Bahay Financial Services or BFS currently has a vast inventory of pre-owned or foreclosed properties for sale that includes investment/budget homes and lots. Their current listing includes properties in attractive locations in the National Capital Region (NCR), CALABARZON, Visayas, and Mindanao.
I have checked the listing and I noted that it includes more than 3,000 properties that are still in “Available” status.
The foreclosed properties for sale are very affordable and easy payment terms are also available. For more information, you may contact BFS directly using the contact details found here: https://www.bfs.com.ph/contactus
The BFS foreclosed real estate listing is available online and you may access it through the following link: https://www.bfs.com.ph/propertylist. For those who want to download the complete list by copying it online, you might get frustrated as it could take a long time to download due to the large amount of data, even with a fast internet connection. At least that was what I experienced when I tried it. Anyway, after a long wait, I was able to download the complete listing. If anyone wants to download my copy (which I have already zipped) to avoid the long time to download I encountered, you may download it here.
I know a fellow real estate investor who has already purchased two repossessed houses from BFS which are now part of his portfolio of real estate investments. He is already receiving positive cashflow from these properties.
Bahay Financial Services, Inc. is a pioneering multi-national mortgage servicing platform that combines functional competencies in Mortgage Finance Origination and Credit Underwriting, Loan Servicing, Default Management, Property Management and Secondary Market Development. More information about BFS is available here: https://www,bfs.com.ph/aboutus
Don’t forget to subscribe to my mailing list so you won’t miss any new listings. If your mailbox is getting full, you may also subscribe via RSS reader.
sir pa po ba sa pag ibig pag na sa evaluation na papers sa housing loan . anu po kaya posibling mga docs pa nid or anu po inievaluate nila dun
Hi, Mr. Jay Gud PM. Ask ko lang po. Gusto ko bumili ng H&Lot thru BFS for CASH. Ang total amount po ay P741,750 (nakita ko iyan sa BFS list of property for sale Bacoor area). Ngayon po, Sino po mag shoulder ng Capital Gain Tax dito yong BFS ba o ako na buyer? At sino po maglakad para sa Transfer of Title? BFS ba? O kaya eh assist ba ako ng BFS para mailipat sa name ko ang titulo? Kasi po taga bisaya ako diko alam pasikot sikot ng bilihan dyan sa Manila. Salamat po.
hello!! im asking lang po para san ba ang BFS?? !! thank you
hi Jay,
Matutulungan ba kami ng BFS kasi ang husband ko may current housing loan sa pagibig kaso delayed kami ng 6months sa monthly amortization…and we received cancellation of contract to sell from Pagibig….do you have any idea how can we fix this one? thanks po
dear sir,
i was lookin for a house that goes inside my budget and i reckoned,BFS is more cheaper than any housing financing services.
i found one of my ideal house where my family could fit theirselves around.
the matter is do you know how much would it be the interest for two years paying for 700,000php on each month or should i say i gave 300,ooophp for the dp at 700,000 unit price…….thanks
hello po! do u have a list of foreclosed property better if patapos na redemption period here in tierra monte san mateo rizal!
please furnished me thru my e mail add the updated list of foreclsoed properties particularly in metro manila, rizal, cavite and davao.
thanks
benny
Hi Jay,
Nakabili po kami ng bahay sa BFS mga mid 2009. Up to now wala pa po kaming natatanggap Transfer Certificate of Title (TCT). Noong bumibili kami sabi 6 months daw ang processing, almost one year and a half na wala pa ring tct.
good day!
sir, nagre- rent ang parents ko then mga 4years ago bigla nawala my ari and letters of foreclosure starts coming in. nag-inquire ako dati kaya lang kailangan ko daw mahanap yung original barrower. ngayon for auction na daw yung bahay, kailangan ba nila umalis dun? we wanted to acquire na lang sana yung property kung kaya. what can we do kaya? sana matulungan nyo kami. maraming salamat.
Hi Jay,
Is it possible to purchase house and lot to BFS but will be financed through my Pag-Ibig account? In short I will borrow from Pag-Ibig
to buy H&L to BFS? Tnx
sir please let me know kung ano ang chances ko to get a property..i’m not a member of pag-ibig or sss..gaano po katagal yung payment if ever ?
sir,d2 po ako sa dubai ngayon..pano po ako maka-avail ng property?can i avail it on installment basis?pls let me know ASAP..thanks!
hello po mr jay.ofw po ako and willing namagkaroon ng sariling bahay,may available papo ba sa kalookan basta po ang budget ko 300k to 350k,,willing po ko icash out pero sa january pa po,anu po ba angmga requirements,sna na po yung malinis kasi po naloko napo kami dati e..slamat po
Hi Jay,
I bought a BFS property here in Cavite, ang problema di ko mapagawa kasi ung likuran ng bahay nilagyan ng mga manok na panabong nung katalikurang bahay. Nasabihan na siya pero ayaw niyang alisin, anong legal actions ang pwede ko gawin? san ba magsampa ng kaso dito at anong kaso ?
Salamat sa pwedeng magpayo.
My property ako nakita sa Cavite foreclosed prop ng BFS, pede ba sa pagibig yun? and What are the procedure pls. email me . Thanks
Mr. Jay. Good day! I just want to ask, if the redemption period ends, pwede pa bang mag ask for an extension. Sincerely, we want to save our home. Please give us some advice, or pwede po ba thru PAG-IBIG?
Hi Ren, unfortunately, the redemption period cannot be extended. The other remedies that you can go for would be loan restructuring, loan takeout to other institutions like Pag-IBIG but you need to be updated with your payments for at least 2 years, or you can just sell the property. You can even assign your right of redemption to a third party who will buy the property from you. I hope this helps.
Please give me an idea sa mode of payment sa BFS.pwede rin ba sya thru Pag-Ibig?
Hi Cristy, please contact BFS directly as it has been quite a long time and their program might have been updated. Thanks for the comment.
Hi Jay. By 2015 ang end ng 25 yrs terms ng mga subdivision s amin sa san mateo rizal. pwede pa kaya akong kumuha ng mga forlosed na bahay kahit na may housing loan ako sa pagibig? kaya naman kung pera ang pag uusapan. kasi may usband na ako para makashare dun sa bayad ng bahay sa pag ibig, pls advice.
hi jay.good day..thanks to you for all the things u shared here i learned so much.
ask lng sana ako,nkakuha ako ng foreclosed n bhay under PAG-IBIG w/ occupants.ang hirap paalisin ng dting owner khit wla n tlga xang laban foreclosed n xa & more than 2 yrs n fr redemption period. mlapit n ako for filing ejectment case.hw long it takes b ang ejectment?anu b ung writ of possesion?pwede rin b n ipasheriff nlng ng dretso ung bhay.f u know all the processes kindly share it. thank you and God Bless!!!!
please help us find a property in valley 1, sucat, near city hall…sana affordable at pwede ipasok financing….maraming salamat
@daddy-ngkaron na po b kau prob s bfs?pls let me know lng po kc balak ko n po mgbayad s kanila…pls reply po..thnx
hi jay …intersted buyer po me ng foreclose property..my nakita na po kami haus ng nasa bfs list n po..ask ko lng po kung ok nmn po b bumili property s kanila?kc po naloko n po kami before ng broker,gusto ko lng po masiguro n magiging maayos po b ang pagbili s kanila?
hi, jay! may alam na po ba kayo about sa payment terms ng BFS? kindly share niyo naman po samin.
thanks po.
pnu ko ko po kaya maki2ta ung piture ng haus n binebenta? anyboby?
Hi All,
Parang masyado naman mataas ang patong ng BFS sa foreclose property. Wala ba kaung updated na list ng foreclosed property ngayun june 2010.
Hi Jay.
Thank you for your quick response. SAV stands for San Antonio Village. Valley 1, Sucta Paranaque.
Thanks a million!
Sir,ask ko lang kung ilang days bago ma-release ang title if fully paid na sa BFS ung house & lot,at kung meron pang extra charges sa buyer for the processing of title.
Pwede malaman ang sagot today? Please help thanks
Good day ! Bahay Financial Services Inc, accepting credit card as payment
Hi Jay. We have spoken on the phone last week. I also sent you an email. I was inquiring about a home in Sucat, Paranaque. Please get back to me asap. Thanks.
Hi Rovie, I’m currently looking for a property that fits your needs in the just released Q3-2010 Buena Mano listings of BPI. By the way, I was reviewing your requirements and was wondering what SAV stands for?
good eve po sa lahat. may inuupahan po akong bahay. yun may-ari po ay hindi na nakakabayad sa BFS. pwede po ba na ako na lang ang kumuha sa bahay dahil ang sabi ng mga kapitbahay ko hindi na daw interested o hinihintay na lang daw ng may-ari bawiin sa kanila ang bahay. pano po ba ang proseso nito. babayadan ko ba yun utang nila para maging akin yun bahay o magsisimula uli akong maghulog sa BFS?sana po may makatulong.wala po kasi akong alam sa ganitong usapin.god bless!
Hello Manny, bago ka magbayad ng kahit ano, magandang siguraduhin mo muna na may pinanghahawakan ka, documento man o kasunduan. BFS na siguro ang makakaalam kung paano ang paraan para dito. God bless din!
Hi jay good afternoon, i was just browsing over the net trying to look for available house that is cheap and i happen to stumble on this site wherein you give advise to people who has problem of acquring properties or problems with properties they bought. Im so amazed as how you deal with people, you are such a person who knows so many things about acquiring properties. I would just like to commend you for that. may your tribe increase and God bless.
john
Hi Jay! hingi lang po ako ng advise kasi me nabili akong rights sa dating borrower eh sa BFS po daw aayusin. Sabi nong agent before ko bilhin yong rights is puwede sa PAG-IBIG pero nong i process ko na hindi naman pala. nalaman ko din na hindi pa tapos ang redemption period niya. Ano pong mangyayari sa aking dito sa bahay nakatira na ako dito kasi tinur over sa akin nong dating borrower. Palalyasin ba ako dito ng BFS kahit hindi pa tapos ang redemption or palalayasin ba agad ako dito kung tapos na ang redemption?
Baka po me alam po kayo kung paano i process to or kung nag pro-process po kayo nito baka po puwede sayo na lang kasi wala na akong tiwala sa dati kung agent at broker niya.
Hi jha,(just a guess)perhaps the lot owner is trying to tell you to buy the rights over the property and then let it stand for 10yrs without paying for the amortization. and possibly, when the 10yrs is over, it is by then foreclosed na and transferred to (bought by) BFS, where you will now deal with (and settle it). tama ba? If this is the case, you might as well put in paper such transfer of rights.
looking for foreclosed house and lot in san fernando pampanga
Hi, need your help. I’m looking for properties for sale in T.S. Cruz Subd. Almanza, Las Pinas City
gud day,just want to ask if may house and lot na for sale sa guinobatan,albay..thnks
believe me . . . . be very, very CAREFUL lang po sa pag transact sa BFS.
yun lang.
what do you mean daddy?nagkaroon ka ba ng bad experience sa BFS
Good day mr.Jay, tanong ko lang po kong yon talaga ang seeling price ng property sa advertisement ng BFS tapos pag nagustuhan mo yong property pag e cash mo siya halimbawa may discount po ba according sa promo color code tama po ba?
nagkaron na po kau ng prob s bfs sir?pls reply..
hi meron po ba kayu update of foreclosed prop here in bacoor cavite . interested in buying a house . can you help me out with the details and options
avail din ba sila through pag ibig?
thank po and looking forward sa response
pls check the status of this property in cavite CAV-42730 and 42731 Im interested to buy but need how to thanks
hi.may problem po ako about buying a pre foreclosed property in tiera nova royale, bagumbong.ibinebenta po sa akin ng lot owner ng 180k (house and lot) ang property nya and sabi nya that amount is good for 10 years. after 10 years daw po bababa ang foreclosure papers and that will be the time na ipapa-appraise namin sa BFS ang value ng property at makukuha daw namin sa mas mababang amout.legal po ba ang ganitong proseso?i mean, may nangyayari po ba talagang ganito na sa owner at hindi sa bank binibili ang isang pre foreclosed property?
Hi JHA, sa totoo lang, first time ko nakarinig ng ganitong systema ng pagbili ng pre-foreclosed property. Ang pagkakaintindi ko sa pre-foreclosures eh bibilhin mo ang isang property bago ito ma foreclose, either you buy the property in cash, or take over the payments and just assume the balance.
Dear Jay and JHA,
I am sure the previous owner is trying to sell the property by fooling the prospective buyer. If you transact with the previous owner, the price is usually higher than the foreclosed price.
The best way is to check with BFS, look at the TCT, tax declaration and other information. Transact only with BFS employees or accredited brokers.
best regards,
Tony
Hi Tony, thanks for the comment. This should be a heads-up to all prospective buyers, whether for BFS properties or otherwise.
Hi Sir Jay ,
I’m interested also to avail a house and lot in bfs .Please help me how to avail what are the procedure and payment terms and also what are the requirements for me to qualify, specially available units here in Dasmarinas, Cavite. If you had latest update pls sttached it also to my email.
Hope to hear from you . Please send it to my email ad bgellecanao@yahoo.com. thanks and more power to you.
Bevs
hi, jay! i would like to know about property list from malumot bacoor, is this a up&down house&lot? can u give me some ideas from this, thanks….
hi po! my husband & i are planning to purchase house & lot, it would be nice in las piñas city. hopefully you can help us for this… tnx
please send us or please call us at 4667744
again thank you..
I am presently an overseas worker. I need to talk to an agent for the requirements because I am interested in availing a house thru this BFS. Could someone help me please?
Thank you,
Lolita
Hi Lolita, will send you an e-mail regarding this. Thanks for visiting.
Thanks a lot Jay… More powers 🙂
Hello jay,
I am looking for a house and lot somewhere in Capas Tarlac hopefully you can help me for this.
You can reach me at cgtanglao08@yahoo.com
Hope to hear from you soon
Hi Carol, I’ll be sending you an e-mail with regards to this so I can help you better. Thanks!
hello po kuya jay, bka my alam naman u n properties n benebenta d2 along novaliches or villanova subd. to be specific, tulungan u naman me please????nalibot ko n lhat ng properties ng bfs n malapit d2 smin s novaliches kso wla n ko magus2han and ung nagustuhan ko naman eh sold na 🙁 help me please ha?thanks.
Hi Andrea,
I’ll be sending you an e-mail regarding this so I can help you better. Thanks!
Hi Jay,
I had a bad experience with BFS ‘SALES’ employees.
During inquiries, we asked detailed questions INCLUDING who’s paying for previous owners’ meralco and water bills.
Sales Person says BFS will pay for everything once the deed of sale / turnover papers are done.
After paying and papers were signed, we rarely see this Sales Person and she was always too busy to discuss this utility bills.
Bottomline, we paid for the bills after speaking with someone from the Admin Department. The property was posted ‘as is where is’ basis and that is sufficient to explain why we need to pay.
The total bills including transfer of account costs between Php**** – PhP **** but the lesson here is not to seal any deals by mouth especially if you are dealing with these Sales Person. Eventually, they will tell you what you want to hear.
Buy from BFS but be very cautious of these greedy Sales Persons.
Hi Nhorvel,
Thanks for sharing and I’m sorry for the experience you had. Is the sales person you dealt with an employee of BFS or just an accredited broker? I know what you mean, some people will really just say yes to what you ask just to close the deal.
I suppose this serves as a heads-up to those interested in buying foreclosed properties from BFS. Make sure to include in your due diligence the task of making sure who will have to settle any arrears and have this in writing.
Thanks again Nhorvel!
I’m looking for a house & lot ranges from 100 to 200k near metro manila area.thanks
im planning to purchase house and lot ranging 500 to 700k peso only, please notify me if there is any, It would be nice if near talomo ulas bangkal or matina, in davao city? May office ba kayo sa davao city?
thanks and best regads.
Hi Christopher, actually I’m not connected to BFS but I am applying for broker accreditation so I can at the very least be able to answer questions of readers with regard to BFS. Anyway, the recent listing I got only contains properties from Metro Manila and Luzon. I believe I have a listing of foreclosed properties which is not from BFS but contains properties from Davao which I will post soon. Please subscribe so you will not miss it. Thanks!
Hi jay,
Slamat sa brilliant idea mo (as usual).. yan talga gusto kong sbihin maybe u should create new FAQ kc minsan same problem pero nsagot u na kso they dont bother reading na yong question pla eh natanong n ng iba and the answer eh andun din nakagay na :-).. Keep up the good work talga ..marami kang natulungan isa na me dun 🙂 Pero kung nasa Pinas me i would go to BFS office and ask myself.Thanks ulit!
Hi Jay, i really admire u for taking all the effort sa pag reply sa mga tanong namin..khit minsan paulit ulit n yong iba :-).. Keep up the good, God will surely reward u and ur family…
Ask ko lang gusto so sanang bilhin ko ang haus ng pinsan ko na under n now s BFS. When i checked the lists of foreclose properties ng BFS wla namn dun. Nung pmunta ako s BFS ksama ung pinsan ko n may ari ng haus mura pag itutuloy ng bayad ng pinsan ko. Balak ko sana na ituloy nalng under her name pero ako bibili then i-transfer na lng s name ko later. What do u think of this? May makukuha paba ang pinsan ko n money kc sbi nya meron daw kc ndi p namn foreclose? sbi p nya khit cnu daw bibili may makukuha pa rin sya, is that true? Please advise me ndi ko po alam kung anu 22o…
MAraming Salamat…
Hi Leah, good point! I’ll be creating a new FAQ page because of your observation… thanks for the idea! 😉
Mas maganda nga ikaw na lang ang magtuloy para wala nang foreclosure na mangyari, tapos itransfer mo na lang sa iyo later. With regards sa kung may makukuha siya, If hindi pa foreclosed, pinsan mo talaga ang seller, so dapat nga may makuha siyang pera kasi kayong ang may transaction with each other, although hindi ako 100% sure dahil hindi ko alam ang loan amount, loan balance, etc. Baka may portion payment sa BFS mapunta.
Hello,
Can you help me find a property in INA Exec Homes, Valley 1, Paranaque (kung meron lang… sana) which I can pay via installment plan. I need an inexpensive property for my family. Thank you in advance n pls have a heart.. thanks for your effort.
Hi Eloisa, maybe Roel Vergel may be able to help. You can also check this list of updated listings from BFS, maraming choices available: https://www.foreclosurephilippines.com/wp-content/uploads/2009/09/BFS-COPY-luzon-inventory-as-of-July-30-2009.xls
Hi Jay! Thanks for your advise and hope you can find a way to solve this problems. This is not really my line thats why I really find it difficult to deal with it. but atleast there are still people who are ready to help like you! Thanks a lot and God bless!!!!…..
Hi Mr. jay, I just want to ask… what if ung bahay namin na for-closure is under na ng BFS? Pde b namin bilhin ulit un, but this time, under my name na? If so, same conditions dn ba with the others or pdeng mas mababa ang i-cash out namin and mas longer term?
Thanks in advance for answering my Q!(=
Hi Rhea, sorry mukhang nakaligtaan ko itong question mo. Talaga bang foreclosed na at wala nang habol? Baka pwede pang ma restructure yung loan, etc. If talagang foreclosed na, mukhang pwede naman na ikaw na ang bumili, it should be with the same terms available to other buyers. I still have not had my meeting with BFS to interview them on the details like payment terms, etc. Will eventually create a post about that once the interview pushes through.
Hi Jay! I am looking for a site na makaktulong sa akin when I end up here. I just want to ask some questions and hope you can answer me. I purchase a property from an original borrower pero rights lang then I sent a letter of intent sa BFS. My problem is how can I know it this property is already under redemption period or tapos na ang redemption niya? At by the way nakatira na ako sa bahay na to. Thanks and hope you could help me with this.
More power to you and your Family!….
Hi Renz, the best way would be to deal with BFS directly. I haven’t really had any first hand experience with BFS though although I am supposed to meet with one of their representatives one of these days as I want to interview them and maybe I can include your concern in the interview. One trend I noticed is that a lot of people are somehow finding it difficult to get details about properties under BFS and I’ll try to get information on how this can be solved…
BFS…
Whenever I hear these 3 letters, It makes my blood boil…
Anyone want to know why???? They are only making us pay 500K, when our real debt is just 100K. That’s what I call OVERCHARGING!!!
Hello Anonymous, I’m sorry for the bad experience you are having with BFS. Having a loan balloon to 500K from an original amount of 100K is simply too much. What is their explanation for the big amount? I suggest however that you keep the communication lines open. I was supposed to have a meeting with a representative from BFS as I wanted to interview them to learn more about them but it got deferred. Anyway, I can also ask about your current situation and maybe they can suggest on ways on how to avoid such overcharging.
A pleasant good day, I would like to inquire reg the properties in Fairview and in ALMAR. Please do send me the details on how I can purcahse a property.
Hi Daisy, to get more details, you may contact BFS directly through the following:
Trunk Line: +63 (2) 750-3888
Fax Number: +63 (2) 756-6247
E-mail Address: info@bfs.com.ph
Mr. Castillo,
are you a broker? and if yes would you mind to send per email the list.
Thanks,
romeo
Hi Romeo, unfortunately I am not accredited with BFS. You can still however download their list by visiting: https://bfs.com.ph/propertylist.html
Thanks for visiting!
sir tanong ko lang po kung ang opis po ba ng BFS ay sa Alabang Muntinlupa sa may Insular Life Building 8th floor? Nagbago na po ba ang office nila? kc po ang lam ko sa 24th floor, BPI Buendia Center, se. gil puyat avenue…please help me kc po bibili po ako ng haus bka po ndi po emploed ng BFS ung mababarayan ko… or pano po ba malaman na totoong emplyee ng BFS ang ang kausap mo…please help me….
Salamt po..God Bless…
Hi Leah, sorry but I would have to verify if that’s the correct address. With regards to verifying if the person you are dealing with is really from BFS, the easiest way would be to call them up using the contact numbers on their website. Also, if ever you are going to push through with the purchase, always pay using checks made payable to BFS, not the agent/broker, and I would also suggest that you should only transact at their office. Just let me know if you have further questions and no need to call me “sir” hehe! Thanks for visiting!
naghahanap po kau ng house and lot d2 po im agent at bfs
hi sir,ask ko lang po if yung capitol hills in trece martirez cavite eh under ng BFS?..balak ko kasi bayadan yung bahy na tinitirhan nmin eh. eh pina aadress nila yung cheke sa Balikatan Property Holding Inc. just want to make sure!! pls.reply asap.. tnx po
rereply ky ang BFS skin. nag-inquire ksi ako s property nila s cilla prinsesa subd. puerto prinsesa palawan. may alam k bang information s property n ito. THANKS!
HI Myrna, actually BFS contacted me 2 weeks ago asking for my contact details so they can send me an updated listing of their properties. I sent my contact details to them and actually sent a follow-up e-mail but I am still waiting for the list. Anyway, sorry but I don’t have any info regarding their properties in Palawan at the moment. Thanks for visiting!
hello….i just want to ask….the real owner is my aunt then almost more than so many years until now hindi na nya pinakikialaman ang bahay now the bfs giving me the right kung bibilhin ko ang bahay ang kaso any time this month they can demand a sherif nalisanin ko na ang bahay dahil almost 1 year na ang binigay na palugit…..possible bang gawin nila yun without sending any letter sa nakatira about 1 year lapse?……sa ngayun hinahanapan namin ng paraan para malikom ang pera…possible din bang ipagkaloob nila sa akin ang bahay sa tamang halaga? at may possibility bang ibigay nila sa iba ang bahay kung mas mataas ang offer ng bibili kaysa sa kung anong kaya ko? or malaki ang chances ko dahil ako na ang nakatira for over a year…..salamat
Nag inquire po ako rati ng property sa bfs sa may sfdm bulacan. Ok sana sya mlki discount kapag cash ,no occupant, but i hesitated kasi the title is still in the name of the former owner at ako pa raw ang magtatransfer. Paano po ba ang process ng ganitong sitwasyon. Do I have to locate the previous owner to sign some docs? At gaano katagal kaya ang pagpapatransfer and fees involve.Sensya na po, no knowledge tlaga ako, but willing to learn po.
Hi Ayehn, first thing you need to know is if the one year redemption period has expired. We need to respect the previous owner’s right to get his property back. In case it has expired, the you can proceed with the transfer. However, the transfer that you should be concerned about is the transfer from BFS to you. BFS should have the title consolidated(transferred to them) and then you can take care of transferring the title from BFS to you.Transfer fees would normally be 8% to 10% of the selling price because it may include capital gains tax(6%), documentary stamps tax(1.5%), transfer tax, etc. so 10 % would be more than enough. Mga 3 months siguro para sa pag transfer kung walang problema ang mga papeles. No problem lalu na’t willing to learn! Salamat sa pag bisita!
Hi Roel,thank you for the info. sana nga po you can help me kasi agent pala kayo ng BFS, just let me know kung ano n status kung magkano sya ngayon if cash or installment.Sa Makati office nag inquire father ko pro d parin confirm kung magkano talaga. thank u
tumawag ako sa BFS, laki ng discount nila for cash payment for certain properties more than 30% ng tag price. kaya lng labo easy payment terms 50% down. thing is, im not into investing and im only looking for low-price house with easy payment scheme where me and family could settle in. any suggestions? ala ako swerte sa pag-ibig mostly occupied ung napipili ko sa cavite.
Hi Shaun, I’ll be on the lookout for properties for you. As I have said in the past, even if you are not an investor, why not buy a house as if it were your first investment so that later you can sell it for a profit, or get positive cashflow from it when you decide to rent it out. Thanks again for visiting!
gearaldine, ask ko lang.. anong address po ba ng House nyo? at saang office ng BFS kyo nag iinquire?? sa alabang po ba?? agent po kc ako ng BFS., try po ntin baka may magawa pa tyo! kindred_garcia@yahoo.com– ym
Sir Jay, naTry ko na ang humanap ng house sa Bfs., ang hirap talaga ng may naka-Occupy na Former Owner., aawayin ka talaga, hehe buti na lng cool lng ako, anyway they give 10% discount pag Cash. pero sa dami ng Buyer nila, abutin ka ng siyam-siyam, may makausap lng sa marketing
Hi Roel, yes, yan ang mahirap pag may occupants. Advice ko lang, pag may occupant, iwas na lang. Buti na yung nag-iingat, marami namang ibang properties!
Tama, mahirap talaga pag may occupants kaya medyo mahirap din maghanap ng mga foreclosed properties na walang occupants. Sana makapagpost ka ng listing from Pag-Ibig at dito sa Visayas area. 🙂
.-= Jonha´s last blog ..My Rags to Clothes Story – A Modern Rags to Riches Story =-.
Sir/Madam, ung public auction po ninyo sa july 11, 2009. Saan po banda ung tamang address kasi po di ko alam ung Unionbank special. Paki bigay lang po ng tamang address. thank you.
Sir pls. help just let me know kung pwede pa mahabol ang foreclose na house and lot kung babayaran nman kaya lang installment kc before sabi ng BFS if cash 550K tapos last June 2009 sabi nila 680K na dahil nag ask ang father ko ng installment. Wala po akong idea kung pano sila kakausapin at sino kc yun agent n nagwork don sa BFS lagi daw naka leave.gusto ko po sana ako n bumili bago ma end ang 1 yr. sabi kc ng father ko me 1 yr. paraw sya bago paalisin don. pls. help po. godiap@yahoo.com Thanks and God Bless
Hi Geraldine, yes may habol pa yan kasi nga meron pang 1 year redemption period ang property pag naforeclose. Okay din at nag negotiate na pala kayo ng installment terms. kailangan lang ma confirm niyo kung kelan nag start ang 1 year redemption period. Kahit naka leave yung agent, dapat may mas mataas na pwede mo kausapin. For sure mas gugustuhin nila na maiayos pa yung loan niyo kesa maging final ang foreclosure. Will also e-mail you. I hope and pray all will work out well.
@Diana, basically the redemption period is the one year period given to owners whose properties have been foreclosed where they have to right to continue staying at the property and come up with money to “redeem” the property which means they will have to pay the full loan balance.
@Ariel, I don’t focus on foreclosed properties in the Taguig area hence I can’t give you any leads, sorry about that. However, I have just finished installing Google Custom Search to this site so you can search for posts that indicate properties in the Taguig area. Please try it out, you can find it at the top of the right-most side bar.
@ Mary Joy and Joseph Ira, sorry but I also don’t focus on those area’s hence I can’t say I encountered any properties Caloocan and Tunasan. Same as my advice to Ariel, you can also try using the search function of this site at the top of the right-most side bar. Thanks for visiting!
@Fe, sorry but I don’t focus on the Cavite area so I wouldn’t have any rent-to-own properties available there. Thanks for the comment!
@Paulo, I’m not sure if BFS will all immediate loan take out to Pag-IBIG, you will have to verify from them. What I do know is that Pag-IBIG accepts taking out loans from banks. First step is you will have to attend one of their daily seminars and then you can get more details during the loan counseling. Thanks for the visiting!
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gud am sir/mam! i am looking for a foreclosed/dacioned house and lot in Sta. Rosa City. pwede po ba ipasok sa Pagibig yung house and lot ng BFS? thanks in advance…
sir, meron ba kayong rent-to-own properties dito sa cavite? how do i avail of that?
hi i have unit at cavite paliparan1 …do you interesred…rent to own or forsale txt me 09994393504…. mel
mga sir/ma’am meron po ba available sa camella ridgeview tunasan okie po ba dun hindi po ba binabaha doon kasi may nakapagsabi saakin na binabaha daw doon.
@joseph Ira, i Personally visit the Tunasan proprty.. ang Promlema po dun, walang ilaw ng Meralco sa mga daanan, madilim sa Gabi, pero hinde nman po masyado binabaha…
nsan na poh ung listing property for dolmar golden hill subdivision Caloocan for 2009????????
how about taguig area along c-5
wat po ibg sabhin ng redemption period,,
hi, may alam ka ba foreclosed property na pwede mabili area ng quezon city o san juan malapit sa work ko sa santolan. kindly email me naman mga listing.
@Ariel, haven’t been able to spot a foreclosed property in that area recently, a friend of a friend was recently looking for a property in the Gilmore area but I wasn’t able to find one. However, I have a lot of new listings which I haven’t checked yet, I’ll be on the lookout and let you know if I find any. Thanks for visiting!
sir Ariel, mga Property po sa San juan, mostly P3M ang pinakamababa..
hi guys,
bear in mind that these foreclosed properties have also accumulated tax arrears, tax payments sa municipality where they belong, so after you acquire the property, next move is to check the tax arrears, unless included na ito sa foreclosed property amount na babayaran mo.
@matt, I agree, interested buyers should check for any arrears the property may have. I included this on my post about the 31 questions you need to ask when inquiring about foreclosed properties and this can serve as a handy checklist and for part of one’s due diligence. Thanks for the comment!
Hi Jay. Can you help me find your blog containing the 31 questions to ask when inquiring about foreclosed properties? Thanks and more power!!
Hi Tony, you may access that article using this link: https://www.foreclosurephilippines.com/2009/03/31-questions-you-need-to-ask-when.html which is also accessible under the “Featured Posts” section at the middle column of the bottom section of this blog.
@Anjie, it seems I have not received any e-mail from you yet. You can also send me a txt at 09178843882. A buyback can be arranged but that would depend on the circumstances. Please do contact me so I can discuss with you further.
Hi Jun, thanks for the comment and the nice words! Just my way of paying it forward. A lot of people have helped me along the way and I just want to give back. May God bless you and your family as well. =)
Hi Jay.
Your generosity to share with all of us your resources on these very, very valuable information, is very refreshing, and inspiring. It must have taken a lot of time and effort to obtain all these and your knowledge, and you allow us to benefit from them without expecting anything in return. Kudos, and more blessings to you and your family.
Jun
hi anjie, i’m so sorry for the situation you are in right now. Let me discuss this with you privately, please send me an e-mail at ph.investor@gmail.com
hi jay im anjie,my house is now in process for auction. one year is gigen for redemtion. how can u help me?its only a low cost but corner unit.we met at REBAP SITE O.
@Engle, usually you will have to pass their credit investigation and your net disposable income should be able to support the loan. better call them up to get the complete list of requirements. Thanks for dropping by!
@Annie, Yung redemption period kasi is mandatory as per Act 3135 which means a borrower whose property has been foreclosed will have 12 months to redeem the property. As for the process, you just need to identify a property that you want to buy then call them up first to check if its available then they will assist you with the specifics on the requirements, loan terms, etc. Thanks for the comment!
Good day Sir Jay!
Bakit may redemption period? Paano ang process ng acquiring asset dito sa BFS? Hoping for immediate reply. tnx.
Mr. Jay, usually po, ano ung mga things in consideration para ma-approve, if sakaling bibili ka ng property sa BFS? thanks!
Hi Anonymous, actually you can download the listings directly from BFS but if you are having problems downloading it, I’ll just send you an updated list through e-mail. Thanks for visiting!
sir/mam im a interested about preowned properties would u mind send me some listings location from cainta rizal and camella ridgeview muntinlupa estimating amount to at least 200 k thanks kindly email me to nel2328@yahoo.com waiting for your immediate response…
@Katrina, I haven’t bought any properties yet through BFS as I often see that the properties in my area of focus have already been sold or reserved. I do noticed that they really are quite cheap. I also know a fellow investor who has bough 2 properties from them in the Rizal area and he says he ended up with good investments. Thanks for the visit!
@Vilma, I personally don’t know anyone at BFS but you may inquire directly through the following:
Trunk Line:+63 (2) 750-3888
Fax Number:+63 (2) 756-6247
E-mail Address:info@bfs.com.ph
Address: 24th Floor, BPI Buendia Center, Sen. Gil J. Puyat Avenue, Makati City, Philippines 1200
Thanks for dropping by!
hello!mr.Jay,saan at sino po pwede kusapin about pre owned properties?pls reply me…thanks…vilma
hi jay!
im not really good at this… for you, ok ba ang BFS?
thanks!
Hi Jerrell, if tapos na yung redemption period, wala nang habol yung dating may ari. If I’m not mistaken with the legal terms, the redemption period is one year after the execution of the foreclosure. Kahit hindi pa fully paid ang new owner, basta nag lapse na yung one year na redemption period, wala na ring habol ang previous owner. Usually the banks would inform interested parties if the redemption period has lapsed or not pero it would be better to double check, just to be sure. Thanks for visiting!
hi mr Jay, tanong ko lang po kung pwede pang mag habol yung dating may ari yung property pag fully paid na po ng buyer.And pano rin po pag dipa fully paid yung property pwede pa rin po basila mag habol?
Ah okay, tama naman, sinisigurado ko lang. Thanks Betty!
opo yun nga po. hehe mali ba pag explain ko? basta kasi national homes lang natandaan ko, yung office nila sa may tabi ng creek sa may makati.
Hi Betty, is the national homes you are referring to the same as National Home Mortgage Finance Corp. (NHMFC)?
sa dasma,cavite…in summerwind in particular.
nag ocular ako dun, very disappointing kasi nga occupied pa yung property ng national homes unlike sa BFS eh vacated na..parang over 50% ang tinaas ng BFS.
Saang area yan Betty in particular? Malaking bagay din yung unoccupied na ang property. It could take more than a year for ejectment cases to prosper.
i saw a property at the same village listed at national homes and BFS, lumalabas mas mahal pa yung sa BFS, although ang kunswelo na lumalabas eh vacated na yung property ng BFS unlike sa national homes.
Hi Dins, yes they sell directly to individuals. I would suggest you give them a call. Just like most banks, they probably take a long time to respond to e-mails.
hi reply ka sakin
can you be my friend….
is BFS only for real estate agents or do they sell to individuals who wish to purchase a property? i tried emailing them kasi, wala naman sumagot…
I browsed thru several properties listed in their website but it looks a lot of them were dilapidated. I don’t believe that the price listed is appropriate. For example, I saw a this property with Ref No. 1503653 which is a very small shanty costing PhP 415150. I’m guessing that the lot must be worth this much while the building is worth nothing.