Comments on: About http://www.foreclosurephilippines.com Your trusted resource for foreclosure investing in the Philippines with listings of foreclosed properties, real estate auctions, real estate investing tips, and more! Wed, 08 Feb 2012 16:17:04 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Edwn_tacdeo http://www.foreclosurephilippines.com/about#comment-10220 Edwn_tacdeo Fri, 03 Feb 2012 01:33:00 +0000 http://localhost/wordpress/?page_id=2#comment-10220 Would you be interested in swapping. I have a property at Tierra Vista, Marikina Would you be interested in swapping. I have a property at Tierra Vista, Marikina

]]> By: Edwin_tacdeo http://www.foreclosurephilippines.com/about#comment-10219 Edwin_tacdeo Fri, 03 Feb 2012 01:30:00 +0000 http://localhost/wordpress/?page_id=2#comment-10219 If you can me the details @ edcetbuilders@yahoo.com If you can me the details @ edcetbuilders@yahoo.com

]]> By: Edwin_tacdeo http://www.foreclosurephilippines.com/about#comment-10215 Edwin_tacdeo Fri, 03 Feb 2012 00:57:00 +0000 http://localhost/wordpress/?page_id=2#comment-10215 I'm selling my house at Tierra Vista Subd.,Marikina. LA 244 sqm FA 100+ sqm. semi comm'l(main road). It's located along the primary road of the subdivision used by most residents all roads are cemented, near tricycle terminal(easy access to public transport corner lot, car garage, maid's quarter w/ own T/B, Foyer-Porch, Dirty Kitchen, side easement, Lanai, Chandelier lightings, Steel trusses for durability, newly refurbished, fruit bearing tree, corner lot. Few meters from clubhouse (includes covered basketball court,tennis court, open spaces, church, playground), near Farco Supermarket, near NGI wet and dry market. formerly owned by showbiz personality. Clean title Php3,500,000 Can include furnishing. Call 639195383578 I’m selling my house at Tierra
Vista Subd.,Marikina.
LA 244 sqm FA 100+ sqm.
semi comm’l(main
road). It’s located along the primary road of the subdivision used by most
residents
all roads are cemented,
near tricycle terminal(easy access to public transport
corner lot,
car garage,
maid’s quarter w/ own T/B,
Foyer-Porch,
Dirty Kitchen,
side easement,
Lanai,
Chandelier
lightings,

Steel trusses for durability,
newly refurbished,
fruit bearing tree,
corner lot.
Few meters from
clubhouse (includes covered basketball court,tennis court, open spaces,
church, playground),
near Farco
Supermarket,
near NGI wet and
dry market.
formerly owned by showbiz personality.
Clean title
Php3,500,000
Can include
furnishing.

Call 639195383578

]]> By: Andrea Pabalan http://www.foreclosurephilippines.com/about#comment-9706 Andrea Pabalan Thu, 26 Jan 2012 16:31:00 +0000 http://localhost/wordpress/?page_id=2#comment-9706 Hello Mr.Jay,     I would really appreciate if you could give me some advice or maybe enlightenment what to do and whom i can approach for help in Pagibig Fund Office.I have a low cost house in sta rosa laguna(88sqm) which was awarded to me in 1996 ,started paying the monthly amort.of  5,218.61 but only until 1998 (my employer closed his company without any compensation given to us employees)thus my delinquency until i joined SAGIP an NGO that gave us members hopes na di basta ma forclose properties namin and the officers really had meetings and dialogues with then Pag ibig Officers and some respectable politicians until we were allowed to avail of a special restructuring and we are to pay from the first to third year the amount of 2,973.99 and on the 4th yr 10,205.09 and 5th yr.should be 12,422.33 that seems to be unrealistic for all of us members to meet but...sabi nang aming SAGIP officers they were so sure na di kami aabutin ng 3 yrs and magkakaron ng positive resolution ang aming appeal.But our hopes turned into desperation because wala nang nakiipausap na officers of Pag ibig same the politicians and i learned that almost 70% of SAGIP members stopped paying the agreed amount of amortization but not me..i tried my very best to pay continously until 2008 despite my being jobless ( i am a single parent of 3 boys)i only run errands for friends handed some help from kind relatives and if swerte2 did some buy and sell on the side  to survive.On Sept. 2008 nakipagusap ako sa Billing and collection div.ng Pagibig for some clarification because napansin ko na hindi nababawasan ang loan balance ko instead umabot pa nang 1M to my dismay considering na 375,000 lang ang contract price ng aking house n lot.PAG ibig  told me wala ng mababawas talaga kasi masyado maliit ang hulog ko so I opened up to them with my situation and asked their kind help to just allow me if possible to pay again the orig amort of 5,218.61 kesa ma foreclosed na repeatedly nilang sinasabi sa akin and with that i was so hopeless kasi my house n lot is the only property i got (dugo at pawis naipundar) na maiiwan ko sa mga anak ko.           Until i was given another hope with the coming implementation of RA.9507Low Cost Housing Loan Condonation and Restructuring Program.They then computed me a new amortization amount of 13,917.25 payable within 12 years to my dismay.tinakot takot na ako nang foreclosure if i cannot come up with their demand of payment and there is nothing i can do but to follow kasi natakot na ako.Thanks to God my eldest son finished college 2009  and has helped me since then (nakakahiya man sa anak ko)because he has a family of his own now.I do not turn my back on obligations i know na ang utang ay utang pero i believe that meron at meron paraan ang ating government to help any filipino like me lalo at hardened up to own a house a simple house at that. i had paid my last amort.dec 2011 and i admit hirap na ako to pay for the next next months not until PAG IBIG will lend me a helping humanitarian hand. Do you think Mr Jay that i will still have all the chances of owning my house be granted a lower amortization to pay?Pls. pls. i need your help and advice .Sorry for this super long mail of mine.I thank you so much God Bless!  Andrea Pabalan      Hello Mr.Jay,
    I would really appreciate if you could give me some advice or maybe enlightenment what to do and whom i can approach for help in Pagibig Fund Office.I have a low cost house in sta rosa laguna(88sqm) which was awarded to me in 1996 ,started paying the monthly amort.of  5,218.61 but only until 1998 (my employer closed his company without any compensation given to us employees)thus my delinquency until i joined SAGIP an NGO that gave us members hopes na di basta ma forclose properties namin and the officers really had meetings and dialogues with then Pag ibig Officers and some respectable politicians until we were allowed to avail of a special restructuring and we are to pay from the first to third year the amount of 2,973.99 and on the 4th yr 10,205.09 and 5th yr.should be 12,422.33 that seems to be unrealistic for all of us members to meet but…sabi nang aming SAGIP officers they were so sure na di kami aabutin ng 3 yrs and magkakaron ng positive resolution ang aming appeal.But our hopes turned into desperation because wala nang nakiipausap na officers of Pag ibig same the politicians and i learned that almost 70% of SAGIP members stopped paying the agreed amount of amortization but not me..i tried my very best to pay continously until 2008 despite my being jobless ( i am a single parent of 3 boys)i only run errands for friends handed some help from kind relatives and if swerte2 did some buy and sell on the side  to survive.On Sept. 2008 nakipagusap ako sa Billing and collection div.ng Pagibig for some clarification because napansin ko na hindi nababawasan ang loan balance ko instead umabot pa nang 1M to my dismay considering na 375,000 lang ang contract price ng aking house n lot.PAG ibig  told me wala ng mababawas talaga kasi masyado maliit ang hulog ko so I opened up to them with my situation and asked their kind help to just allow me if possible to pay again the orig amort of 5,218.61 kesa ma foreclosed na repeatedly nilang sinasabi sa akin and with that i was so hopeless kasi my house n lot is the only property i got (dugo at pawis naipundar) na maiiwan ko sa mga anak ko.
          Until i was given another hope with the coming implementation of RA.9507Low Cost Housing Loan Condonation and Restructuring Program.They then computed me a new amortization amount of 13,917.25 payable within 12 years to my dismay.tinakot takot na ako nang foreclosure if i cannot come up with their demand of payment and there is nothing i can do but to follow kasi natakot na ako.Thanks to God my eldest son finished college 2009  and has helped me since then (nakakahiya man sa anak ko)because he has a family of his own now.I do not turn my back on obligations i know na ang utang ay utang pero i believe that meron at meron paraan ang ating government to help any filipino like me lalo at hardened up to own a house a simple house at that. i had paid my last amort.dec 2011 and i admit hirap na ako to pay for the next next months not until PAG IBIG will lend me a helping humanitarian hand. Do you think Mr Jay that i will still have all the chances of owning my house be granted a lower amortization to pay?Pls. pls. i need your help and advice .Sorry for this super long mail of mine.I thank you so much God Bless! 

Andrea Pabalan
    

]]> By: How to check the validity of a Real Estate Broker License — Foreclosure Investing Philippines http://www.foreclosurephilippines.com/about#comment-9690 How to check the validity of a Real Estate Broker License — Foreclosure Investing Philippines Thu, 26 Jan 2012 03:30:21 +0000 http://localhost/wordpress/?page_id=2#comment-9690 [...] use Privacy PolicySite DisclaimerComment Policy and DisclaimerDMCA DisclaimerAffiliate Disclosure AboutContactResources Amortization Factor Rate TableMortgage CalculatorBIR Zonal ValuesPhilippine Bank [...] [...] use Privacy PolicySite DisclaimerComment Policy and DisclaimerDMCA DisclaimerAffiliate Disclosure AboutContactResources Amortization Factor Rate TableMortgage CalculatorBIR Zonal ValuesPhilippine Bank [...]

]]> By: Wpasimio http://www.foreclosurephilippines.com/about#comment-9677 Wpasimio Tue, 24 Jan 2012 01:41:00 +0000 http://localhost/wordpress/?page_id=2#comment-9677 Hi Jay! You're doing a really great thing! I wish you greater success not only in your real estate investing but in your service advocacy as well.  Godspeed! Hi Jay!

You’re doing a really great thing! I wish you greater success not only in your real estate investing but in your service advocacy as well.  Godspeed!

]]> By: Ronald Cagape http://www.foreclosurephilippines.com/about#comment-9669 Ronald Cagape Sat, 21 Jan 2012 12:48:00 +0000 http://localhost/wordpress/?page_id=2#comment-9669 Hi Yuhan. Jay likely has a lot of messages. This is a very busy site. I have some experience in real estate so let me give some answers. 1. Am I required to pay the real property tax even before I get the title to the property? Yes. The local gov't doesn't care if you have the title or not. They will levy the real property tax in any case.2. If yes, when should the period of paying the real property tax start? Will it be from the move-in date (2009) or from my first Pag-IBIG amortization payment  (2010)? Most likely, it's your turn-over date. Check your contract-to-sell. There's likely a clause there stating when should you pay your real property tax.3. Do I have to reimburse my developer for taxes paid on the property from 2009 or 2010 (as the case may be) up until present? See #2. Check your agreement with the developer.4. If I have not asked my developer about paying the real property tax, I would not have been required to pay the tax now. Do I really have to pay the tax now -- or can I opt to pay the tax when I get the title? See #2. Read the fine print. Taxes are not optional. Somebody has to pay them. If it was the developer, they will likely put additional charges on top of the property tax. Hi Yuhan. Jay likely has a lot of messages. This is a very busy site. I have some experience in real estate so let me give some answers.

1. Am I required to pay the real property tax even before I get the title to the property? Yes. The local gov’t doesn’t care if you have the title or not. They will levy the real property tax in any case.2. If yes, when should the period of paying the real property tax start? Will it be from the move-in date (2009) or from my first Pag-IBIG amortization payment  (2010)? Most likely, it’s your turn-over date. Check your contract-to-sell. There’s likely a clause there stating when should you pay your real property tax.3. Do I have to reimburse my developer for taxes paid on the property from 2009 or 2010 (as the case may be) up until present? See #2. Check your agreement with the developer.4. If I have not asked my developer about paying the real property tax, I would not have been required to pay the tax now. Do I really have to pay the tax now — or can I opt to pay the tax when I get the title? See #2. Read the fine print. Taxes are not optional. Somebody has to pay them. If it was the developer, they will likely put additional charges on top of the property tax.

]]> By: besik http://www.foreclosurephilippines.com/about#comment-9654 besik Fri, 20 Jan 2012 14:32:00 +0000 http://localhost/wordpress/?page_id=2#comment-9654 I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee broker's Commission and he determines his commission.  Also we have facilities to discount BG and Put you into PPP Trading. Contact me through this email:(financialdraft55@gmail.com,) or through skype: (besik.katsitadze) in other to furnish you with other information. I can deliver leased instruments to Organisations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee broker’s Commission and he determines his commission.  Also we have facilities to discount BG and Put you into PPP Trading.

Contact me through this email:(financialdraft55@gmail.com,) or through
skype: (besik.katsitadze) in other to furnish you with other information.

]]> By: Mark Arsenio Moya http://www.foreclosurephilippines.com/about#comment-9649 Mark Arsenio Moya Fri, 20 Jan 2012 06:37:00 +0000 http://localhost/wordpress/?page_id=2#comment-9649 Hi, I just wanna ask, what does BFS.com do? I've seen properties there but can't find info's that those are for sale and how to buy it. They just indicate offered price.. this is my email, markarsenio_moya@yahoo.com Hi, I just wanna ask, what does BFS.com do? I’ve seen properties there but can’t find info’s that those are for sale and how to buy it. They just indicate offered price.. this is my email, markarsenio_moya@yahoo.com

]]> By: Yuhan http://www.foreclosurephilippines.com/about#comment-9637 Yuhan Thu, 19 Jan 2012 19:40:00 +0000 http://localhost/wordpress/?page_id=2#comment-9637 Hi Amigosan Thanks for your message.  You may be right -- perhaps Jay is a bit busy right now. I suggest we wait for awhile. I am confident he will provide us some answers soon. Thanks and kind regards. :-) Hi Amigosan

Thanks for your message. 

You may be right — perhaps Jay is a bit busy right now. I suggest we wait for awhile. I am confident he will provide us some answers soon.

Thanks and kind regards. :-)

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