1. Where are BFS’ pre-owned properties located?

BFS’ pre-owned properties are located nationwide, from Metro Manila to the provinces of Bataan, Bulacan, Cavite, Camarines Norte, Davao, Laguna, Pampanga, Quezon, Rizal and Tarlac. Please log onto www.bfs.com.ph/property for a complete listing of BFS properties. Note: BFS also sends their updated listings to me regularly, which I share here at ForeclosurePhilippines.com ~Jay Castillo

2. What are the benefits of buying pre-owned?

Pre-owned properties are an attractive alternative for entry-level buyers, as opposed to purchasing new homes or building from scratch. House and lots sell for as low as P110,000. Most BFS properties are located in developed subdivisions located in Metro Manila, Cavite, Laguna, Bulacan, and Rizal with access to paved roads and commercial centers.

3. What makes the Redemption Period important for pre-owned properties?

BFS sells rights to the pre-owned property. The pre-owned property may still go through the one-year Redemption Period that allows the Original Borrower to redeem the property. If the Original Borrower redeems the property, the buyer gets a full refund minus service fees for the time the Buyer was in possession of the property prior to redemption.

4. How do I know which brokers are accredited by BFS or are legitimate?

Contact BFS Property Sales to find out if your broker is legitimate or accredited.

5. When can I get my title? Why does TCT delivery take time?

The release of titles is dependent on the processing of documents by government offices such as the courts, the Bureau of Internal Revenue, and the Registry of Deed. BFS works with these government offices to facilitate the transfer of the titles to the buyers’ names, but cannot commit a definite date.

6. Do you allow the property buyers to handle the transfer of TCTs to their name?

Yes, once the title to the property is consolidated to the name of Balikatan, a buyer may opt to process consolidation of the title to his/her name upon signing a Deed of Undertaking.

7. What does “as is, where is” mean? What are the ramifications of this?

The term “ as-is-where-is ” gives notice to buyers that Balikatan does not give any representation or warranty as to the quality of the property. The buyer is free to inspect it before purchase; but if any defects are discovered after purchase, the buyer has no recourse against Balikatan.

8. Who do I call to follow-up on the status of my purchased property?

For Property After Sales Service (PASS) concerns, please e-mail info@www.bfs.com.ph with your Account number, Buyer’s name, and property address. Our PASS Customer Service Representative shall get in touch with you within 48 hours.

9. Can I get a Pag-IBIG housing loan for BFS foreclosed properties?

It depends on the status of the property. Most of the time, getting approved for a Pag-IBIG housing loan is not possible for bfs properties (Ex. Property's title is not yet consolidated, or the price of the property is too low and cannot meet minimum loan amount, etc. ). Please check with the designated sales-specialist from BFS that handles the property you are interested in purchasing

10. Can I buy BFS foreclosed properties that are OCCUPIED?

Yes, you can still buy occupied properties, but in my opinion, you should avoid them even if they are cheap, and I explained this in the following article: https://www.foreclosurephilippines.com/dont-buy-occupied-foreclosed-properties/

11. Is BFS related to Balikatan Housing and Finance Inc (BHFI)?

Yes, BFS is the exclusive mortgage service provider and and asset manager for BHFI, which is why BFS sells Balikatan Housing foreclosed assets in the past.

Bahay Financial Services Archives • ForeclosurePhilippines.com

BFS foreclosed properties list for April 2026 released. This is a nationwide list with 2600+ properties. The list has been added to our foreclosed properties database for quick and easy searching/filtering.

2,625 BFS Foreclosed Properties in April 2026 Listings for Negotiated Sale

April 22, 2026 Foreclosed Properties 147 Comments

For April 2026, a total of 2,625 BFS foreclosed properties are available for negotiated sale in their nationwide list. This ...