Getting Started

If you’re a beginner when it comes to investing in foreclosed properties in the Philippines, I’ve got some resources here that can help you get started. Check them out below.

Top 5 tips for getting started with foreclosed property investing

Want to get started? Watch this video…

You may also refer to the featured articles below. More articles will be added as they become available. Enjoy your stay and don’t forget to subscribe to email alerts to get notified of new articles, listings of foreclosed properties, and real estate investing tips !

The goal is financial freedom…

But we also need financial literacy!

Manage your finances to get ready for your first real estate deal!

Manage your finances to get ready for your first real estate deal!

This is Part 1 of a series on Managing Finances. After reading,ย don’t forget toย read Part 2 and Part 3! One …
Financial Literacy for Kids Part V: Getting Used To A Simple Lifestyle

Financial Literacy for Kids Part V: Getting Used To A Simple Lifestyle

This post is the fifth of a series. Those who missed past posts may click here – Part I, Part …
Financial Education For Kids Part IV: Summer Activities for 2013

Financial Education For Kids Part IV: Summer Activities for 2013

This is actually Part IV of our series on Financial Education for Kids. If you missed the first three, click …
How I track my expenses and manage my money

How I track my expenses and manage my money

This is the third partย of a series on Managing Finances. If you have not read the first 2 parts,ย head on …
Financial Literacy for Kids Part VI: Have a Role Model

Financial Literacy for Kids Part VI: Have a Role Model

The more I write about this topic, I realize this is getting to be about what parents can do for …
Personal Equity and Retirement Account (PERA) Act of 2008  (RA 9505)

Personal Equity and Retirement Account (PERA) Act of 2008 (RA 9505)

AN ACT ESTABLISHING A PROVIDENT PERSONAL SAVINGS PLAN, KNOWN AS THE PERSONAL EQUITY AND RETIREMENT ACCOUNT (PERA) SECTION 1. Title …

All About Foreclosed Real Estate Investing

Our journey to our new house - Finding a new home like true real estate investors

Our journey to our new house – Finding a new home like true real estate investors

My wife who has become so obsessed with finding a new house we can call our home shares updates on …
Real Estate Investment Trusts (REITs) โ€“ The next big thing in real estate

Real Estate Investment Trusts (REITs) โ€“ The next big thing in real estate

A post by Cherry Castillo I have come across many comments from OFWโ€™s who want to invest in real estate …
pag-ibig acquired asset turned over to wrong buyer - correct buyer cannot move in (video)

Pag-IBIG Acquired Asset Turned Over To Wrong Buyer, Real Buyer Can’t Move-in (And How To Avoid This)

In this video from Emil Sumangil, he helps a buyer of a Pag-IBIG Acquired Asset who cannot move-in, because the …
Amortization-Factor-Formula

How to calculate for the amortization factor

In my previous post: How to compute for the monthly amortization payment without a mortgage calculator, Tyrone of Millionaire Acts …
amortization factor rates for housing loan payments

How To Compute For Principal And Interest In Monthly Amortization Payments

Knowing your monthly amortization payments is a very crucial factor in knowing whether you will earn passive income from your …
Why Is Investing In Real Estate So Much Better Than Investing In Stocks? (Part 3: Control)

Why Is Investing In Real Estate So Much Better Than Investing In Stocks? (Part 3: Control)

In part 2 of this series, I had asked if there was anything an investor can do to affect the …

Afraid of taxes? Don’t be! These articles about real estate taxation should help.

How to get a 20% discount on real property taxes

How to get a 20% discount on real property taxes

As a property owner, one of our obligations is to pay our real property taxes. It’s a given, we really …
VAT Update: Adjacent residential properties are now considered as one under BIR RR 13-2012

VAT Update: Adjacent residential properties are now considered as one under BIR RR 13-2012

If you are thinking of buying adjacent residential properties, you better read this. The Bureau of Internal Revenue (BIR) has …
If you dont understand VAT on real estate, don't give up... read and learn!

What you need to know about Value-Added Tax (VAT) on the sale of Real Estate

A lot of people have questions on taxes, including Value-Added Tax or VAT[1]ย on the sale of Real Estate[2], so I …
real property tax in the philippines

Amilyar in the Philippines: A Simple Guide to Real Property Taxes

“Amilyar” or Real Property Tax (RPT) in the Philippines is a tax that owners of real property need to pay …
A gavel which is often used during tax foreclosure auctions

How Safe Is Your Property From Being Repossessed?

Last December 2013, it was all over the news that the Local Government of Quezon City had shut down the …
Creditable Withholding Tax In Real Estate Transactions

Creditable Withholding Tax In Real Estate Transactions

Creditable withholding tax (CWT) is the tax which is withheld by the buyer/withholding agent from his payment to the seller …

Philippine Laws that apply to real estate

Republic Act 9904 - The Magna Carta For Homeowners And Homeownersโ€™ Associations (Full Text)

Republic Act 9904 – The Magna Carta For Homeowners And Homeownersโ€™ Associations (Full Text)

The following is the full text of Republic Act No. 9904, otherwise known as The Magna Carta for Homeowners and …
Act No. 3135 - An Act to Regulate the Sale of Property under Special Powers Inserted in or Annexed to Real Estate Mortgages (full text)

Act No. 3135 – An Act to Regulate the Sale of Property under Special Powers Inserted in or Annexed to Real Estate Mortgages (full text)

Act No. 3135 is also known as An Act to Regulate the Sale of Property under Special Powers Inserted in …
Real Estate Investment Trusts (REITs) โ€“ The next big thing in real estate

Real Estate Investment Trusts (REITs) โ€“ The next big thing in real estate

A post by Cherry Castillo I have come across many comments from OFWโ€™s who want to invest in real estate …
Republic Act No. 10023 - An Act Authorizing the Issuance of Free Patents to Residential Land

Republic Act No. 10023 – An Act Authorizing the Issuance of Free Patents to Residential Land

The following is the full text of Republic Act No. 10023, otherwise known as an Act Authorizing the Issuance of …
PRBRES Logo

423 Real Estate Salespersons’ Accreditation Approved By The PRBRES

After more than a year and a half after theย guidelines for the accreditation of Real Estate Salespersons was published by …
August 2011 batch of real estate professionals approved for registration without examination

August 2011 batch of real estate professionals approved for registration without examination

If you are one of those covered by the “grandfather clause” of the RESA law, and you were able to …

Real Estate Contracts

19 Free Legal Forms And Contracts From Philippine Legal Forms

19 Free Legal Forms And Contracts From Philippine Legal Forms

Update: This list already contains 20 contracts. The latest to be added is a rent-to-own contract I just want to …
Rent-To-Own Contract Tips: For The Protection Of The Buyer

Rent-To-Own Contract Tips: For The Protection Of The Buyer

I recently got a comment in my post How To Easily Calculate The Return-On-Investment (ROI) For Rental Properties and as …
Rent Control Act of 2009 Full Text (RA 9653)

Rent Control Act of 2009 Full Text (RA 9653)

*Update: The Rent control Act of 2009 has been extended until December 31, 2015, according to a press release from …
Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

Sample Rent-To-Own Contract or Contract of Lease with Option to Purchase (CLOP), Philippine Version

As promised, I am sharing a sample Rent-To-Own contract specifically for use here in the Philippines. A Rent-To-Own contract is …

“Sharpen the saw” with these upcoming seminars

Get your feet wet with the latest listings of foreclosed properties

3,959 PDIC foreclosed properties available for negotiated sale as of October 2025

3,959 PDIC foreclosed properties available for negotiated sale as of October 2025

3,959 PDIC foreclosed properties for negotiated are currently available for sale as of October 16, 2025.ย  This list is from …
BDO foreclosed properties list for 2025-October

779 BDO Foreclosed Properties in October 2025 List for Negotiated Sale

A total of 779 BDO foreclosed properties for negotiated sale are in the nationwide list for October 2025. This list …
BFS foreclosed properties list for October 2025 released

3,020 BFS Foreclosed Properties in October 2025 Listings for Negotiated Sale

For October 2025, a total of 3,020 BFS foreclosed properties are available for negotiated sale in their nationwide list. This …
BSP foreclosed properties for negotiated sale as of October 2025

3,969 BSP Foreclosed Properties in October 2025 List For Negotiated Sale

Almost 4,000 BSP foreclosed properties are available for for negotiated sale, according to their latest list updated as of October …
Bank of commerce foreclosed properties October 2025

10,626 Foreclosed Properties in Bank of Commerce Q4-2025 Nationwide Listings

October 7, 2025 – A total of 10,626 foreclosed properties from Bank of Commerce are available for negotiated sale in …
SSS foreclosed properties list for October 2025 available for viewing/download

SSS Foreclosed Properties (October 2025) For Negotiated Sale

Here’s the October 2025 list of SSS foreclosed properties for negotiated sale. Details below …

This page is a work in progress…

If you didn’t find what you were looking for, just leave a comment below to suggest a topic.

Thanks!

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97 thoughts on “Getting Started”

    1. Hi Jay, all the prices indicated are the actual selling price (pero siyempre may additional taxes and fees pag bumili ng property).

    1. The two videos on this page are in english, they even have closed captions in english.

      Are you referring to the videos for Pag-IBIG updates? Those are in tagalog, but english closed captions are also available.

  1. Ernesto casas

    Good morning po just asking kng saan pwude malaman kng sino ang nkabili ng lupa galing sa planters bank, kc po sa registry of deeds sa bangko pa rin nka pangalan yng title,pero po ng i verity ko po sa bangko wla na po sa knila,saan ko pa po ba pwude ma trace.tnx po

  2. Mark Edison Lazarte

    Hi po ako po ay nangungupahan since january 30 po dito sa bahay at nalaman ko po na foreclosed na po pala ito ngayon sinabi kopo sa may ari na matagal na po palang foreclosed to bahay nila ei gusto nako paalisin dito ano po dapat ko gawin kase pinapaalis kami ei di na sa kanila tong bahay at halos 10months po kami nagbabayad ng upa ei foreclosed properties napo pala ito ngayon pinapaalis kami ei cla nag lagay samin dito sa bahay nila na foreclosed na gusto po nila umalis na kami nilalakad nadaw po ng anak niya yung bahay salamat po sa mag aadvice ng gagawin ko

  3. Good day po,, itanong ko po sana kung paano aq makakakuha ng assistance ng pag-ibig financing kung married ako, yet separated na kame for 14yrs, but not legally separated po, i can consider it abandonment na kse there is no communication between us na for 14 years. Ano po ang solution sa problem ko. Thanks!

  4. Raffy de la Fuente

    Hi Sir Jay, just want to personally thank you. I have come across your video interview on youtube which you mentioned about the book think rich pinoy. Had I not come across that video, I would not have gained context on how the rich dad poor dad concept can be applied in a filipino setting. Just completed the book tonight and hopefully next step would be to get enrolled in one of your classes. Thank you again Sir Jay.

  5. Hi sir, I have a question, kung may bahay na po ako hinuhulugan sa pagibig, can I still avail foreclose property thru pagibig din po? Thank you and more power po..

  6. Rhezil Beltran

    Helo po Sir JAY Castillo sa tingin ko po matutulungan nyo po ako sa questions ko, Sir pano po pala patakaran ng lupa na 1982 na na award na po ni Marcos may certificate po mismong hawak bilang katunayan, ngaun po may ibang tao po na naglakad pinatitlelan po nila under sa name nila ngayon pinaalis po ang pinakamay ari at lumabas na di sila ang may ari, ngayon po inilaban ng pinqkqmay ari na may hawak ng certification galing kay marc os sa madaling salita natalo po ang taong nameke ng title name naglabas napo ang kataasang hukuman ng sulat at dinala na po sa province dun mismo sa lugar nong lupa. Ang sabi po ng LRA naka pinlock wala n daw maka agaw anu po ang pinlock?na sir ang tanong ko po
    1. anu na po ang susunod na STEP TO STEP process nito sir kc ang may ari ay pabalik m dto sa manila para iprocess na ang pag papa land title under mismo sa name
    2.Anu anu pa po ang pag gagastusan namin mga magkano pa kayaang ihandang pera ngayong sabi ng LRA parelease na ang pinaka title
    3. May kinalaman pa po ang Bir dto?may mga babayran po ba sa kanilang taxes?
    4. At bago marelease sir ang pinakatitle mag kano po ang gagastusin may mga babayaran pabang per square meter?
    Maraming salamat po Sir JAY CASTILLO marami po kayong natutulungan sometimes small things means a lot โค
    GOD BLESS YOU MORE

  7. Hi Mr. Jay Castillo. Sir paano po kung ayaw umalis ng mga nkatira dun sa nbyran ng 20% down payment saa foreclosed ng bhay?

    1. Jay Castillo

      Hi Glady, sorry sa late reply. Ang una mong pwedeng gawin ay makipagusap sa occupant, pero mag ingat kayo dahil baka hostile sila.

      Pag okay sila makipagusap, tanong niyo kung ano kailangan nila para umalis. Kung pera, dapat kaliwaan, at may kasulatan.

      Siyempre, dapat tulungan kayo nung bank na nagbenta nung foreclosed property sa inyo.

      Last resort, makiusap na lang kayo na magkasolian na lang ng pera

  8. Isaac Ivan Navarra

    Dear Sir Allan and Sir Jay,

    A blessed Holy Week. I, Isaac Navarra an OFW here in UAE. I am aiming to do real estate business in the Philippines for good thus I dont like to be an OFW who worked so long without any ipon/savings and investments.

    May I please ask is it still possible to enroll to Sir Jay’s Training for foreclosure properties? It has been 3 months ago when I attended the webinar. At that time I still have obligations to pay which is the reason i was not able to enroll for the training offered. I would like to inquire if i is still possible to enroll to this course? I would also ask if I still can get the VIP offers which was mentioned on the training of Sir Jay? However my bad I forgot the VIP code which was given by Sir Jay to acquire the benefits and discounts Si Jay offered during the webinar.

    I hope I can still have this training and I hope I can catch up. With this training it would bless me and my family to provide our needs, to be stable, and grow in the long run.

    Thank you and God bless

  9. Rachel Samarita

    Hello Sir,
    I have read Robert Kiyosaki’s books, Rich Dad Poor Dad. It really is inspiring that it changed my mindset, as well as, reading your blog. I am thinking to attend the Think Rich Pinoy seminars but I do not know when the next seminar will be. The website only shows the previous seminars held. Do you have contact or information how and when the next seminars? I am very interested to join. Thanks a lot.

  10. hello sir Jay, your site is amazing. I’m currently living in the U.S. but looking for a small townhouse in Q.C. for my parents. i hope to learn more in your site, and i just came across it now. im reading up on your unbiased views. quick question, since my papers are still processing for my residency and my hubby is a u.s. citizen, do you think it’s not possible for us to avail a bank loan? you see, there’s this agent whom i feel is very hasty in selling and i feel its pretty risky because the requirements are very few (2 IDs only and PDCs)/ whereas the bank would be very thorough in reviewing our requirements for loan. What are your thoughts on this? Your reply would be tremendously appreciated.

    1. Thanks for the kind words! So you are coming home as a Filipino Citizen married to US Citizen? If yes, you should still be able to get a loan. It seems what the agent is offering you is in-house financing, not really a mortgage loan (Yes, you are correct, a mortgage loan has more requirements and are carefully evaluated). My suggestion, ask the agent to setup a meeting with the bank to get the exact details.

  11. HyacinthChoice26

    Interesting piece . I loved the analysis , Does someone know where my assistant can acquire a template Lease To Purchase Option Agreement document to fill in ?

  12. Angel Bantilan

    hi sir jay.. I need house and lot foreclosure in country homes in toril, Davao city, not more than 200,000.00 can you help me? tanx God bless you

    1. Hi Angel, I highly suggest you look at Pag-IBIG’s listings for Davao. I have their list in queue for publishing this week.

  13. Hello, my name is Jeff. my wife is from Manila area, born and rased. we now live in usa (penna.) we whould like to buy a small lot over there, and finance it and pay on it from here how do we go about this?

  14. Hi, just started reading your site about tax delinquent properties. I have a question with regards to ownership.
    If the property goes up for auction and it is still being paid off to a borrower (eg. A bank). Who owns the property. The bank or the person who paid the property taxes.

    Thanks

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