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Last chance to stop foreclosure: Pag-IBIG Housing Loan condonation program extended

Update for March 28, 2014: Pag-IBIG’s Non-Performing Asset Resolution Program (NPARP) has been extended. Please contact Pag-IBIG directly for more details (source: Pag-IBIG website)

If you have failed to pay your Pag-IBIG housing loan’s monthly amortization in the past (at least 3 months), this might be your last chance to stop the foreclosure of your home through Pag-IBIG’s Housing Loan Restructuring and Penalty Condonation Program.

This program which started last January 2, 2012 is about to end. The deadline for filing applications for the Pag-IBIG Loan Restructuring and Penalty Condonation Program is on June 30, 2012.

Pag-IBIG Loan Restructuring and Penalty Condonation Program Deadline: June 30, 2012
Pag-IBIG Loan Restructuring and Penalty Condonation Program Deadline: June 30, 2012. Source: www.pagibigfund.gov.ph

Pag-IBIG Loan Restructuring and Penalty Condonation Program details

To learn more about the program, you may click on the following link to download HDMF Circular 300. This circular is from Pag-IBIG’s website and covers the guidelines for the implementation of the loan condonation program.

Source: www.pagibigfund.gov.ph

Got questions?

If you have questions about the Pag-IBIG Loan Restructuring and Penalty Condonation Program, you may contact Pag-IBIG directly through the following:

  • Telephone: 724-4244
  • Email: publicaffairs@pagibigfund.gov.ph

Stop foreclosure now!

Remember, the program will end on June 30, 2012. If you bought your home through a Pag-IBIG housing loan and you are in danger of facing foreclosure, you better act now and file your application before it’s too late. Otherwise, your home might end up getting included in the next listing of Pag-IBIG foreclosed properties for sale.

What if my mortgage loan is not with Pag-IBIG?

If you are facing foreclosure and your property’s mortgage loan is NOT with Pag-IBIG, please refer to the following article for some tips on how to stop the foreclosure of your home:

~~~

To our success and financial freedom!

Jay Castillo

Real Estate Investor
PRC Real Estate Broker License No. 3194 
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Text by Jay Castillo and Cherry Castillo. Copyright © 2008 – 2012 All rights reserved.

Full disclosure: Nothing to disclose.

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About Jay Castillo
People encounter problems and make mistakes when buying foreclosed properties, and Jay wants to help people avoid those problems/ mistakes. Jay encountered a lot of those, which is why he started this blog in 2008 to serve as a guide where he shares lessons learned, and how to overcome challenges you may encounter when investing foreclosed properties in the Philippines … [Read more]
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64 thoughts on “Last chance to stop foreclosure: Pag-IBIG Housing Loan condonation program extended”

  1. Pingback: Avoid the cancellation and foreclosure of properties under Pag-IBIG housing loans
  2. Dalawang taon na po naming hinuhulugan ang housing loan namin, sa ngaun po hind na namin kayang hulugan,matulungan po ba kmi ng pag ibig para maipasa po sa mga gustong mag housing loan ung bahay namin, pra khit konti ng pera naming naibayad ay bumalik, salamat po.

    Reply
    • For mortgage loans with Pag-IBIG, yes, mortgage redemption insurance or MRI is required. They also have flood damage and fire insurance.

      Reply
  3. hi sir jay…Good day po! i just wanted to ask po an advice kasi 1 year mahigit na po ako hindi nakapag bayad sa pag ibig gawa nung nagkasakit ako…May notice po akong natanggap from pag ibig ng demand letter pero wala pa po akong forclosure na letter..Tanong ko po kung pwede po kayang makipag settle ng payment na mangihingi ng 3mos.extension para mabayaran just in case makatanggap ako ng forclosure? help me pls. marami pong salamat

    Reply
  4. sir jay ito sitwasyon ko .. bali na delay na po ako for 6 months pero babayaran ko this end of the month ang 2 months..wala p man foreclosure na binigay s akin.. bali ung from law office lang nagpadala nang letter about sa payment.. sir ang tanong ko need ko pa ba dadaan sa law office before ako magbayad sa pag ibig o deretso n ako sa pag ibig duon n lang akoa makipag settle. para kasi akong tinatakot nang law office n ito. sir hope masagot nyo po katanungan ko.. ty po..

    Reply
  5. Hi sir jay,..Good Day po..Need q po ng opinion regarding sa na avail kong house and lot sa dasmarinas cavite.Nakuha ko po siya sa accuired assets..na foreclosed na po sya.Na award na po siya sa akin last month..ang problem lang po oung first owner ayaw pong umalis sa nabili kong bahay.d daw po sya aalis hanggang d natatapos ang contract nya till 2017..paano naman po ako kasi mag start na akong bawasan ng hdmf..nagpunta na po ako sa homeowners assoc kaso parang malakas sila doon…Pls give me a advice..More power and thank you po…

    Reply
  6. Good morning Sir Jay, Im government employee may i request ask question here is my concern. Way back 2009 kumuha ako ng housing loan sa pag-ibig and im good payer how ever due to my busy work 3-4 months ako hindi nakakabayad sa pag-ibig then I decide na wag ko ng ipagpatuloy, after that my agent advice me na pumunta ako sa developer and I wrote a letter address to concern na willing to give up ang house. This time last December 2014 nag file ako ng application for housing loan BUT DENIED bcoz I have problem from my previous housing loan…. Request advice how can I solve this problem thank you..very much

    Reply
  7. Hello Sir Jay,

    Question po Sir. Nakatanggap po ako ng letter galing sa law office dahil sa unpaid balance ko sa PAG-IBIG. Amount to settle po ay 51,000. Binigyan po ako ng 5 days para isettle ang amount. Unfortunately, 17K lang yung kaya ko ibigay for this month, dahil ngayon na lang po ulit ako nakapagtrabaho. First time ko po makatanggap ng letter sa kanila.

    Ano po kaya ang magandang gawin dito? Balak ko po kasi na magsumula na ulit ,aghulog ng 17k/month hanggang sa makahabol ako sa bayad. 5.5k po kasi ang hulog ko buwan buwan. Sa PAG-IBIG po ba ako dapat makipagsettle o sa Law office na? Salamat po.

    -Bella

    Reply
    • Hi Ms. Bella, I’m sorry to hear your situation. Suggestion ko po is puntahan niyo pareho ang Pag-IBIG at ang Law office. Ibayad niyo napo ang kayo niyo ibayad para makita nila na in good faith kayo at inegotiate niyo po ang payment options, in writing, para po madali nila ma-approve.

      Reply
  8. #gud day Mr.Jay Castillo..ask q lng poh if paano poh mag-aply ng isang unit sa resstlement area na di pa occupied.Meron poh bang reservation fee at downpayment yun? Magkano poh kya kung hulugan through PAG-IBIG members? Anu-ano poh ba requirements pra sa pag-aaply? After giving the downpayment, pwede na poh ba agad tirahan yung unit na yun? Gusto q poh kc sa resstlement area kumuha ng bahay pwede poh ba yun? Wait q poh reply nyo..thanks poh and GOD blessed;)

    Reply
  9. Hi, magandang araw poh…isa po aqong OFW mag iinquire po sana aq kung paano makabili ng bahay sa isang resstlement area? At sa magkanong halaga po iyun mabibili..kung hulugan nman po mga ilang taon pwede hulugan? At pwede na po bang lipatan at tirhan yun after the agreement? Thanks po I kindly wait for ur response…gud day po

    Reply
  10. Hello everyone Im planning to buy a lot with house already but the owner mortgage to pag ibig as House Mutual fund. The owner told to me if im going buy the house and lot I have to pay her 800th for the land 1million in pagibig but i check to pag ibig sa total amount credit of the owner is 1,250,0000.000 and i have to pay 50th to prevent the foreclosure, my question how i verify to pag ibig if the land is foreclosure?.if so i have to buy or not? Thanks- need your advice pag ibig

    Reply
  11. Hi Si Jay, Meron po akong outstanding housing loan sa Pagibig and gusto ko na po sana i surrender na ang unit, ganito ko po kasi nakuha iyon, nasa abroad po ang uncle ko at sabi niya gusto niya kumuha ng housing unit kaya lang hindi updated account niya sa pagibig and kung meron man eh nasa 50 + na po yung age niya so nag request siya na kung pwede account ko ipapadaan ang loan so pumayag po ako na take out po yung unit is october 2012 nakabayad siya ng 3 months tapos wala na po nun until now, tinanong ko siya hindi na daw po niya kaya yung hulog, so plan ko po sana i surrender na sa pagibig hindi ko lang alam kung paano, pero unitl now tumatawag pa din law firm at nagtatanong po sa akin..sana po matulungan ninyo ako…salamat po.

    Reply
    • Hi Joseph,

      Sorry to hear your situation, ikaw ang naiipit. Pwede mo siya i-voluntary surrender pero sa pagkakaalam ko, dapat i-formalize mo. Sa tingin ko mas maganda kung dumiretso ka na sa Pag-IBIG para malaman ang exact procedure. Malamang may ipapaexecute sayo na dokumento na nakalagay dun na voluntary surrender na nga ang gagawin mo. Nabasa ko na ito dati sa isang circular ng Pag-IBIG nung balak namin i-surrender yung house namin sa Provident Village after Ondoy, pero hindi na umabot dun kasi may gusto bumili ng property. property. Hindi ko na matandaan kung anong circular yon pero malamang andun yon sa housing loan guidelines nila. Paki-search na lang sa Pag-IBIG website (www.pagibigfund.gov.ph) or tawag ka sa hotline nila.

      Yun nga lang, baka ma-blacklist ka na at hindi ka na makapagloan sa Pag-IBIG, kunsabagay ganun din naman sa ngayon kasi delinquent na yung account mo.

      Paki claro na lang na wala ka nang penalties na babayaran pag nasurrender mo yung property. Good luck at sana maayos ang lahat.

      Reply
  12. Hi po! I have active pa po ba ang convo na to..pa help naman po..kasi nagkaroon po kami ng financial problem..my hinuhulagan po kaming house and lot..cavite area..kaso for 2 years of stay namin..hindi po monthly yung naging hilog nmin dahil sa problem namin..ngayon po may accumulated na ata nanparang nasa 2yrs+ na deliquent nmin..napasa n po sa collector..hindi na po namin alam ang gagawin kasi ang laki ng hinihingi ni collection di po namin kaya..ayaw naman po namin ibenta kasi wala naman kami lilipatab..sayang din po loc maganda super accessible..my iba p po bang way..meron pa din po ba nung NPARP? please help naman po..thanks in advance po..

    Reply
  13. gud pm sir…nabili ko po yung bahay namen prang ako po yung 2nd owner….kami na po yung nagpapatuloy ng monthly amotization ng bAHAY NG KAKILALA po namin…pano po b yung process pra malipat po sa amin yung pangalan ng bahay?tnx sir

    Reply
    • Hi Ace, alam ko pwede kayo mag execute ng “deed of sale with assumption of mortgage”, paki consult sa call center ng Pag-IBIG para malaman ang exact procedure.

      Reply
  14. Hi sir Jay. Three years na po ako nagbabayad sa bahay na naloan ko thru pagibig. Updated naman po ang paymen ko pero balak ko po sana isurrender para makabili ng ibang bahay. Paano po ba ang pinakamadaling paraan? May ma rerefund po ba sa mga binayad ko? Salamat po sir, More power.

    Reply
  15. Hi po. Ask ko lang po sana what if hindi kami nakakabayad but stillwe haven’t received notice from pag-ibig? Saka po ung restructuring of loan ? Last 2012 lang po ba meron nun or every year po ? Thanks po.

    Reply
  16. Hi Jay,

    I would like to ask if HDMF is still accepting application for restructuring of unpaid monthly amortization?
    kakareceive lang namin ng Notice galing sa isang law firm demanding us to pay an amount of P90K if di dw ako makabayad i-foforeclose dw nila. Ang Pag-Ibig ba ay hindi na talaga nag i-entertain ng clients nilang my mga ganitong case? they just leave it up sa law firm nila? Maraming salamat. God Bless.

    Nikki

    Reply
  17. hi po.. yong bahay ko po bale 2010 ko pa d nabayaran ng january dahil nagkasakit ng lung cancer ang asawa ko..2011 ng aug binawian ng buhay at nabaon ako sa utang dito sa ibang bansa.talagang hirap ako dahil may utang pa kami sa hospital at sa burial services ..wala din insurance ang asawa ko..2012 sa subrang problema at kaiisip nakaroon naman me ng bukol at na diagnose naman na may stage 2 breast cancer naman ako itong march 18, ko nalaman….ngayon naman pinadalhan me ng notice na hanggang aug 22 nalang daw kami sa bahay…actually, noon ok pa ang business namin nabayaran ko naman ang monthly ko dahil yong bahay ay good for 10yrs lang dapat..last year naki usap ako na kong pwede i restructuring peru ang sabi ng pag-ibig mag bayad muna me ng 350,000 eh talga wala akong ganyang pera…nag email ako sa kanila na kong pwede pag bigyan naman ako sa request ko na additional year muna at liitan ang monthly ko…kaso ito ngayon gusto na nilang kunin ang bahay ko…malake na rin ang nahulog ko sa bahay kulang kulang 1.5M…sa akin may balance pa rin me ng 1.5M nais ko sanang humingi ng advice o tulong kong pano ho ang gawin ko upang hindi nila makuha ang bahay…pls help me

    Reply
  18. Hi Sir, ano po pede kung gwin kung gusto ko na bitawan yung housing loan ko under pag ibig 6 months pa lang po ako nagbabayad ng amortization and gusto ko po mamili ng lote muna. ano po dapat ko gawin? makakaapekto po ba ito sa mga susunos kung loan? May makukuha/refund pa po ba ako just incase na withdraw ko na?

    Reply
  19. hello po sir, meron po akong dilemma , kasi nag housing loan po yung tatay ko sa pag ibig, nababayaran naman po namin yung monthly dues namin, kaso nung around 2011 medyo deliquent na yung bayad nya kasi na stroke sya medyo mas inuna namin yung treatment nya. nung 2012 wala parin akong naibayad kasi yung sweldo ko at sweldo ng tatay ko sapat lng sa mga medications nya at pangangailangan namin, at nag aaral pa yung dalawa kung kapatid.(hindi ako panganay) ako lng po at ang tatay ko ang nag tratrabaho para sa ming pamilya kaya medyo nahihirapan po akong ma cope upan yung monthly amortization ko pero willing po akong magbayad. ang tanong ko lng po bakit wala po kaming natatanggap na sulat at yung natanggap naming sulat kahapon ay notice for extra judicial sale na po? ano po ba ang ibig sabihin nito? wala na po ba kaming chance na mabayaran yung property namin? ilang taon din pong pinaghirapan ng tatay ko yung bahay namin tapos makukuha lng ng , hindi naman po ganon kalakihan yung na iloan namin kompara sa value ng bahay. ano po ba ang mabuti kung gawin?

    Reply
  20. sir pwede po bang ma i tranfer sa pag ibig ang house na ni loan ko na under bank financing?ano ano po ang isinsaalang alang?

    Reply
  21. Helo Sir . just want to ask if the property is for auction na, can we still apply for the housing loan to get the property and to clear the name of the first person na nagloan?

    Reply
  22. Are we just going to leave the house? Do we need to surrender the house at pag ibig housing? Di n po b msa-save yung property? Kc ngyon lng po ako ng on line di ko nakita n last January p pla and last day. Ano po kaya ang gagawin ko, Kasi po nung nagpunta ko last year ng June, gusto nila mgigay ko gagd ung 30% den next month bayd ulit ng malaki, okay namna po ako dun, kaya lng last week n din po kc ako ng June ngpunta and dala ko lang po ay 3K, para lang m process papers ko pero ayaw po nung babae. Di daw pede tanggapin ung ganung kaliit. Kaya nawalan n po ako ng pag asa. Hangang po may ngpunta s bahay at binigyan ako ng letter for vacancy n dw po ung bahay… kailangan n po b umalis o may paraan p para m save ko yung property. Sana po masagot nyo, at matulungan ako. Salamat po. God bless.

    Reply
  23. My property is already for vacancy n po. Pde ko po bang bayaran yung kulang ko unti-unti para naman di mawala samin ung bahay? Willing naman po ako magbayad s ngyon, last year po walang wala kc. Please reply Sir Jay. Gusto ko p pong ma save yung property. Tnx.

    Reply
  24. good day po..may na avail po aqng bhay thru pag ibig…6mos po aq ng equity at r 1year p po xa n take out..ngkataon nmn po ng ngstart n aq mg monthly sk po humina ang pxok s company kya po mas npg tuunan q ang pangangailangan s pang arw arw at pag aaral ng anak ko peo nkpghulog p po aq ng ilang buwan. ndi po aq ng open ng acct at drekta po s developer n ng bbyad. ndi q p dn po kukuha ang susi dhil un dw ang rule ng developer.. s ksalukuyan 5mos n po aq ndi nkkpg byad..my tumatwg po skin n law firm at nhhrast n po aq s knla dhil piniplit nla aq mgbyad at tntkot n ifoforeclose ang bhay n kinuha q n ndi q p nttrahan.. nbsa q po ung condonation program.. pwd q po b xa i avail kht ns developer pa ang unit q. at tlg po bng bukod s pag ibig at developer e my iba png maniningil s at mgpupunta s bhay..plz help po.

    Reply
  25. May tanong lang po ako nakapagparestructure napo kami before kaso naretrench po ang husband ko. May letter kami for foreclosure na raw po ang house namin. Problem po gustuhin po man naming irestructure uli wala pa po kaming pangdown na requirement. What is the best thing to do po kaya.

    Reply
  26. Hi!gusto ko pong bumili ng foreclosed property po sa isabela.saan po ba ako magpunta?sa pagibig office ba sa isabela or sa main office?

    Reply
  27. gud day binibili ko sana yung bahay namin para n nakapangalan sa nanay ko thru pagibig at the same time for house improvement ang tanong ko lang location kasi nito e dating low cost housing ng gobyerno panahon pa ni imelda sa dasmarinas cavite.. nabayaran na po yung lahat ng arear at kung kanino naaward.. pangatlong mayari na kami.. ang sabi nga title n lang, the rest okay ng papers.. di ko po alam kung maaproved ang bahay at lupa na binibili ko sa nanay na ang location e dating resettlement area na nabili lang din?

    Reply
  28. please help …i sold my unit under my husbands name in good standing.but the irresponsible second owner was unable to pay 12000.00 plus of unpaid amortization.is there a way to transfer the name to tha second owner so i will be free of any liability. saan po ako asks ng assistance .kung di po mailipat gusto ko na lang isurrender tnx po

    Reply
    • Hi Ms. Sol, para po bang ipinasalo niyo sa buyer yung loan ng husband niyo? Bale yung buyer ang magbabayad, pero sa husband niyo pa rin nakapangalan yung loan? Pwede po ilipat sa buyer, basta mag-qualify din yung buyer niyo sa Pag-IBIG housing loan, at kung mabalik sa good standing ang loan.

      Pwede niyo po i-surrender pag hindi na kayang mailipat, pero lugi naman po ang husband niyo kasi siya ang magkakaroon ng bad credit record.

      Reply
  29. Foreclose napo yung bahay namen. And medyo matagal nadin po gindi nakakahulog. Dati po ay nasa Php 200,000 lamang ang utang namin ngayon po ay Nasa Php 400,000 ang balance namin po sa pagibig. Binigyan kami ng 5months na palugit para mabayaran ang utang namin ng buo kung hindi po ay repossess na nila. Ang katNungan ko po ay maaari po ba ipagpatuloy ng aking mga anak ang pagbabayad at iextend pa ang term? O anu po ba ang magandang gawin? Napamahal na po sa amin angbahay namin at ayaw nMin itong mawala sa amin. Sana po ay matulungan ninyo po kame.

    Reply
    • Hi Alvin, sa pagkakaalam ko po pwede pa po ituloy ng anak niyo, yung nga lang, baka kailangan po ma update muna ang account no, pwera na lang po kung ipilit nila na yung buong loan amount na ang dapat bayaran, kagaya po ng nabanggit niyo. Ang pinakamaganda po ay puntahan niyo na po ang pag-ibig para makausap sila ng masinsinan at malaman niyo lahat ng options na pwede.

      Reply
  30. hi… sana po ay umabot ito sa kinauukulan.. ilan beses n po kmi nag email sa pag ibig pero hindi po nasagot ang tanong nmin… may existing housing loan po kmi sa pag ibig at gaya din po ng iba nag karoon din po kmi ng financial shortage khit pareho kmi ng husband ko n nandito sa abroad due to global krisis.. ayaw po nmin mawala ung property nmin ng ganun nalang kya gusto po nmin malaman kung anong advice ang pwede nyo ibigay sa amin at kung knino kmi lalapit para maayos namin ung existing loan nmin at masave yung property.. malaki n din po ang naihuog nmin.. yung lot na collateral nmin ay fully paid na at hard earned po nmin mag asawa lahat ng na invest namin. sana po ay matulungan nyo kmi.. thanks ang God bless!

    Reply
    • call pagibig… try this Pagibig Imus Branch (046) 4714368. By the way i have talked to pagibig staff at pagibig office… they told me na as much as possible hindi nag po-forclose ng porperty ang pagibig kaya may chance pa kayo.. until 1 year non payment is still tolerable… but more than that you act na…

      Reply
  31. I just wanted to ask for help and advice about my housing loan under PAG-IBIG kasi po nag ka roon ako ng mga dues and late payments because of financial shortage kasi po i support my father medication (BONE CANCER) for 1 year and 8 months here abroad till he passed away last Augost 30,2012 and some circumstances happened and we are going to send my fathers corps back to Philippines on January 22,2013 and i am very worried na baka mawala ang unit ko kasi nahulugan ko na sya since 2009 pa the year na mamatay din ang asawa ko kaya malaki ang panghihinayang ko..i already send an e-mail sa Phil.Gov.PAG-IBIG pero wala pa rin silang response..dko na alam ang gagawin ko kasi malaki na rin ang naibabayad ko sa bahay ko,please i really need your help to settle my problem..is there any options to do or to make?Please help.

    Reply
    • Hi Ms. Karen, unang una nakikiramay po ako sa inyo. Suggestion ko po ay bukod sa sulat, magpapunta po kayo ng kamag anak niyo sa office ng Pag-IBIG para makipagusap at makiusap na mabigyan kayo ng dagdag na oras or extension at loan restructuring. Iba po talaga pag personal na makakausap kesa sulat lang po…

      Reply
  32. sir, may katanungan lang ako. na foreclose na yong bahay ko ngayon po gusto kung kunin muli ,may programa ba ang gobyerno natin para bumaba yung halaga ng bahay kasi nasa 400.000.00 na ang halaga ng bahay , dati nasa 250,000.00 kaso po ang laki na ng interest dahil diko na na bayaran. ano po ang maitulong nyo sa akin para mabayaran ko ito ng mas mababa. salamat po..

    Reply
    • Hi Victor, developer po ba ang nag foreclose? Kung sa Pagibig or other government institutions, may kanya kanya silang programa para mapagaang ang payment (loan restructuring, etc).

      Reply
  33. pwede pong malaman un mga bahay na forclosure dito samin sa east2 camella springville molino bacoor cavite kc gusto ko pong bumili ng rights, thanks

    Reply
  34. Hi po! I have a problem po. Kasi I bought the unit from a middleman. Nung nipakita ko po yung deed of sale sa developer, peke daw po. So I searched for the original owner kasi they are nowhere to be found na daw po. I found the wife of the contract owner po on Facebook and told them na ako na po yung new owner, blinock po ako. Now I am still paying the MA but I want to pay the loan in full na in about 6 years na po sana. Kaso di ko po maga guarantee na sakin mapupunta yung title kasi technically walang legal document na nagsasaad na akin na tong unit na to. Any suggestions po would greatly help.

    Reply
  35. Hello, I am very interested to buy a foreclosed property from Pag-ibig. Do you have to be a pag-ibig member to buy one? and can you only buy one at a time? i hope you could answer my questions. I’ve been calling pag-ibig and their line is always busy. 🙁 Thanks in advance!

    Reply
    • Hi Absywabsy, purchasing Pag-IBIG foreclosed properties through a Pag-IBIG housing loan will require that you are a Pg-IBIG member in good standing.

      Yes, you can only have one housing loan at any given time with Pag-IBIG which means you can only buy one property. However, once it is fully paid, you can buy another one. 😉

      I wonder if it has anything to do with their move to a new office, maybe their telephone system is not yet fully operational and they have only a limited number of locals. I’m not sure though. Good luck and I hope you get through!

      Reply
      • Hi Sir jay,

        I just have a query with regards to the recent policy of pag-ibig funds for those members who have balanced of 4 months. I been jobless for 8 months and recently been employed last april of 2012 ever since I was employed I consistently pay my monthly amortization, just this month of march 2013 I was endorsed to 24k account consultant due to my previous balanced and I been thinking if the head office does`nt accept my payment for the month of march till I visit the 3rd party (24k account) for any arrangement, the more my penalties will increased and the more that I will not be able to pay my monthly dues? Tanong ko lang is this a new policy ng Pag-ibig in accommodating members who have balanced more than 4 months?

        Reply
        • Hi VIN 🙂 We have the same issue. March 2013 I received a letter of endorsement regarding my PAGIBIG Housing loan. I have arears of 11 months. I too lacks knowledge about this new scheme of PAGIBIG in collecting payments (with arears) . I have not consulted this yet to PAGIBIG branch here in Davao due too lack of schedule. Ms/Mr Vin, if you have more informations about this please let me know… We’re on the same boat. 🙁 I am planning to settle my payments kasi kaso I don’t think I can pay my arears in full. Email me at feliz_amar(at)yahoo.com

          Reply
          • Hi fel, I’am wondering if this is only applicable here in Davao city, I’ve not yet tried consulting or paying my dues at different area like in tagum city. But if I have news or update with regards to this new policy I will let you know.

            Reply
              • hi po. we have the same case. yun na po ba ang bagong policy?d ko tuloy alam kung kanino ako lalapit? sa pag ibig o dun sa nagsent ng letter?pls help

                Reply
    • Same here because of some reasons we were not able to make a payment for 7 months. And now since we cannot make the full payment kahit man lang at least 2 months paunti unti hanngang sa mabayaran ang balance they wont no longer accept the payment. Hope somebody can advise no what to do.

      Reply

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