When I started buying and selling foreclosed properties, we learned that it can get quite complicated, problematic, very costly, and full of regrets. But it doesn’t have to be.
Because of this, we decided to share what we learned to help people avoid the common problems and mistakes related to foreclosed properties in the Philippines.
We document our experiences and lessons learned from the foreclosed properties we purchased, and also the real estate transactions of our friends and clients (when we were still active real estate brokers) where we were involved as partners and/or brokers.
Jay Castillo
Hi, I’m Jay Castillo. I experienced a lot of challenges when I started with foreclosed property investing. Thanks to mentors, friends, and a lot of patience, I was able to overcome most of those challenges.
Because of real estate, I was able to quit my job from the corporate world (I was an I.T. professional back then).
The journey continues, and through this blog, I’ll share the lessons I have learned along the way.
How I got started
Here’s a short video of how I got started with investing in foreclosed properties (and my first foreclosed property purchase):
~~~
Why I got started with foreclosed real estate investing
I was an Information Technology professional before I decided to go full-time with real estate investing and internet marketing.
Way back in 2006, a year after reading the book “Rich Dad Poor Dad” by Robert Kiyosaki, I wanted to quit my job. However, it took me 4 more years before I actually did. I decided to get out of the rat race when I suddenly realized that my job was literally killing me. At such an early age, I was diagnosed with hypertension with no underlying reason. I believe it was caused by severe stress from my work.
Recommended reading: How I Started With Real Estate Investing (And Retired From Being An Employee)
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I was an I.T. Manager back then, but by default, I was also the Oracle Database administrator/developer, Information Security Manager/Network Specialist/Server administrator, and Helpdesk Staff (we lacked manpower pretty bad, and this actually lasted for more than 3 years).
This image from richgrad.com best describes how I felt back in the rat race!
With the scenario above, is it any wonder why I wanted to get out of the rat race?! At the back of my mind, I knew that there was more to life than just being an employee that was grossly overworked… for what?! This sustained my passion and desire to venture into real estate investing, and later into internet marketing.
My real estate broker credentials
I reviewed for and passed the November 2007 Real Estate Brokers Exam which was still under the Department of Trade and Industry (DTI) back then. My DTI Real Estate Broker License # is REB-NCR20056(N)-08.
As of March 29, 2011, my application for registration without examination has been approved by the PRBRES and I am now a PRC licensed real estate broker with Real Estate Broker License No. 3194.
To verify that I am a PRC licensed real estate broker, you may use the following procedure:
- Visit the “Verification of Professional Licenses” page at PRC’s website: https://online.prc.gov.ph/Verification
- Use the “Search by name” option
- From the list in the “Profession” box, select REAL ESTATE BROKER
- On the “First Name” box, enter JOSE DIONISIO
- On the “Last Name” box, enter CASTILLO
- Click on the orange “Verify” button
- The verification result will be displayed
You should see something like this:
Tip: You can also use the same procedure above to verify the license of other real estate brokers!
I started this blog last October 31, 2008
When I started this blog, I was more focused on acquiring investment properties that generate passive income through foreclosed real estate investing. My goal then was to surpass my passive income goal before the end of 2009, and then I shall “retire” from active employment and go full-time with my advocacy.
This was exactly what I did, although it came a bit late. I was only able to “retire” from active employment by the end of January 2010. I was late by about a month but I don’t mind that one bit!
Now I’m more active as a real estate broker, although I’m still on the lookout for good deals and opportunities.
I’m currently focusing on buying foreclosed properties for myself, which means I have stopped with brokering properties for now.
The journey continues…
Financial Literacy
I advocate financial literacy as a means to a worthwhile end: becoming financially free!
After one becomes financially literate, the next logical step would be to find other income streams, ideally, the passive ones.
Obviously, one way to do this would be through investing in foreclosed properties in the Philippines.
Why bother to become financially free? To live life to the fullest! Ask yourself, what would you do if money was no longer an issue? Think about it!
Real estate investing for real in the Philippine setting
Another advocacy of mine is to help fellow beginning or newbie real estate investors to succeed with real estate investing here in the Philippines. I do this by sharing what I have learned based on actual experience.
My Goal
In a nutshell, my mission is to be financially free with the ultimate purpose of helping people and my community. My goal is to make a positive difference in the lives of people around me, no matter how small that may be.
The only way I can do this is to share the lessons I myself have learned in my journey to financial freedom. After all, one cannot give what he does not have. I hope to help as much people as I can who are in the same journey.
My Vision
In the perfect world that I envision, I can see a lot of people who are truly rich and financially free. Would you want to be part of that world?
Cherry Castillo
Atty. Cherry Vi M. Saldua-Castillo
Cherry handles the legal aspects and taxation of our real estate transactions. She combines her vast experience gained during her stay at SGV & Co. and expertise from more than a decade of hands-on real estate experience.
She is a Licensed Real Estate Broker (PRC Real Estate Broker License No. 3187) who placed 4th in the March 2011 Real Estate Brokers Licensure Exam. She’s also a Licensed Real Estate Appraiser (PRC Real Estate Appraiser License No. 6918) who placed 8th in the August 2015 Real Estate Appraisers Licensure Exam.
She’s also a CPA-Lawyer (Roll of Attorneys No. 55239, PRC CPA License No. 0102054).
She is the president of the Real Estate Brokers Association of the Philippines, Inc.-Las Pinas, Muntinlupa, and Paranaque Chapter (REBAP-LMP) for 2021-2022. She was awarded “Most Outstanding Chapter President” for 2021.
About the blog
I started this blog as a tool to help me in my real estate investing activities. In this blog, I have all my foreclosed property listings and important websites online, so I have no more clutter and lost clippings of foreclosed properties at home. Old listings are archived and can be accessed as needed … Click here to learn more how the blog started…
Why did I choose the domain foreclosurephilippines.com?
I often get the question “Why foreclosurephilippines.com”? It sounds too negative! It’s like I want to foreclose the whole Philippines. This of course is not true.
I simply chose the domain foreclosurephilippines.com for search engine optimization (SEO) purposes. A lot of people are actually searching for these keywords using Google, which is probably why a lot of people end up on this site!
ForeclosurePhilippines.com runs on the self-hosted Wordpress blog platform and is powered by the Thesis Genesis Framework OceanWP Generatepress Astra wordpress theme. Our hosting is provided by Dreamhost Hostgator Siteground Kinsta WPX BigScoots and I got the domain from GoDaddy.
By the way, I was able to register foreclosurephilippines.com last April 1, 2009, although it took a day before everything got transferred successfully from foreclosedrealestate.blogspot.com.
What we do, why do we do it?
My goal here is to make investing in real estate in the Philippines a bit easier for fellow real estate investors out there. At the very least I want to help make it easier for people to find all available listings of foreclosed properties out there.
At the same time, I want to share real life lessons learned from the trenches, the things you will learn for yourself if you do decide to go out there and invest in foreclosed properties here in the Philippines.
I am not a real estate guru!
I still see myself as a newbie real estate investor, believe it or not, and I don’t claim to be a guru! I still have a lot to learn, who doesn’t?
Without the hype and B.S.
I would like to paint a realistic picture of how this can be done without the hype and B.S… period! After all, investing in foreclosed properties is not a get rich quick scheme!
Raising hope without giving false hope
I keep on saying that real estate investing might be simple, but it is not easy. No, I am not trying to discourage anyone out there, I just want everyone to manage their expectations. It can be done but it would take a lot of hard work and perseverance, at least at the very start.
Even if one is able to create passive income streams, there is still such a thing called maintenance and management of one’s business, which in this case is real estate investing.
I would like to point out that there really is hope that real estate investing can lead to financial freedom, but you have to pay the price. I would not want to give any false hopes that you can achieve success in real estate investing overnight. You need to plant before you can harvest, there are no shortcuts.
Investing in real estate ethically, morally, and legally
I truly believe that we can all invest in real estate in an ethical, morally upright, and legal way. We can do this without taking advantage of other people, and this is the only way for long term success.
Paying it forward
I simply believe that this is the right thing to do. I guess this is my way of paying it forward to all newbie real estate investors out there. A lot of people helped me along the way, and I want to do the same.
You are not alone
If you are new to real estate investing in the Philippines, I just want to let you know that yes, it can be done, and you don’t have to do it alone, because you are not. You are welcome here, enjoy your stay!
Here’s to our success and financial freedom!
Jay Castillo
Real Estate Investor
PRC Real Estate Broker License # 3194
Text by Jay Castillo. Copyright © 2008 – 2025 All rights reserved.
Image source: Richgrad.com
PS. If you are a new visitor, please start here to learn more about foreclosure investing in the Philippines.
PPS. If you feel that anyone else you know might benefit from the contents of ForclosurePhilippines.com, please do share this to them and don’t forget to remind them to subscribe to e-mail alerts and get notified of new listings of bank foreclosed properties, public auction schedules, and real estate investing tips.
ForeclosurePhilippines.com is owned and operated by Jay Castillo under True North Online Marketing Services.
Hi Jay, we have a property in sta. rosa laguna in which we want to sell, with a house around 90 percent finished already. the lot is 140 sq. m. Would you know of someone who can help us? or maybe anybody who can finance to finish the house and then sell it? thanks.
Hello Sir,
I am interested on item D-356-0131 under La Union. Is this still available?
Thanks.
Jen
hi Jay or Cherry, i want to know what to do with a property title wherein one of the owners passed away and planned.
There are surviving owners and the surviving owners plan to sell it
thanks
Hi Sir,
I had read what you’ve been into in different perspectives. Like you, I wanted to be a licensed real estate broker. I took the 27th annual review for real estate broker last N0v. 1982, took the exam and passed it. But up until now, i had not secure my license from the DTI then, PRC now. I presently work in the Government as Housing coordinator from 2000 to present. With your experience, do i have a chance now to get my license?My present job deals mostly in real estate handling.Besides, i am interested to follow your blog/posts, just to be aware in these present times of real estate business. Thank You
Hi Jay,
Your website is very informative. Im very greatfull that I found this site. Hope you could advise me.
I bought a condo in mandaluyong, already started 3 months DP amortization and got my loan approval in pag-ibig. The developer have it leased first before it was sold. During the punchlisting, I am very disappointed because the unit have lots of damages. I did not notice it before i bought it because the tenant is still in the unit. The developer promised to repaint/renovate the unit…. But I am thinking now to not continue with the next DP amortization on March 10 and cancel the sale. Can I refund my payments? Or if I stop paying on March 10, do I have grace period to sell it so I can refund my payment? Or what options can I do. Sayang kc ung nabayad ko.
Can you advise what is the best investment? To buy a lot first, then save money again to built apartment or to buy a condo, loan in bank and have it rented to help with amortization? The reason also why I back out from the condo is because i’m afraid that in the future due to circumstances, I can’t pay anymore the loan.
Can you advise what is the best investment?
Thanks in advance Jay,
Hi Jay, nice to read all your blogs, just wondering if you could help to purchased the property in Mayamot Antipolo by RCBC savings bank, B20 L12 Caimito St., Palmera Subdivion. I heard that the previous owner doesnt want to vacant the property, could i have an advise please. Thanks
Ruben
Jay, pwede mag hingi ng advise.
i am working on a refund through maceda law against megaworld. nakabayad na ako ng 2 years so qualified ako. i also send my cancellatiion sa megaworld. NOW, from here ano gagawin ko.
mayroon ka kilala good lawyer, to work my case.
Thanks, Cheryl
Hi Cheryl,
How’s your refund sa Megaworld. I have the same problem.
Hi Jay,
I purchased an agri land last year and had it titled. The title is already available but pending registration. I believe this one will take long (currently on hold based on LRA online status). I didn’t ask for an actual survey of the lot as I got the vicinity map from the assessor’s office and assumed this was correct.
Now my concern is I’m looking at the vicinity map and I got hold of a photocopy of the title and checked the technical description. I got some information from a website how to interpret the data and plot the shape (roughly). However, it doesn’t seem to match that of the vicinity map – fewer points. I believe the guy from DENR who processed the title used the technical description from the original survey (1920s). But I’m confused why it doesn’t match the map when it should, right?
On the other hand, the neighbors are also giving me different information on the “boundaries” of the lot based on common knowledge. I am planning to fence the area. What is the best way to go about this without causing boundary conflicts with adjacent lots? I have been informed by the guy from DENR to do the relocation survey once the title is out. However the guys from the assessor’s office are telling me they should have done the survey prior to processing the title.
Your help will be greatly appreciated. Thanks!
Cher
Hi Jay,
Just wanted to say my sincere Thank You’ for taking this on. You’re really helping people a lot in their journey to financial success. I’ve been following this blog of yours for some time now but not yet generating any action for myself. I hope this ‘first time posting’ will ignite the fire… Any advice BTW, why some people like me is still slow to action given all the useful guides and sharing from others?
MAR
Hi Jay,
I’m Jessica H. Dela Cruz, OFW here in Qatar. I spent half of my life working abroad that’s why I’m sick and tired working here abroad. I’m interesting investing for a foreclosed property because is cheap and flexible payment. In this case, can you please advise me where I can buy a foreclosed property wherein I start for Gasoline Station business or Grocesary Store….Can you please help in this regard….Hoping for your favorable reply soon….Many thanks…Jessica H. Dela Cruz
Hi Jay,
I was lay off in our company last July 2012. I’m planning to invest in real estate to have a passive income for myself and for my loved-ones. I’m also interested in one of the foreclosed properties which you advertised in this website, but the amount is not sufficient from what I got from our company.
Would you help me how to start a passive income from real estate.
Thanks and God bless!
Elisa
Hi Jay,
i’m posting this for a friend. but i’m one of your followers / subscribers on this website. I really think that this has helped many people and so far for me as well as I am now thinking of investing for a property on my own. Thanks for this site and you as well.
Anyways, my friends has a lot in la union which was given to them by his mother in law. unfortunately, his wife passed away. He is now thinking of selling the lot. We would like to know how to begin in doing so and what would be the process? We would really be glad to hear from you soon, best through email or mobile. More Power and Thank you in advance!
— ROSS —
Hi, jay! it seems we you are busy.. will just be waiting for your feedback.. thanks!
Hi Jay,
Happy New Year! I am looking for a 200+ sqm. lot preferably somewhere in Multinational Village or United Pque. Can you help me find one? Thanks!
please sendme the details of
d 1360539
thank you
ur a great help to people…very informative and well though off blog… my respect to u
Gd pm Jay,
I just invested in 3 condo units from Shell Residences located in front of Mall Of Asia.
May I ask your expert opinion on my investment. Are they in good location?
I happen to chance upon your website thru Money Sense Magazine and learn a fair bit about Foreclosephilippines, am impressed with yr knowledge.
I hope to invest in foreclosure condominium in Pasay or Fort Bonifacio Global City and hope you can be my adviser or even broker.
Towards better health
Robin
Hello Jay,
I am so happy to see this column . I am presently residing in UK. I have a apartment in las pinas which I wanted to sell.Can you help me find a buyer please. It has been no occupants for 2 years now but I have a caretaker who does the cleaning .Please will you let me know if you can help me.thanks. Ann.
Hello miss ann.. I am elmer loredo a real estate broker in las pinas.. If you want, i can help you sell your apartment in las pinas.. You can e mail me the details at loredorealty888@gmail.com… Thanks
Hi Ms. Ann Magbanua,
im considering buying a property in Las Pinas. let me know your offer. you may email me at roselle_dollete@yahoo.com. thanks.
Hello Mr. jay Castillo. Actually, I work as an agent and I currently have a friend now who wants to help me to put up a Real Estate Business. Could you give me some ideas on how to get to have a good Real Estate Business? This friend of mind has a lot of money and he is now waiting for my proposal. Wish you can help me on it. Thanks.
Hi Jay!
I’m reading a lot of articles lately but I really don’t know where to start until I found this site of yours. I want to learn something new and become financially free, I’m also in IT field.
Thank you for this very informative and helpful site. I’m hoping to meet you some time in the near future..
Godbless you always.
Hi Dexter, I’m always glad to see a fellow IT practitioner here, thanks for dropping by! You’re welcome and I also look forward to meeting you one of these days. By the way, sorry for the late reply (and comment approval), I noticed at any given day there are at least 20 comments to approve and somehow yours got buried under the newer ones. 🙁
Hi sir, is this property still available? pls provide me some information and pictures.. pls contact me. 0915-483-0452.. thanks and God bless
no.490 4th street cor Rd L7
Angeles Citicenter subd, Phase 2
Brgy Tabun, Angeles city
L.A 228sqm
F.A 92 sqm
min bid- 1,253,000
Hi Jay,
Can you refer me to some of your broker friends whose area of responsibility or concentration is in Paranaque? I’m selling my parent’s house and lot in Sun Valley Paranaque? Can send their contact details to (deleted by admin). Thanks!
Regards
Hi JV, my wife and I can handle this for you if you want. You can call/text me at 964-9489/0917-8843882. Just let me know, thanks!
Hi sir, your blog is very helpful and inspiring. I’m also in IT with a nice job but am also looking for financial freedom like you. I can see myself thru you – very passionate and focused in every things in the way. I hope I will be like you when I pass the broker exam next year. I’m gonna keep coming back in this site that’s for sure.
Hi Lennon, glad to hear we have very similar backgrounds, and you are taking concrete steps to pursue your goal. Good luck with the brokers exam, i’m sure you will pass, I look forward to seeing you in the top 10! I hope to see you around here often! Cheers!
Hi Jay, You sound like the expert at these matters. When does the Philippine govt foreclose your property for non real estate tax payment. We have a property in Cam sur, Last time i guess the taxes was paid was 2010. Do i still have a chance to pay what i owe without govt foreclosure? I appreciate the response. Thanks
Hi Romeo, thanks for the compliment, although I would rather refer to myself as a practitioner who is still learning, which is really a never ending process. I’ve seen tax delinquent properties whose arrears were only for 5 years and they were already up for auction. A lot were for 10 years or more. So it means you definitely have a chance to settle your arrears, you just have to pay penalties and surcharges, if any. Thank you also for the question, cheers!
Hi Jay.. it’s quite a long time already since you have been sending me information regarding foreclosure investing as well as materials/listings of bank foreclosed properties.
Its only now that I have the opportunity to send this message to you.. I look forward to meeting you some time in the future regarding real estate investing, marketing and others.
I am Elmer Loredo, a real estate broker # 411 and Real Estate Appraiser no. 56. I am a real estate builder, lecturer and one of the partners of a real estate auctioneer before.
Hope we can meet in person. Elmer Loredo 0920-9134800 or 8718285
Thanks and more power.
Elmer Loredo
Hi sir Elmer, that would be great! I’ll contact you directly through text. Thanks again!
Hi Jay! I heard you talk during the internet marketing summit organized by Anton Diaz (I took his Maven’s course). Anyway I’d just like to congratulate you on your website, it ranks pretty good on real estate keywords and it has really good information. I’m planning to take the exams next year, hope to make a living out of it too and get out of the rat race. that’s it! more power to you!
Hi Milo, thank you so much! Good luck with the real estate brokers’ exam, and I look forward to news that you are already out of the rat race! Cheers!
good day sir may i ask if there’s already a date for the public auction of tagaytay delinquent properties this 2012.
i read a inquirer article re their 1st notice of delinquency already. thank u very much sir
pls do give me a reply at yuprc@yahoo.com
Hi Jay,
Do you have list of reputable and recommended interior companies dealing on extension, and designing and do construction as well.
Appreciate your feedback.
Cheers
Bong (aka bizmen PMT)
Hi Jay, I am looking for a foreclosed property to buy within the area of proj.4, 2, and 3 or Murphy, and Cubao…please let me know as soon as you got any information..Thanks a Lot and More Power
Hello, Mr. Jay. Our house and lot in Elysian Homes Subd., Meycauyan, Bulacan, has already been foreclosed, and transfer process to Bahay Financial Services is already done. Sad to say, we were late in officially giving it up, although we were notified about it (we simply misunderstood things). Now, i fear because my husband’s name is blacklisted in SSS? (as what BFS told us), and it sure has an adverse effect on his retirement benefits (is that true?0 –and the only way to clear this up is to have the property sold. But selling it now is already out of our control. How could we help expedite selling it? Many thanks, and God bless.
HAve you written your book yet? Is it available?
Hi, Jay. Thanks for all your hard work for this website. It’s very helpful.
Landed here because I’m looking to buy for myself.
Maybe if I find the process easy enough, might do it as another stream of income.
I wrote though because I noticed a lot of people are asking for solutions in the About page. Maybe you can set up a Forum page also where your community, since they seem to be composed of different experience levels of buyers and agents, can help each other out easily.
Just a suggestion.
Other than that, I wish you and your blog long life and abundance.
Warm regards,
Hi Kat, thanks a lot for the feedback and suggestion. Yes, a forum is in the works. I just need to finish fixing the blog. Although it is functional right now, the next version that will be more user friendly will soon be deployed. After that, the forum and members area will be next. Please watch out for it!
Hi Jay,
I just came across your website and I need a favor..
Am a forigner who bought recently a condo in Manila, I have paid as well the agreed 20 % downpayment.
For some reason , I decided not to continue anymore , and not to pay the balance 80 % .
I have contacted my developer for this issue .
May I know what will happen next as a result of my decesion ?
Will the developer compensate me something out of the payments I already made ?
Any Liabilities on my side ?
Thanks..
Hi Maj, I was thinking if you can get a refund through the Maceda Law but if you have been paying for less than 2 years, you would only be entitled to 60 days grace period, during which you can sell the property or assign your rights to it. I believe this is the best way for you to get something back.
Nice one Jay, pls. keep it going!
Hi Sir Jay!! I just recently passed the Real Estate Broker’s exam and I was wondering if you can give me some tips on how I can start in this industry..I have heard a lot of people saying that I should start in project selling but that would mean I have to do it in full time. Can I apply for developers as a part time broker? What are the requirements for me to be accredited? I’m a freelance contractor by the way, so is there a way for me to do both things? Thanks in advance!!
FOR SALE: Townhouse in PQUE.5mins drive to airport,10-15mins to Makati & MOA.3 bdrm with 4 T&B,veranda,newly painted.wd swimming pool,clubhouse,basketball/tennis court,24/7 maximum security.4M (neg)(terms)..BEst BUY!!!…for more inquiries contact 0932-4806627..
Thank you Sir Jay for making https://www.foreclosurephilippines.com will surely share your advocacies as well. By the way I never knew That I could be verified through PRC’s website. Just checked may name and there it is, so nice!
Hi Sir Jay, your website is very helpful. I am a starter in terms of real estate brokerage and I really like reading/seeing ads regarding this matter. It helps a lot esp from someone more experienced. If one of these days you can held seminars/workshops, I really appreciate if i can attend. More power to you.
Hi Sir Jay, your website is very informative. I am looking for a property in Bacoor Cavite can you help me with this? Can I have your mobile number also? Thank you and God bless
is that ITEM PB34 house and lot in oltama, urdaneta city, pangasinan located near urdaneta city, pls reply to my email.i wana buy if its good for rent purpose.tnx
hi jay, am looking for forclosure res.lot/house and lot around baguio,benguet and pangasinan(along hi-way only)..pls email me.tnx
May I be informed/advised about a foreclosed house I bought in Narra Homes, Imus, Cavite from Balikatan Property Holdings on March 24, 2011 and it’s almost a year now.I bought the property because the redemption period is already over. However the former owner doesn’t vacate said property because he said Balikatan has not sent him any notice ordering him to vacate the house. When I requested Balikatan thru NHM to send him a letter, their employees would quote what is stipulated in the Deed of Conditional Sale “As is Where is”. My query is if Balikatan is the owner of the foreclosed house, why can’t it order the occupant who did not do his obligation of paying the house and lot per contract? Why do I have to resort to going to court? Please inform. Thanks.
Hello sir Jay, I am a real estate agent for almost 9 years and haven’t tried selling a foreclosed properties. Right now i am having a hard time looking for a house and lot with at least 500 sqm and 200 sqm lot area for parking purposes of a 13 units jeeps and 3 jeeps somewhere in Dasmarinas city. My client is persistent to find them asap. What to do? Thanks and god bless. J.M
good site very informative.
Sir, how does the foreclosure auction works? if you are the winning bidder do you have to pay additional charges aside from the bid price?
Thanks,
God bless!
I’m selling my house at Tierra
Vista Subd.,Marikina.
LA 244 sqm FA 100+ sqm.
semi comm’l(main
road). It’s located along the primary road of the subdivision used by most
residents
all roads are cemented,
near tricycle terminal(easy access to public transport
corner lot,
car garage,
maid’s quarter w/ own T/B,
Foyer-Porch,
Dirty Kitchen,
side easement,
Lanai,
Chandelier
lightings,
Steel trusses for durability,
newly refurbished,
fruit bearing tree,
corner lot.
Few meters from
clubhouse (includes covered basketball court,tennis court, open spaces,
church, playground),
near Farco
Supermarket,
near NGI wet and
dry market.
formerly owned by showbiz personality.
Clean title
Php3,500,000
Can include
furnishing.
Call 639195383578
hi jay, i am a real estate broker in california licensed by the de[t of real estate. how can i be a broker in the philippines? do i need to take the test? pls advise. ty
Hi Jay. I would like to solicit your advise for a good real estate broker who maybe given the authority to sell a good location house and lot in Paranaque.. Thank you
Hi! Jay,
I just wanna know if there is another set of schedule for broker license exam aside from march 27, 2012?
God bless,
Ice
Dear Jay Castillo and wife:
You are to all appearances persons who are knowledgeable about fund management, I need people like you; do you accept questions in private from people like myself on matters that have to do with fund management?
Pancake Croissant aka Gerry
Hope you get to read this comment.
Dear Jay Castillo and wife, if are interested, or you have any ideas what you can do with them, two house/lots in Provident Village, please contact me: we can just help each other to our mutual benefit.
My email: pachomius2000(@)yahoo.com.sg ( I am in the Philippines and living in Diliman QC ) — please just remove the parenthesis marks ( ) and you have my email address ready to use to send me your reply.
Pancake Croissant
Two (2) units house/lot
In Provident Village Marikina City
145 Harvard concrete 2 floors
Location not floodable except for Ondoy
Lot area 336 sms
3 cars can park inside and enter/exit
without moving other cars
Price net 4 millions pesos
4 St. Anne near corner St. Rita
Concrete 2 floors
One (1) meter elevation from street level
Lot area 409 sms
6 cars can park inside, 3 can enter/exit
without moving other cars
Price net 2.5 millions pesos
Call Gerry 351-8168 973-0753.
Aka Pancake Croissant
Would you be interested in swapping. I have a property at Tierra Vista, Marikina
Hello Mr.Jay,
I would really appreciate if you could give me some advice or maybe enlightenment what to do and whom i can approach for help in Pagibig Fund Office.I have a low cost house in sta rosa laguna(88sqm) which was awarded to me in 1996 ,started paying the monthly amort.of 5,218.61 but only until 1998 (my employer closed his company without any compensation given to us employees)thus my delinquency until i joined SAGIP an NGO that gave us members hopes na di basta ma forclose properties namin and the officers really had meetings and dialogues with then Pag ibig Officers and some respectable politicians until we were allowed to avail of a special restructuring and we are to pay from the first to third year the amount of 2,973.99 and on the 4th yr 10,205.09 and 5th yr.should be 12,422.33 that seems to be unrealistic for all of us members to meet but…sabi nang aming SAGIP officers they were so sure na di kami aabutin ng 3 yrs and magkakaron ng positive resolution ang aming appeal.But our hopes turned into desperation because wala nang nakiipausap na officers of Pag ibig same the politicians and i learned that almost 70% of SAGIP members stopped paying the agreed amount of amortization but not me..i tried my very best to pay continously until 2008 despite my being jobless ( i am a single parent of 3 boys)i only run errands for friends handed some help from kind relatives and if swerte2 did some buy and sell on the side to survive.On Sept. 2008 nakipagusap ako sa Billing and collection div.ng Pagibig for some clarification because napansin ko na hindi nababawasan ang loan balance ko instead umabot pa nang 1M to my dismay considering na 375,000 lang ang contract price ng aking house n lot.PAG ibig told me wala ng mababawas talaga kasi masyado maliit ang hulog ko so I opened up to them with my situation and asked their kind help to just allow me if possible to pay again the orig amort of 5,218.61 kesa ma foreclosed na repeatedly nilang sinasabi sa akin and with that i was so hopeless kasi my house n lot is the only property i got (dugo at pawis naipundar) na maiiwan ko sa mga anak ko.
Until i was given another hope with the coming implementation of RA.9507Low Cost Housing Loan Condonation and Restructuring Program.They then computed me a new amortization amount of 13,917.25 payable within 12 years to my dismay.tinakot takot na ako nang foreclosure if i cannot come up with their demand of payment and there is nothing i can do but to follow kasi natakot na ako.Thanks to God my eldest son finished college 2009 and has helped me since then (nakakahiya man sa anak ko)because he has a family of his own now.I do not turn my back on obligations i know na ang utang ay utang pero i believe that meron at meron paraan ang ating government to help any filipino like me lalo at hardened up to own a house a simple house at that. i had paid my last amort.dec 2011 and i admit hirap na ako to pay for the next next months not until PAG IBIG will lend me a helping humanitarian hand. Do you think Mr Jay that i will still have all the chances of owning my house be granted a lower amortization to pay?Pls. pls. i need your help and advice .Sorry for this super long mail of mine.I thank you so much God Bless!
Andrea Pabalan
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Hi Jay!
You’re doing a really great thing! I wish you greater success not only in your real estate investing but in your service advocacy as well. Godspeed!