Comments on: PNB foreclosed properties for sale as of November 2009

By: Rom

Rom — Mon, 12 Dec 2011 09:07:00 +0000

Hi Sir Jay, Is it possible to change the payment terms? Say I purchase a property then choose to pay by 10 year monthly ammortization then after 2 years I want to upgrade to 5 years monthly ammortization?

By: cynthia de jesus

cynthia de jesus — Wed, 04 May 2011 13:05:54 +0000

hi sir jay paano po ba mag request ng mga pictures ng mga properties sa san pablo para po makita namin nasa italy po ako salamat po regards

By: Francis Franciso

Francis Franciso — Tue, 01 Mar 2011 06:55:38 +0000

Hi. My name is Francis Francisco. I would like to know if PNB has a list of real estate properties with abandoned or condemned buildings and warehouses. Our group is interested in buying abandoned or condemned bldgs and warehouses (excluding land) located in Luzon. Looking forward to hear from you. Thanks.

By: LLOYD

LLOYD — Sat, 29 Jan 2011 08:33:46 +0000

sir i would like to ask for advice, the case is this.. is there any problem a problem frm acquiring a house and lot from anybank,? what will i do to make sure that the title is clean? from what i have heard from the neighbhors of the said property, the land owner lend the title of the property without the knowledge of the previous buyer.. he refuses to continue the amortization so the bank was able to acquired the property, is there any legal rights for that buyer even if the bank was able to acquired the property?

thanks alot..

God Bless

By: genina ignacio

genina ignacio — Tue, 20 Jul 2010 22:56:39 +0000

hello my mom is just planning to purchase a property of pnb within roxas oriental mindoro? could you please provide a list of pnb’s for sale properties

By: Jay Castillo

Jay Castillo — Tue, 24 Nov 2009 06:07:56 +0000

Hi Romy, it really depends on two factors, the numbers, and if it is your passion to go into an agri business. If the numbers look promising and you love doing it, then go for it!

By: Jay Castillo

Jay Castillo — Tue, 24 Nov 2009 05:15:12 +0000

Hi Derrick, Unconsolidated means that the property’s Title has not yet been transferred to the bank. If the transfer is already in process and there is no pending case, I would say it is safe but the drawback would be the amount of time it would take for the transfer to be completed. It could take 3 to 6 months.

By: Jay Castillo

Jay Castillo — Tue, 24 Nov 2009 05:01:49 +0000

Hi Dan! For cases like this, you will have to compute for the balance after the first five years then apply the 12% interest rate for the remaining 10 years. I’ll post an example for you.

Oo nga pala, malapit ka na magbakasyon, I look forward to meeting you soon!

By: Romy

Romy — Sun, 22 Nov 2009 08:15:01 +0000

Hi Jay!

I would like to know your point of view regarding my plan to invest on agri lot instead on houses and apartments. Naisip ko lang po kasi kung okay din ba ang kita kung ako din yung magiging kapitalista sa patanim. Your view means alot.

Warm regards,
Romy

By: Derrick Darin

Derrick Darin — Thu, 19 Nov 2009 22:01:50 +0000

What does it mean by

Residential/House and Lot/UNCONSOLIDATED/ ?

does it mean wala yung papers with the bank and there still problem on legality?

is it safe to buy this type of property from the bank?

Thanks,
Derrick