUMBIAN INTERNATIONAL TOWERS CONDO: 2
— HAMPSTEAD GARDENS-MOLAVE BLDG: 1
— MALATE: 2
— VICTORIA DE MANILA: 1
— WYNN PLAZA: 1
— PACO: 1
— RESIDENCIAS DE MANILA: 1
— SAMPALOC: 1
— HAMPSTEAD GARDENS CORP: 1
NCR, FOURTH DISTRICT: 38
— CITY OF PARAÃAQUE: 23
— KASSEL RESIDENCES – PARANAQUE: 9
— ISABELLE GARDEN VILLAS: 4
— LIONS PARK RESIDENCES: 3
— FOUNTAIN BREEZE CONDOMINIUM: 2
— ACASYS PRIME RESIDENCES: 1
— CASA FILIPINA EXEC VILLAGE: 1
— MONTECARLO RESIDENCES – PREMIERE: 1
— PALM GROVE CONDOMINIUM: 1
— SAN ANTONIO VALLEY I: 1
— CITY OF LAS PIÃAS: 7
— METROTOWNE – CHROMIUM (MRB 1): 3
— CHRISTIANVILLE SUBD: 1
— METROTOWNE – ALUMINUM (MRB 2): 1
— PASEO VERDE AT REAL: 1
— STA CECILIA SUBD: 1
— CITY OF MUNTINLUPA: 4
— URBAN DECA HOMES CAMPVILLE: 2
— ANUVA: 1
— KATARUNGAN VILLAGE: 1
— CITY OF MAKATI : 3
— MAKATI PRIME CITY: 1
— NON-SUBDIVISION: 1
— ONE ROCKEFELLER CONDOMINIUM: 1
— PASAY CITY: 1
— NONE: 1
NCR, SECOND DISTRICT: 319
— QUEZON CITY: 197
— HACIENDA BALAI: 53
— THE AVENUE RESIDENCES CONDOMINIUM: 45
— SAN BENISSA GARDEN VILLAS: 22
— EL PUEBLO I CONDO PH3: 11
— SUNNY VILLAS: 10
— SMILE CITIHOMES I: 9
— SPAZIO BERNARDO: 5
— VICTORIA STATION: 5
— SMILE CITIHOMES I CONDO: 4
— SMILE CITIHOMES: 3
— EL PUEBLO I CONDO PH2: 3
— SPAZIO BERNARDO WEST VILLAS: 2
— PTS BAHAY CARIDAD: 2
— NON-SUBDIVISION: 2
— EL PUEBLO I CONDO PH4: 2
— VICTORIA TOWERS: 2
— SYMFONI KAMIAS 1: 2
— REGALIA PARK TOWER B: 1
— QUEENSLAND VILLAGE III: 1
— NON SUBD (36B BAKER ST., FAIRMONT, NORTH FAIRVIEW): 1
— NON SUBDIVISION: 1
— GREENHILLS GARDEN SQUARE: 1
— ISABEL TOWER CONDOMINIUM: 1
— JONAVILLE SUBD: 1
— GONZALES COMPOUND: 1
— QUEZON CIRCLE QUADRUPLE COMMUNITY: 1
— SMILE CITIHOMES 1: 1
— SAN PEDRO SUBD VI: 1
— SMILE CITI HOMES: 1
— THE AVENUE RESIDENCES: 1
— URBAN DECA TOWER CUBAO: 1
— URBAN DECA HOMES COMMONWEALTH – TOWER A: 1
— CITY OF PASIG: 113
— URBAN DECA HOMES ORTIGAS: 75
— AREZZO PLACE PHASE 3: 16
— AREZZO PLACE PHASE 1: 14
— AREZZO PLACE PHASE 2: 5
— ARREZO PLACE PHASE 3 BLDG 17: 1
— MAYFIELD PARK RESIDENCES: 1
— PALMDALE HEIGHTS CONDOMINIUM: 1
— CITY OF MANDALUYONG : 8
— SUNSHINE 100 CITY PLAZA – PIONEER TOWER 1: 3
— BONIFACIO RESIDENCES CONDOMINIUM: 1
— GOMEGA I: 1
— ONE LIBERTAD PLACE: 1
— ONE SAPPHIRE CONDOMINIUM: 1
— SUNSHINE 100 CITY PLAZA PIONEER – TOWER 3: 1
— CITY OF MARIKINA: 1
— TWINVILLE SUBD: 1
NCR, THIRD DISTRICT: 87
— CITY OF VALENZUELA: 60
— FINI HOMES: 25
— GEORGETOWN RESIDENCES PHASE 1 (BUILDING B): 21
— VALENZUELA VILLE CONDOMINIUM: 8
— BUILDERSVILLE: 4
— BUILDERSVILLE PHASE I (BLOCK A): 2
— CITY OF CALOOCAN : 27
— KASSEL RESIDENCES: 10
— FORTUNE STAR CITY CONDOMINIUM: 4
— SMILE CITIHOMES ANNEX: 3
— ACASYS CAPITOL: 2
— THE NORTH GROVE PHASE 1 (HEMLOCK BUILDING): 2
— DELA COSTA HOMES II: 1
— AMPARO SUBDIVISION: 1
— NEO VISTA HOMES SUBD: 1
— EVERGREEN EXECUTIVE VILLAGE: 1
— NON-SUBDIVISION: 1
— SOLAR URBAN HOMES NORTH: 1
NEGROS OCCIDENTAL: 311
— BACOLOD CITY: 169
— DECA HOMES SOUTH BACOLOD: 124
— LUMINA BACOLOD: 8
— GLENDALE HOMES SUBDIVISION: 7
— DECA HOMES: 3
— GRANDVILLE III: 3
— REGENT PEARL HOMES SUBDIVISION: 2
— CARMENVILLE SUBDIVISION: 2
— SAN DIONISIO SUBDIVISION: 2
— STONE HAVEN RESIDENCES: 2
— CHARITO HEIGHTS: 1
— CAMELOT VILLAGE I: 1
— CELINE HOMES SUBDIVISION: 1
— BRIGHTON BACOLOD: 1
— COUNTRY HOMES PHASE III: 1
— ESTANZIA SUBDIVISION: 1
— DECA HOMES SUBDIVISION: 1
— GRANDVILLE II: 1
— GRANDVILLE 3 SUBD.: 1
— GRAND ESTANZIA SUBDIVISION: 1
— FIESTA HOMES SUBDIVISION: 1
— EAST HOMES 2 SUBDIVISION: 1
— REGINA TOWNHOMES I: 1
— VILLA ESTEFANIA: 1
— WOODSIDE SUBDIVISION: 1
— BAGO CITY: 135
— ROSEVILLE HEIGHTS SUBDIVISION: 114
— VILLA CRISTETA SUBDIVISION: 17
— VILLA ROSA SUBD.: 3
— VILLAROSA HEIGHTS SUBDIVISION: 1
— TALISAY CITY: 4
— CASA RUFINA TALISAY: 2
— TOWN & COUNTRY SUBD CAMBRIDGE: 1
— SILAY CITY: 2
— ALIDA HOMES: 1
— LUMINA SILAY: 1
— ENRIQUE B. MAGALONA (SARAVIA): 1
NEGROS ORIENTAL: 23
— AMLAN (AYUQUITAN): 10
— PETER HOMES SUBDIVISION: 10
— BAIS CITY: 9
— BAIS HIGHLANDS SUBDIVISION: 9
— DUMAGUETE CITY: 2
— LUMINA DUMAGUETE 1: 2
— BAYAWAN CITY (TULONG): 1
— LOPEZVILLE SUBDIVISION: 1
— SIBULAN: 1
— NORTHVILLE SUBDIVISION: 1
OCCIDENTAL MINDORO: 145
— MAMBURAO (CAPITAL): 126
— DONA ROSARIO HEIGHTS: 126
— SAN JOSE: 19
— AUGUSTUS EXCLUSIVE ESTATE: 18
— NON SUBDIVISION: 1
ORIENTAL MINDORO: 1
— NAUJAN: 1
— PAMAHAY SUBDIVISION: 1
PALAWAN: 6
— PUERTO PRINCESA CITY: 6
— BRIGHTON PUERTO PRINCESA: 6
PAMPANGA: 7
— PORAC: 7
— WHITE PLAINS PORAC: 7
QUEZON: 81
— CANDELARIA: 30
— CALIYA CANDELARIA: 21
— CAYA HOMES CANDELARIA: 5
— VILLA KATRINA SUBD.: 3
— BRYLLE RESIDENCES: 1
— TAYABAS CITY: 22
— LUMINA QUEZON: 7
— LEVERIZA HEIGHTS SUBDIVISION: 6
— VILLA CZARINA SUBDIVISION: 4
— BELLAVITA – TAYABAS: 1
— LOVELY MEADOWS: 1
— LUMINA QUEZON PHASE 2: 1
— SOUTHGATE SUBDIVISION: 1
— SUNRISE VILLAGE: 1
— CITY OF LUCENA: 18
— VILLAGE OF ST JUDE EAST: 10
— VILLAGE OF ST. JUDE: 2
— CALMAR HOMES PH5-C: 1
— GREEN MEADOWS SUBDIVISION: 1
— DONVICTOR VILLE HOUSING PROJECT: 1
— NORTH EMPLOYEES VILLAGE: 1
— NON SUBDIVISION: 1
— PAGBILAO: 9
— KRISANTA VILLAGE: 5
— BENCO VILLAGE: 3
— PENINSULA HOMES SUBDIVISION: 1
— SARIAYA: 1
— LUMINA SARIAYA: 1
— TAGKAWAYAN: 1
RIZAL: 69
— RODRIGUEZ: 20
— METRO MANILA HILLS: 8
— EAST BELLEVUE RESIDENCES: 4
— MONTAVILLA II SUBD: 2
— GREEN BREEZE: 2
— H DELA COSTA HOMES V: 1
— EASTWOOD VILLA EXTENSION: 1
— LEAL SUBDIVISION: 1
— VILLA ANA MARIA SUBDIVISION: 1
— SAN MATEO: 17
— STA BARBARA VILLAS I: 5
— TIERRA MONTE: 4
— IBIZA TOWNHOMES: 1
— BANKERS VILLAGE V: 1
— NON-SUBDIVISION: 1
— SORRENTO VILLAGE: 1
— STA BARBARA VILLAS: 1
— ST MATHEWS SUBD.: 1
— VILLA SAN MATEO V: 1
— VILLA SAN MATEO VI: 1
— CAINTA: 11
— DOMUS ONE CAINTA: 4
— CAMBRIDGE VILLAGE CONDOMINIUM: 3
— AREZZO PLACE (BLDGS 22 & 23): 2
— ORTIGAS ROYALE CONDOMINIUM: 1
— SAINT GREGORY SUBD: 1
— BINANGONAN: 11
— MABUHAY HOMES 2000 DARANGAN: 3
— CASAS CARLINA: 2
— MOUNTAINVILLE ESTATE: 2
— GRAND VIEW HOMES II: 1
— SAN CARLOS HEIGHTS: 1
— ST MONIQUE VALAIS: 1
— SUNSHINE FIESTA: 1
— CITY OF ANTIPOLO: 5
— ANTIPOLO GREENHEIGHTS NEWTON: 1
— GREENHEIGHTS NEWTOWN SUBD: 1
— INSULAR HOMES SUBDIVISION: 1
— KINGSVILLE SUBDIVISION: 1
— VALLEY HOMES: 1
— TAYTAY: 3
— THE HIVE: 2
— LIFE HOMES SUBDIVISION: 1
— ANGONO: 1
— SUNFLOWER HOMES: 1
— BARAS: 1
— BRIA HOMES BARAS: 1
SAMAR: 7
— PARANAS (WRIGHT): 5
— VILLA REGINA SUBDIVISION: 5
— CATBALOGAN CITY: 1
— VGA HEIGHTS SUBDIVISION: 1
— JIABONG: 1
— CITY HOMES SUBDIVISION: 1
SARANGANI: 3
— ALABEL (CAPITAL): 3
— CAPITOL RESIDENCES: 1
— MOLAVE HOMES ALABEL: 1
— MOLAVE HOMES ALABEL PHASE 2: 1
SHARIFF KABUNSUAN: 3
— DATU ODIN SINSUAT (DINAIG) (CAPITAL): 2
— NON-SUBDIVISION: 1
— SOUTHERN PHILIPPINE DEVELOPMENT AUTHORITY SUBDIVIISON: 1
— SULTAN KUDARAT (NULING): 1
— NON-SUBDIVISION: 1
SOUTH COTABATO: 259
— GENERAL SANTOS CITY: 233
— DECA HOMES GENSAN: 191
— LUMINA GENERAL SANTOS: 8
— AGAN LAND KATANGAWAN: 6
— AGANLAND GATEWAY: 6
— DONA SOLEDAD SUBD P 3-B: 2
— DONA SOLEDAD SUBDIVISION P VI: 2
— LUMINA HOMES: 2
— SOFIA VILLE: 2
— AGANLAND LAGAO: 1
— ACACIA RESIDENCIA SUBDIVISION: 1
— AQUINO SUBDIVISION: 1
— AGANLAND SOUTHVILLAS: 1
— DONA SOLEDAD SUBDIVISION: 1
— DONA SOLEDAD: 1
— ISSABELLA HOMES: 1
— GENSAN VSM HEIGHTS: 1
— EXCELLENT LIVING RESIDENCES: 1
— LA CASSANDRA SUBDIVISION: 1
— NON SUBDIVISION: 1
— PAGUIO SUBDIVISION: 1
— SARANGANI HOMES II: 1
— VS HOMES SUBDIVISION: 1
— POLOMOLOK: 25
— MIRAVILLA HOMES: 14
— ASUNCION VILLAGE: 5
— DIRECT LENDING ACCOUNTS: 2
— DE CASTRO SUBD: 1
— MAHUSAY SUBDIVISION: 1
— MUNEZ SUBDIVISION: 1
— SAN GABRIEL HOMES: 1
— KORONADAL CITY: 1
— SOUTHWIND ESTATE SUBDIVISION: 1
SULTAN KUDARAT: 52
— ISULAN (CAPITAL): 39
— LEONORA HOMES: 24
— VILLA IRENE SUBDIVISION: 8
— GALINATO VILLAGE: 7
— TACURONG CITY: 13
— MONTIVILLE HOMES: 10
— JM HOMES: 1
— PUROK LIWAYWAY: 1
— YELLOW VILLAGE SUBDIVISION: 1
SULU: 5
— PATIKUL: 5
— SULU FIRST ESTATE SUBDIVISION: 5
SURIGAO DEL NORTE: 1
— SURIGAO CITY: 1
— TEACHERS VILLAGE: 1
TAWI-TAWI: 1
— BONGAO (CAPITAL): 1
— SEA ORCHIDS HOMES SUBDIVISION: 1
ZAMBOANGA DEL SUR: 22
— PAGADIAN CITY: 17
— VETTALEA HIGHLAND HOMES: 5
— NON SUBDIVISION: 3
— NONE: 2
— ALTA TIERRA SUBD PHASE II: 1
— BRENTWOOD HOMES SUBDIVISION: 1
— BUENAVISTA SUBDIVISION: 1
— NON-SUBDIVISION: 1
— NJK SUBDIVISION: 1
— SAMPAGUITA SUBDIVISION: 1
— YONGCO EXECUTIVE VILLAGE: 1
— ZAMBOANGA CITY: 5
— NON SUBDIVISION: 2
— NONE: 2
— A & W SUBDIVISION: 1
ZAMBOANGA SIBUGAY: 29
— IPIL (CAPITAL): 29
— TOP MARS (PHASE 4): 17
— IMMANUEL SUBDIVISION II: 6
— TOP MARS SUBDIVISION – DE LEON: 2
— NESORICOM VILLAGE: 1
— IMMANUEL HOMES SUBDIVISION: 1
— NORTH CAMBRIDGE HARVARD: 1
— NONE: 1
GRAND TOTAL: 4767
Why I compile Pag-IBIG’s listings and add to my database
I compile listings of Pag-IBIG foreclosed properties and add to my database to make it easy to search and find your preferred property.
I do this because it is so hard to search Pag-IBIG’s website.
A friend of mine even said they should fire whoever is responsible for the changes made to their website.
But don’t take my word for it.
Go ahead, try to search for all properties in a particular barangay or village or subdivision or condo etc. on Pag-IBIG’s website and tell me your experience.
And then try searching for it here and find it in SECONDS using my database (if those properties exist and the acceptance of bids/offers have not yet ended).
However, my database does not have a crystal ball (it cannot read your mind!), YOU HAVE TO ENTER YOUR KEYWORDS TO SEARCH!!! Go ahead, type the name of your target village, subdivision, condo, barangay, etc. below and click “Search”.
Foreclosed Properties Database Search:
How to view the original listing on Pag-IBIG’s website/ submit a bid or offer:
Note: There are no direct links to the original listings on Pag-IBIG’s website due to the current setup/limitations of their website.
If you find a suitable property in my database, you are encouraged to view the original listing on Pag-IBIG’s website. You need to follow the steps included with the property details for all listings inside my database.
Want to get notified when this is updated? Subscribe for free updates!
Get new/updated foreclosed listings, auction schedules, property buying tips, and more, sent straight to your email inbox. It's free!
Online Public Auction – Buying Foreclosed Properties Just Got Easier (Now Includes Negotiated Sale)!
Pag-IBIG has officially launched the Online Public Auction (OPA) for their foreclosed properties/acquired assets.
This means there is now a more convenient way to submit bids/offers, no need to visit their branches or send via courier.
Please take note of the updated buying procedure in the Invitation To Bid/Guidelines for each tranche.
The same online facility can also be used to submit offers for properties under negotiated sale.
However, Pag-IBIG’s website still has a lot of room for improvements.
More info about this can be found here:
=> Pag-IBIG Online Public Auction – Everything You Need To Know
How to participate in a Pag-IBIG Online Public Auction for acquired assets
Here’s a quick overview/summary of the buying process via Online Public Auction:
1. View the list of Pag-IBIG foreclosed properties for sale included in the auction and identify the property or properties you are interested in. Take note of the PROPERTY NUMBER.
2. Do your due diligence. When you find a property that you are interested in, you need to do a reasonable amount of due diligence (property inspection to see extent of repairs needed, check if there are any illegal occupants, checking the titles/tax declarations for any problems, etc.). Always keep in mind that foreclosed properties are for sale on an “As-is, where-is” basis.
4. Register for the Online Public Auction – Bidders are required to register online on this page (also includes requirements):
==> https://www.pagibigfundservices.com/OnlinePublicAuction/Registration/RequirementsView
For more info, you may visit my article Pag-IBIG Online Public Auction – Everything You Need To Know (So Far)
5. Submit sealed bid – As I write this, bidders can submit their bids online as follows:
- Go to Pag-IBIG’s official website: https://www.pagibigfundservices.com/OnlinePublicAuction/ and search for your target property. Click the “Submit Offer” button and follow instructions. Bidders can only submit bids during the duration of acceptance of bids (The “Submit Offer” button will NOT be available before/after the period of acceptance of offers)
Go to Pag-IBIG’s Property Finder Page: https://www.pagibigfundservices.com/OnlinePublicAuction/ListofProperties/PropertyFinder. In the drop-down under “Search By”, choose ROPA ID and enter the PROPERTY NUMBER of your target property as listed above and click the “Search” button. You will see details of your target property with the “Submit Offer” button. Click the “Submit Offer” button and follow instructions. Bidders can only submit bids during the duration of acceptance of bids (The “Submit Offer” button will NOT be available before/after the period of acceptance of offers).
6. Opening of sealed bids shall be done as per schedule. The results of the sealed public auction shall be released and posted at Pag-IBIG’s official website. Winning bidders shall also be notified via email and SMS.
7. Winning Bidders Payment of Bid Bond – As per guidelines: “The winning bidder shall be required to pay a DOWNPAYMENT equivalent to five percent (5%) of the BID OFFER, which shall be paid within five (5) working days from the receipt of notification. It shall be in Philippine Currency and may be in the form of cash or manager’s check payable to Pag-lBIG Fund.”
Reminder: What you see above is just a quick summary. The exact step-by-step instructions are inside the guidelines as released by Pag-IBIG for each auction, which you can download above.
How to Buy Pag-IBIG Acquired Assets for Negotiated Sale
Note: They now have a “hybrid” procedure for buying via negotiated sale. This is through online submission of bids, and also through the old manual submission process. See details below.
1. Online submission of offers now available for Pag-IBIG Foreclosed Properties For Negotiated Sale
I noticed that starting last May 2025, the latest batches for negotiated sale already has a “Hybrid” implementation.
This means interested buyers can now submit offers online (similar to how to submit bids using Pag-IBIG’s Online Public Auction), while still allowing the manual submission of offers.
For example, here’s an excerpt from Batch # 15259 Invitation to submit offer:
“Online Submission of Offers
4.1. Online submission of offers will be implemented for Retail Sale.
4.2. Interested buyers must register at the Pag-IBIG Fund website to get the Buyer ID needed to submit an offer. For those already with Buyer ID, no registration is required. The registration will require one (1) valid ID of the buyer (if individual buyer) or authorized representative (if company/corporation). The Buyer ID shall be issued three (3) working days from date of registration. Hence, registration must be done at least three (3) working days prior to the cut-off date of acceptance of offers.
4.3. From 12:00 a.m. on May 20, 2025, to 11:59 p.m. on May 24, 2025, the buyer shall enter his/her/its offer for the property at the Pag-IBIG Fund Acquired Assets page in the Pag-IBIG Fund website.
4.4. The buyer, using the Buyer ID may view the Status Tracker on Acquired Assets Webpage at the
Pag-IBIG Fund website.”
~
2. Manual submission of offers under negotiated sale is still accepted (as seen in Batch # 15262)
Here’s a screenshot of the guidelines for batch # 15262:
It states:
“Retail Sale buyers are encouraged to use the online facility in submitting their offers. However, they can still submit their offers manually through dropbox”
Source: Pag-IBIG invitation to submit offer to purchase for batch 15262
To explain how to submit offers via manual submission, I uploaded a step-by-step video tutorial in youtube, see below to watch:
Step-by-step tutorial video
Click to watch video in Youtube ==> How to buy/avail Pag-IBIG acquired assets/foreclosed properties under negotiated sale (Step-by-step tutorial)
Step-By-Step guidelines
To view the latest step by step guidelines from Pag-IBIG, see them all at this page:
Important reminders for interested buyers
1. Pagibig does not accept reservations thru Real Estate Brokers/Agents
This was announced in Pag-IBIG’s website last September 30, 2019, and I noticed they also removed their list of accredited real estate brokers. They advice interested buyers to coordinate directly with the Acquired Asset Management Group or with the nearest Housing Hubs. Be very careful with real estate brokers/agents who are selling Pag-IBIG foreclosed properties, they are not authorized and you might end up getting scammed! Refer to the articles below for more info.
- How to Identify and Avoid Foreclosed Property Scams
- Real Estate Brokers/Agents are NOT allowed to sell Pag-IBIG foreclosed properties (here’s why)
2. Pag-IBIG foreclosed properties are all for sale on an “as-is, where-is” basis
3. A big number of properties on the listings are occupied.
In summary, we do not recommend buying occupied properties, even if they can have big discounts.
Also, if you buy an occupied property, there is a risk that the occupant will cannibalize/vandalize the property, just like this one: Occupied Pag-IBIG acquired asset cannibalized/vandalized by ex-owner
4. Do your due diligence before submitting a bid/offer.
To guide you with your due diligence, you may refer to our article “31 Questions you need to ask when inquiring about foreclosed properties“
5. Check for new Erratum/Announcements.
Please refer to the notice from Pag-IBIG:
“Interested parties are encouraged to visit Pag-IBIG’s website, https://pagibigfund.gov.ph/acquiredassets.html five (5) days prior the actual opening of bid offers, to check whether there is any erratum posted on the list of properties posted under the sealed public auction/negotiated sale.”
What are Pag-IBIG Acquired Assets?
Pag-IBIG acquired assets are properties that were repossessed by Pag-IBIG because the property owner (who financed the purchase through a housing loan from Pag-IBIG) was not able to pay their monthly amortizations for at least 3 consecutive months.
Typically, non-payment would trigger the foreclosure process.
If the borrower is unable to catch-up with payments (or is unable to restructure the loan), the property will end up in a foreclosure auction that shall be conducted by the Sheriff at the City/Municipal hall where the property is located.
The lending institution (Pag-IBIG or HDMF in this case) will end up as the winner of the foreclosure auction by default if there are no other bidders, and the redemption period begins once the certificate of sale is annotated on the title.
The redemption period (1 year for individuals, 90 days for corporations) gives the borrower a chance to redeem the property, where they have to make a full payment before the redemption period ends.
If the borrower is unable to redeem the property, then the property will end up as a Pag-IBIG acquired asset or foreclosed property and they can proceed with transfer of ownership from the borrower to Pag-IBIG.
This transfer of ownership is often referred to as the “consolidation”, which can take a long time, depending on the completeness of the documents and other requirements (for example, payment of real estate taxes, etc.) needed for the transfer of ownership.
Other things to consider
Here’s one tip I want to share. If you buy a property from Pag-IBIG, and you are already authorized to move-in, make sure to move-in and take possession as soon as possible.
This will help you avoid the problem encountered by an OFW who cannot move-in to the Pag-IBIG foreclosed property they purchased.
They cannot move-in because Pag-IBIG turned over the property to another buyer. Watch the video for details.
Frequently Asked Questions (FAQ)
1. How to avail Pag-IBIG acquired assets? How to buy via auction/ negotiated sale?
You can refer to the video and text summaries above. You can also read the bidding guidelines/invitation to bid for more detailed information, please download a copy from the table of schedules above (with red download buttons).
Note: Each schedule/listing of properties for auction/negotiated sale will have its own guidelines/invitation to bid, which also contains the list of properties for sale.
2. Can I get Pag-IBIG financing for Pag-IBIG foreclosed properties/acquired assets?
As a general rule, you can finance the purchase of Pag-IBIG foreclosed properties/acquired assets through a Pag-IBIG loan. This applies to buying via public auction and negotiated sale. Details are included within the guidelines for each tranche/publication batch. If you have questions, contact Pag-IBIG directly through the contact details specified in each of the listings above.
3. Where/how can I find a Pag-IBIG foreclosed property that is not on any current list/schedule?
It might be included in an upcoming schedule/listing. It’s also possible that it is not yet for sale (Ex. The property needs to be appraised, the redemption period has not yet lapsed, etc). It is also possible that it was already sold in past schedules. Please call Pag-IBIG directly to inquire. I highly suggest that you call the designated contact person(s) in other listings/schedules for the same location of the property/ies you are interested in.
4. Can you help us find Pag-IBIG foreclosed properties within my preferred location/city/village/budget, etc?
We can no longer give assistance as brokers because Pag-IBIG no longer allows brokers/agents to sell their properties effective September 30, 2019.
However, I created a tool so you can find properties easily and “Do It Yourself”.
You can search our foreclosed properties database where you can quickly find properties in your preferred location (search for the city, subdivision, village, condo name, etc). You can even filter to only include properties withing your target price-range/budget, and also exclude properties that have illegal occupants as indicated in the listings from Pag-IBIG.
5. What does it mean if a Pag-IBIG acquired asset is “OCCUPIED”?
An “Occupied” status/remark means the foreclosed property has illegal occupants, and the buyer will have to eject the occupants. We also received feedback that some properties that are listed as unoccupied can turn out to be occupied.
Here are additional info for your reference:
1. Bad things can happen if you buy properties with illegal occupants. Don’t believe me? Watch this video to see what can happen: Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap)
Here’s another example of what can happen if you decide to buy an occupied property from Pag-IBIG: Pag-IBIG Acquired Asset still occupied after buyer pays monthly amortization for 1 year
2. How to avoid foreclosed properties that are tagged as “occupied” – This is now easy with our “Foreclosed Properties Database”. Here’s a step-by-step on how to do this: How To Exclude Occupied Foreclosed Properties When Searching Our Foreclosed Real Estate Database
If you find out that a property is occupied, my advice is to forget about that property and move-on to other available properties that are not occupied.
6. Who do I contact to inquire for Pag-IBIG foreclosed properties?
Please contact Pag-IBIG directly through their designated contact person(s) for each schedule/listing of properties for public auction/negotiated sale. The contact person(s)/contact details can be found inside the listing/bidding guidelines above, and also within the details for properties inside our database.
7. Can I buy Pag-IBIG foreclosed properties that were not sold during a previously scheduled public auction/negotiated sale?
Yes you may, but you have to check if a property is really still available and was not sold during a previous schedule (you have to contact Pag-IBIG directly to check). To give you an idea, here’s what can happen to properties that are not sold (This is based on Pag-IBIG circular 428):
1. If a property is not sold sold during the 1st auction, it will be included in a 2nd auction (you have to check each new schedule/listing to see if your target property is included).
2. If a property is not sold during the 2nd auction, it will be included in another schedule/list of properties under negotiated sale.
3. If a property is not sold under a schedule/listing via negotiated sale, it will be included in another schedule/listing of properties under negotiated sale. They repeat this until it a property gets sold.
8. Can I sell Pag-IBIG foreclosed properties as a real estate broker/sales person?
No, Pag-IBIG no longer allows accredited licensed real estate brokers to sell their foreclosed properties as announced on their official website last September 30, 2019. Details are explained here: Real Estate Brokers/Salesperson are not allowed to sell Pag-IBIG properties
9. Can you please check if a Pag-IBIG foreclosed property from an old list/schedule is still available?
Only Pag-IBIG has information if a property is still available and was not sold in previous listings/schedules of auctions and negotiated sale. Please contact Pag-IBIG directly to check if a property from an old listing/schedule is still available. I highly suggest that you call the designated contact person as indicated in the old schedule/listing.
10. What are the requirements to buy Pag-IBIG foreclosed properties?
To get a complete list of requirements, please refer to the guidelines which you can download above (those in red buttons).
11. We live in a property that is now a Pag-IBIG acquired asset/foreclosed property, can we buy it/apply for it?
Pag-IBIG can give occupants of their acquired assets a chance to purchase the property. They call this a “Direct Purchase”.
With Pag-IBIG’s Online Public Auction portal, occupants can actually submit bids for the property they occupy. See screenshot.
Here are the details as quoted from Pag-IBIG circular 428:
“IV. DIRECT PURCHASE FOR OCCUPIED UNITS
1. Direct Purchase shall refer to the purchase of the acquired assets by the present occupant.
2. The Fund shall issue an Invitation to Purchase (ITP) to the present occupant offering him/her the option to purchase outright the acquired asset or to lease the property with option to purchase later.
3. The present occupant shall submit an Offer to Purchase (OTP) indicating his chosen mode of payment, and pay the non-refundable reservation fee. Said reservation fee shall be forfeited in favor of the Fund in case the buyer did not pursue the sale transaction, or his application is denied for reasons attributable to him. The OTP shall be valid for a period of thirty (30) calendar days.
4. The selling price of the subject acquired asset shall be based on its latest appraised value.
5. No discount shall be granted under direct purchase.
6. Once an offer has been made, the buyer must comply with the terms and conditions of the chosen mode of payment under Item VI.1 of this Guidelines within the prescribed period from payment of the reservation fee.
7. If the occupant fails to submit an OTP within the prescribed period from receipt of the Invitation to Purchase, Pag-lBIG Fund may initiate the eviction proceedings.”
Link to Pag-IBIG Circular No. 428 – Omnibus Guidelines on the Sale of Pag-IBIG Fund Real and Other Properties Acquired: https://www.pagibigfund.gov.ph/documents/Circular%20No.%20428%20-%20Omnibus%20Guidelines%20on%20the%20Sale%20of%20Pag-IBIG%20Fund%20Real%20and%20Other%20Properties%20Acquired.pdf
12. What does it mean if Pag-IBIG acquired asset’s title is “FOR CONSOLIDATION”?
When a Pag-IBIG foreclosed property’s title (TCT/CCT) is “FOR CONSOLIDATION”, it means it is still under the name of the former owner/original borrower and Pag-IBIG has not yet finished the transfer of the title to them.
The process of transferring the title of a foreclosed property/acquired asset to Pag-IBIG is called “CONSOLIDATION” and it can take a long time depending on the completeness of the documents required for the transfer of the title.
Read: Pag-IBIG Acquired Assets: For Title Consolidation Meaning (Safe To Buy?)
13. What is the difference between Pag-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES?
PAG-IBIG ACQUIRED ASSETS and FORECLOSED PROPERTIES are the same. These properties are also referred to as ROPA (Real and Other Properties Acquired). They can also be referred to as pagibigfund acquired assets
14. What does “TCT under abatement” mean? Is it safe to buy?
The BIR has an “Abatement Program” where the taxpayer (HDMF in this case) can apply for the reduction or cancellation of taxes, penalties, and/or interest. This process can take a long time and will affect the consolidation of the title. This is the reason for the following disclosure in the affected listings:
“TCT UNDER DEVELOPER OR UNDER ABATEMENT MAY TAKE SEVERAL YEARS (MORE OR LESS 5 YEARS) FOR TCT TO BE CONSOLIDATED IN THE NAME OF THE FUND”
Since the consolidation of the title will take a long time, this can make it difficult to transfer the ownership if you decide to sell the property. To avoid complications with title transfer to your buyer, you will have to wait for the title consolidation to finish.
15. The Pag-IBIG listing on their website now has a status “Problematic Property” or “Reason for Erratum: For Further Verification”. Why can’t I submit a bid/offer?
When a Pag-IBIG property on their official website is updated with a status like these, it means the property has an issue and it is not available until the issue is resolved. In the past, I noticed the following issues as reason for erratum:
– an error in the listing (wrong address or data)
– property excluded due to invalidity of lapsed appraisal
– property excluded because they will issue an Invitation To Purchase (ITP) to current occupant (Direct Purchase)
– property excluded because it was already sold prior to publication of tranche/batch
– property exclusion due to direct purchase of current occupant prior to auction
– exclusion due to property found to be occupied
– exclusion for proper validation
– reserved by third party prior to auction
– included in settlement plan of developer
– w/ pending or ongoing legal case
– condemned unit
– w/ settlement plan with the previous borrower
To know the exact reason, it is best to contact the Pag-IBIG handling branch directly for complete details. ~ Jay Castillo
Got more questions? Please read:
If you have more questions with regard to the buying process, please read the bidding guidelines first. Most questions already have answers in the files because they have instructions, forms for bidders, and contact details of Pag-IBIG. You may view the guidelines within the original listing in Apg-IBIG’s website.
If you want to inquire about a property, please contact Pag-IBIG directly as this helps ensure that you get the details you want faster, Pag-IBIG contact info are included with each property listing.
Pag-IBIG contact details
If you are interested in any of the Pag-IBIG foreclosed properties in the listings above, please contact Pag-IBIG DIRECTLY! You should contact the person-in-charge included in each listing.
You may also call Pag-IBIG’s Hotline:
Pag-IBIG FUND HOTLINE:
- 8-724-4244 (8-Pag-IBIG) – 24/7 Call Center operation
Full disclosure: Nothing to disclose. We are not accredited real estate brokers of Pag-IBIG. We are posting this as a public service announcement for those who have been asking for updated listings of foreclosed properties from Pag-IBIG.
References
- Pag-IBIG official website. Pag-IBIG Fund. As retrieved on May 12, 2026
- Steps to Buy Acquired Assets (For Individual Sale). Pag-IBIG Fund. As retrieved on April 28, 2026
- Jay Castillo. Why we don’t recommend buying foreclosed properties that are occupied (even if they are cheap). ForeclosurePhilippines.com. Last retrieved on April 28, 2026
Search from over 40,000 Foreclosed Properties in the Philippines
To quickly search for available foreclosed properties FROM MULTIPLE BANKS/GOVERNMENT INSTITUTIONS in your preferred location/ village/ subdivision etc., search our Foreclosed Properties Philippines Database below (includes other banks/government institutions in our database).
I only include legit foreclosed properties from official sources (bank personnel and/or official websites), with direct links to verify each listing (PDF and/or original source).
Step-by-step instructions:
- Search by typing keywords This can include the subdivision, village, condo, property source, and/or location(s), etc. and click “Search”. For example, to only include properties from BFS, include the keyword “bfs”. To include properties in BF Resort Las Pinas, type “bf resort las pinas”.
- Use “Advanced Search” to choose preferred price range, lot/floor areas (if data is available), and also to exclude those classified as occupied/no possession.
- If you want to view all listings regardless of the source, then don’t enter any keywords related to the property source. Example, if you want to find and compare ALL foreclosed properties then do not use the “bfs” keyword when searching from my example above, and then you will find ALL properties in our database, not just those from BFS.
All locations with foreclosed properties by Province/City
You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:
==> Click to browse all foreclosed property locations
Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.
GOOD MORNING
ASK LANG PO KUNG PAANO ANG GAGAWIN NMIN SA BHAY NG BYANAN KO KC 1YR NA SILANG D NKA BAYAD..KC PO MY SAKIT PO UNG BYANAN KONG BABAE KYA PO HNDI N CLA MAKAHULOG ANAK PO NILA ANG ASAWA KO PWEDE PO BA KMI NLANG ANG MAG PATULOY NG MONTHLY NILA PANO PO ANG PROCESS NUN
Pwede naman po yon, pero usapan niyo na lang po yon, hindi kasama ang pag-ibig. Suggestion ko po siguraduhin niyo na hindi pa na foreclose ng pagibig yung property. Tapos dapat may kasulatan din kayo ng biyenan niyo para malinaw na kayo nagbabayad, etc.
Hi, paano po kung foreclosed na un bahay. Matagal na walang communication kay PAG-IBIG tapos, just this January, may pumuntang taga PAG-IBIG at kinuhaan ng mga picture ang bahay. ibig sabihin po ba nun, kasama na sa ibibenta un unit?
Kaya pa bang magawan ng current owner na di tuluyang maforeclose ang bahay niya?
kung mabili ang unit, papadalhan ba ng notice of eviction ang mga nakatira doon?
pasensya na po sa mga tanong, at salamat na din po sa inyong magiging tugon.
Baka po ina-appraise na nila yung property, posible pong naghahanda na sila na isama siya sa auction.
Yes, pwede naman po magawan ng paraan para hindi matuluyang ma-foreclose. Eto po mga pwedeng gawin: https://www.foreclosurephilippines.com/4-tips-on-how-to-stop-foreclosure/
Kuing mabili yung unit, usually ang nakabili na ang bahal magpaalis dahil sa “as is, where is” basis na bentahan ng foreclosed.
Pasensiya na rin po ang ngayon lang ako nagkatime sumagot
Thank you sir Jay Castillo! God Bless you!
hi sir,
ask ko lng po ano po ibig sabihin ng unoocupied for title consolidation
ang bawat bituin ay lumiliwanag sa dilim.
caretaker po ako sa tinirhan ko, sa bahay ng kapatid ng bayaw ko at itoy naging foreclose, tapos nakareceived ako ng mga letters ng pag-ibig at aking pinuntahan ito sa pag-ibig, nagfile ako ng reservation fee at umabot ng cancellation dahil hindi ako makakuha ng coe and compensation dahil finish contract sa work sumabay, at ngayon may work na ako pwede bang ituloy o panibagong proseso sa pag- avail na ako ang occupant dito na meron pumunta sa bahay na sabi nya nakuha na daw nya itong bahay at ipapaayos after 1month sa pagpunta nya sa bahay na isang verbal notice nya, tubig at ilaw ay napaayos ko at napagastos na po ako dito sa bahay na ito. god bless me & u !
Si Sir jay Pede ba akong magloan ulit ng housing sa pagibig kahit may current loan ako ngayon.
Good morning Sir Jay. Pwede po ba kayong magpost din ng SSS foreclosed properties?
Sir ask ko lng po. Ang status po ng house nmin ngun s pag ibig ay acquire asset npo. Pero upon cheking its not yet posted..
Is there any option for us to pay partial. Or can we pay in rent to pagibig. Just to maintain living
Hello po, nasa negotiated asset na po yng bibilhin namin unit at we’re planning to pay this installment payable in 12 months. Ang question ko po dito, meron po kaming existing housing loan na mag asawa sa pag ibig din, possibly po ba na ma approved kmi ulit? Ang 2nd n question ko po, allowed po ba ang hindi member ng pag ibig na bumili ng unit under negotiated asset? Thank you in advance for your reply. God bless…
Hello
not possible to find any listing for properties in negros oriental in any of the listing or indeed drop down menus on the pag-ibig site ???????????
so where to find listings in Neg or
thanks
Hello po, nasa negotiated asset na po yng bibilhin namin unit at we’re planning to pay this installment payable in 12 months. Ang question ko po dito, meron po kaming existing housing loan na mag asawa sa pag ibig din, possibly po ba na ma approved kmi ulit? Ang 2nd n question ko po, allowed po ba ang hindi member ng pag ibig na bumili ng unit under negotiated asset? Thank you in advance for your reply. God bless…
May gusto akong bahay house and lot s brgay consolation s laguna..anu po ang proceedure nya..
Hi good evening ask ko lng po kung anu ang proceedure ng pgbili ng house and lot..dahil may gusto akong kunin n house and lot s laguna.tanx
Hi Mr.Jay ask ko lang po kung ano po ibig sabihin nito: In case the Bid Offer, net of the ten percent (10%) bid bond, is still higher than theappraisal value of the property, the amount in excess of the appraisal value shall betreated as equity. It shall be paid by the buyer within thirty (30) calendar days uponreceipt of Notice of Loan Approval. Thank you po 🙂
pati po ung for title consolidation …
Hi Mr.Jay, May I may request po un foreclosed units po here in Biñan City, Laguna. Thanks
Hi Mr Jay, tanong ko lang po, may katabi po kaming bahay na foreclosed na. ano po pwede ko gawin para po mabili po yung property? kc kakapadala pa lang po ng notice ng pag ibig na foreclosed na po ang bahay. thank you po
Hello, Im newbie here an I was advised by my co-worker that I could purchase an acquired asset. from pag ibig. Is there
chance that I could see the actual photos of the lot? thanks.
Hi sir ask ko lang po kung may bidding po ba sa
Dec 20 2016?
Good Day sir jay
I am Bryan Colina from Cebu…
Few months ago I have read in an article of your blog regarding rent to own scheme and as far as I could remember,you mentioned that you stop such scheme.Can you please enlighten me with this one because I am planning to apply this scheme on a property I will buy from pagibig foreclosed properties
Thanks a lot
Hi sir Jay, gusto q sana kumuha nang na foreclosed na property here in cebu, pwd po ba ako pumunta xa pag ibig branch at magtanong regarding xa mga availlable property or kailangan ba talaga na nasa public auction? ano pong proceso xa foreclosed property? thanks po.
Hi Mr Jay, I am an employed government employee and a pag ibig member, ask ko lang po gusto ko pong kumuha ng house and lot na foreclosed and babayaran ko po through loan sa pag ibig, pwede po ba un? at saan po ako makakaita ng available foreclosed property at bacoor cavite area. thanks po and good day.
Sir Jay, good day!
Nanalo po ako sa sealed bidding ng Pag-ibig foreclosed properties dito sa Cebu..Salamat po kasi sayo nanggaling yong information regarding sa bidding schedules..Gusto ko po sana ipa rent to own ang property ko once matapos namin ma renovate.Mayron po ba kayong sample ng contract sa rent to own between buyer and seller? pwede po ba ako maka hingi ng soft copy thru email? eto po ung email ad ko (md_manayaga@yahoo.com)…
hello po ano po ibig sabihin ng “Occupied – Occupant Undisclosed”
Hi Mr. Jay, tanong ko lang po, kung may foreclosed property po sa Pag-ibig na gusto naming bilhin, pwede po ba kaming directly magrequest ng copy ng title from Register of Deeds as part of due diligence, o kailangan pa po ba ng permission from Pag-ibig? And regarding the bid price, advisable po ba na magstick na ko sa minimum bid price, if not, ano po ang pwedeng gawing basis kung ilang percent ang idadagdag ko sa minimum bid price? Thanks po.
Hi Marie, regarding sa title, pakicheck yung answer ko dun sa other question mo, thanks.
Pagdating sa bid, pwede ka lang mag stick sa bid price kung walang kalaban pero mahirap malaman yon pag sealed bidding. Pwede na siguro dagdagan mo lang ng konti (around 5%) unless gustong gusto mo yung property (pwede mo pang taasan.
Kung balak mo mag buy and sell, compute mo muna siyempre kung ano ang pwede mong idagdag pero kikitain mo pa rin yung target profit mo.
Thanks po Mr. Jay, malaking tulong po itong website na ginawa mo para sa mga pinoy na tulad ko na walang experience sa foreclosed property investing. Pasensya na po nagpaulit-ulit ung questions ko sa ibang page. More power to you!
Hi. Sir jayson. Pwede po bang tumawag sa pagibig. Para inquire kung pwede pang mag bid sa last posting ng july. Aug. -oct 2016?
and para po di masayang ung time, pag punta ss office nyo. Kasi po the last time na nag try po mag bid ung friend ko sabi sa kanya, naunahan po xa sa gusto nyang bilihin na bahay.
TIA ☺
hello po,pano po kung ayaw umalis ung occupant?…pag-ibig po dapat ang magpaalis sa knila bago ipabid…
Hello Yyr. pag may bumili ng occupied property, buyer na po ang magpapa-alis.
Kaya ang lagi ko pong suggestion ay huwag bibili ng occupied property.
ah,okay po…thanks 🙂
Welocme po!
Sayang naman po Sir, sana PAG-IBIG nalang po mismo magpapaalis ng mga occupant na ayaw talagang umalis. 🙂
Oo nga po eh, hindi rin kasi basta-basta-magpaalis kaya siguro hindi mapaalis ng pagibig. Payo ko po pag occupied, hanap na lang po ng iba.
hi sir, where can i download the Instruction to bidders and offer to bid form for november 17, 2016 bidding?
Sa Pag-IBIG website po, eto po yung link: https://www.pagibigfund.gov.ph/aa/forms/AAF103_OffertoBid.pdf
hi sir, tanong lang po, ano ang mangyayari kung me occupant ang property na open for bidding? sasagutin ba ng nanalong bidder ang relocation ng occupant? thank Q
Hi Neil, since “as-is, where is” basis po ang bentahan, yung buyer na ang bahala sa pagpapaalis. Depende napo sa buyer kung relocation ang gagawin niya, pero sagot na niya lahat ng gastos.
Suggestion ko po, iwas na lang sa occupied properties.
thanks po and more power! God bless!
You’re welcome Neil, God bless you too!
Hi Sir Jay,
meron kasi akong gustong property na matagal na wala nakatira pero hindi pa sya kasama sa list na negotiated sale at sa list ng for auction, pwede ko po ba ma inquire sa Pag-ibig ang status nitong property? possible po kaya na foreclosed na ito?
hello po.di na po b pwedeng umapela ang owner ng bahay n naforeclose?di po kc nag warning ang pagibig.basta ngpadala lng ng letter n for auction n ung property.I hope u can help me with this.thanks
Sorry to hear your situation, diretso na po kayo sa legal department para directly makipag-usap.
Eto po mga suggestions that can help: https://www.foreclosurephilippines.com/4-tips-on-how-to-stop-foreclosure/
Hi Sir Jay, Question po
1. May nakita kasi ako na foreclosed dun sa location na gusto ko. Included sya sa bidding on Nov.25. Pero sinisearch ko sya ngaun,di ko na Makita .. possible ba na tinanggal na sya sa list?
2.Yung bid price mo ba, yun na din ung TCP mo?
Thanks
Baka po sa ibang file niyo nakita, apat na auction po kasi ang naka-schedule sa November 25, paki-doublecheck na lang po.
Yes po, yung winning bid price ang magiging TCP.
nahanapan ko na po ata lahat ng mga auction on the said date kaso wala po talaga. kahit po sa updated list dated 11.7.16
Sir pwede nyo po ba ako maasist sa link ng mag schedule for Nov. 25 – Cavite area po.
Salamat po
GOOD AFTER NOON SIR JAY ASK KO LNG WHAT IF YUNG PROPERTY NA GUSTO KO IS NAPUNTA SA NEGOTIATED PROPERTY NEED KO PA BA MAG DOWN NG 10% NG TOTAL PRICE NG HOUSE OR YUNG RESERVATION NLNG AT ADVANCE PAYMENT SA INSURANCE
Hi Sir, need po ng advise nyo. First time ko po and i have no idea kn purchasing some property thru pagibig though nagbabasa po ako ng steps. May gusto po akong property na included po this coming Nov 25. it means po ba na sa Nov 25 lang po kylngan mag pasa ng bidding application? and may discount po ba pag ang payment is housing loan? regarding po sa bidding price which is 10% ng total contract price, un na po ba ung actual downpayment ng unit. or may equity pa na tinatawag nila and may babayaran pa after ng 10% or start na ung housing load kf maaaprove? thanks po in advance. god bless
Hi Ms. Evelyn, based po sa guidelines, pwede lang po kayo magsubmit on the day of the auction.
Regarding discounts, depende po sa listing kung may available discounts.
Yung sa downpayment, depende po pag na-approve yung loan niyo for the 90%, so pag a-approve po yung housing loan niyo sa 90%, yung 10% napo ang downpayment niyo. Good luck po!
Good afternoon po sir Jay… Ask lng po ako.. Sir may nakita po akong house na na pad locked n po ng pag ibig at natatakan na po ng acquired asset ba un.. Tiningnan ko po sa mga listahan ng foreclosed ay wala nmn doon ung bahay na yun? Gusto ko po sana kunin ang house na yun. Kz sa tingin ko ay foreclosed na po… Paano ko po malalaman na ito ay pwedi nf bilhin gayung wala nmn po xa sa for sale po?
Hi Julie, baka po sa list of properties for negotiated sale nakalagay, pwede niyo po ma-search sa website ng Pag-IBIG, eto po direct link: https://www.pagibigfund.gov.ph/aa/search.aspx
tanong ko lang po kung nakibidding ka malalaman po ba agad yong resulta
Dapat po may resulta agad, nakalagay kasi sa bidding guidelines na opening of bids will follow immediately after the deadline of submission.
sir ask ko lang po yung invitation to bid last sept.23 ng pagibig whereas ang auction date nya was last October 27, pwedi pa po ba kaya kami makahabol sa pag pasa ng para sa bidding na yun or dapat pumunta lang kami sa stated date of auction, kasi yung gusto kasi naming lot is si na available for the month of November, meron na po kaya nakakuha ng lot na gusto namin? paano po kaya machecheck if available pa yung lot?
Hi Cha, baka hindi na sinama for auction pero sinama na ng Pag-IBIG sa properties nila for negotiated sale. Pwede niyo ma-search sa website nila, eto po yung direct link: https://www.pagibigfund.gov.ph/aa/search.aspx
updated po ba ang link na ito every week?
Depende po sa Pag-IBIG. Pag may updates sila, i-u-update ko rin po ito.
sir gaano po ba katagal ang approval ng pag-ibig? magkano po ba yung babayaran na 1yr advance insurance premium? may nabasa kc ako na dapat bayaran yun at yung 1month amortization? so incase nasa 300k ang total contract price nya, mga magkano po kaya ang magagastos namin sa pagprocess na lahat bago namin makuha ang title? anong document po ba ang dapat naming ipakita para makapag move in kami, para mapaalis ang kasalukuyang nakatira dun? totoo bang buwan din ang bibilangin bago kami makalipat? naipasa na po kasi namin ang requirements last Nov.22 at binigyan kami ng 2mos time, mukhang napakatagal naman po ata nito. Sa ngayon po ano po ba ang mga dapat naming iprepare na documents?
sir nakita ko na po sa website young property at nandun po sya, ano po ang ibig sabihin ng status at remarks nya na may “OCCUPIED AVAILABLE – NEGO SALE FOR TITLE CONSOLIDATION” ? pwedi pa po ba sya makuha at iaapply po sana namin sa pagibig? ask ko na rin po kung to too po ba na pwedi na po 3members ang mag apply para kumuha ng property, kasi maliban sa aming mag asawa gusto ko sana na iadd ang hipag ko para medyo malaki din ang makuha namin?
Bale pag “occupied” ibig sabihin may nakatira po dun sa property na pwedeng former owner or illegal occupant. Buyer na po ang magpapa-eject.
“Negotiated sale” – Ibig sabihin po hindi na dadaan ng auction, mag submit na lang po kayo ng offer sa Pag-IBIG based on their standard procedure.
“Title for consolidation” – Ongoing po ang paglipat ng titulo dahil nakapangalan pa po sa former owner, ongoing ang paglipat sa pangalan ng Pag-IBIG.
Nabalitaan ko din po na pwede na ang 3 family members as co-borrowers, pero paki tanong po sa Pag-IBIG ang details or attend po kayo ng seminar nila for member na mag-a-apply for a housing loan.
sir nakita ko na po sa link yung property na gusto ko Kaya lang may remarks sya na ganito, “OCCUPIED AVAILABLE – NEGOTIATED SALE FOR TITLE CONSOLIDATION”, ano po ang ibig sabihin nun, available pa po ba sya o may nakakuha na, at totoo po ba na pwedi na po ang 3members sa pagibig kung kukuha ng house and lot, balak kasi naming mag asawa na isama ang hipag ko para makuha namin yung lot medyo malaki rin po kasi ang TCP nya, sana po ay matulungan nyo ako, salamat po.
Hi Ms. Cha, nag double po ata post niyo, nasagot ko na po ito dun sa isa niyong comment, salamat!
sir salamat sa advise nyo, sa ngayon naireserved na po namin sa pagibig yung foreclosed property na gusto naming kunin. kasalukuyan po ay inaasikaso naming mag asawa ang mga requirements. kung sakasakali po na matapos namin ng mas maaga ang pag kompleto at maapprove naman ito agad ng pagibig, paano pp ang sunod naming gagawin kasalukuyan po kasing may nangungupahan dun sa property at yung dating may ari ay pumupunta lang dun para maningil, paano po kaya namin sila mapapaalis?
sir gaano po ba katagal ang approval ng pag-ibig? magkano po ba yung babayaran na 1yr advance insurance premium? may nabasa kc ako na dapat bayaran yun at yung 1month amortization? so incase nasa 300k ang total contract price nya, mga magkano po kaya ang magagastos namin sa pagprocess na lahat bago namin makuha ang title? anong document po ba ang dapat naming ipakita para makapag move in kami, para mapaalis ang kasalukuyang nakatira dun? totoo bang buwan din ang bibilangin bago kami makalipat?
sir tanung lng po meron po don samin abandon house pero dko po makita sa pag ibig ung list kung ano status ng bahay saan po ba pwede malaman status ng bahay,
Check niyo po muna kung sino may-ari, punta kayo sa city assessors office na nakakasakop sa property, sa tax-mapping section. Sabihin niyo gusto niyo mag due diligence sa isang property, tapos bigay niyo address. Sasabihin nila kung sino may-ari based on the tax declaration, pati na rin title number. Tapos punta kayo sa registry of deeds para makita kung sino may-ari based sa title, at kung kanino naka-mortgage (kung totoo nga na naka mortgage). Kung sa Pag-IBIG nga naka mortgage, pwede niyo check, tawag kayosa Pag-IBIG.
Hello! Maybi know if you have condos for bidding? Thanks!
Sir jay, tanung lang po what if hindi po kame yung former owner ng bahay pero willing po kame n i-apply sa pagibig yung bahay kaso my nauna na po sa amin na nakakuha ng bahay thru bidding. What if ibabalik po namin sakanila ang binayad nila? What will happen po kaya?
Bale kayo po yung naca-occupy? Try niyo rin po kahit hindi kayo yung former owner. Malay natin pumayag yung nauna magapply na tanggapin yung pera nila pag binalik niyo. Yun nga lang, hindi pa rin sigurado kung i-a-allow kayo ng Pag-IBIG, so tanong niyo na rin po para sure.
Sir ,yung downpayment po bang 10% isang bigayan lang po ba yun o pwede installment po
Ms. Yen, Isang bigayan lang po sa Pag-IBIG. Unionbank lang po ang alam ko na up to 6 months installment para sa down payment.
Hello sir Jay tanong lang po,pag na fireclosed ba property mo ng banco house and lot tapos nakabayad kana ng 5 years my makukuha kapa ba? Thanks
Hello sir Jay tanong lang po,kung sakali ba na ma foreclosed ng bank ang property na house and lot tapos nakapagbayad kana ng 5 years my makukuha paba po ba yong owner o yong borrower?thanks
What if po kung mkipag matigasan kame sknila? Kc gsto tlga namin mkuha itong bahay kme narin po kc ang ang nagpaayos nito as in lahat kme ang gumastos even ung tubig sa amin nakapangalan.. kuryente kc tlgang aapplayan namin ito.. nagkataon lng po na wla kme dito nung nagpa dala ng sulat yung pagibig.. anu pong maaari nilang gawin at wla na bang chance na makuha namin itong bahay?
Sa pagkakaintindi ko po nung last time nagbigay ng orientation ang Pag-IBIG sa brokers, binibigyan naman nila ng chance na makabili yung current occupant. Hindi ko lang po sure kung ano ang procedure, kaya ang suggestion ko po paki check sa Pag-IBIG directly.
Regarding kung makipagtigasan, kung ako po ang tatanungin ay mas maganda na try niyo muna makipag-usap ng mahinahon sa kanila at pati na rin sa Pag-IBIG, tapos banggitin niyo na na pinaayos niyo na ang bahay, yung sa tubig, kuryente, etc.
how can I avail?
Hi Roxanne, please refer to the invitation to bid (included with the listings that you can download above) for detailed instructions for interested buyers.
Hi! sir, Jay Castillo, Pwede ko po e story ko saYo kong papaano mo ako matututlongan sa problema in behalf of my pamangkin.Tungkol po ito sa property na napanalo sa bidding noon Oct.12,2016 ..Ganito po yon,last july/2016 dumating po yong Invitation to purchase sa kapaitbahay ,Tierra Nova royale Phase 2 block 6 lot 14 Bagumbong Caloocan City…yong nakatira na sia umuupa di po nakapag completo pasa ng docs for certain schedule…at binigay sa amin ,at pinuntahan po namin sa pagibig office Mandaluyong at binigyan kami ng form schedule of bidding Oct.12, 2016..interesado po kami. dahil sa location na ito ay corner lot at lot area of 103 sq.mtr.. total cash price 851.333.33… Nag bid BOND po kami sa halagang Php.90,000.00…nang pagkayari ng bidding na Notice po namin na ang address na naka lagay ay TIERRA NOVA ROYALE PHASE 1, BLOCK 6 LOT 14, sia po kami nagpaiwan at vrify kong bakit Phase 1 , last sept.15 na VALIDETED NA PO DAW SABE NILA, at PINUNTAHAN po namin agad, naku po!! kaharap ay creek at isa pa po ang mga nakatira doon umalis na at ala ng kapitbahay isa pa po madaming magnanakaw at addict……Sir,isa ito sa kadahilanan kong bakit hindi talaga magugustuhan…..In short we are asking to change the property na masatisfied naman kami dahil life time investment po ito…..OFW PO, AT INUTANG LANG ANG PERA SA KANYANG EMPLOYER..KAWAWA NAMAN… NAME: DAISY CANDOR CAMINA… SI MS. ROCIEL BRIONES po ang kausap dito pero ala pa pong responce…gusto ko nang lumapit sa 8888 o kaya direct to the office of the President duterte tungkol sa problema na ito…maraming acquired assest sila sana pagbigyan naman kami para mapapalitan ng hindi MASAYANG ANG PERA NA PINAGHIRAPAN…WE ARE ASKING YOUR HELP …THANK YOU AT MABUHAY PO KAYO…
Naku po Ms. Melinda, hindi naman tama na ibang property pala yung gusto ng pamangkin niyo, pero iba bigla ang naipanalo niyo sa bidding.
I-akyat niyo na po agad sa mas nakakataas sa Pag-IBIG. Dapat palitan yung property para yung makuha ng pamangkin niyo ay katulad nung nauna at talagang magugustuhan niya. Kung ayaw nila palita, dapat ibalik na lang yung Php90K.
Good day po sir jay. pwede po bang bayaran ng cash basis ang isang auction housing kung saan pag ibig branch gaganapin ang araw ng bidding nito? kailan pa po namin makipag bidding kung cash basis mo na yung property? pls advise. thank you sir in advance
Yes, pwede po ng cash-basis. Depende po sa list, may discount pag cash-basis. Paki-check na lang po yung “Invitation to bid” kung saan kasama yung gusto niyong property para sa details. Salamat!
good am…pwede po ba dito mag submit ng bidding sa ncr pero yung property na ipupurchase ko ay sa bicol?
Based on the guidelines, dapat po dun sa branch kung saan gagawin yung bidding, pero itawag niyo na lang po sa Pag-IBIG para sure.
good am sir!ask ko lang po what if ako lang yung nag bid dun sa property na napili ko,pwede po bang yung bid price ko lang ay kung ano mismo yung bid price ng pag ibig fund na nakalagay kasi wala naman ako ka compete…thank you and godbless
Pag wala pong kalaban, pwede po. Basta po hindi lower.
sir ask lang po pano kung yun may ari ng bahay pinaupahan yun bahay nila na niloan nila sa pag ibig tapos kami monthly nagbabayad sa kanila,eh nalaman namin matagal na pala sila ndi naghuhulog sa pag ibig.pwede ba namin yun sabihin sa pag ibig.
“Rent to own” po ba yan? Pwede niyo po sabihin sa Pag-IBIG, pero malamang sabihin nila na labas sila sa usapan niyo (kayo at ang may-ari), at ang kausap lang ng Pag-IBIG ay yung may-ari na nag loan sa kanila. Medyo dehado po kayo.
Pero itanong niyo na rin sa Pag-IBIG kung ano status nung property, baka naman po nag ne-negotiate yung may-ari.
Worst case eh baka po malapit nang ma-foreclose, or naforeclose na po yung bahay. Pag ganun eh lugi po kayo kasi baka hindi napo mabalik sa inyo yung binabayad niyo sa may-ari.
Thank you sa reply, maasahan po talaga kayo at nakaka tulong …actually po, i talk to Ms. Rociel Briones, who is encharge to bidding Dept yesterday thru phone ..sabe po na e akyat na daw nya yong letter at nasa table na po ni Bondador and she is waiting for it…only thing syempre worried pa din kami..upon tracing the phase 2 nasa clean title na pala yon..and it is now naka sangla in the bank …..we are asking the Pagibig to change the property if the cannot refund the money…before i ask Ms. Briones if ever if we are going to refund the money how much sabe out of 90k only 14thou… i replied WHAT??? you got the money easily as that??? my Godness….!!! sabe ko so change the property….we are thinking to go thru ask , last course ha!!! to call 8888….if might they can help us … Ang hirap naman pala kausap ang pag ibig with it comes to this kind of problems di sila agad nila binibigyan ng attention saman tala ang daming tao nila…in this matter kailangan pa ba magkaroon ng ganitong paguusap bago nila bigyan ng action???? issues and concerned ito pero bali ala nila.. Now i know i would advise the people to have Loan in the Bank not in the Pagibig it is more safe … kaya the Pagibig mas maraming forclosed properties than Bank its because of long range of payment seems become too expensive compare to the bank…correct me if i am wrong… Thank you so much..Mabuhay po kayo Sir.
You’re welcome po, pero sana maayos ang lahat. Curious po ako, bakit po kaya Php14K lang ang maibabalik?
QUESTION LANG ..ME CASE KASI NA YUN NAKABILI SINABI NILA SA PAG IBIG WALA NA DAW NAKATIRA DUN MATAGAL NA ,SILA NA YUN TUMIRA TAS INAPLYAN DAW KUNO NILA SA PAG IBIG KAYA NA-APPROVED SILA AGAD DAHIL SA DECLARATION NILA .MERON BA TALAGANG GANYAN KALAKARAN SA PAG IBIG?NI WALANG NOTICE NA BININIGAY?
Bale abandoned house na Pag-IBIG p ang may-ari, tapos may tumira dun, nag-offer sa Pag-IBIG, tapos na-approve ng Pag-IBIG?
Sir paano po kung ung gusto mong bilhing property is occupied? Hinid po b medyo hussle un? mhirap kcng mgpaalis ng mga tenant minsan cla pa ang matapang
Tama po kayo, hindi lang po hassle, delikado pa po yon (based on my own experience… hindi ko kasi alam na occupied pero nagpunta kami dun). Suggestion ko po iwas na lang pag occupied. Tsaka matatagal po yon , at malamang may kaso pa. Ibang property na lang.
salamat po tama pala ugn nasa isip ko
Welcome po!
Sir jay hindi po ba puede ung tanong ko? kc nawala po yata, me chance kayang maaprove ang isang individual sa pag ibig housing loan? kng hindi maganda ang record nya sa credit card?
Naku, kakasagot ko lang, sorry ini-isa-isa ko kasi
sir jay, hoping po sa feedback…pls…
Eto po ulit yung sagot ko: kung kagaya sila ng mga bank, makikita nila yon (yung record niyo sa credit card), at pwedeng hindi ma-approve dahil dun. May friend ako ganun ang nangyari, pero bank yon. Bale binayaran niya in full yung credit card niya, tapos na-approve na yung home loan niya.
pagkaalam ko po ganun nga po sa bank, salamat
Welcome po
also ano po pagkakaiba ng foreclosed sa acquired assets?
Technically pareho lang po sila. Once a property has been foreclosed by a bank/lender and property ownership has been transferred to thr bank/lender after the redemption period, then the bank/lender has already “acquired” the property, and is already part of their acquired assets or foreclosed property inventory.
Hi sir Jay, ask ko lang po puede or me chance po bang maaprove ako sa
pag ibig housing loan kaht not in good standing ako sa credit card? pero good standing nman ako sa pag-ibig ko
Hi sir Jay, ask ko lang po puede or me chance po bang maaporve ako sa pag ibig housing loan kaht not in good standing ako sa credit card?
Naku, kung kagaya sila ng mga bank, makikita nila yon, at pwedeng hindi ma-approve dahil dun. May friend ako ganun ang nangyari, pero bank yon. Bale ninayaran niya in yung yung credit card niya, tapos na-approve na yung home loan niya.
Hi sir just want to ask if when will be the scheduled auction for Cebu area? Hoping I would be able to get some information reg foreclosure properties in Cebu sir. Thank you. God bless
Hi AR,
So far there are no public auctions scheduled for October 2016 that includes Pag-IBIG foreclosed properties in Cebu.
However, you can find Pag-IBIG foreclosed properties for negotiated sale in Cebu through the following steps:
1. Visit https://www.pagibigfund.gov.ph/aa/search.aspx
2. Under “Select Province” scroll down and click on “Cebu”
3. All Cebu foreclosed properties will be displayed
4. You can optionally choose a location in Cebu under “Select Municipality” and also filter based on price under “Select Price Range”
Ok thank you sir..
Welcome po!
Hi po, confirm ko lang, ung amount dun is 10% ng Net SRP, so kung ung worth 200k is 2M po ung total amount? Thanks
Eto po ang sample computation kasam sa instruction to bidders (HQP-AAF-104):
“NOTES: a. Each bid must be accompanied by a bidder’s bond in the form of cash or manager’s check issued by any commercial bank, payable to the Pag-IBIG Fund in the amount equal to ten percent (10%) of the bid price. Such deposit shall serve as the winning bidder’s downpayment or shall be returned to the non-winning bidder, without interest, upon completion of the public bidding.
Sample Computation:
Minimum Bid Price : P 300,000.00 (Pag-IBIG Fund)
Bid Amount : P 400,000.00 (higher than the minimum bid price)
(Bid Amount) x 10% (P400, 000.00) x .10
Bidder’s Bond : P 40,000.00
b. The bid amount shall in no case be lower than the minimum bid price determined by the Fund indicated in the Invitation to Bid. ”
Hi po, confirm ko lang, ung amount na nkapost is 10% of selling price, so ung work 200k dun is 2M ung whole amount? Thanks po
hi ask ko lang po if ever ba ano po ang ba reasons bakit nadisapproved ang pagibig acquired assets housing loan. talaga po ba na may nadedeny…. i already made a reservation and waiting for approval.
Pwede pong yung capacity to pay ay hindi kaya. Usually dapat ang monthly amortization hindi tataas sa 40% ng monthly income ng borrower.
hi po sir hanggang kelan po ito bidding na ito?? incase d kami maka bid on time pede po ba kami punta direct sa pag ibig office to check?? please advise po pra samin nsa iba bansa po. thank you – misyel_ilaw@yahoo.com
Bale yung deadline po ng submission ng sealed bids per auction ay yung date na nakalagay sa taas (bandang kaliwa).
Yes po, direct na kayo sa Pag-IBIG para malamn kung available pa ang isang property after ng bidding. Pwede niyo rin po i-check sa website ng Pag-IBIG dun sa properties for negotiated sale: https://www.pagibigfund.gov.ph/aa/search.aspx
Hello po..ask ko lang po kung kukuha po ako ng forclosed properties sa pag ibig..nagkano po downpayment ko kung sakali po ang mkukuha ay nasa halagang 500000 thousand? salamat po sa inyong tugon..
Bale kung 500,000 po ang bid amount, yung bidders bond niyo na magiging downpayment pag nanalo kayo sa bid ay:
500,000 x 10% = Php50,000
Eto po ang basis – sample computation kasama sa instruction to bidders (HQP-AAF-104):
“NOTES: a. Each bid must be accompanied by a bidder’s bond in the form of cash or manager’s check issued by any commercial bank, payable to the Pag-IBIG Fund in the amount equal to ten percent (10%) of the bid price. Such deposit shall serve as the winning bidder’s downpayment or shall be returned to the non-winning bidder, without interest, upon completion of the public bidding.
Sample Computation:
Minimum Bid Price : P 300,000.00 (Pag-IBIG Fund)
Bid Amount : P 400,000.00 (higher than the minimum bid price)
(Bid Amount) x 10% (P400, 000.00) x .10
Bidder’s Bond : P 40,000.00
b. The bid amount shall in no case be lower than the minimum bid price determined by the Fund indicated in the Invitation to Bid. “
You’re welcome at salamat din po! Yes po, pag may updated auction schedule, share po namin dito.
Can I avail a housing loan even I stopped my contribution last year but I continued it now? Thanks
Sa alam ko pwede po kayong mag lumpsum contribution para pasok kayo sa required total conntributions. Pakitanong po sa Pag-IBIG pag attend niyo ng seminar nila for housing loan applicants, required din po yon, or tawag kayo sa hotline nila.
Hi sir jay, anu ibig sabihin ng occupied- occupant undisclosed for title consolidation? Salamat po
Bale may nakatira po dun sa property na illegal, hindi po yun ang former owner kaya hindi nila alam kung sino yon.
Yung title po ay ongoing ang paglipat ng ownership in favor of Pag-IBIG.
Hi Sir Jay,
Jon here. Question lang po, for example po eh ung TCT ng property is 900k pwede ba ang i-loan is 1.3M para dun sa mga possible repair sa mga foreclosed asset?
Thank you. More Power!
Bale ang loan amount po ay depende sa appraised value. For example po, ang usual ay 70% or 80% ng appraised value ang pwedeng i-loan.
hindi po pwedeng taasan ung loan sir sa appraised value?
Hindi po eh, kailangan po talaga may tinatawag na “equity”, yun po yung pinaka downpayment niyo.
PANO PO KAMI MAKAKAPAG AVAIL ABROAD? CNO PEDE MAG ASIKASO, PLEASE SEND ME REQUIREMENTS & DETAILS THROUGH MY EMAIL ACCOUNT. maricelmicu@gmail.com
Dapat po may tagalakad kayo at SPA. Sorry po, hindi kami broker ng foreclosed properties. Hanap na lang po kayo ng broker na pwedeng mag-assist sa inyo, may listahan ang Pag-IBIG sa page na ito: http://www.pagibigfund.gov.ph/aa/
meron po ba sa paranaque?
Sorry po, hindi ko na kayang sagutin kayo isa-isa, i-u-update ko na lang yung listahan sa taas para kita agad yung Province/Cities/Municipalities. Thank you for understanding.
Hi Sir Jay, I am an active contributor of Pag ibig, do you have available rent to owned or house and for auction in the Legazpi City area? Hope your reply. Thank you
My email is sartohv@yahoo.com. Thanks again
Sorry po, we simply cannot entertain requests for direct emails, dito ko na lang po i-popost. Bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction. Thank you for understanding!
Where can I see the list and buy low cost agricultural lands in the Philippines?
So far here are the cheapest vacant lots in our database, but I’m not sure of the classification (if these are agricultiural):
https://goo.gl/NwzFfd
meron po ba available sa Mabuhay City subd paliparan 3 dasma cavite..
awaiting for your reply
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction. Pag may Cavite, dun niyo na lang po i-check. Thank you for understanding!
sir jay
paano ko malalaman kung pwede nako kumahua ng housing loan?
Hi Jo, bale kailangan niyo magpaverify sa Pag-IBIG. Pagpunta niyo dun, attend na din kayo ng seminar nila for housing loan applicants para alam niyo details, tutal andun na rin lang kayo.
Gud day meron po foreclosed house and lot dito sa legazpi city albay? Please reply tnx
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction. Thank you for understanding!
Dear Sir Jay,
Mayrun po ba kayo foreclosed lot las pinas area,?
Thank You,
Alex
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check. Thank you for understanding!
Hi sir jay tanong lng po sana im rona.. kasi may bahay po kami na loan sa pag ibig kaso na foreclose na po.. kasi nag laps po kami sa pag bayad.. pwede pa po ba kami mag loan ulit ng bahay sa pag ibig? Kasi plano namin kuha sa cavite sir dito sa iloilo ang na foreclose.. pls advice thank u and God bless…
Sorry to hear your situation Ms. Rona. Depende po sa Pag-IBIG kung naka-enforce pa rin yung ploicy nila na pag may record na ang isang borrower na naforeclose yung bahay, hindi na pwede ulity mag loan (nabasa ko po yon before, hindi ko na matandaan kung saan)
Hi sir jay, ask ko LNG po LNG my foreclosed po dito sa molino bacoor cavite. Tnx
Pasensiya napo, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check. Para po sa inyo, Cavite ang dapat niyo i-download. Alam ko yung NCR ang may Cavite listings. Thank you for understanding!
Hello Sir Jay, how about in Cagayan de Oro City?
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check. Thank you for understanding!
Sir may properties po sa ilocos sur banda?
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos pwede niyo i-download para ma-check. Thank you for understanding!
good day sir.. i contacted pagibig hotline last month and asked them if pwede po ako magbid. sabi po nila, ung may invitation lang daw pwede. pinapadalhan po ba ung mga pagibig members ng invitation?? im in doubt with the statement of the operator. thanks
Baka po ibig sabihin ng operator ay pwede lang kayo magbid sa properties na included sa mga Invitation To Bid. Madodownload niyo po sa taas lahat ng available na mga Invitation To Bid ng Pag-IBIG.
Hindi po sila nagpapadala sa individual members.
Good morning po ask ko lang po kung kelan mag auction ang DBP? Thanks po.
Wala pa po akong nakita na schedule as of now. Pag may nakita kami, share din namin dito sa blog/facebook.
do you have foreclosed condos in makati?
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check (n your case, Metro Manila/Makati). Thank you for understanding!
Hi Jay,
Here’s my situation. Currently po we’re occupying a foreclosed property which is first owned po ng tita ko but unfortunately it was foreclosed 3yrs ago. Gusto po nmin bilin or iassume ung balance so we went to pagibig to inquire. Sabi po ng pagibig that we have to wait until for bidding n ung property, but its almost a year na po pero ndi p din po saya for bidding. We went back to pagibig to check pero same p din po ung sinasabi nila. Any advise po kung ano pede nmin gawin. I know we are consider as illegal occupant pero until now kahit invitation to purchase wala po kasi sila binibigay 🙁
Hi Mr. Norberto, they might be waiting for the redemption period to lapse. There might have been a delay with the annotation of the certificate of sale, causing a delay in the start of the redemption period. Suggestion ko po clarify niyo kung kelan matatapos yung redemption period para may idea kayo kung kelan lalabas or ma-include yung property sa mga invitation to bid na nirerelease ni Pag-IBIG.
Tnx for your response Jay. We have already clarified but Pagibig can’t provide a definite date when would the property be included sa bidding. Sabi nila they will just notify us about it pero till now wala po. They also said that the property is already under Pagibig. Do we have to provide any documents for to secure the purchase of this property and make this process a bit quicker. TY!
Since it’s from Pag-IBIG, there’s nothing much you can do as they will just ask you to wait.
My suggestion, get one of their accredited brokers to assist you and monitor the availability of your target property. The list of accredited brokers can be found on this page at the official pag-ibig website: https://www.pagibigfund.gov.ph/aa/
Sir kelan po auction nio for ncr and laguna..
Included po sa taas, paki check na lang po. Thanks.
Sir kelan po auction nio for manila can you send me your listings..
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check. Alam ko may NCR for auction this October. If hindi niyo mahintay yung update, paki-download na lang po yung invitation to bid sa NCR branch ng Pag-IBIG sa taas. Thank you for understanding!
meron po sa laguna?
Meron po sa Laguna sa taas. Pasensiya na po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check. Thank you for understanding!
hi sir jay guDam po..pano po bato ma avail thru pag ibig housing loan,,punta aq sa pag ibig tas sabihin q ba yung foreclosed na property na gusto ko??may nakita aq bocaue area
pasensya na po hnd pa ko nakakapag loan kc kaya no idea aq tlga ,,salamat po
Tama po kayo Ms. Ludy, pero dapat sana kumpleto kayo ng requirements pag nagpunta kayo sa Pag-IBIG para hindi masayang ang pagpunta niyo dun. Kasama po listahan ng requirements sa invitation to bid/bidding guidelines. Good luck po!
Hi Sir, is there any foreclosure houses offerings located in Antipolo? Thanks Sir!
Regards,
Jen
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check (Rizal po ang para sa inyo). Thank you for understanding!
How about foreclosure property in valenzuela?
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check. Thank you for understanding!
how about in bulacan? particularly sir in guiguinto / malolos thanks
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check (sa pagkakatanda ko meron pong Bulacan sa mga listings sa taas, hindi lang ako sure kung may Malolos). Thank you for understanding!
sir jay Car laon meron po ba sa Paag-ibig?
Hi Ryan, sa pagkakaalam ko hindi pa nag-o-offer ang Pag-IBIG ng car loans.
any listings in marikina?
From Pag-IBIG, there are none from Marikina as of October 10, 2016, both for public auction and for negotiated sale.
Do you you have a lists for Samar/Leyte Sir?
Sorry po, from Pag-IBIG, there are none from Samar/Leyte as of October 10, 2016, both for public auction and for negotiated sale.
sir wala pong Mati
Sorry po, walang akong nakita from Mati (Davao Oriental) from Pag-IBIG as of October 10, 2016, both scheduled for public auction and negotiated sale.
how-about-in-lipa-city?
Hi Maryann,
So far there are no public auctions scheduled for October 2016 that includes Pag-IBIG foreclosed properties in Lipa, Batangas.
However, you can find Pag-IBIG foreclosed properties for negotiated sale in Lipa City (More than 200 as of October 10, 2016) through the following steps:
1. Visit https://www.pagibigfund.gov.ph/aa/search.aspx
2. Under “Select Province” scroll down and click on “Batangas”
3. Choose Lipa under “Select Municipality”
All Pag-IBIG foreclosed properties from Lipa, Batangas that are for negotiated sale will be displayed.
Hi sir, do u have a list of for closure in cebu?
Hi Sha,
So far there are no public auctions scheduled for October 2016 that includes Pag-IBIG foreclosed properties in Cebu.
However, you can find Pag-IBIG foreclosed properties for negotiated sale in Cebu through the following steps:
1. Visit https://www.pagibigfund.gov.ph/aa/search.aspx
2. Under “Select Province” scroll down and click on “Cebu”
3. All Cebu foreclosed properties will be displayed
4. You can optionally choose a location in Cebu under “Select Municipality” and also filter based on price under “Select Price Range”
Hi Sir, im here now in Hongkong..
Meron Las Pinas City pod ba na foreclosed din.. I am very much interested Sir…
Sana matulungan nyo po ako.
Thank You…
Isa lang po ang nakita na nasa Las Pinas na for public auction. Nasa listahan po nung for auction on October 12, 2016: “Casimiro Townhomes II – Ph 3 Blk 27 Lot 04 – Brgy. Talon Tres, City of Las Pinas, Metro Manila”
Kakacheck ko lang pa at wala rin pong for negotiated sale ang Pag-IBIG na nasa Las Pinas.
Hi Sir, If ever po.gusto ko po.. ano po requirements Sir.Bilang OFW sa Hongkong. Then.. pwede po makahingi Sir ng Sample Computation 20~25 years to pay.. or ano po maganda ma i advise nyo sakin Sir..
Thank you Sir…
and Have a good day..
Hello po, yung requirements po nasa invitation to bid, paki download na lang po.
Sorry po, hindi po ako authorized mag bigay ng sample computation ng Pag-IBIG, accredited brokers lang po or taga pag-IBIG ang pwede. Pwede niyo po try mag compute gamit ang amortization calculator ng Pag-IBIG. Eto po yung link: https://www.pagibigfund.gov.ph/amort
Advice ko po ay dapat may maka-attend ng seminar ng Pag-IBIG, required din po yon sa gusto kumuha ng housing loan, pwedeng tiyempo niyo sa pag-uwi niyo, or ipa-attend niyo kamaganak niyo.
thank you so much Sir…
Your welcome po!
hi sir, tanong ko lang po kung ano anong available units na foreclosure. interested po kasi kami kumuha ng bahay. ang hirap po kasi sa iba may ankatira, mga acquired asset ni pagibig
Kailangan po talaga i-check niyo sa listahan kung occupied or hindi. Minsan nga po kahit nakalagay na unnocupied, pag pinunthan ay occupied naman, siguro may nakapasok na illegal occupant after ma-check ng taga-Pag-IBIG.
As of writing this comment, lahat po ng for public auction for October 2016 ang nakalista sa taas.
Hi Sir,
yung bahay ko po na foreclosed na ng pag ibig, then bibilihin ko po na sya or babayaran ko po sana ng buo kaso sabi ng pag ibig may naka reserved na daw po nung April pero pumunta po ako ng June katapusan sabi sakin ng Pag ibig ka usapin ko daw yung naka reserved na ng bahay, ngayon nag antay ako kung sino yung naka buy ng bahay ko kaso diko naman malaman kasi di pumupunta dun sa bahay so dumaan ang mga araw pumunta ulit ako sa pag ibig sabi ko baka naman may number kayo kasi di nga namin maka usap di daw po pwede, ngayon po may mga notice naka kmi ng evact sabi ko po sa pag ibig wala na ba po ako karapatan dun kasi ako naman po first owner, sana po matulungan nyo po ako, at ma ipapayo, salamat po
Hi Andrian, I’m sorry to hear your situation. Pero kung within redemption period, may karapatan pa po kayo. Nag lapse na po ba yung redemption period?
Sir mayron po ba dumaguete negros oriental? Please send to my email gilfacturan80@gmail.com thank you
Sorry po, we simply cannot entertain requests for direct emails, dito ko na lang po i-popost. Bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction. Salamat!
sir ano pong redemption period, OFW kasi ako sir kaya yung umuwi ako gusto ko sana ma ayos yun kaso gusto ng pag ibig na bayaran ko ng BUO yung bahay sabi ko kahit na 5yrs bayaran ko sya kaso sabi nila 1 year lang eh malaki masyadp diko kaya naki usap ako kaso di nila ako pinag bigyan ngayon may pera nako babayaran ko na buo kaso nga naging result eh na bid na nila at may naka pag reseverd na daw, eh sir sabi ko yun reserved ako babayaran ko na ng buo, how frustrating…
Yung redemption period po yung 1-year na pwedeng bayaran in full (plus penalties, surcharges, etc) para hindi na matuloy ang foreclosure. Mukhang yon na po yung sinabi sa inyo ng Pag-IBIG. Suggestion ko po eh ipila niyo pa rin offer niyo na cash, baka lang po ma-consider kahit may nauna nang nag reserve.
good afternoon po sir. gusto ko lang po sana itanong kung pano po ako makaka kuha ng mga forclose n house and lot s mga subdivision dto po samen s sta.rosa,laguna at s pagibig po ng asawa ko gagamitin.??. kaya lng po matagal n po hindi nakakapag hulog s pag ibig ung mister ko mga 3yrs n po.. pwede po kaya n ung pagibig ng mister ko kahit wala po xa dto s pinas?? salamat po..
Hi Ms. Karen, sa pagkakaalam ko po pwede naman mag lumpsum para sa contributions sa Pag-IBIG, para pwede na kayo mag loan at mag qualify na bumili ng foreclosed properties nila. Suggestion ko po, attend kayo ng seminar ng Pag-IBIG para malama niyo options niyo. Tawag po kayo directly sa Pag-IBIG for more details.
hi sir 1year na po kami hindi nakabayad sa pag ibig dahil halos ilang buwan nasa hospital ang morher ko kya halos lahat ng pera dun napunta sa pagpapagamot nya. ngayon nalaman ko na nasa acquired asset na xa gusto ko pa sana mahabol dhil natapos na mga bayarin namin. ang problema po pag tawag ko sa billing and collection andun na nga sa acquired asset. mahahabol pa kya iyon? sana po masagot po. salamat.
Hi Ms. Len, sorry to hear your situation. I hope okay na po mother niyo. Suggestion ko po, dumiretso kayo sa Pag-IBIG head office (yung sa Jelp building, Shaw Blvd. Mandaluyong City) para makipagusap directly kung ano status ng property. Magdala din po kayo ng letter na nag e-explain kung ano po nangyari kaya hindi kayo nakapagbayad, pati na rin po yung hospital bills. Kahit hindi sigurado, baka po mapagbigyan dahil sa nangyari, wala naman pong mawawala kung subukan.
Good day po sir.. mag ask po ako kung ano dapat gawin.. yung bahay po nmin is acquired na kasi 2 yrs na po hindi nabayaran. Hindi po kami ang nakatira sa bahay( real owner)since nasa ibang bansa po kami pareho asawa ko ginawa po nming paupahan yung bahay. Sa ngayon po may broker po ako nakausap na nagsasabi nga na acquired na bahay.. okey na po sa akin na maclosed ung bahay.. ang problem ko now sir ung umuupa sa bahay simula ng malaman na for acquired na ung bahay ay ayaw na nila magbayad ng upa at since may gusto nga po bumili ng bahay need na nila umalis dun.. ayaw po nila umalis ng bahay. Anu po kea pd gawin dun sa mga umuupa..
Hi Ms. Liezel, sorry to hear your situation po, pero mabuti naman po at nakahanap kayo ng interested buyer.
Sa pagkakaintindi ko po, hindi pa po tapos ang redemption period, tama po ba? Kung within redemption period, eh di kayo pa rin po ang rightful owner. Same process lang po pag nag evict ng tenant, ipabarangay niyo po muna. Baka po dun pa lang maayos na.
Hello sir jay hoping po ako Na mabigyan nyo Ng pansin Ang idudulog Ko po Na problema Sa bahay nmin Sa Cityhomes Sa cavite 2years nadaw po siyang foreclosed sabi Ng friend Ko dahil po doon in apply Nya Sa Pag ibig tumira po sya Sa bahay nmin Ng may mga gamit pa t in force po tlaga Nya Na alisin Na gamit nmin Kasi may dumating naraw po Na nkabili Sa kdahilanan Na Wala nman magawa Ang kapatid Ko hinakot lahat Ng gamit nmin at Ng umuwi po ako last month nalaman Ko sya pala Ang nag apply Sa bahay nmin. Sir matanong Ko Lang po regarding po Sa contract to sell nmin nakalagay po Sa contract nmin Na 30 years nmin hulog hulugan Ang nkuha nming bahay Bakit po npunta kaagad Sa aquired asset ?Sa 2years Na Hindi nmin nhulugan 75k nlang po balance nmin nagulat nalang Kami sir nasa Aquired asset Na sya dina po ba nmin mahhabol ito Kung sakali sir? need to know sir kasi nkiusap friend Ko tumira Sa bahay nmin Wala naman daw Tao Dito po ksi Kmi Sa ibang Bansa Kung baga nag paawa po sya yun pala may plan siya Na angkinin Ang bahay nmin
Grabe naman po yung kwento niyo, pero at least kilala niyo yung nag-occupy ng bahay niyo.
Regarding naman po sa property niyo, nakalagay po sa billing statement ng Pag-IBIG na “You shall be considered in default if you fail to pay three (3) consecutive monthly installments/amortizations and/or monthly membership savings and other obligations under the loan. Default will lead to cancellation of your CTS or FORECLOSURE of your mortgage.”, kaya po naging acuired asset yung property niyo, lalu na at 2 years po palang hindi kayo nakapag hulog.
Suggestion ko po contact niyo agad ang Pag-IBIG para malaman kung talagang sold na yung property niyo or hindi pa para malaman kung pwede pang mahabol. Sana nga po pwede pa, sayang naman at 75K na lang po pala ang balance niyo.
Hi sir Jay ask k lng po bka pwide ako magtanong dito kc po gusto k mag assume ako ng house under s pag ibig po sir pro yun owner nsa abroad po parehas km nsa abroad ano gagawin k pra maging legal yun papers s pagbili k po nkita k lng po kc s olx online yun house for sale ,ano po una k gagawin pra mapatunayan k po n legal yun pagbinta nla ng house skin at saan ako pwd lumapit bago k bayaran yun house thank u sir sna matulungan m ako
Suggestion ko po, hingi kayo ng statement of account sa owner, pati na rin authorization para ma verify niyo yon sa Pag-IBIG.
Kung formal assumption of mortgage, dapat po ma-approve kayo ng Pag-IBIG. Sa tingin ko po kailangan niyo parehong makauwi dito sa Pilipinas para maayos lahat, at si Pag-IBIG po ang magsasabi kung paano ang buong proseso.
Kung internal agreement niyo lang po with the owner, hindi alam ni Pag-IBIG na may usapan kayo nung owner, at pwedeng ituloy niyo na lang ang bayad, pero si owner pa ring ang nakaharap sa Pag-IBIG. Pwedeng gumawa kayo ng kasulatan or SPA na pag fully paid na eh kayo na ang kukuha ng titulo sa Pag-IBIG at pwede niyo na ilipat yung ownership sa inyo. Ingat lang po kasi halos wala kayong pinanghahawakan (papel lang), tapos hindi niyo naman talaga kilala yung owner.
Maraming salamat po sir malaking tulong nyo po sa pagsagot ng katunungan ko.Godbless po
Welcome po!
Sir follow up lang po. Assuming na naideal na yung Unit ng seller at buyer at na-iverify ko na sya talaga yung may -ari or shall we say sa bibilin mo sa kamag anak yung Unit, If may SPA na at na ituloy ko na yung monthly at full payment na. SPA ang pang laban ko sa korte sakaling ayaw nilang ibigay yung title? Please help sa Gray area. Thanks.
As long as genuine yung SPA, yes po. Mas maganda po magconsulta na din kayo sa abogado para yung contrata niyo ay mas kumpleto ang wording at mas protektado kayo.
Hi Sir Jay..natanggap nyo po ba ung pinost ko ditto kahapon? T.A
Hi Sir Jay, Hope you can give us insight about our problem. We are eyeeing a foreclose property in Pagibig at for bidding n sya for september..ang problema ma po pagpunta nmn sa H&L my occupant ito pero hinid sya ung previous owner ng bahay..sabi ng mga kapitbahay nabili nya n raw ung “rights”. When we checked at the RD ung title po ay may annotation n certificat of sale sa HDMF*(Pagibig)…gsuto po nmkin bihilin ung properties pero bka hinid umalis ung occupant at may laban b sya pgngkaton sa sinsabi nya n nbili nyang rights s dting owner? tumira lng sila ddun cgurto mga march or april this year..pero ung title ay nka certificate of sale pa last aug 2015..natatakot po kmi bka mwalan ng saysay ung pagbili nmin ng bahay kasi sa nabsa ko duiot sa link na to:
https://www.pagibigfinancing.com/articles/2011/foreclosure-properties-to-buy-or-not-to-buy-part-1-of-2/
sana po mbgyan nyo kmi ng advise…Thank you in advance – RJ
Hi RJ, as I often mention here, whenever you see an occupied property, just walk away and move on to the next property. It’s not worth your time, money, and effort, not to mention loss of peace of mind and many sleepless nights.
The illegal occupant may or may not have a legal agreement with the former owner, but that’s worthless because Pag-ibig foreclosed the property anyway, which is his problem, not yours, unless you buy it. Please don’t.
Hi Sir Jay,
Thank you for your response. Correction lng po…2013 pa nregister ng august ung cert of sale sa RD.. pag gnun po ba may laban sila kung mgfile kmi ng eviction or writ of possession? Thanks – RJ
Hi RJ, may laban sila in a way kasi hawak nila yung property, pero siyempre kayo ang nasa katwiran. Kung ako po ang nasa lugar niyo, iwas na lang po.
Hi Sir Jay,
Thank you so much for the advised. We are really interested with the property..and we also understand the consequence na pede pong umabot sa court ung gnitong kaso..willing nmn kming antayin ung 1 or more than a year n paglakad ng kaso..basta malaman nmin n kmi ung nsa katwiran..we will just take it n ung ggastusin sa court ay part ng nadiscount ni pagibg sa bahay(base po sa experience nyo the usual po ba lalampas po kaya ng 150K?)..ngpunta po kami sa pagibig at sabi buyer’s in good faith daw kami pagngkataon kasi sila nang ngbebenta ng bahay n clean title..ang tanong ko lang po..sila po ba (ung ng occupant ng haus /2nd owner) masasabing Buyer’s in god faith sila kung binentahan sila ng mayari ng rights pero nacquired n ni pagibg? Salamat po ng marami..
Honestly, hindi pa kami nagkaroon ng propery na may kaso kasi umiiwas kami (kahit abogado misis ko), kaya hindi ko masasabi kung magkano gagastusin niyo.
In my opinion, pareho kayong hindi buyer in good faith kasi pareho niyong alam na may issues yung property (yung occupant – alam nila na naforeclose na yan ng Pag-IBIG… kayo naman – alam niyong may illegal occupant).
Hi Sir Jay,
Thank you po sa insight.
May nabasa po kasi ako sa isang kaso..na para mging in good faith ka sa “Registered” title ang pagbabasehan mo..which sa casse po anmin chincke po nmin sa RD at nkita nmin n nkcert of sale n nga sa pgibg sa annotation ng title ung property last 2014 pa natapos. eto po…
In Cabuhat v. Court of Appeals, we said that it is well-settled that even if the procurement of a certificate of title was tainted with fraud and misrepresentation, such defective title may be the source of a completely legal and valid title in the hands of an innocent purchaser for value. Thus
Where innocent third persons, relying on the correctness of the certificate of title thus issued, acquire rights over the property the court cannot disregard such rights and order the total cancellation of the certificate. The effect of such an outright cancellation would be to impair public confidence in the certificate of title, for everyone dealing with property registered under the Torrens system would have to inquire in every instance whether the title has been regularly or irregularly issued. This is contrary to the evident purpose of the law. Every person dealing with registered land may safely rely on the correctness of the certificate of title issued therefor and the law will in no way oblige him to go behind the certificate to determine the condition of the property.
Hope this means we can consider ourselves as buyer in good faith as we have checked and rely on the correctness of TCT on RD office.
More power to you Sir Jay ..We highly appreciated ung mga binbigay nyong advised thru that we are able to weigh the situation.
Thanks po ulit.
You’re welcome RJ., and thanks for sharing the details of that case. I suppose that’s the legal definition of a buyer in good faith.
Mine is more of how sellers look at it.
For example, if the bank says “Check niyo po muna yung property, huwag niyo bilin pag may problem kasi “as-is, where-is” po tayo”. Tapos sinabi ni buyer na “wala namang problema, hindi siya occupied, walang kaso, at walang problema sa title”. Yon ang buyer in good faith para sa kanila kasi nag due diligence naman sila ng maayos at walang nakitang problema, kay nila binili.
In contrast, pag si buyer eh sinabi “May problema yung title pero bibilhin ko pa rin…”. Most banks would say something like “Okay po, pero tandaan niyo na as-is where is po tayo. Huwag po kayo mag reklamo later…”. Kasi nga pag nagreklamo ang buyer later, baka sabihin ni bank “Eh alam niyo naman na may problem eh…”. So parang hindi in good faith and tingin nila doon sa example ko.
Anyway, tama po, timbangin niyo po ng mabuti bago kayo mag decide. Good luck RJ.
Hello, interested ako dun sa property located at brgy sibul springs, san miguel, bulacan naka specify sya as agriland with title no: 258683, lot area is 1,775sq.m., for sale:20,000.00 available pa ba sya. Please let me know asap. Thank you.
Please contact the person-in-charge directly, as indicated in the invitation to bid. Thank you.
Hi sir jay! Tanong ko lang po.kc interesado po ako sa isang house sa cavite. Kaso ang sabi ng nakatira dun sila daw po ang signatory. Hndi ko po ba un mabibili? To cash? Kc hndi na nila nahuhulugan un at walang kiryente kc gumawa cla ng illegal kya tinanggal ng meralco.they need to pay for the penalty.pano ko po mabibili kung cla ang signatory and wala daw sila balak ipagbili? They have the right po ba or pwede ko iinquire sa bfs or pag ibig kung sino man may hawak sa bahay na un? Let me know asap
Kung ako po ang tatanungin, iwas na lang po pag occupied ang isang property, marami naman pong iba diyan. Sakit sa ulo po pag tinuloy niyo ang pagbili, kaya mabuti na po ang umiwas.
hello po sir inquiry lang po ng mga for foreclosed na bahay sa Brgy De oCampo Trece Martires City.
Sorry po, hindi ko na kayang sagutin kayo isa-isa… bale i-u-update ko po yung listahan sa taas para kita agad lahat ng Province, Cities/Municipalities ang included per auction, tapos download niyo na lang para ma-check. Kung Trece, under po yon ng Cavite. Sandali lang po, update ko lang, or pwede niyo i-download yung NCR listings, sa pagkakatanda ko, maraming Cavite dun. Thank you for understanding!
hi sir jay, gusto ko po sana malaman kung kelan po ulit ang auction nyo sa pag ibig dito po sa laguna? at kung paano po ako makakabili ng property? thank you po sir.
Hi Elmer, marami po sa Laguna for auction sa October 11, 12, 26, 27. Makikita at mada-download niyo po sa taas. Kasam po sa listahan ang bidding guidelines.