Comments on: Why Is Investing In Real Estate So Much Better Than Investing In Stocks? (Part 1: Leverage) http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html Your trusted resource for foreclosure investing in the Philippines with listings of foreclosed properties, real estate auctions, real estate investing tips, and more! Wed, 08 Feb 2012 16:17:04 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: To all OFW’s: Need To Earn Passive Income And Come Back Home For Good? Try Foreclosed Property Investing! — Foreclosure Investing Philippines http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-6939 To all OFW’s: Need To Earn Passive Income And Come Back Home For Good? Try Foreclosed Property Investing! — Foreclosure Investing Philippines Mon, 07 Nov 2011 16:36:23 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-6939 [...] To Expect When Buying Foreclosed PropertiesTop 5 Things to Consider when Buying ForeclosuresWhy Is Investing In Real Estate So Much Better Than Investing In Stocks? (Part 1: Leverage)Why Is Investing In Real Estate So Much Better Than Investing In Stocks? (Part 2: Less Risks)Why Is [...] [...] To Expect When Buying Foreclosed PropertiesTop 5 Things to Consider when Buying ForeclosuresWhy Is Investing In Real Estate So Much Better Than Investing In Stocks? (Part 1: Leverage)Why Is Investing In Real Estate So Much Better Than Investing In Stocks? (Part 2: Less Risks)Why Is [...]

]]> By: Real Estate Investment Trusts (REITs) – The next big thing in real estate | Foreclosure Philippines http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-151 Real Estate Investment Trusts (REITs) – The next big thing in real estate | Foreclosure Philippines Thu, 22 Apr 2010 04:53:40 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-151 [...] Henry Sy, the Ayala family) or stocks (think Warren Buffet). So, no need to think which one between real estate and stocks is [...] [...] Henry Sy, the Ayala family) or stocks (think Warren Buffet). So, no need to think which one between real estate and stocks is [...]

]]> By: Oman http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-150 Oman Thu, 18 Feb 2010 06:59:38 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-150 Hi Jay, Maybe this post is already bit off topic hence it has been almost a year now since the last post. In this post, you tackled the advantages and disadvantages of stocks vs real estate on the "leverage" per se. While it is true that banks do not lend you money specifically for stock trading, your stock brokerage firm however, will or maybe willing to give a "margin account". Of course, this depends on your credibility as a client (i.e. if you are paying on time - remember the T + 3 rule and how much your account value.) Using stock leverage, the 100,000.00 Php you used as an initial investment, using a 500:1 leverage would mean that you will be able to buy a stock amount to 500,000.00Php. This subjects to some agreement though. You may want to find out the truth about this, you can always try to call your stock brokerage. Peace. Oman Hi Jay,

Maybe this post is already bit off topic hence it has been almost a year now since the last post.

In this post, you tackled the advantages and disadvantages of stocks vs real estate on the “leverage” per se.

While it is true that banks do not lend you money specifically for stock trading, your stock brokerage firm however, will or maybe willing to give a “margin account”.

Of course, this depends on your credibility as a client (i.e. if you are paying on time – remember the T + 3 rule and how much your account value.)

Using stock leverage, the 100,000.00 Php you used as an initial investment, using a 500:1 leverage would mean that you will be able to buy a stock amount to 500,000.00Php.

This subjects to some agreement though.

You may want to find out the truth about this, you can always try to call your stock brokerage.

Peace.

Oman

]]> By: Secrets Revealed: Investing in Foreclosures | Foreclosure Philippines http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-149 Secrets Revealed: Investing in Foreclosures | Foreclosure Philippines Wed, 16 Sep 2009 21:32:24 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-149 [...] bank-foreclosed properties and this is often called leverage. You can read more about leverage here. LONG PAYMENT TERMS: After paying the low down payment, the balance of the investment can be paid [...] [...] bank-foreclosed properties and this is often called leverage. You can read more about leverage here. LONG PAYMENT TERMS: After paying the low down payment, the balance of the investment can be paid [...]

]]> By: Jay Castillo http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-135 Jay Castillo Tue, 28 Apr 2009 00:35:00 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-135 Hi nightwatch, I would also consider investing in stocks if it was a bullmarket. I am currently applying money cost averaging on a certain stock in the PSE as as experiment of mine and also as a form of diversification. =)<br /><br />One thing worth noting however is that an investment in stocks can POSSIBLY appreciate in value in a short time but we really can't be sure of this. In foreclosed real estate however, buying a property at a price below market value and introducing improvements (fixing it up or painting it, etc), that will bring the property to move-in or even good as new condition, will certainly allow one to sell it very near or at present market value of comparable properties. Hi nightwatch, I would also consider investing in stocks if it was a bullmarket. I am currently applying money cost averaging on a certain stock in the PSE as as experiment of mine and also as a form of diversification. =)

One thing worth noting however is that an investment in stocks can POSSIBLY appreciate in value in a short time but we really can’t be sure of this. In foreclosed real estate however, buying a property at a price below market value and introducing improvements (fixing it up or painting it, etc), that will bring the property to move-in or even good as new condition, will certainly allow one to sell it very near or at present market value of comparable properties.

]]> By: nightwatch http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-134 nightwatch Sat, 25 Apr 2009 23:49:00 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-134 Hi Jay, my answer to this is timing. If it is a bull market, I will choose stocks because of liquidity. That 100,000 can possibly double or triple in a short time in a bull stock market. For real estate 100,000 will jut be the downpayment for a 1M property (if we're lucky that banks still give this 10% down). Also, 100,000 is just the downpayment, still have to add expenses for repairs.<br /><br />I would probably park my money in a bull stock market while looking for good investments in foreclosures. Hi Jay, my answer to this is timing. If it is a bull market, I will choose stocks because of liquidity. That 100,000 can possibly double or triple in a short time in a bull stock market. For real estate 100,000 will jut be the downpayment for a 1M property (if we’re lucky that banks still give this 10% down). Also, 100,000 is just the downpayment, still have to add expenses for repairs.

I would probably park my money in a bull stock market while looking for good investments in foreclosures.

]]> By: Condo Philippines http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-148 Condo Philippines Thu, 26 Mar 2009 00:40:00 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-148 Good Day Sir, I just want to share my opinion. <br/>Real estate Is better than stock in real estate based on my own experience, the value of the property gets increased as time goes by but i think in stocks, you have to maintain and managed and takes a lot of hardwork to earn profit. Good Day Sir, I just want to share my opinion.
Real estate Is better than stock in real estate based on my own experience, the value of the property gets increased as time goes by but i think in stocks, you have to maintain and managed and takes a lot of hardwork to earn profit.

]]> By: Jay Castillo http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-147 Jay Castillo Mon, 23 Mar 2009 09:30:00 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-147 Hi Ian, the book is still up for grabs but you should search for the UCPB auction listing in this blog, which should be very easy as there has only been 1 auction from UCPB. =) Hi Ian, the book is still up for grabs but you should search for the UCPB auction listing in this blog, which should be very easy as there has only been 1 auction from UCPB. =)

]]> By: Gleceper http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-146 Gleceper Thu, 19 Mar 2009 05:25:00 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-146 Hi Jay, <br/><br/>Just found your interesting site. You have big heart for sharing info and tips. Very noble. <br/><br/>It may not longer be time for Christmas gifts, but I still want to give this a try <br/><br/>“The Php900,000 can be paid off through monthly amortizations. At an annual interest rate of 11% and 10 years to pay, the monthly amortization would be Php12,397.50. A big expense at first glance but the key is finding properties whose rentals can cover not just the monthly amortizations but also the property taxes, insurance, and other expenses on a monthly basis. A real life example can be found in properties listed in a recent UCPB auction. With 1M, you can actually buy 2 properties that would fetch a conservative Php16,000 in total monthly rent. Can anyone tell me which properties I am referring to? The first subscriber to answer here through a comment correctly will receive a free book about investing in foreclosures, including shipping to anywhere in the Philippines. This would be my Christmas gift to you!”<br/><br/>In case still unanswered, send me a copy of that UCPB auction, so this beginner here looks at solving this matter. Email me at gleceper(at)gmail(dot).com <br/><br/>Who knows, it might add to my gifts this coming Christmas. lol ;) <br/><br/>Ciao! <br/><br/>Ian Hi Jay,

Just found your interesting site. You have big heart for sharing info and tips. Very noble.

It may not longer be time for Christmas gifts, but I still want to give this a try

“The Php900,000 can be paid off through monthly amortizations. At an annual interest rate of 11% and 10 years to pay, the monthly amortization would be Php12,397.50. A big expense at first glance but the key is finding properties whose rentals can cover not just the monthly amortizations but also the property taxes, insurance, and other expenses on a monthly basis. A real life example can be found in properties listed in a recent UCPB auction. With 1M, you can actually buy 2 properties that would fetch a conservative Php16,000 in total monthly rent. Can anyone tell me which properties I am referring to? The first subscriber to answer here through a comment correctly will receive a free book about investing in foreclosures, including shipping to anywhere in the Philippines. This would be my Christmas gift to you!”

In case still unanswered, send me a copy of that UCPB auction, so this beginner here looks at solving this matter. Email me at gleceper(at)gmail(dot).com

Who knows, it might add to my gifts this coming Christmas. lol ;)

Ciao!

Ian

]]> By: Jay Castillo http://www.foreclosurephilippines.com/2008/12/real-estate-or-stocks-where-do-i-invest-2.html#comment-145 Jay Castillo Mon, 29 Dec 2008 02:55:00 +0000 http://localhost/wordpress/index.php/2008/12/why-is-investing-in-real-estate-so-much-better-than-investing-in-stocks-part-1-leverage.html#comment-145 Hello Jeffrey, mabuhay ka rin and salamat, Happy Investing for the New Year na rin! In addition, investing in large areas of land would be great as a long term investment if it lies right smack in the middle of the direction of growth, it's like land banking which is being done by big developers. For example, in our recent trip to Baguio, I saw vast tracks of land in nueva Ecija(I think)which had signages of Ayala Land. I could be mistaken but looks like land banking to me. For beginning investors however, I wouldn't recommend this. Hello Jeffrey, mabuhay ka rin and salamat, Happy Investing for the New Year na rin! In addition, investing in large areas of land would be great as a long term investment if it lies right smack in the middle of the direction of growth, it’s like land banking which is being done by big developers. For example, in our recent trip to Baguio, I saw vast tracks of land in nueva Ecija(I think)which had signages of Ayala Land. I could be mistaken but looks like land banking to me. For beginning investors however, I wouldn’t recommend this.

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