ForeclosurePhilippines.com

Getting Started

If you’re a beginner when it comes to investing in foreclosed properties in the Philippines, I’ve got some resources here that can help you get started. Check them out below.

Top 5 tips for getting started with foreclosed property investing

Want to get started? Watch this video…

You may also refer to the featured articles below. More articles will be added as they become available. Enjoy your stay and don’t forget to subscribe to email alerts to get notified of new articles, listings of foreclosed properties, and real estate investing tips !

The goal is financial freedom…

But we also need financial literacy!

Personal Equity and Retirement Account (PERA) Act of 2008  (RA 9505)

Personal Equity and Retirement Account (PERA) Act of 2008 (RA 9505)

AN ACT ESTABLISHING A PROVIDENT PERSONAL SAVINGS PLAN, KNOWN AS THE PERSONAL EQUITY AND RETIREMENT ACCOUNT (PERA) SECTION 1. Title …
Financial Literacy for Kids Part V: Getting Used To A Simple Lifestyle

Financial Literacy for Kids Part V: Getting Used To A Simple Lifestyle

This post is the fifth of a series. Those who missed past posts may click here – Part I, Part …
4 Reasons Why You Need To Be Financially Literate Before Investing in Real Estate (And Avoid Financial Failure)

4 Reasons Why You Need To Be Financially Literate Before Investing in Real Estate (And Avoid Financial Failure)

In an earlier blogpost where I tackled the frequently asked question: “Are foreclosed properties good deals?”, I mentioned that financial …
condominium dues now subject to vat

Financial Education For Kids Part IV: Summer Activities for 2013

This is actually Part IV of our series on Financial Education for Kids. If you missed the first three, click …
BSP Logo

Is the PERA Law (R.A. 9505) Ready for Implementation?

I was wondering if there were any updates about the Personal Equity and Retirement Account (PERA) Law (R.A. 9505), since …
Manage your finances to get ready for your first real estate deal!

Manage your finances to get ready for your first real estate deal!

This is Part 1 of a series on Managing Finances. After reading, don’t forget to read Part 2 and Part 3! One …

All About Foreclosed Real Estate Investing

9 Ways To Invest In Foreclosures And Earn Money

9 Ways To Invest In Foreclosures And Earn Money

Instead of giving a lengthy explanation, I’ll just list down all possible ways one can make money through foreclosures, based …
How to get portfolio income through real estate investing

How to get portfolio income through real estate investing

This is part one of a 3-part series on the types of income one can get through in real estate …
Never buy occupied pag-IBIG foreclosed properties

Pag-IBIG Acquired Asset still occupied after buyer pays monthly amortization for 1 year

In this video from the Youtube channel of Serbisyong Bayan ni Tatay Rannie, a buyer of an occupied Pag-IBIG Acquired …
How to find foreclosed properties with good property values (After Repair Value case study)

How to find foreclosed properties with good property values (After Repair Value case study)

Want to spot foreclosed properties with good property values? I’ll share my After Repair Value Calculator/spreadsheet which helped me purchase …
The importance of due diligence in real estate investing

The importance of due diligence in real estate investing

If you are planning to venture into real estate investing, and have done some research, I’m quite sure you have …
Proverbs 19:21(NIV)

Holy Week Reflections: Thoughts on “The Purpose Driven Life”

One of the things I like about long weekends is that I have the chance to read books for pleasure …

Afraid of taxes? Don’t be! These articles about real estate taxation should help.

Death, Real Estate, and Estate Tax

Death, Real Estate, and Estate Tax

The topic of death is usually avoided, except when we remember our dearly departed on All Saints’ and All Souls’ …
How to get a 20% discount on real property taxes

How to get a 20% discount on real property taxes

As a property owner, one of our obligations is to pay our real property taxes. It’s a given, we really …
Adopting the revised schedule of values of real property in the city of Paranaque - public hearing

Paranaque Adopting Revised Schedules Of Real Property Values?

I spotted this tarpaulin along Sucat Road across Duty Free Philippines and I thought Paranaque residents might want to check …
Creditable Withholding Tax In Real Estate Transactions

Creditable Withholding Tax In Real Estate Transactions

Creditable withholding tax (CWT) is the tax which is withheld by the buyer/withholding agent from his payment to the seller …
condominium dues now subject to vat

Tax update: Condominium association dues are now subject to VAT

The Bureau of Internal Revenue (BIR) has just released Revenue Memorandum Circular (RMC) No. 65-2012 which clarifies the tax treatment …
Transfer tax is one of those taxes that must be paid when so you can transfer the ownership of real estate

Tax Planning For Real Estate Using Corporations And BIR RR No. 6-2013

The Bureau of Internal Revenue (BIR) has just released Revenue Regulations (RR) No. 6-2013 dated April 11, 2013 which amends …

Philippine Laws that apply to real estate

5 Tips for New Real Estate Brokers

5 Tips for New Real Estate Brokers

I remember the time when I passed the real estate brokers’ exam. I was still working in Makati then, and …
Republic Act 9182: The Special Purpose Vehicle (SPV) Act of 2002 full text

Republic Act 9182: The Special Purpose Vehicle (SPV) Act of 2002 full text

Republic Act 9182, also known as The Special Purpose Vehicle (SPV) Act of 2002, was signed into law to help …
February 2012 batch of Real Estate Service Professionals approved for registration without examination published

February 2012 batch of Real Estate Service Professionals approved for registration without examination published

This is the February 2012 batch of  Real Estate Appraisers, Real Estate Consultants, and Real Estate Brokers, approved for registration without …
"Where can I review for the March 18, 2012 Real Estate Brokers Exam?"

“Where can I review for the March 18, 2012 Real Estate Brokers Exam?”

That’s probably the most frequently asked question I’ve been getting lately which is why I created this compilation of Comprehensive …
Procedure in Extra-Judicial Foreclosure of Mortgage (A.M. No. 99-10-05-0)

Procedure in Extra-Judicial Foreclosure of Mortgage (A.M. No. 99-10-05-0)

I’m sure a lot of people are thinking about the procedure for extra-judicial foreclosure of mortgage. For our reference, we …
August 2011 batch of real estate professionals approved for registration without examination

August 2011 batch of real estate professionals approved for registration without examination

If you are one of those covered by the “grandfather clause” of the RESA law, and you were able to …

Real Estate Contracts

Rent-To-Own Contract Tips: For The Protection Of The Buyer

Rent-To-Own Contract Tips: For The Protection Of The Buyer

I recently got a comment in my post How To Easily Calculate The Return-On-Investment (ROI) For Rental Properties and as …
Rent Control Act of 2009 Full Text (RA 9653)

Rent Control Act of 2009 Full Text (RA 9653)

*Update: The Rent control Act of 2009 has been extended until December 31, 2015, according to a press release from …
19 Free Legal Forms And Contracts From Philippine Legal Forms

19 Free Legal Forms And Contracts From Philippine Legal Forms

Update: This list already contains 20 contracts. The latest to be added is a rent-to-own contract I just want to …
Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

As promised, I am sharing a sample Rent-To-Own contract specifically for use here in the Philippines. A Rent-To-Own contract is …

“Sharpen the saw” with these upcoming seminars

Get your feet wet with the latest listings of foreclosed properties

Featured Properties (For Sale By Owner) in Agusan Del Norte, Surigao Del Norte, and Surigao Del Sur (Updated February 9, 2026)

Featured Properties (For Sale By Owner) in Agusan Del Norte, Surigao Del Norte, and Surigao Del Sur (Updated February 9, 2026)

Here’s a list of featured properties (For Sale By Owner) from Surigao Del Norte, Surigao Del Sur, plus one in …
Cantilan Bank Foreclosed Properties List as of November 2025

Cantilan Bank Foreclosed Properties For Sale (February 2026)

Here’s an updated list of Cantilan Bank’s foreclosed properties for sale. This is updated as of February 9, 2026. Details …
Landbank Foreclosed Properties 2026 listing (as of February 4)

LANDBANK Foreclosed Properties as of February 2026 (Negotiated Sale)

February 9, 2026 – Here’s an updated list of LANDBANK foreclosed properties for negotiated sale. This was shared last February …
January 2026 list of EastWest Bank Foreclosed Properties For Sale (added to database)

215 EastWest Bank Foreclosed Properties: February 7, 2026 Listing (Negotiated Sale)

As of February 7, 2026, a total of 215 EastWest bank foreclosed properties are available in their nationwide list for …
PDIC foreclosed properties for public auction and negotiated sale as of February 2026

1,535 PDIC Foreclosed Properties in February 2026 List (Auction + Negotiated Sale)

A total of 1,535 PDIC foreclosed properties are currently available for sale as of February 5, 2026. These are for …
NHMFC's Acquired Assets Price Slash gives buyers up to 45% discount for their foreclosed properties/acquired assets for negotiated sale this 2026.

[Updated] 872 NHMFC foreclosed properties at up to 45% Discount (2026 Acquired Assets Price Slash)

A total of 872 NHMFC foreclosed properties/ acquired assets from all over the Philippines are available for negotiated sale. The …

This page is a work in progress…

If you didn’t find what you were looking for, just leave a comment below to suggest a topic.

Thanks!

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97 thoughts on “Getting Started”

    1. Hi Jay, all the prices indicated are the actual selling price (pero siyempre may additional taxes and fees pag bumili ng property).

    1. The two videos on this page are in english, they even have closed captions in english.

      Are you referring to the videos for Pag-IBIG updates? Those are in tagalog, but english closed captions are also available.

  1. Ernesto casas

    Good morning po just asking kng saan pwude malaman kng sino ang nkabili ng lupa galing sa planters bank, kc po sa registry of deeds sa bangko pa rin nka pangalan yng title,pero po ng i verity ko po sa bangko wla na po sa knila,saan ko pa po ba pwude ma trace.tnx po

  2. Mark Edison Lazarte

    Hi po ako po ay nangungupahan since january 30 po dito sa bahay at nalaman ko po na foreclosed na po pala ito ngayon sinabi kopo sa may ari na matagal na po palang foreclosed to bahay nila ei gusto nako paalisin dito ano po dapat ko gawin kase pinapaalis kami ei di na sa kanila tong bahay at halos 10months po kami nagbabayad ng upa ei foreclosed properties napo pala ito ngayon pinapaalis kami ei cla nag lagay samin dito sa bahay nila na foreclosed na gusto po nila umalis na kami nilalakad nadaw po ng anak niya yung bahay salamat po sa mag aadvice ng gagawin ko

  3. Good day po,, itanong ko po sana kung paano aq makakakuha ng assistance ng pag-ibig financing kung married ako, yet separated na kame for 14yrs, but not legally separated po, i can consider it abandonment na kse there is no communication between us na for 14 years. Ano po ang solution sa problem ko. Thanks!

  4. Raffy de la Fuente

    Hi Sir Jay, just want to personally thank you. I have come across your video interview on youtube which you mentioned about the book think rich pinoy. Had I not come across that video, I would not have gained context on how the rich dad poor dad concept can be applied in a filipino setting. Just completed the book tonight and hopefully next step would be to get enrolled in one of your classes. Thank you again Sir Jay.

  5. Hi sir, I have a question, kung may bahay na po ako hinuhulugan sa pagibig, can I still avail foreclose property thru pagibig din po? Thank you and more power po..

  6. Rhezil Beltran

    Helo po Sir JAY Castillo sa tingin ko po matutulungan nyo po ako sa questions ko, Sir pano po pala patakaran ng lupa na 1982 na na award na po ni Marcos may certificate po mismong hawak bilang katunayan, ngaun po may ibang tao po na naglakad pinatitlelan po nila under sa name nila ngayon pinaalis po ang pinakamay ari at lumabas na di sila ang may ari, ngayon po inilaban ng pinqkqmay ari na may hawak ng certification galing kay marc os sa madaling salita natalo po ang taong nameke ng title name naglabas napo ang kataasang hukuman ng sulat at dinala na po sa province dun mismo sa lugar nong lupa. Ang sabi po ng LRA naka pinlock wala n daw maka agaw anu po ang pinlock?na sir ang tanong ko po
    1. anu na po ang susunod na STEP TO STEP process nito sir kc ang may ari ay pabalik m dto sa manila para iprocess na ang pag papa land title under mismo sa name
    2.Anu anu pa po ang pag gagastusan namin mga magkano pa kayaang ihandang pera ngayong sabi ng LRA parelease na ang pinaka title
    3. May kinalaman pa po ang Bir dto?may mga babayran po ba sa kanilang taxes?
    4. At bago marelease sir ang pinakatitle mag kano po ang gagastusin may mga babayaran pabang per square meter?
    Maraming salamat po Sir JAY CASTILLO marami po kayong natutulungan sometimes small things means a lot ❤
    GOD BLESS YOU MORE

  7. Hi Mr. Jay Castillo. Sir paano po kung ayaw umalis ng mga nkatira dun sa nbyran ng 20% down payment saa foreclosed ng bhay?

    1. Jay Castillo

      Hi Glady, sorry sa late reply. Ang una mong pwedeng gawin ay makipagusap sa occupant, pero mag ingat kayo dahil baka hostile sila.

      Pag okay sila makipagusap, tanong niyo kung ano kailangan nila para umalis. Kung pera, dapat kaliwaan, at may kasulatan.

      Siyempre, dapat tulungan kayo nung bank na nagbenta nung foreclosed property sa inyo.

      Last resort, makiusap na lang kayo na magkasolian na lang ng pera

  8. Isaac Ivan Navarra

    Dear Sir Allan and Sir Jay,

    A blessed Holy Week. I, Isaac Navarra an OFW here in UAE. I am aiming to do real estate business in the Philippines for good thus I dont like to be an OFW who worked so long without any ipon/savings and investments.

    May I please ask is it still possible to enroll to Sir Jay’s Training for foreclosure properties? It has been 3 months ago when I attended the webinar. At that time I still have obligations to pay which is the reason i was not able to enroll for the training offered. I would like to inquire if i is still possible to enroll to this course? I would also ask if I still can get the VIP offers which was mentioned on the training of Sir Jay? However my bad I forgot the VIP code which was given by Sir Jay to acquire the benefits and discounts Si Jay offered during the webinar.

    I hope I can still have this training and I hope I can catch up. With this training it would bless me and my family to provide our needs, to be stable, and grow in the long run.

    Thank you and God bless

  9. Rachel Samarita

    Hello Sir,
    I have read Robert Kiyosaki’s books, Rich Dad Poor Dad. It really is inspiring that it changed my mindset, as well as, reading your blog. I am thinking to attend the Think Rich Pinoy seminars but I do not know when the next seminar will be. The website only shows the previous seminars held. Do you have contact or information how and when the next seminars? I am very interested to join. Thanks a lot.

  10. hello sir Jay, your site is amazing. I’m currently living in the U.S. but looking for a small townhouse in Q.C. for my parents. i hope to learn more in your site, and i just came across it now. im reading up on your unbiased views. quick question, since my papers are still processing for my residency and my hubby is a u.s. citizen, do you think it’s not possible for us to avail a bank loan? you see, there’s this agent whom i feel is very hasty in selling and i feel its pretty risky because the requirements are very few (2 IDs only and PDCs)/ whereas the bank would be very thorough in reviewing our requirements for loan. What are your thoughts on this? Your reply would be tremendously appreciated.

    1. Thanks for the kind words! So you are coming home as a Filipino Citizen married to US Citizen? If yes, you should still be able to get a loan. It seems what the agent is offering you is in-house financing, not really a mortgage loan (Yes, you are correct, a mortgage loan has more requirements and are carefully evaluated). My suggestion, ask the agent to setup a meeting with the bank to get the exact details.

  11. HyacinthChoice26

    Interesting piece . I loved the analysis , Does someone know where my assistant can acquire a template Lease To Purchase Option Agreement document to fill in ?

  12. Angel Bantilan

    hi sir jay.. I need house and lot foreclosure in country homes in toril, Davao city, not more than 200,000.00 can you help me? tanx God bless you

    1. Hi Angel, I highly suggest you look at Pag-IBIG’s listings for Davao. I have their list in queue for publishing this week.

  13. Hello, my name is Jeff. my wife is from Manila area, born and rased. we now live in usa (penna.) we whould like to buy a small lot over there, and finance it and pay on it from here how do we go about this?

  14. Hi, just started reading your site about tax delinquent properties. I have a question with regards to ownership.
    If the property goes up for auction and it is still being paid off to a borrower (eg. A bank). Who owns the property. The bank or the person who paid the property taxes.

    Thanks

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