Contact Me


Please use the following form to contact me via email. I assure you that your email will be read but due to the large volume of emails I receive, my reply may take from a couple of hours (if I have my mailbox open when I receive your email) to several months (Yes, you read that right!).

If you have questions with regards to a foreclosed property in our database, please go back to the page where you saw it, and then fill-up the inquiry form there.


For general inquiries, please use the following form:

Comments or questions are welcome.

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Lastly, please read the following reminder:

  • Please follow the instructions on who to contact as indicated on the listing of foreclosed properties. We always indicate on the list who to call, or who to contact, or what inquiry form to fill-out.

Thank you!

Jay Castillo

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  • Jay Castillo

    You’re welcome. By the way, I think I read in my email somewhere that we met at the REMAX office in Makati with Mr. Larry Gamboa. Was that you Jowen?

  • Jay Castillo

    Hi Jowen, at least dapat meron kayong contract-to-sell, schedule of payments, and acknowledgement receipt para sa mga checks na binigay niyo.

  • Carla Sollesta

    Hi Jay and Whena. gusto ko lang mag comment. Hindi kaya yung Deed of Assignment pinapa execute sa mga buyer ay para in case na mag past due with financial institution, the property will be assigned back to the developer. Its called a Buy Back Agreement. Its not covered by Maceda Law since its already fully paid. I just realized this, maybe to be exempted from Maceda Law. Thanks

    • Jay Castillo

      Hi Carla, I believe you’re right, thanks! If it is indeed a buyback agreement, then it’s just like a mortgage (It’s fully paid, which is why the developer has to buy it back).

      • Carla Sollesta

        That’s the reason why I have not seen any foreclosed property in one of the subdivision developer here in Iloilo, which could have been sold at a lower cost by the financial institution that financed the purchased of the property. What’s happening is that, after the Buyer failed in its loan amortization, the developer has the priority to repurchase it. Renovate it, and lo and behold its again sold at prevailing market price, RFO. Wise move for the developer, lost opportunity for other buyers and investors on foreclosed assets. Paano na lang kaya kung lahat ng developer eh mag require ng ganito sa mga buyers nila? Just asking, but its possible. Thanks Jay. Im an avid fan of your site. Learned a lot from it and willing to share my experiences.

  • Jay Castillo

    Ano po kaya ibig sabihin nung Deed Of Assignment? I-delete ko po yung attachement niyo kasi yung personal information niyo po yon, mahirap napo na ma-expose sa public.

    • whenawheng

      okay lang po.. pero ang gusto ko po sanang malamn eh ung sinasabi nila na hindi raw Covered ng maceda law ang PAG_IBIG FUND… Hindi po syna naka Mortgage.. Naka-contract to sell po sya kaso cancelled nila na

      • Jay Castillo

        Pwede ko po sabihin na covered siya ng Maceda law dahil naka contract-to-sell (CTS) kayo pero hindi po tayo nakakasigurado dahil dun sa Deed Of Assignment. Bakit po may Deed Of Assignment?

  • whena

    sir ask ko lang po after po makarecieve ako ng notice of cancellation
    nag apply po ako ng refund under maceda law sa pag ibig fund.. pero
    ang sagot po sa akin ng asst department manager na si Haydee C. Lim
    ng final remediation task force sa oag ibig.. ay ito ang opinyon
    daw po ng department ng legal ng pag ibig , ANG PAG IBIG FUND ay hindi
    raw po saklaw ng Republic Act 6552 Maceda Law. Totoo po ba ito? Wala po ba kaming karapatan sa mga naihulog na namin na makarefund man lang?

    • Jay Castillo

      Hi Ms. Whena, kung mortgage loan sa Pag-IBIG po ang binabayaran niyo, hindi na po siya covered ng Maceda Law kasi considered fully paid napo yung property with the seller, at nakapangalan na po sa inyo yung property (may deed of sale na po). Naka-mortgage po ba yung property niyo sa Pag-IBIG?

  • Helen

    hi meron po ba real state seminar ngayong November 2013 dito sa davao city? thanks..

  • marj yap

    hi, still available pa po ba sir jay ung dto sa pangasinan along load lot 1825-w, brgy carmay east rosales? if yes, please let me know sir.. text me 09438018001 thanks and gobless

  • gina po un sa Kalaw st.Bf Resort,Las Pinas.?

  • lea may

    I am interested in investing in foreclosed properties in baguio city
    And also athena tower condominium…please inform me the schedule
    To see the athena tower so that i will informed my relatives to go in
    Check the athena tower…this is my first time to invest,please guide me
    How to start…i need details of this RESEDENTIAL LOT,BAKAKENG CENTRAL

  • Jason Gavieta

    Mr. Castillo,

    I would like to ask for your assistance in selling my house & lot property at Filinvest 1 QC/ Lot Area = 300 square meters/ Total Floor Area = 500 square meters/ 6 Bedrooms/ 4 toilet & bath/ Selling Price @ 16.5M/ lot facing east/ clean title/ im staying in the house temporarily/ furnitures not included/ you can view pictures of the property at or at you tube by jasonrio – house and lot for sale at filinvest 1 QC.

    Thank you.


  • Adrian Alfonso

    Hi Jay,

    Im Adrian, from 8X8 Designstudio, and let me say kudos to your very impressive website.
    Given your long experience in your professional field, i would think that you would already have an Architect friend or 2. But in the far chance that you don’t, may I interest you to be a referral partner?

    We offer quality modern Architectural Design services and consultation. Please visit our site if you’re interested. Or mail me back at



  • Jacky Chan

    Thank you very much sir.. Godbless..

  • http://none mark

    hi jay,
    I would like to request for the details of the following properties from MayBank. Thanks in advance.

    rajah matanda street, barangay milagrosa quezon city
    53.10 sqm

    lot 8 barangay milagrosa Quezon City
    69.10 sqm

    • Jay Castillo

      Hi Mark, will get the details as requested and send them to you once available. I’ll contact you directly through email. Thanks for the inquiry!

  • Joseph Cruz

    Hi Sir Jay, Free patent po kasi un property naman at gusto po namin ilipat sa color blue na titles, meron po kasing kinausap ang nanay at kinuha po sa aming ung original land title at maghintay po daw kami ng one year kasi, may kahabaan po daw ang proseso nito bago maging blue ito, Totoo po ba ito? anu ano po ba ang proseso para mailipat ito sa color blue na title. Marami pong salamat Sir Jay.

    • Jay Castillo

      Hi Joseph, honestly I have no idea as of now, I have no experience yet with free patent properties. Why don’t you try consulting with OMI (see the advertisement on the right side bar). They give free estimates, including how long that should normally take.

  • Chris Alejo

    Dear Sir Jay,

    I would just like to inquire if its possible to sell a property (lot in this case) to a bank even yet the Lot Title is not yet issued. Property has been already fully paid but still Title is still not processed by the Developer.

    Is there a chance for me to sell the property in the bank?

    • Jay Castillo

      Hi Chris, banks are not really in the business of buying and then selling real estate (which is why they can be considered as motivated sellers), so I doubt they will buy a property from property owners like you. However, if you ask me if they can offer financing for your property, so you can accommodate a buyer who cannot pay in cash, then it is possible. The property you described seems to be in the pre-selling stage and I know some banks who are okay with this, depending on the developer. I suggest you check with the developer to see which banks can offer financing for their properties. Just let me know if I you need further clarifications. Cheers!

  • Winston Bach

    I have a 182 sqm lot in Calamba laguna, woodlands subd., just at the foot of mt. makiling, nice panoramic view of laguna. I would like to sell it since we intend to stay in Baguio or Bataan. Anybody interested to sell it for me or best buy it :). We bought it for Php3,700/sqm. contact me at

  • Leila

     Hello po! Pwede po bang maging agent ng foreclosed properties? If were an agent do I get discount? Thanks.

  • Fairahdana

    if any of you wanted a property just contact me @ 09306991924/ 09165357378, fairahdana@yahoo:disqus .com or 759 4706 to 09

    and if you have some property that you wanted to sell will i can also assist you.

    thank you!

  • Al DelaCruz

    Hi Jay,

    I’m an avid follower of your website and updates, would like to get your help to sell one of my properties, it’s a newly renovated 5-BR elegant house with big garden, koi pond, own badminton court and playground. I’m the owner, open to reasonable offers.

    Details and pictures in the link below.

    If you can sell this, it will be rewarding to you.

    Best regards,

  • Eleazar Samaniego

    hi sir jay. i attended the seminar of think rich pinoy last saturday. after i went home, i immediately check your website. the website was very informative. i just wanted to ask about the subscription to receive notification of foreclosed property list updates, how does that work. i already subscibe btw. and sir another question would be, if it says “Residential lot” for sale does that mean only a vacant lot without building or house on it. can you please explain and clarify sir. im now starting to look for foreclosed properties, just got this excitement feeling after the seminar. thank you in advance. more power.

  • Philippine Learning Institute for Property Practitioners, Inc

    Can you please include us in one of your real estate service provider for CPEs, CRESARs.

    Ms. Boots Saratan

  • danilo maniti

    tanong ko lang po kung naibenta na yung bahay sa 9-5A, 1st.Street, Plaridel Subd., Angeles City, kc nabili na diumano ito ni mrs normilinda

  • Josephine

    Hi Jay,
    Do you offer mentoring? If so, how do I go for it?
    My one goal in financial aspect of my life is to become a Real Estate investor. And I know I need a mentor to become one.
    I will really appreciate if you could help me achieve it.

    Thanks and more power!


  • Glen DLC

    Hi Jay. I will be participating in an HDMF auction but the advertized property has occupants. How do I get them to leave in case I win the auction? What is the process and is it easy?

  • Gina Marie Soller

    Hi Jay,
    I was referred by Grace Pekson. I need to talk to you regarding Rural Bank of Cavite City ROPAs for sale.


  • Basil

    Informative realty articles. thanks

  • mark

    very inspiring blog sir jay! hope i can do real estate investing too.

  • jeff

    Hi Jay,

    Im interested in a foreclosed property. I checked the location and outside physical condition of the house. its ok for me. But I still want to check the interior of the house, but the company says they cannot open the house even if the title is already under their name, they might still get a trespassing case. Is this possible? Also, is it worth the risk to not check the interior of the house?


  • Pablo

    Hi, I want to ask about a legal problem concerning real estate.

    A couple bought a lot from a company on installment basis. The company got a loan from a bank. The couple completed payment but no transfer of title was done yet. The company defaulted in their loan and now the bank wants to foreclose even the property of the spouses. Who has the right over the property?

    Hoping for your quick reply. Thank you.


  • winston


    I am currently planning to loan a house from Pag-ibig but the seller do not like the process of Payment by Pag-ibig. As most of the seller, they want to receive the payment upon giving their title of the house.

    Before she would agree with the process of Pag-ibig, she wants to see and know first the forms and contents of the following:

    Notice of Approval (NOA)
    Letter of Guarranty (LOG)
    Disclosure Statement on Loan Transaction (DSLT)
    Loan and Mortgage Agreement (LMA)
    Promissory Note (PN)

    Can you help me identify and/or provide me a sample copy of the forms.

    Your great help will be very much appreciated.



  • Jocel

    Hi Jay,

    Thanks for being an inspiration and a big help regarding real estate.
    Your posts have been very helpful to me as it adds up to my knowledge as a property consultant.

    Thanks again!


  • Letty

    Hi Jay,

    I have soon to be opened a vacation home for rent at Daang Hari Molino Cavite. Maximum stay for 1 month, and beyond maximum s month stay is negotiable. Please let me know if someone’s interested to it. Please kindly post. Thank you very much.

  • anonymous

    this is off topic but since your wife is an accountant, i was wondering if she knows anybody who would be interested in doing freelance/independent accounting work. thanks.

  • Jolly

    Hi Jay, Do you have a list of schedules of seminars of the different CEP/CPE providers.Kindly post.Thanks!!!


    Hi , im a barter trader consultant .please try to visit my website ….If you have something to swapp or barter like properities,cars,etc ….we can help

  • randolf

    hi jay im interested in real estate investing but dont how start due budget constraint.thanks

    • Jermyn

      Hi! I suggest you start with cheap pre-selling properties because ultimately the value of real estate will always appreciate. I’m an agent who sells properties that will match for low, middle or high income individuals. If you are interested to inquire about cheap but quality properties for sell just call me at 09151178844 or email me at Thank you.

    • Regie

      hi jay im interested in real estate investing but dont how start due budget constraint.thanks

      Randolf: Bank foreclosed property is one of the best start. Find a property with potential rental income that could cover your monthly amortization with the bank. Usually banks allow their foreclosed properties due to being an NPA (non-performing assets) or even a liability. Liability being the property is taking from the owner (in this case, the bank) cash for payment of real estate tax, and association dues. Some MAY EVEN release the property at 5% downpayment.

      Look for these properties, dress up to get a good lease price, and find your first tenant who will pay and cover your monthly amortization with the bank and may even give you a residual income.

      Good luck!

      • Regie

        Usually banks allow their foreclosed properties FOR DISPOSAL EVEN AT A LOW DOWNPAYMENT…due….