Home » Foreclosed Properties » GSIS Foreclosed Properties Bidding Schedules (July-2022)

GSIS Foreclosed Properties Bidding Schedules (July-2022)

Here are updated schedules/listings of Government Service Insurance System or GSIS foreclosed properties for sale through public bidding. Details below.

Reminder: Avoid “Occupied” GSIS foreclosed properties

Keep in mind that a big number of GSIS foreclosed properties scheduled for bidding are “OCCUPIED”.

We highly recommend to avoid those occupied foreclosed properties.

Note: The properties on the listings below are for sale on an “As is Where is” basis. To learn why we do not not recommend buying occupied properties, refer to the following article:

GSIS foreclosed properties for public bidding on July 14 and 26, 2022

The Government Service Insurance System (GSIS) shall sell a total of 22 GSIS foreclosed properties this coming July 14 and 26, 2022 through public bidding. Details below.

View list of GSIS foreclosed properties scheduled for auction (database)

To view the list with all GSIS foreclosed properties scheduled for auction in our database, click on the button below.

==>Click to view GSIS Foreclosed Properties for bidding on July 14 and 26, 2022

Alternately, you can download the complete list below in PDF format.

==> GSIS foreclosed properties bidding list for July 14 and 26, 2022 – (PDF)

GSIS foreclosed properties for public bidding on June 14 and 29, 2022

A total of 60 GSIS foreclosed properties this June 14 and 29, 2022 through public bidding. Details below.

View list of GSIS foreclosed properties scheduled for auction (database)

To view the list with all GSIS foreclosed properties scheduled for auction in our database, click on the button below.

==>Click to view ALL GSIS Foreclosed Properties for bidding on June 14 and 29, 2022

Alternately, you can download the complete list below in PDF format.

==> GSIS foreclosed properties bidding list for June 14 and 29, 2022 – (PDF)

The source of this compilation of listings is the GSIS Official Website as retrieved last June 21, 2022.

GSIS contact Info

Interested parties may contact GSIS directly to get more details through the following:

For bidding inquiries, you may call the Real Property Accounts Management Department (RPAMD) at trunk line numbers (02) 8479-3600, and (02) 7976-4900 local numbers 3228, 3374, and 3396 or send an email at

How to buy GSIS foreclosed properties (General guidelines, Guide for bidders)

To view information on how to buy GSIS foreclosed properties, please refer to the General guidelines, and also the Guide for bidders. Copies of which are can be downloaded below (also includes bidding form).

==> Download Bidding Form, and General guidelines, and guide for bidders


All properties are for sale on an “as-is, where-is” basis.

As stated in the guidelines:

“Disposal of GSIS IP-RUs is on “As-is Where-is” basis. Interested bidders are enjoined to personally inspect the GSIS IP-RUs for sale. “As-is Where-is” is defined as the present physical condition of the retail unit that GSIS is selling and the buyer is buying, “with all attendant faults, if any,” whether or not immediately apparent and without any express or implied warranty. The buyer takes this condition at his or her own risk, without recourse against the GSIS as to their condition. This includes knowledge by the buyer of the presence of occupants in the retail-unit being purchased.”

In addition:

“GSIS reserves the right to waive any formality or to reject any or all bids received. The list of properties available for sale may be updated without prior notice”

Notes for Value Added Tax (VAT)

Pursuant to Republic Act (RA) No. 10963 or the Tax Reform for Acceleration and Inclusion (TRAIN) Act, the selling price of GSIS properties above PhP2.0 million shall be subject to twelve percent (12%) Value-Added Tax (VAT).

The down payment (DP) tendered during the actual bidding shall include 12% VAT and the balance of the purchase price shall also include 12% VAT which is to be paid by the winning bidder on the prescribed date indicated on the issued Notice of Approval
of Sale.

Example: Posted Minimum Acceptable Offer is PhP2,600,000.00 and the Bid Amount is PhP2,610,000.00

DP = (10% of PhP2,610,000.00) + 12% = PhP 261,000.00 + 31,320.00 = PhP292,320.00

Balance = (90% of PhP2,610,000.00) + 12% = PhP2,349,000.00 + 281,880.00 = PhP2,630,880.00″


How about foreclosed properties from other sources? See below…

Search our foreclosed properties database…

Wait, there’s more! You can also search from over 20,000 foreclosed properties in our database that includes multiple banks and lending institutions that have foreclosed properties for sale. Quickly search using the link below:

==> Click for foreclosed properties database

All locations with foreclosed properties by Province/City

You can also browse all locations within the Philippines with foreclosed properties available from ALL banks/lending institutions inside our database, grouped by Province/ City, on this page:

==> Click to browse all foreclosed property locations

Note: The “Foreclosed Properties Database” is a work in progress. If you have comments/ suggestions, please do let me know by leaving a comment below.

Full disclosure: Nothing to disclose, we are not accredited real estate brokers of GSIS. We are sharing this public auction announcement as a form of public service to the general public who might be interested in foreclosed properties and acquired assets from the GSIS. Please contact GSIS directly to inquire, thank you for understanding

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About Jay Castillo
People encounter problems and make mistakes when buying foreclosed properties, and Jay wants to help people avoid those problems/ mistakes. Jay encountered a lot of those, which is why he started this blog in 2008 to serve as a guide where he shares lessons learned, and how to overcome challenges you may encounter when investing foreclosed properties in the Philippines … [Read more]
Avoid losing money, wasted time and effort caused by buying foreclosed properties that have too many problems, with our free 60-item Property Due Diligence Checklist. Grab your free copy now.

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32 thoughts on “GSIS Foreclosed Properties Bidding Schedules (July-2022)”

  1. Good day po! Alam nyo po ba kung pwedeng through loan ang pagbili ng GSIS property kung “acquired asset for lease with option to buy” yung bahay? At kung pareho lang ang ibig sabihin nun sa foreclosed properties? Thank you po in advance.

    • Good day Den! Sorry pero hindi ko mahanap yung may nakalagay na “acquired asset for lease with option to buy” sa mga listahan at guidelines ng GSIS. Saan mo siya nakita?

      Pare-pareho lang ang ibig sabihin ng acquired assets, foreclosed properties, ROPOA (Real and Other Properties Owned or Acquired), ROPA (Real and Other Properties Acquired), tsaka Bank Owned properties.

  2. The listings and bidding schedules have been updated and now includes January 2020 listings and schedules.

    To find properties in a specific subdivision, please use the property search tool under “Search All Foreclosed Properties”.

  3. sir can you provide me list of queens row subdivision, bacoor city foreclosed properties and properties for sale.

  4. sir, may ikokonsult lang po aq, nakakuha po ako ng property thru acquired asset ng Pag-Ibig, n hinuhulugan ko buwan buwan, kaso malilipat ako ng area, puwede ko bang ipasalo sa ibang tao ung property, at bayaran na lang nya ung naihulog ko, legal ba to? at pwede ba aqng kumuha ulit sa ibng area, thnx

  5. Hi Sir, question.. What if sumali kami sa bidding and kami yung awardee. Yung 10% manager’s check ibabalik po ba pag if ever di natalo sa bidding? Thanks. And, sino po pwede contact person for questions about bidding. Thank you.

  6. Sir Jay, may question lang ako, medyo matagal na kasi ito year 2007 pa, i bought a foreclosed property in tierra de Sta. Maria, Bulacan, selling price is around 600k plus, nag down ako ng 57K plus that time and continuous ang monthly amortization for around 6 months until ipinasalo ko nalang sa isang buyer, we have an open deed of sale and she paid me around 7oK which covers pati mga nahulog ko, then eventually I went abroad. Now that I am back since 2017, i am with the government now and have this GSIS account. After I checked in Kiosk, it is showing there an my house loan amounting to 6oo plus and now 7ooK plus na with arrears. Ang question ko po ay ganito, if hindi na tinuloy nung tao ang paghulog nya, GSIS should foreclose it in 6 months? Bakit nasa akin pa din po ang burden to pay it? I am worried kasi baka habang naghuhulog ako ng insurance ko, eh ibawas doon in the long run. Please advise. Hope you can email me at

    • Hi Jose, sorry ngayon ko lang nabalikan question mo. Minsan kasi natatagalan bago i-foreclose ang isang property, kaya siguro up to now eh hindi pa naforeclose yung property na pina-salo mo sa buyer mo.

      Habang hindi pa natutuloy ang foreclosure, maniningil pa rin and GSIS sayo, kasi sayo pa rin nakapangalan yung loan/property.

  7. Sir ask ko lng po..pano po ba mkabili ng foreclosed sa house&lot.gusto ko kc sa lipa city..yng nkita ko po sa brgy marawoy..under gsis po yng mga house don at maraming foreclosed na…at gusto ko po sanang mkbili. Sbi ng mga taga doon punta daw akong gsis ng lipa…kpag po ba ok…loan din po ba yn?
    Salamat po

    • Hi Migs, sabi sa guidelines, pwedeng

      “Cash or through External Financing Institution”

      so pwedeng loan pero hindi na sa GSIS (Ex. Pag-IBIG or banks).

  8. Good afternoon po sir, meron po kc ako gustong aplayan na property para sa parents ko. Caretaker sila dun hanggang ngayon under na daw po ng gsis yung property. Pero hanggang ngayon po kc di ko alam kng ano na update sa bahay dahil new policy cash payment na. Sana po matulungan nyo ako. Matagal ko na kc sinusubaybayan wala pa sa list eh. Sabi gsis hintay hintay Lang. Gusto ko po kc ako makakuha since nakatira na kami dun ng napakahabang panahon may sentimental value. Sila pa din po ba ang e c consider na 1st buyer before e auction or kailangan pa din aplayan at mag undergo sa bidding. Sana po talaga matulungan ninyo ako. Thanks po. God bless!

    • Hi Jenna, sabi sa guidelines, yung presenty occupants ay pwedeng tapatan ang winning bidder kung present at nag participate sa bidding. Eto yung nakalagay:

      “12. The existing tenant or occupant or his duly authorized representative through a valid Special Power of Attorney (SPA) has the right to match the offer of the declared highest bidder, provided:

      a. he/she is present during the bidding
      b. participated in actual bidding
      c. presently occupying the property subject of bidding supported by the following proofs of occupancy:

      c.1 Barangay certificate that he/she is occupying or residing in the subject property
      c.2. Any valid government identification document with his/her address similar to the address of the property he/.she is bidding.

      13. If the occupant will exercise his/her right to match the offer of the declared highest bidder, he/she need not secure another bank pre-qualification corresponding to the matched offer. Instead, he/she shall pay the equity in cash as stated in Notice of Approval of Sale (NOAS). The equity shall be computed as the difference between the Letter of Guarantee from the bank and the offered bid amount.”

    • Hello San, please contact GSIS Real Property Accounts Management Department DIRECTLY through the following telephone numbers:



  9. Hello I just would like to ask mas okay po ba na ipa foreclose na lang ang Bahay then bilhin na lang ulit kaysa bayadan ang sobrang laki na ng interest. Thanks po

    • Naku, magiging blacklisted po kayo at matagal bago kayo ulit makakaloan dahil masisira po credit history niyo. Makipag negotiate pi muna kayo na i-waive nila ang interest, penalties, and surcharges. Good luck po.

      • Hi sir ask lang po sana ako kasi po sa ngayon binibigyan nalang po kami ng pag ibig until july 31 to settle ung unpaid monthly amort. Papaalisin ba kami agad ng pag ibig? I mean e foforeclose ba agad ung bahay namin? Kasi s ngayon di p namin masettle agad e. Kasi di p po kasya ung pera namin kasi I have to pay the full amount kasi.

        Your response is highly appreciated po. Thank you!

        • Sorry to hear your situation Khing. Sa pagkakaalam ko po, hindi naman sila agad-agad nagpapaalis. Yun nga pong informal settlers hindi nila basta-basta pinapaalis. Pero suggestion ko po makipag ugnayan kayo sa kanila para kahit papaano ay magka extension, or ma waive yung penalty/interest. Gawa po kayo ng formal na sulat. May pagasa pa po na ma-save yung property niyo from foreclosure. Hindi ko lang po sure kung meron pa silang condonation program, pakitanong na lang din po.


  10. Sir jay sana po ma post na ung agl caalibangbangan cabanatuan city kc ang tagal n namin naghihintay pra mabayaran namin ang bahay namin dto,tnx po

  11. Jay, I buy houses in Houston at foreclosure auctions to flip. I was thinking about doing a condo in Manila as well. If I list the condo unit P50,000 below market, how long do you think it will take to sell?

  12. Please be warned po. Yung property sa juana san francisco unnoccuppied lots reside exactly on top of a fault line. Fyi.


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