Bahay Financial Services or BFS currently has a vast inventory of pre-owned or foreclosed properties for sale that includes investment/budget homes and lots. Their current listing includes properties in attractive locations in the National Capital Region (NCR), CALABARZON, Visayas, and Mindanao.
I have checked the listing and I noted that it includes more than 3,000 properties that are still in “Available” status.
The foreclosed properties for sale are very affordable and easy payment terms are also available. For more information, you may contact BFS directly using the contact details found here: http://www.bfs.com.ph/contactus
The BFS foreclosed real estate listing is available online and you may access it through the following link: http://www.bfs.com.ph/propertylist. For those who want to download the complete list by copying it online, you might get frustrated as it could take a long time to download due to the large amount of data, even with a fast internet connection. At least that was what I experienced when I tried it. Anyway, after a long wait, I was able to download the complete listing. If anyone wants to download my copy (which I have already zipped) to avoid the long time to download I encountered, you may download it here.
I know a fellow real estate investor who has already purchased two repossessed houses from BFS which are now part of his portfolio of real estate investments. He is already receiving positive cashflow from these properties.
Bahay Financial Services, Inc. is a pioneering multi-national mortgage servicing platform that combines functional competencies in Mortgage Finance Origination and Credit Underwriting, Loan Servicing, Default Management, Property Management and Secondary Market Development. More information about BFS is available here: http://www,bfs.com.ph/aboutus
Don’t forget to subscribe to my mailing list so you won’t miss any new listings. If your mailbox is getting full, you may also subscribe via RSS reader.
sir pa po ba sa pag ibig pag na sa evaluation na papers sa housing loan . anu po kaya posibling mga docs pa nid or anu po inievaluate nila dun
Hi, Mr. Jay Gud PM. Ask ko lang po. Gusto ko bumili ng H&Lot thru BFS for CASH. Ang total amount po ay P741,750 (nakita ko iyan sa BFS list of property for sale Bacoor area). Ngayon po, Sino po mag shoulder ng Capital Gain Tax dito yong BFS ba o ako na buyer? At sino po maglakad para sa Transfer of Title? BFS ba? O kaya eh assist ba ako ng BFS para mailipat sa name ko ang titulo? Kasi po taga bisaya ako diko alam pasikot sikot ng bilihan dyan sa Manila. Salamat po.
hello!! im asking lang po para san ba ang BFS?? !! thank you
hi Jay,
Matutulungan ba kami ng BFS kasi ang husband ko may current housing loan sa pagibig kaso delayed kami ng 6months sa monthly amortization…and we received cancellation of contract to sell from Pagibig….do you have any idea how can we fix this one? thanks po
dear sir,
i was lookin for a house that goes inside my budget and i reckoned,BFS is more cheaper than any housing financing services.
i found one of my ideal house where my family could fit theirselves around.
the matter is do you know how much would it be the interest for two years paying for 700,000php on each month or should i say i gave 300,ooophp for the dp at 700,000 unit price…….thanks
hello po! do u have a list of foreclosed property better if patapos na redemption period here in tierra monte san mateo rizal!
please furnished me thru my e mail add the updated list of foreclsoed properties particularly in metro manila, rizal, cavite and davao.
thanks
benny
Hi Jay,
Nakabili po kami ng bahay sa BFS mga mid 2009. Up to now wala pa po kaming natatanggap Transfer Certificate of Title (TCT). Noong bumibili kami sabi 6 months daw ang processing, almost one year and a half na wala pa ring tct.
good day!
sir, nagre- rent ang parents ko then mga 4years ago bigla nawala my ari and letters of foreclosure starts coming in. nag-inquire ako dati kaya lang kailangan ko daw mahanap yung original barrower. ngayon for auction na daw yung bahay, kailangan ba nila umalis dun? we wanted to acquire na lang sana yung property kung kaya. what can we do kaya? sana matulungan nyo kami. maraming salamat.
Hi Jay,
Is it possible to purchase house and lot to BFS but will be financed through my Pag-Ibig account? In short I will borrow from Pag-Ibig
to buy H&L to BFS? Tnx
sir please let me know kung ano ang chances ko to get a property..i’m not a member of pag-ibig or sss..gaano po katagal yung payment if ever ?
sir,d2 po ako sa dubai ngayon..pano po ako maka-avail ng property?can i avail it on installment basis?pls let me know ASAP..thanks!
hello po mr jay.ofw po ako and willing namagkaroon ng sariling bahay,may available papo ba sa kalookan basta po ang budget ko 300k to 350k,,willing po ko icash out pero sa january pa po,anu po ba angmga requirements,sna na po yung malinis kasi po naloko napo kami dati e..slamat po
Hi Jay,
I bought a BFS property here in Cavite, ang problema di ko mapagawa kasi ung likuran ng bahay nilagyan ng mga manok na panabong nung katalikurang bahay. Nasabihan na siya pero ayaw niyang alisin, anong legal actions ang pwede ko gawin? san ba magsampa ng kaso dito at anong kaso ?
Salamat sa pwedeng magpayo.
My property ako nakita sa Cavite foreclosed prop ng BFS, pede ba sa pagibig yun? and What are the procedure pls. email me . Thanks
Mr. Jay. Good day! I just want to ask, if the redemption period ends, pwede pa bang mag ask for an extension. Sincerely, we want to save our home. Please give us some advice, or pwede po ba thru PAG-IBIG?
Hi Ren, unfortunately, the redemption period cannot be extended. The other remedies that you can go for would be loan restructuring, loan takeout to other institutions like Pag-IBIG but you need to be updated with your payments for at least 2 years, or you can just sell the property. You can even assign your right of redemption to a third party who will buy the property from you. I hope this helps.
Please give me an idea sa mode of payment sa BFS.pwede rin ba sya thru Pag-Ibig?
Hi Cristy, please contact BFS directly as it has been quite a long time and their program might have been updated. Thanks for the comment.
Hi Jay. By 2015 ang end ng 25 yrs terms ng mga subdivision s amin sa san mateo rizal. pwede pa kaya akong kumuha ng mga forlosed na bahay kahit na may housing loan ako sa pagibig? kaya naman kung pera ang pag uusapan. kasi may usband na ako para makashare dun sa bayad ng bahay sa pag ibig, pls advice.
hi jay.good day..thanks to you for all the things u shared here i learned so much.
ask lng sana ako,nkakuha ako ng foreclosed n bhay under PAG-IBIG w/ occupants.ang hirap paalisin ng dting owner khit wla n tlga xang laban foreclosed n xa & more than 2 yrs n fr redemption period. mlapit n ako for filing ejectment case.hw long it takes b ang ejectment?anu b ung writ of possesion?pwede rin b n ipasheriff nlng ng dretso ung bhay.f u know all the processes kindly share it. thank you and God Bless!!!!
please help us find a property in valley 1, sucat, near city hall…sana affordable at pwede ipasok financing….maraming salamat
@daddy-ngkaron na po b kau prob s bfs?pls let me know lng po kc balak ko n po mgbayad s kanila…pls reply po..thnx
hi jay …intersted buyer po me ng foreclose property..my nakita na po kami haus ng nasa bfs list n po..ask ko lng po kung ok nmn po b bumili property s kanila?kc po naloko n po kami before ng broker,gusto ko lng po masiguro n magiging maayos po b ang pagbili s kanila?
hi, jay! may alam na po ba kayo about sa payment terms ng BFS? kindly share niyo naman po samin.
thanks po.
pnu ko ko po kaya maki2ta ung piture ng haus n binebenta? anyboby?
Hi All,
Parang masyado naman mataas ang patong ng BFS sa foreclose property. Wala ba kaung updated na list ng foreclosed property ngayun june 2010.
Hi Jay.
Thank you for your quick response. SAV stands for San Antonio Village. Valley 1, Sucta Paranaque.
Thanks a million!
Sir,ask ko lang kung ilang days bago ma-release ang title if fully paid na sa BFS ung house & lot,at kung meron pang extra charges sa buyer for the processing of title.
Pwede malaman ang sagot today? Please help thanks
Good day ! Bahay Financial Services Inc, accepting credit card as payment
Hi Jay. We have spoken on the phone last week. I also sent you an email. I was inquiring about a home in Sucat, Paranaque. Please get back to me asap. Thanks.
Hi Rovie, I’m currently looking for a property that fits your needs in the just released Q3-2010 Buena Mano listings of BPI. By the way, I was reviewing your requirements and was wondering what SAV stands for?
good eve po sa lahat. may inuupahan po akong bahay. yun may-ari po ay hindi na nakakabayad sa BFS. pwede po ba na ako na lang ang kumuha sa bahay dahil ang sabi ng mga kapitbahay ko hindi na daw interested o hinihintay na lang daw ng may-ari bawiin sa kanila ang bahay. pano po ba ang proseso nito. babayadan ko ba yun utang nila para maging akin yun bahay o magsisimula uli akong maghulog sa BFS?sana po may makatulong.wala po kasi akong alam sa ganitong usapin.god bless!
Hello Manny, bago ka magbayad ng kahit ano, magandang siguraduhin mo muna na may pinanghahawakan ka, documento man o kasunduan. BFS na siguro ang makakaalam kung paano ang paraan para dito. God bless din!
Hi jay good afternoon, i was just browsing over the net trying to look for available house that is cheap and i happen to stumble on this site wherein you give advise to people who has problem of acquring properties or problems with properties they bought. Im so amazed as how you deal with people, you are such a person who knows so many things about acquiring properties. I would just like to commend you for that. may your tribe increase and God bless.
john
Hi Jay! hingi lang po ako ng advise kasi me nabili akong rights sa dating borrower eh sa BFS po daw aayusin. Sabi nong agent before ko bilhin yong rights is puwede sa PAG-IBIG pero nong i process ko na hindi naman pala. nalaman ko din na hindi pa tapos ang redemption period niya. Ano pong mangyayari sa aking dito sa bahay nakatira na ako dito kasi tinur over sa akin nong dating borrower. Palalyasin ba ako dito ng BFS kahit hindi pa tapos ang redemption or palalayasin ba agad ako dito kung tapos na ang redemption?
Baka po me alam po kayo kung paano i process to or kung nag pro-process po kayo nito baka po puwede sayo na lang kasi wala na akong tiwala sa dati kung agent at broker niya.
Hi jha,(just a guess)perhaps the lot owner is trying to tell you to buy the rights over the property and then let it stand for 10yrs without paying for the amortization. and possibly, when the 10yrs is over, it is by then foreclosed na and transferred to (bought by) BFS, where you will now deal with (and settle it). tama ba? If this is the case, you might as well put in paper such transfer of rights.
looking for foreclosed house and lot in san fernando pampanga
Hi, need your help. I’m looking for properties for sale in T.S. Cruz Subd. Almanza, Las Pinas City
gud day,just want to ask if may house and lot na for sale sa guinobatan,albay..thnks
believe me . . . . be very, very CAREFUL lang po sa pag transact sa BFS.
yun lang.
what do you mean daddy?nagkaroon ka ba ng bad experience sa BFS
Good day mr.Jay, tanong ko lang po kong yon talaga ang seeling price ng property sa advertisement ng BFS tapos pag nagustuhan mo yong property pag e cash mo siya halimbawa may discount po ba according sa promo color code tama po ba?
nagkaron na po kau ng prob s bfs sir?pls reply..
hi meron po ba kayu update of foreclosed prop here in bacoor cavite . interested in buying a house . can you help me out with the details and options
avail din ba sila through pag ibig?
thank po and looking forward sa response
pls check the status of this property in cavite CAV-42730 and 42731 Im interested to buy but need how to thanks
hi.may problem po ako about buying a pre foreclosed property in tiera nova royale, bagumbong.ibinebenta po sa akin ng lot owner ng 180k (house and lot) ang property nya and sabi nya that amount is good for 10 years. after 10 years daw po bababa ang foreclosure papers and that will be the time na ipapa-appraise namin sa BFS ang value ng property at makukuha daw namin sa mas mababang amout.legal po ba ang ganitong proseso?i mean, may nangyayari po ba talagang ganito na sa owner at hindi sa bank binibili ang isang pre foreclosed property?
Hi JHA, sa totoo lang, first time ko nakarinig ng ganitong systema ng pagbili ng pre-foreclosed property. Ang pagkakaintindi ko sa pre-foreclosures eh bibilhin mo ang isang property bago ito ma foreclose, either you buy the property in cash, or take over the payments and just assume the balance.
Dear Jay and JHA,
I am sure the previous owner is trying to sell the property by fooling the prospective buyer. If you transact with the previous owner, the price is usually higher than the foreclosed price.
The best way is to check with BFS, look at the TCT, tax declaration and other information. Transact only with BFS employees or accredited brokers.
best regards,
Tony
Hi Tony, thanks for the comment. This should be a heads-up to all prospective buyers, whether for BFS properties or otherwise.
Hi Sir Jay ,
I’m interested also to avail a house and lot in bfs .Please help me how to avail what are the procedure and payment terms and also what are the requirements for me to qualify, specially available units here in Dasmarinas, Cavite. If you had latest update pls sttached it also to my email.
Hope to hear from you . Please send it to my email ad bgellecanao@yahoo.com. thanks and more power to you.
Bevs
hi, jay! i would like to know about property list from malumot bacoor, is this a up&down house&lot? can u give me some ideas from this, thanks….
hi po! my husband & i are planning to purchase house & lot, it would be nice in las piñas city. hopefully you can help us for this… tnx
please send us or please call us at 4667744
again thank you..
I am presently an overseas worker. I need to talk to an agent for the requirements because I am interested in availing a house thru this BFS. Could someone help me please?
Thank you,
Lolita
Hi Lolita, will send you an e-mail regarding this. Thanks for visiting.
Thanks a lot Jay… More powers 🙂
Hello jay,
I am looking for a house and lot somewhere in Capas Tarlac hopefully you can help me for this.
You can reach me at cgtanglao08@yahoo.com
Hope to hear from you soon
Hi Carol, I’ll be sending you an e-mail with regards to this so I can help you better. Thanks!
hello po kuya jay, bka my alam naman u n properties n benebenta d2 along novaliches or villanova subd. to be specific, tulungan u naman me please????nalibot ko n lhat ng properties ng bfs n malapit d2 smin s novaliches kso wla n ko magus2han and ung nagustuhan ko naman eh sold na 🙁 help me please ha?thanks.
Hi Andrea,
I’ll be sending you an e-mail regarding this so I can help you better. Thanks!
Hi Jay,
I had a bad experience with BFS ‘SALES’ employees.
During inquiries, we asked detailed questions INCLUDING who’s paying for previous owners’ meralco and water bills.
Sales Person says BFS will pay for everything once the deed of sale / turnover papers are done.
After paying and papers were signed, we rarely see this Sales Person and she was always too busy to discuss this utility bills.
Bottomline, we paid for the bills after speaking with someone from the Admin Department. The property was posted ‘as is where is’ basis and that is sufficient to explain why we need to pay.
The total bills including transfer of account costs between Php**** – PhP **** but the lesson here is not to seal any deals by mouth especially if you are dealing with these Sales Person. Eventually, they will tell you what you want to hear.
Buy from BFS but be very cautious of these greedy Sales Persons.
Hi Nhorvel,
Thanks for sharing and I’m sorry for the experience you had. Is the sales person you dealt with an employee of BFS or just an accredited broker? I know what you mean, some people will really just say yes to what you ask just to close the deal.
I suppose this serves as a heads-up to those interested in buying foreclosed properties from BFS. Make sure to include in your due diligence the task of making sure who will have to settle any arrears and have this in writing.
Thanks again Nhorvel!
I’m looking for a house & lot ranges from 100 to 200k near metro manila area.thanks
im planning to purchase house and lot ranging 500 to 700k peso only, please notify me if there is any, It would be nice if near talomo ulas bangkal or matina, in davao city? May office ba kayo sa davao city?
thanks and best regads.
Hi Christopher, actually I’m not connected to BFS but I am applying for broker accreditation so I can at the very least be able to answer questions of readers with regard to BFS. Anyway, the recent listing I got only contains properties from Metro Manila and Luzon. I believe I have a listing of foreclosed properties which is not from BFS but contains properties from Davao which I will post soon. Please subscribe so you will not miss it. Thanks!
Hi jay,
Slamat sa brilliant idea mo (as usual).. yan talga gusto kong sbihin maybe u should create new FAQ kc minsan same problem pero nsagot u na kso they dont bother reading na yong question pla eh natanong n ng iba and the answer eh andun din nakagay na :-).. Keep up the good work talga ..marami kang natulungan isa na me dun 🙂 Pero kung nasa Pinas me i would go to BFS office and ask myself.Thanks ulit!