ForeclosurePhilippines.com

Getting Started

If you’re a beginner when it comes to investing in foreclosed properties in the Philippines, I’ve got some resources here that can help you get started. Check them out below.

Top 5 tips for getting started with foreclosed property investing

Want to get started? Watch this video…

You may also refer to the featured articles below. More articles will be added as they become available. Enjoy your stay and don’t forget to subscribe to email alerts to get notified of new articles, listings of foreclosed properties, and real estate investing tips !

The goal is financial freedom…

But we also need financial literacy!

4 Reasons Why You Need To Be Financially Literate Before Investing in Real Estate (And Avoid Financial Failure)

4 Reasons Why You Need To Be Financially Literate Before Investing in Real Estate (And Avoid Financial Failure)

In an earlier blogpost where I tackled the frequently asked question: “Are foreclosed properties good deals?”, I mentioned that financial …
Instant gratification versus delayed gratification

Instant gratification versus delayed gratification

After inspecting a bunch of foreclosed properties recently, I was to drop-off my real estate broker at her house. Her …
Financial Literacy for Kids Part VI: Have a Role Model

Financial Literacy for Kids Part VI: Have a Role Model

The more I write about this topic, I realize this is getting to be about what parents can do for …
Financial Literacy For Kids - Part III

Financial Literacy For Kids – Part III

This is the third part of a series on Financial Literacy for Kids. If you missed the first and second parts, …
cha-ching-money-smart-kids

Financial Literacy for Kids Part VII: Cha-Ching Money Smart Kids

Since we don’t have a TV at home (by choice), my son and I spend time together watching YouTube videos, …
BSP Logo

Is the PERA Law (R.A. 9505) Ready for Implementation?

I was wondering if there were any updates about the Personal Equity and Retirement Account (PERA) Law (R.A. 9505), since …

All About Foreclosed Real Estate Investing

Manually Issued Land Titles Not Yet Digitized By September 30, 2018 To Remain Valid - LRA

Manually Issued Land Titles Not Yet Digitized By September 30, 2018 To Remain Valid – LRA

I was relieved to find out that all our manually issued land titles shall remain valid and effective beyond September …
Will there be a real estate bubble in the Philippines?

BSP to prevent a real estate bubble by regulating in-house financing schemes?

We all know that real estate investors are anxious about whether the Philippines will soon have a popped real estate …
Which way to make money in real estate would you recommend?

Which way to make money in real estate would you recommend?

This is Part 2 of a series about the questions that were asked during a panel discussion in the recent Manila …
How To Easily Calculate The Return-On-Investment (ROI) For Rental Properties

How To Easily Calculate The Return-On-Investment (ROI) For Rental Properties

As promised, I shall be sharing in this post how I calculate the Return-On-Investment or ROI that I could get …
Building under construction near Manila Bay

Philippine Property Outlook Q2 2013

I was reviewing my December 28, 2012 Philippine Property Outlook 2013 post since it’s high time for it to be …
How to be a proactive real estate investor

How to be a proactive real estate investor

A successful investor is often a proactive investor. We often hear it, but do we really know what it means …

Afraid of taxes? Don’t be! These articles about real estate taxation should help.

Transfer tax is one of those taxes that must be paid when so you can transfer the ownership of real estate

Tax Planning For Real Estate Using Corporations And BIR RR No. 6-2013

The Bureau of Internal Revenue (BIR) has just released Revenue Regulations (RR) No. 6-2013 dated April 11, 2013 which amends …
donations can be used for estate planning but are subject to donor's tax

Donation As An Estate Planning Tool (A Discussion on Donor’s Tax)

The donation of properties can be used as a tool for estate planning. One just needs to be aware that …
If you dont understand VAT on real estate, don't give up... read and learn!

What you need to know about Value-Added Tax (VAT) on the sale of Real Estate

A lot of people have questions on taxes, including Value-Added Tax or VAT[1] on the sale of Real Estate[2], so I …
More On Documentary Stamp Tax (DST) On Real Estate Transactions

More On Documentary Stamp Tax (DST) On Real Estate Transactions

There are different DST rates on different types of transactions like loan agreements, lease agreements, mortgages, and there are also …
condominium dues now subject to vat

Homeowner’s association dues now subject to income tax and VAT (RMC No. 9-2013)

Sorry to be the bearer of bad news, but we all saw this coming. Not long after the imposition of …
VAT Update: Adjacent residential properties are now considered as one under BIR RR 13-2012

VAT Update: Adjacent residential properties are now considered as one under BIR RR 13-2012

If you are thinking of buying adjacent residential properties, you better read this. The Bureau of Internal Revenue (BIR) has …

Philippine Laws that apply to real estate

Real Estate Investment Trusts (REITs) – The next big thing in real estate

Real Estate Investment Trusts (REITs) – The next big thing in real estate

A post by Cherry Castillo I have come across many comments from OFW’s who want to invest in real estate …
August 2011 batch of real estate professionals approved for registration without examination

August 2011 batch of real estate professionals approved for registration without examination

If you are one of those covered by the “grandfather clause” of the RESA law, and you were able to …
Implementing Rules and Regulations of RA 9904 - The Magna Carta For Homeowners and Homeowners' Associations

Implementing Rules and Regulations of RA 9904 – The Magna Carta For Homeowners and Homeowners’ Associations

After the full text of Republic Act No. 9904, otherwise known as The Magna Carta For Homeowners and Homeowners Associations, …
5 Tips for New Real Estate Brokers

5 Tips for New Real Estate Brokers

I remember the time when I passed the real estate brokers’ exam. I was still working in Makati then, and …
March 2012 Real Estate Brokers Exam results in silence?

March 2012 Real Estate Brokers Exam results in silence?

*Update dated March 26, 2012: PRC March 2012 real estate brokers exam results have been released! Click here to view …
Republic Act No. 6732 - An Act Allowing Administrative Reconstitution of Original Copies Of Certificates Of Titles Lost Or Destroyed

Republic Act No. 6732 – An Act Allowing Administrative Reconstitution of Original Copies Of Certificates Of Titles Lost Or Destroyed

Republic Act No. 6732 allows the administrative reconstitution of original copies of certificates of titles lost or destroyed due to …

Real Estate Contracts

19 Free Legal Forms And Contracts From Philippine Legal Forms

19 Free Legal Forms And Contracts From Philippine Legal Forms

Update: This list already contains 20 contracts. The latest to be added is a rent-to-own contract I just want to …
Rent-To-Own Contract Tips: For The Protection Of The Buyer

Rent-To-Own Contract Tips: For The Protection Of The Buyer

I recently got a comment in my post How To Easily Calculate The Return-On-Investment (ROI) For Rental Properties and as …
Rent Control Act of 2009 Full Text (RA 9653)

Rent Control Act of 2009 Full Text (RA 9653)

*Update: The Rent control Act of 2009 has been extended until December 31, 2015, according to a press release from …
Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

As promised, I am sharing a sample Rent-To-Own contract specifically for use here in the Philippines. A Rent-To-Own contract is …

“Sharpen the saw” with these upcoming seminars

Get your feet wet with the latest listings of foreclosed properties

SSS foreclosed properties list for March 2026 available for viewing/download

SSS Foreclosed Properties: March 2026 (Negotiated Sale)

Here’s the March 2026 list of SSS foreclosed properties for negotiated sale. Details below …
January 2026 list of EastWest Bank Foreclosed Properties For Sale (added to database)

232 EastWest Bank Foreclosed Properties: March 3, 2026 Listing (Negotiated Sale)

As of March 3, 2026, a total of 232 EastWest bank foreclosed properties are available in their nationwide list for …
Updated GSIS Lease With Option To Buy List Of Foreclosed Properties (Rent To Own)

GSIS Lease With Option To Buy (LWOB) List Of Properties (March 2026) w/ 2,124 Unoccupied

In the latest GSIS Lease With Option To Buy List Of Properties (Rent To Own), almost 11,000 listings are included …
Featured Foreclosed Properties For Sealed Bidding on March 2, 2026

Featured Foreclosed Properties For Sealed Bidding on March 2, 2026

Here’s a new list of featured foreclosed properties scheduled for sealed bidding this coming March 2, 2026. Details below …
Bank of commerce foreclosed properties 2026

10,623 Foreclosed Properties in Bank of Commerce Q1-2026 Nationwide Listings

February 24, 2026 – A total of 10,623 foreclosed properties from Bank of Commerce are available for negotiated sale in …
3,400+ Philippine Veterans Bank Foreclosed Properties (FEB 2026)

3,400+ Philippine Veterans Bank Foreclosed Properties (FEB 2026)

After more than 10 years, I have a new listing of Philippine Veterans Bank foreclosed properties. Finally, they have a new …

This page is a work in progress…

If you didn’t find what you were looking for, just leave a comment below to suggest a topic.

Thanks!

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97 thoughts on “Getting Started”

    1. Hi Jay, all the prices indicated are the actual selling price (pero siyempre may additional taxes and fees pag bumili ng property).

    1. The two videos on this page are in english, they even have closed captions in english.

      Are you referring to the videos for Pag-IBIG updates? Those are in tagalog, but english closed captions are also available.

  1. Ernesto casas

    Good morning po just asking kng saan pwude malaman kng sino ang nkabili ng lupa galing sa planters bank, kc po sa registry of deeds sa bangko pa rin nka pangalan yng title,pero po ng i verity ko po sa bangko wla na po sa knila,saan ko pa po ba pwude ma trace.tnx po

  2. Mark Edison Lazarte

    Hi po ako po ay nangungupahan since january 30 po dito sa bahay at nalaman ko po na foreclosed na po pala ito ngayon sinabi kopo sa may ari na matagal na po palang foreclosed to bahay nila ei gusto nako paalisin dito ano po dapat ko gawin kase pinapaalis kami ei di na sa kanila tong bahay at halos 10months po kami nagbabayad ng upa ei foreclosed properties napo pala ito ngayon pinapaalis kami ei cla nag lagay samin dito sa bahay nila na foreclosed na gusto po nila umalis na kami nilalakad nadaw po ng anak niya yung bahay salamat po sa mag aadvice ng gagawin ko

  3. Good day po,, itanong ko po sana kung paano aq makakakuha ng assistance ng pag-ibig financing kung married ako, yet separated na kame for 14yrs, but not legally separated po, i can consider it abandonment na kse there is no communication between us na for 14 years. Ano po ang solution sa problem ko. Thanks!

  4. Raffy de la Fuente

    Hi Sir Jay, just want to personally thank you. I have come across your video interview on youtube which you mentioned about the book think rich pinoy. Had I not come across that video, I would not have gained context on how the rich dad poor dad concept can be applied in a filipino setting. Just completed the book tonight and hopefully next step would be to get enrolled in one of your classes. Thank you again Sir Jay.

  5. Hi sir, I have a question, kung may bahay na po ako hinuhulugan sa pagibig, can I still avail foreclose property thru pagibig din po? Thank you and more power po..

  6. Rhezil Beltran

    Helo po Sir JAY Castillo sa tingin ko po matutulungan nyo po ako sa questions ko, Sir pano po pala patakaran ng lupa na 1982 na na award na po ni Marcos may certificate po mismong hawak bilang katunayan, ngaun po may ibang tao po na naglakad pinatitlelan po nila under sa name nila ngayon pinaalis po ang pinakamay ari at lumabas na di sila ang may ari, ngayon po inilaban ng pinqkqmay ari na may hawak ng certification galing kay marc os sa madaling salita natalo po ang taong nameke ng title name naglabas napo ang kataasang hukuman ng sulat at dinala na po sa province dun mismo sa lugar nong lupa. Ang sabi po ng LRA naka pinlock wala n daw maka agaw anu po ang pinlock?na sir ang tanong ko po
    1. anu na po ang susunod na STEP TO STEP process nito sir kc ang may ari ay pabalik m dto sa manila para iprocess na ang pag papa land title under mismo sa name
    2.Anu anu pa po ang pag gagastusan namin mga magkano pa kayaang ihandang pera ngayong sabi ng LRA parelease na ang pinaka title
    3. May kinalaman pa po ang Bir dto?may mga babayran po ba sa kanilang taxes?
    4. At bago marelease sir ang pinakatitle mag kano po ang gagastusin may mga babayaran pabang per square meter?
    Maraming salamat po Sir JAY CASTILLO marami po kayong natutulungan sometimes small things means a lot ❤
    GOD BLESS YOU MORE

  7. Hi Mr. Jay Castillo. Sir paano po kung ayaw umalis ng mga nkatira dun sa nbyran ng 20% down payment saa foreclosed ng bhay?

    1. Jay Castillo

      Hi Glady, sorry sa late reply. Ang una mong pwedeng gawin ay makipagusap sa occupant, pero mag ingat kayo dahil baka hostile sila.

      Pag okay sila makipagusap, tanong niyo kung ano kailangan nila para umalis. Kung pera, dapat kaliwaan, at may kasulatan.

      Siyempre, dapat tulungan kayo nung bank na nagbenta nung foreclosed property sa inyo.

      Last resort, makiusap na lang kayo na magkasolian na lang ng pera

  8. Isaac Ivan Navarra

    Dear Sir Allan and Sir Jay,

    A blessed Holy Week. I, Isaac Navarra an OFW here in UAE. I am aiming to do real estate business in the Philippines for good thus I dont like to be an OFW who worked so long without any ipon/savings and investments.

    May I please ask is it still possible to enroll to Sir Jay’s Training for foreclosure properties? It has been 3 months ago when I attended the webinar. At that time I still have obligations to pay which is the reason i was not able to enroll for the training offered. I would like to inquire if i is still possible to enroll to this course? I would also ask if I still can get the VIP offers which was mentioned on the training of Sir Jay? However my bad I forgot the VIP code which was given by Sir Jay to acquire the benefits and discounts Si Jay offered during the webinar.

    I hope I can still have this training and I hope I can catch up. With this training it would bless me and my family to provide our needs, to be stable, and grow in the long run.

    Thank you and God bless

  9. Rachel Samarita

    Hello Sir,
    I have read Robert Kiyosaki’s books, Rich Dad Poor Dad. It really is inspiring that it changed my mindset, as well as, reading your blog. I am thinking to attend the Think Rich Pinoy seminars but I do not know when the next seminar will be. The website only shows the previous seminars held. Do you have contact or information how and when the next seminars? I am very interested to join. Thanks a lot.

  10. hello sir Jay, your site is amazing. I’m currently living in the U.S. but looking for a small townhouse in Q.C. for my parents. i hope to learn more in your site, and i just came across it now. im reading up on your unbiased views. quick question, since my papers are still processing for my residency and my hubby is a u.s. citizen, do you think it’s not possible for us to avail a bank loan? you see, there’s this agent whom i feel is very hasty in selling and i feel its pretty risky because the requirements are very few (2 IDs only and PDCs)/ whereas the bank would be very thorough in reviewing our requirements for loan. What are your thoughts on this? Your reply would be tremendously appreciated.

    1. Thanks for the kind words! So you are coming home as a Filipino Citizen married to US Citizen? If yes, you should still be able to get a loan. It seems what the agent is offering you is in-house financing, not really a mortgage loan (Yes, you are correct, a mortgage loan has more requirements and are carefully evaluated). My suggestion, ask the agent to setup a meeting with the bank to get the exact details.

  11. HyacinthChoice26

    Interesting piece . I loved the analysis , Does someone know where my assistant can acquire a template Lease To Purchase Option Agreement document to fill in ?

  12. Angel Bantilan

    hi sir jay.. I need house and lot foreclosure in country homes in toril, Davao city, not more than 200,000.00 can you help me? tanx God bless you

    1. Hi Angel, I highly suggest you look at Pag-IBIG’s listings for Davao. I have their list in queue for publishing this week.

  13. Hello, my name is Jeff. my wife is from Manila area, born and rased. we now live in usa (penna.) we whould like to buy a small lot over there, and finance it and pay on it from here how do we go about this?

  14. Hi, just started reading your site about tax delinquent properties. I have a question with regards to ownership.
    If the property goes up for auction and it is still being paid off to a borrower (eg. A bank). Who owns the property. The bank or the person who paid the property taxes.

    Thanks

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